Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and O'Fallon, MO

For one person, living is cheaper in O'Fallon, MO: $2,381 a month against $2,698 in Austin, TX, rent and utilities included – about $3,800 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
115

Cost of Living Index in O'Fallon, MO
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O'Fallon, MO Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

O'Fallon, MO

🇺🇸 United States

$2,381

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in O'Fallon, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in O'Fallon, MO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $2,381 in O'Fallon, MO.

Austin, TX $2,698
O'Fallon, MO $2,381

Estimated couple costs with rent: $4,160 in Austin, TX versus $3,305 in O'Fallon, MO.

Austin, TX $4,160
O'Fallon, MO $3,305

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $4,229 in O'Fallon, MO.

Austin, TX $5,622
O'Fallon, MO $4,229

Living in Austin, TX is roughly 13% more expensive than in O'Fallon, MO, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Austin, TX 99% above, O'Fallon, MO 76% above.

Meal at Budget Restaurant

$20.63 $20.63

$20.03 $20.03

3.00%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$60.5 $60.5

39.85%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$9.30 $9.30

29.78%

Cappuccino

$5.48 $5.48

$3.40 $3.40

61.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.29 $2.29

65.94%

Water (0.33 liter bottle)

$2.47 $2.47

$1.53 $1.53

61.44%

Local Beer (0.5 liter draught)

$8.05 $8.05

$2.45 $2.45

228.57%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$3.56 $3.56

149.44%

Milk (1 liter)

$1.11 $1.11

$0.93 $0.93

19.35%

White Bread (500g)

$3.72 $3.72

$3.35 $3.35

11.04%

Rice (white) (1kg)

$3.37 $3.37

$2.19 $2.19

53.88%

Eggs

$4.32 $4.32

$2.99 $2.99

44.48%

Local Cheese (1kg)

$13.13 $13.13

$7.32 $7.32

79.37%

Chicken Fillets (1kg)

$14.15 $14.15

$8.67 $8.67

63.21%

Beef Round Steak (1kg)

$16.33 $16.33

$13.06 $13.06

25.04%

Apples (1kg)

$4.55 $4.55

$4.48 $4.48

1.56%

Banana (1kg)

$1.46 $1.46

$1.08 $1.08

35.19%

Oranges (1kg)

$4.71 $4.71

$2.99 $2.99

57.53%

Tomato (1kg)

$4.15 $4.15

$4.48 $4.48

-7.37%

Potato (1kg)

$2.58 $2.58

$1.70 $1.70

51.76%

Onion (1kg)

$2.35 $2.35

Lettuce (1 head)

$1.77 $1.77

$1.68 $1.68

5.36%

Water (1.5 liter bottle)

$2.14 $2.14

$1.97 $1.97

8.63%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$6.05 $6.05

66.94%

Wine (Bottle)

$15.19 $15.19

$8.30 $8.30

83.01%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.85 $1.85

52.43%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$2.22 $2.22

54.95%

One-way Ticket (Public Transport)

$1.54 $1.54

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$217 $217

-81.15%

Taxi Start (Normal Tariff)

$2.80 $2.80

$2.93 $2.93

-4.44%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.41 $1.41

13.48%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$36.45 $36.45

-5.79%

Gasoline (1 liter)

$0.94 $0.94

$1.02 $1.02

-7.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$24.2K $24.2K

40.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$24.2K $24.2K

10.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$123 $123

80.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$58.5 $58.5

0.65%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$70.7 $70.7

-0.17%

Gym Membership (Monthly)

$57.7 $57.7

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.26 $14.26

$10.06 $10.06

41.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$768 $768

96.65%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$20.3K $20.3K

2.88%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$54.1 $54.1

-5.18%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$37.31 $37.31

18.39%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$76.7 $76.7

13.45%

Men's Leather Business Shoes

$104 $104

$70.2 $70.2

48.73%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$1,181 $1,181

64.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$1,208 $1,208

8.93%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,687 $1,687

117.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$1,641 $1,641

56.30%

Buy Apartment in City Center (m2)

$7,354 $7,354

$1,586 $1,586

363.60%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$1,613 $1,613

93.99%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$5,001 $5,001

5.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.25

8.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for O'Fallon, MO: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

O'Fallon, MO

$1.2K 50.8% 8.2% $108

Groceries & Markets

Austin, TX

$406 15.1%

O'Fallon, MO

$302 12.7% 25.7% $104

Monthly Utilities & Internet

Austin, TX

$352 13.1%

O'Fallon, MO

$253 10.6% 28.3% $100

Eating Out

Austin, TX

$350 13%

O'Fallon, MO

$264 11.1% 24.7% $87

Clothing & Footwear

Austin, TX

$129 4.8%

O'Fallon, MO

$107 4.5% 16.9% $22

Sport & Entertainment

Austin, TX

$86 3.2%

O'Fallon, MO

$20 * 0.9% 76.7% $66

Getting Around

Austin, TX

$58 2.2%

O'Fallon, MO

$227 * 9.6% 293% $169

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $1,181 in O'Fallon, MO. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $60.0 in O'Fallon, MO for a mid-range dinner for two. Groceries echo the gap at $406 vs $302 per month, with O'Fallon, MO cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 O'Fallon, MO

🕒 Local time

18:29 6:29 PM

Same time as Austin, TX

🌤 Weather

👥 Population

974,447

94,074

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Austin, TX O'Fallon, MO 1,150 km ≈ 2 h nonstop flight

From you

Austin, TX
O'Fallon, MO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs O'Fallon, MO: Cost of Living - Frequently Asked Questions

O'Fallon, MO wins on cost – living expenses run 13% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making O'Fallon, MO the obvious pick if budget is a priority.

Average pay runs 6% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $1,181 in O'Fallon, MO. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $2,381 in O'Fallon, MO – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in O'Fallon, MO runs roughly 430% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,381 in O'Fallon, MO versus $2,698 in Austin, TX, a $2,000 budget is realistic in O'Fallon, MO but tight or insufficient in Austin, TX. The gap between the two cities makes O'Fallon, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find O'Fallon, MO gentler on the wallet – expenses run 13% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.