Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Kumasi

For one person, living is cheaper in Kumasi: $488 a month against $2,663 in Austin, TX, rent and utilities included – about $26,100 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
24

Cost of Living Index in Kumasi
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Kumasi Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Kumasi

🇬🇭 Ghana

$488

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Kumasi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Kumasi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $488 in Kumasi.

Austin, TX $2,663
Kumasi $488

Estimated couple costs with rent: $4,133 in Austin, TX versus $805 in Kumasi.

Austin, TX $4,133
Kumasi $805

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,123 in Kumasi.

Austin, TX $5,603
Kumasi $1,123

Living in Austin, TX is roughly 446% more expensive than in Kumasi, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Kumasi is 64% below.

Meal at Budget Restaurant

$20.77 $20.77

$3.50 GHS 40.74

493.43%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$33.71 GHS 392

150.93%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$10.15 GHS 118

21.38%

Cappuccino

$5.63 $5.63

$1.08 GHS 12.53

421.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.71 GHS 8.22

423.94%

Water (0.33 liter bottle)

$2.50 $2.50

$0.26 GHS 3.05

861.54%

Local Beer (0.5 liter draught)

$8.05 $8.05

$0.91 GHS 10.53

784.62%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$1.66 GHS 19.34

442.77%

Milk (1 liter)

$1.12 $1.12

$1.78 GHS 20.65

-37.08%

White Bread (500g)

$3.75 $3.75

$1.64 GHS 19.09

128.66%

Rice (white) (1kg)

$3.26 $3.26

$1.75 GHS 20.35

86.29%

Eggs

$4.17 $4.17

$2.39 GHS 27.81

74.48%

Local Cheese (1kg)

$12.90 $12.90

$5.49 GHS 63.8

134.97%

Chicken Fillets (1kg)

$14.16 $14.16

$4.54 GHS 52.8

211.89%

Beef Round Steak (1kg)

$16.22 $16.22

$4.81 GHS 55.9

237.21%

Apples (1kg)

$4.33 $4.33

$1.68 GHS 19.50

157.74%

Banana (1kg)

$1.46 $1.46

$0.83 GHS 9.66

75.90%

Oranges (1kg)

$4.51 $4.51

$0.84 GHS 9.73

436.90%

Tomato (1kg)

$4.34 $4.34

$2.10 GHS 24.39

106.67%

Potato (1kg)

$2.58 $2.58

$1.66 GHS 19.34

55.42%

Onion (1kg)

$2.35 $2.35

$1.28 GHS 14.89

83.59%

Lettuce (1 head)

$1.78 $1.78

$0.75 GHS 8.70

137.33%

Water (1.5 liter bottle)

$2.22 $2.22

$0.57 GHS 6.59

289.47%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$0.87 GHS 10.18

1035.63%

Wine (Bottle)

$15.08 $15.08

$1.25 GHS 14.56

1106.40%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.22 GHS 14.22

139.34%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.40 GHS 27.88

44.17%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.52 GHS 6.09

186.54%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$20.34 GHS 237

105.11%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.82 GHS 9.49

232.93%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.24 GHS 14.44

33.87%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$1.72 GHS 20.03

1952.33%

Gasoline (1 liter)

$0.95 $0.95

$1.13 GHS 13.18

-15.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$7,902 GHS 91.9K

356.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$9,972 GHS 116.0K

171.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$41.97 GHS 488

445.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$19.43 GHS 226

205.66%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$42.24 GHS 491

65.51%

Gym Membership (Monthly)

$57.2 $57.2

$30.23 GHS 352

89.35%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$12.60 GHS 147

13.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$459 GHS 5,337

228.14%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$5,536 GHS 64.4K

287.58%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$14.50 GHS 169

264.21%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$18.32 GHS 213

139.19%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$35.88 GHS 417

136.26%

Men's Leather Business Shoes

$103 $103

$51.8 GHS 602

99.01%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$408 GHS 4,750

1153.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

26.75

-74.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Kumasi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Kumasi

- * 0% 100%

Groceries & Markets

Austin, TX

$405 15.2%

Kumasi

$162 33.3% 59.9% $242

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Kumasi

$104 21.2% 71.1% $255

Eating Out

Austin, TX

$354 13.3%

Kumasi

$83 17% 76.5% $271

Clothing & Footwear

Austin, TX

$128 4.8%

Kumasi

$54 11.1% 57.6% $74

Sport & Entertainment

Austin, TX

$86 3.2%

Kumasi

$55 11.4% 35.4% $30

Getting Around

Austin, TX

$59 2.2%

Kumasi

$29 6% 49.8% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Austin, TX pays 1154% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $34.00 in Kumasi for a mid-range dinner for two. Groceries echo the gap at $405 vs $162 per month, with Kumasi cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇬🇭 Kumasi

🕒 Local time

18:23 6:23 PM

23:23 11:23 PM

5 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

1,517,000

💱 Currency

United States Dollar USD $

Ghanaian Cedi GHS ₵

📈 Exchange rate

1 USD = 0.89 EUR

100 GHS = 8.6 USD

100 GHS = 7.65 EUR

Exchange rates and currency converter

GHS, EUR to USD – United States Dollar Converter

🇬🇭 Ghanaian Cedi (₵)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Ghanaian Cedi exchange rates as of October 17, 2026: 1 USD = 11.63 GHS (100 GHS = 8.6 USD). 1 EUR = 13.07 GHS (100 GHS = 7.65 EUR).

GHS to USD in detail →

On the map

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Between locations

Austin, TX Kumasi 10,220 km ≈ 13 h nonstop flight

From you

Austin, TX
Kumasi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Kumasi: Cost of Living - Frequently Asked Questions

Kumasi wins on cost – living expenses run 446% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Kumasi the obvious pick if budget is a priority.

Average pay runs 1154% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

All in, you'll spend $2,663 per month in Austin, TX versus $488 in Kumasi – a 446% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kumasi runs roughly 105% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $488 in Kumasi versus $2,663 in Austin, TX, a $2,000 budget is realistic in Kumasi but tight or insufficient in Austin, TX. The gap between the two cities makes Kumasi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Kumasi gentler on the wallet – expenses run 446% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.