Cost of Living Comparison Between Austin, TX and Kokomo, IN Cost of Living Comparison Between Austin, TX and Kokomo, IN

Monthly Cost of Living

Monthly costs for one person with rent: $2,715 in Austin, TX versus $2,027 in Kokomo, IN.

Estimated couple costs with rent: $4,156 in Austin, TX versus $2,862 in Kokomo, IN.

Monthly costs for a family of three with rent: $5,596 in Austin, TX versus $3,697 in Kokomo, IN.

Living in Austin, TX is roughly 34% more expensive than in Kokomo, IN, driven mainly by Eating Out.

Both cities are pricier than the global median: Austin, TX 98% above, Kokomo, IN 48% above.

Currency
🍽 Eating Out
Austin, TX
Kokomo, IN
Difference
Meal at Budget Restaurant
$19.66 $19.66
$13.49 $13.49
45.74%
Three-Course Dinner for Two, Mid-Range
$84.6 $84.6
$69.2 $69.2
22.31%
Fast Food Meal (McDonalds, etc)
$12.30 $12.30
$10.11 $10.11
21.66%
Cappuccino
$5.45 $5.45
$4.22 $4.22
29.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.62 $3.62
$2.36 $2.36
53.39%
Water (0.33 liter bottle)
$2.41 $2.41
$1.84 $1.84
30.98%
Local Beer (0.5 liter draught)
$7.91 $7.91
$6.60 $6.60
19.85%
Imported Beer (0.33 liter bottle)
$8.89 $8.89
$4.67 $4.67
90.36%
🛒 Groceries & Markets
Austin, TX
Kokomo, IN
Difference
Milk (1 liter)
$1.07 $1.07
$0.74 $0.74
44.59%
White Bread (500g)
$3.68 $3.68
$2.72 $2.72
35.29%
Rice (white) (1kg)
$3.34 $3.34
$1.87 $1.87
78.61%
Eggs
$4.29 $4.29
$3.17 $3.17
35.33%
Local Cheese (1kg)
$13.00 $13.00
$6.50 $6.50
100.00%
Chicken Fillets (1kg)
$14.24 $14.24
$15.55 $15.55
-8.42%
Beef Round Steak (1kg)
$16.68 $16.68
$16.21 $16.21
2.90%
Apples (1kg)
$4.49 $4.49
$4.57 $4.57
-1.75%
Banana (1kg)
$1.42 $1.42
$1.25 $1.25
13.60%
Oranges (1kg)
$4.59 $4.59
$3.24 $3.24
41.67%
Tomato (1kg)
$4.67 $4.67
$3.74 $3.74
24.87%
Potato (1kg)
$2.71 $2.71
$2.79 $2.79
-2.87%
Onion (1kg)
$2.58 $2.58
$2.47 $2.47
4.45%
Lettuce (1 head)
$1.89 $1.89
$2.21 $2.21
-14.48%
Water (1.5 liter bottle)
$2.19 $2.19
$1.22 $1.22
79.51%
Cigarettes 20 Pack (Marlboro, Camel)
$10.04 $10.04
$7.36 $7.36
36.41%
Wine (Bottle)
$15.08 $15.08
$18.64 $18.64
-19.10%
Local Beer (0.5 liter bottle)
$2.92 $2.92
$1.74 $1.74
67.82%
Imported Beer (0.33 liter bottle)
$3.29 $3.29
$5.84 $5.84
-43.66%
🚌 Getting Around
Austin, TX
Kokomo, IN
Difference
One-way Ticket (Public Transport)
$1.53 $1.53
-
-
Public Transport Monthly Pass (Regular Price)
$41.52 $41.52
-
-
Taxi Start (Normal Tariff)
$2.70 $2.70
-
-
Taxi (Normal Tariff) (1km)
$1.65 $1.65
$3.19 $3.19
-48.28%
Taxi 1hour Waiting (Normal Tariff)
$35.05 $35.05
$15.05 $15.05
132.89%
Gasoline (1 liter)
$0.89 $0.89
$0.78 $0.78
14.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.4K $36.4K
$35.5K $35.5K
2.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K $27.1K
$25.3K $25.3K
6.89%
🧾 Monthly Utilities & Internet
Austin, TX
Kokomo, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$223 $223
$202 $202
10.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$57.4 $57.4
$51.7 $51.7
10.94%
Internet (50+ Mbps, Unlimited Data)
$68.3 $68.3
$58.6 $58.6
16.59%
🎉 Sport & Entertainment
Austin, TX
Kokomo, IN
Difference
Gym Membership (Monthly)
$65.6 $65.6
$19.68 $19.68
233.13%
Tennis Court (1 Hour on Weekend)
$14.61 $14.61
-
-
Cinema Ticket
$13.95 $13.95
$13.65 $13.65
2.20%
🧸 Childcare & Education
Austin, TX
Kokomo, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,523 $1,523
$537 $537
183.49%
International Primary School, 1 Child (Yearly)
$21.4K $21.4K
$6,507 $6,507
228.61%
👕👟 Clothing & Footwear
Austin, TX
Kokomo, IN
Difference
Jeans (Levis 501 Or Similar)
$53.1 $53.1
$39.32 $39.32
35.07%
Summer Dress (H&M, Zara, etc)
$42.81 $42.81
$47.43 $47.43
-9.74%
Sport Shoes (Adidas, Nike)
$85.3 $85.3
$69.9 $69.9
22.02%
Men's Leather Business Shoes
$103 $103
$121 $121
-14.87%
🏠 Accommodation & Living
Austin, TX
Kokomo, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$1,948 $1,948
$863 $863
125.56%
1-bedroom Apartment, Outside City Center (Monthly)
$1,267 $1,267
$916 $916
38.32%
3-bedroom Apartment, City Center (Monthly)
$3,765 $3,765
$1,396 $1,396
169.70%
3-bedroom Apartment, Outside City Center (Monthly)
$2,553 $2,553
$1,324 $1,324
92.85%
Buy Apartment in City Center (m2)
$7,179 $7,179
$1,328 $1,328
440.63%
Buy Apartment Outside City Center (m2)
$3,140 $3,140
$1,336 $1,336
135.07%
💵 Salaries & Financials
Austin, TX
Kokomo, IN
Difference
Average Monthly Net Salary (After Tax)
$4,955 $4,955
$5,583 $5,583
-11.26%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.47
6
7.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: September 14, 2026

