Cost of Living Comparison Between Austin, TX and O'Fallon, MO Cost of Living Comparison Between Austin, TX and O'Fallon, MO

Monthly Cost of Living

Monthly costs for one person with rent: $2,701 in Austin, TX versus $2,450 in O'Fallon, MO.

Estimated couple costs with rent: $4,086 in Austin, TX versus $3,522 in O'Fallon, MO.

Monthly costs for a family of three with rent: $5,470 in Austin, TX versus $4,595 in O'Fallon, MO.

Living in Austin, TX is roughly 10% more expensive than in O'Fallon, MO, driven mainly by Getting Around.

Both cities are pricier than the global median: Austin, TX 102% above, O'Fallon, MO 83% above.

Meal at Budget Restaurant

$19.97 $19.97

$19.90 $19.90

0.35%

Three-Course Dinner for Two, Mid-Range

$74.5 $74.5

$78.5 $78.5

-5.16%

Fast Food Meal (McDonalds, etc)

$9.85 $9.85

$9.10 $9.10

8.24%

Cappuccino

$5.79 $5.79

$3.53 $3.53

64.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 $2.75

$2.39 $2.39

15.06%

Water (0.33 liter bottle)

$2.17 $2.17

$1.51 $1.51

43.71%

Local Beer (0.5 liter draught)

$5.98 $5.98

$2.52 $2.52

137.30%

Imported Beer (0.33 liter bottle)

$8.11 $8.11

$3.44 $3.44

135.76%

Milk (1 liter)

$1.10 $1.10

$0.92 $0.92

19.57%

White Bread (500g)

$3.28 $3.28

$3.21 $3.21

2.18%

Rice (white) (1kg)

$3.37 $3.37

$3.26 $3.26

3.37%

Eggs

$4.31 $4.31

$2.94 $2.94

46.60%

Local Cheese (1kg)

$12.02 $12.02

$7.06 $7.06

70.25%

Chicken Fillets (1kg)

$10.58 $10.58

$10.69 $10.69

-1.03%

Beef Round Steak (1kg)

$14.59 $14.59

$13.07 $13.07

11.63%

Apples (1kg)

$5.04 $5.04

$4.47 $4.47

12.75%

Banana (1kg)

$1.57 $1.57

$1.50 $1.50

4.67%

Oranges (1kg)

$4.38 $4.38

$6.16 $6.16

-28.90%

Tomato (1kg)

$4.07 $4.07

$5.35 $5.35

-23.93%

Potato (1kg)

$2.77 $2.77

$3.46 $3.46

-19.94%

Onion (1kg)

$2.82 $2.82

$2.70 $2.70

4.44%

Lettuce (1 head)

$1.96 $1.96

$1.71 $1.71

14.62%

Water (1.5 liter bottle)

$2.23 $2.23

$1.96 $1.96

13.78%

Cigarettes 20 Pack (Marlboro, Camel)

$8.75 $8.75

$6.15 $6.15

42.28%

Wine (Bottle)

$14.71 $14.71

$8.27 $8.27

77.87%

Local Beer (0.5 liter bottle)

$2.34 $2.34

$1.95 $1.95

20.00%

Imported Beer (0.33 liter bottle)

$3.47 $3.47

$2.22 $2.22

56.31%

One-way Ticket (Public Transport)

$1.52 $1.52

$2.06 $2.06

-26.21%

Public Transport Monthly Pass (Regular Price)

$42.74 $42.74

$219 $219

-80.52%

Taxi Start (Normal Tariff)

$4.31 $4.31

$2.53 $2.53

70.36%

Taxi (Normal Tariff) (1km)

$1.80 $1.80

$2.15 $2.15

-16.28%

Taxi 1hour Waiting (Normal Tariff)

$35.23 $35.23

$20.92 $20.92

68.40%

Gasoline (1 liter)

$0.80 $0.80

$0.76 $0.76

5.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K $25.7K

$23.7K $23.7K

8.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$23.9K $23.9K

12.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 $173

$125 $125

38.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$60.7 $60.7

-3.53%

Internet (50+ Mbps, Unlimited Data)

$67.1 $67.1

$53.8 $53.8

24.72%

Gym Membership (Monthly)

$61.8 $61.8

$42.18 $42.18

46.56%

Tennis Court (1 Hour on Weekend)

$9.85 $9.85

Cinema Ticket

$14.80 $14.80

$10.33 $10.33

43.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,414 $1,414

$988 $988

43.11%

International Primary School, 1 Child (Yearly)

$22.1K $22.1K

$19.9K $19.9K

11.00%

Jeans (Levis 501 Or Similar)

$54.9 $54.9

$53.8 $53.8

2.08%

Summer Dress (H&M, Zara, etc)

$46.67 $46.67

$42.76 $42.76

9.14%

Sport Shoes (Adidas, Nike)

$87.6 $87.6

$77.8 $77.8

12.63%

Men's Leather Business Shoes

$119 $119

$69.5 $69.5

71.59%

1-bedroom Apartment, City Center (Monthly)

$2,200 $2,200

$1,218 $1,218

80.59%

1-bedroom Apartment, Outside City Center (Monthly)

$1,428 $1,428

$1,202 $1,202

18.79%

3-bedroom Apartment, City Center (Monthly)

$3,769 $3,769

$1,675 $1,675

125.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,704 $2,704

$1,608 $1,608

68.20%

Buy Apartment in City Center (m2)

$7,334 $7,334

$1,554 $1,554

371.86%

Buy Apartment Outside City Center (m2)

$3,140 $3,140

$1,614 $1,614

94.56%

Average Monthly Net Salary (After Tax)

$5,093 $5,093

$5,673 $5,673

-10.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.25

3.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: July 20, 2026

Last update for O'Fallon, MO: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,200 in Austin, TX and $1,218 in O'Fallon, MO. Housing cost is often the main lever when comparing two cities.

O'Fallon, MO pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $74.0 in Austin, TX vs $79.0 in O'Fallon, MO. Groceries flip the comparison at $376 vs $340, with O'Fallon, MO cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs O'Fallon, MO: Cost of Living - Frequently Asked Questions

O'Fallon, MO wins on cost – living expenses run 10% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making O'Fallon, MO the obvious pick if budget is a priority.

On paper, salaries run 11% lower in O'Fallon, MO. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,200 in Austin, TX versus $1,218 in O'Fallon, MO. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,701 per month in Austin, TX versus $2,450 in O'Fallon, MO – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in O'Fallon, MO runs roughly 413% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,450 in O'Fallon, MO versus $2,701 in Austin, TX, a $2,000 budget is realistic in O'Fallon, MO but tight or insufficient in Austin, TX. The gap between the two cities makes O'Fallon, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find O'Fallon, MO gentler on the wallet – expenses run 10% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.