Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Ludza

For one person, living is cheaper in Ludza: $955 a month against $2,698 in Austin, TX, rent and utilities included – about $20,900 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
46

Cost of Living Index in Ludza
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Ludza Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Ludza

🇱🇻 Latvia

$955

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Ludza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Ludza actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $955 in Ludza.

Austin, TX $2,698
Ludza $955

Estimated couple costs with rent: $4,160 in Austin, TX versus $1,505 in Ludza.

Austin, TX $4,160
Ludza $1,505

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $2,055 in Ludza.

Austin, TX $5,622
Ludza $2,055

Living in Austin, TX is roughly 182% more expensive than in Ludza, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 99% above, Ludza is 30% below.

Meal at Budget Restaurant

$20.63 $20.63

$7.89 €7.02

161.47%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$68.2 €60.7

23.93%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$9.45 €8.40

27.72%

Cappuccino

$5.48 $5.48

$3.62 €3.22

51.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$1.58 €1.40

140.51%

Water (0.33 liter bottle)

$2.47 $2.47

$1.15 €1.03

114.78%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.53 €4.91

45.57%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$5.12 €4.55

73.44%

Milk (1 liter)

$1.11 $1.11

$1.20 €1.07

-7.50%

White Bread (500g)

$3.72 $3.72

$1.50 €1.33

148.00%

Rice (white) (1kg)

$3.37 $3.37

$2.41 €2.14

39.83%

Eggs

$4.32 $4.32

$3.73 €3.32

15.82%

Local Cheese (1kg)

$13.13 $13.13

$10.67 €9.49

23.06%

Chicken Fillets (1kg)

$14.15 $14.15

$8.72 €7.76

62.27%

Beef Round Steak (1kg)

$16.33 $16.33

$13.98 €12.44

16.81%

Apples (1kg)

$4.55 $4.55

$0.67 €0.60

579.10%

Banana (1kg)

$1.46 $1.46

$1.45 €1.29

0.69%

Oranges (1kg)

$4.71 $4.71

$1.79 €1.59

163.13%

Tomato (1kg)

$4.15 $4.15

$3.24 €2.88

28.09%

Potato (1kg)

$2.58 $2.58

$0.83 €0.74

210.84%

Onion (1kg)

$2.35 $2.35

$0.90 €0.80

161.11%

Lettuce (1 head)

$1.77 $1.77

$1.69 €1.51

4.73%

Water (1.5 liter bottle)

$2.14 $2.14

$0.90 €0.80

137.78%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$6.78 €6.03

48.97%

Wine (Bottle)

$15.19 $15.19

$7.92 €7.04

91.79%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.97 €1.75

43.15%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$2.07 €1.84

66.18%

One-way Ticket (Public Transport)

$1.54 $1.54

$2.28 €2.03

-32.46%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.80 $2.80

$3.32 €2.95

-15.66%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.01 €0.90

58.42%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$17.39 €15.47

97.47%

Gasoline (1 liter)

$0.94 $0.94

$1.86 €1.66

-49.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$27.2K €24.2K

25.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$30.7K €27.3K

-12.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$285 €253

-21.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$19.76 €17.57

198.08%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$19.92 €17.72

254.37%

Gym Membership (Monthly)

$57.7 $57.7

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.26 $14.26

$11.29 €10.04

26.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$675 €601

123.74%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$18.0K €16.0K

16.01%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$69.0 €61.4

-25.73%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$49.26 €43.82

-10.33%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$77.6 €69.0

12.07%

Men's Leather Business Shoes

$104 $104

$139 €124

-25.19%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

Buy Apartment in City Center (m2)

$7,354 $7,354

Buy Apartment Outside City Center (m2)

$3,129 $3,129

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$620 €551

753.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

4.77

42.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Ludza: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Ludza

- * 0% 100%

Groceries & Markets

Austin, TX

$406 15.1%

Ludza

$256 26.8% 36.9% $150

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Ludza

$324 34% 7.9% $28

Eating Out

Austin, TX

$350 13%

Ludza

$184 19.2% 47.5% $166

Clothing & Footwear

Austin, TX

$129 4.8%

Ludza

$151 15.8% 17% $22

Sport & Entertainment

Austin, TX

$86 3.2%

Ludza

$23 * 2.4% 73.8% $64

Getting Around

Austin, TX

$58 2.2%

Ludza

$18 * 1.8% 69.8% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Austin, TX pays 753% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $68.0 in Ludza for a mid-range dinner for two. Groceries echo the gap at $406 vs $256 per month, with Ludza cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇱🇻 Ludza

🕒 Local time

14:59 2:59 PM

22:59 10:59 PM

8 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

8,500

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Ludza 9,080 km ≈ 12 h nonstop flight

From you

Austin, TX
Ludza

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Ludza: Cost of Living - Frequently Asked Questions

Ludza wins on cost – living expenses run 182% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Ludza the obvious pick if budget is a priority.

Average pay runs 753% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Childcare runs $1,511 in Austin, TX versus $675 in Ludza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ludza – a meal for two runs $68.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $955 in Ludza versus $2,698 in Austin, TX, a $1,500 budget is realistic in Ludza but tight or insufficient in Austin, TX. The gap between the two cities makes Ludza the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ludza gentler on the wallet – expenses run 182% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.