Last update for Kokomo, IN: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,948 in Austin, TX and $863 in Kokomo, IN. Housing cost is often the main lever when comparing two cities.

Kokomo, IN pays 13% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85.0 in Austin, TX vs $69.0 in Kokomo, IN for a mid-range dinner for two. Groceries echo the gap at $409 vs $357 per month, with Kokomo, IN cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Austin, TX vs Kokomo, IN: Cost of Living - Frequently Asked Questions
Which city is more expensive, Austin, TX or Kokomo, IN?
Kokomo, IN wins on cost – living expenses run 34% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Kokomo, IN the obvious pick if budget is a priority.
Are salaries higher in Austin, TX or in Kokomo, IN?
On paper, salaries run 13% lower in Kokomo, IN. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Austin, TX compared to Kokomo, IN?
Rent for a central apartment: $1,948 in Austin, TX versus $863 in Kokomo, IN. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Austin, TX and in Kokomo, IN?
Childcare runs $1,523 in Austin, TX versus $537 in Kokomo, IN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Austin, TX and in Kokomo, IN?
Dining out is cheaper in Kokomo, IN – a meal for two runs $69.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $2,000/month in Austin, TX or in Kokomo, IN?
At $2,027 in Kokomo, IN versus $2,715 in Austin, TX, a $2,000 budget is realistic in Kokomo, IN but tight or insufficient in Austin, TX. The gap between the two cities makes Kokomo, IN the clear choice for anyone on this budget.
Which city offers a better quality of life: Austin, TX or Kokomo, IN?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Austin, TX compared to Kokomo, IN?
Safety-wise, Austin, TX and Kokomo, IN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Kokomo, IN gentler on the wallet – expenses run 34% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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