Last update: Nov 2026

Cost of Living Comparison Between Austin, TX and Kokomo, IN

For one person, living is cheaper in Kokomo, IN: $1,995 a month against $2,689 in Austin, TX, rent and utilities included – about $8,300 less a year. Rent and utilities account for most of the difference.

128

Cost of Living Index in Austin, TX
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Austin, TX Living Index
96

Cost of Living Index in Kokomo, IN
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Kokomo, IN Living Index

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Austin, TX

🇺🇸 United States

$2,689

/mo nomad

Kokomo, IN

🇺🇸 United States

$1,995

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Kokomo, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Kokomo, IN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,689 in Austin, TX versus $1,995 in Kokomo, IN.

Austin, TX $2,689
Kokomo, IN $1,995

Estimated couple costs with rent: $4,112 in Austin, TX versus $2,864 in Kokomo, IN.

Austin, TX $4,112
Kokomo, IN $2,864

Monthly costs for a family of three with rent: $5,534 in Austin, TX versus $3,733 in Kokomo, IN.

Austin, TX $5,534
Kokomo, IN $3,733

Living in Austin, TX is roughly 35% more expensive than in Kokomo, IN, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 99% above, Kokomo, IN 48% above.

Meal at Budget Restaurant

$21.34 $21.34

$13.46 $13.46

58.54%

Three-Course Dinner for Two, Mid-Range

$87.9 $87.9

$69.0 $69.0

27.44%

Fast Food Meal (McDonalds, etc)

$12.44 $12.44

$10.04 $10.04

23.90%

Cappuccino

$5.60 $5.60

$4.18 $4.18

33.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 $3.65

$2.48 $2.48

47.18%

Water (0.33 liter bottle)

$2.39 $2.39

$1.90 $1.90

25.79%

Local Beer (0.5 liter draught)

$7.82 $7.82

$6.50 $6.50

20.31%

Imported Beer (0.33 liter bottle)

$8.75 $8.75

$4.61 $4.61

89.80%

Milk (1 liter)

$1.12 $1.12

$0.73 $0.73

53.42%

White Bread (500g)

$3.62 $3.62

$2.69 $2.69

34.57%

Rice (white) (1kg)

$3.50 $3.50

$1.81 $1.81

93.37%

Eggs

$4.45 $4.45

$3.09 $3.09

44.01%

Local Cheese (1kg)

$13.18 $13.18

$6.49 $6.49

103.08%

Chicken Fillets (1kg)

$13.94 $13.94

$15.31 $15.31

-8.95%

Beef Round Steak (1kg)

$16.46 $16.46

$17.16 $17.16

-4.08%

Apples (1kg)

$4.73 $4.73

$4.75 $4.75

-0.42%

Banana (1kg)

$1.50 $1.50

$1.27 $1.27

18.11%

Oranges (1kg)

$4.64 $4.64

$3.32 $3.32

39.76%

Tomato (1kg)

$4.52 $4.52

$3.81 $3.81

18.64%

Potato (1kg)

$2.55 $2.55

$2.65 $2.65

-3.77%

Onion (1kg)

$2.39 $2.39

$2.53 $2.53

-5.53%

Lettuce (1 head)

$1.84 $1.84

$2.15 $2.15

-14.42%

Water (1.5 liter bottle)

$2.13 $2.13

$1.26 $1.26

69.05%

Cigarettes 20 Pack (Marlboro, Camel)

$10.05 $10.05

$7.68 $7.68

30.86%

Wine (Bottle)

$14.88 $14.88

$19.11 $19.11

-22.14%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.68 $1.68

67.86%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$5.89 $5.89

-44.14%

One-way Ticket (Public Transport)

$1.23 $1.23

Public Transport Monthly Pass (Regular Price)

$41.43 $41.43

Taxi Start (Normal Tariff)

$2.68 $2.68

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$3.14 $3.14

-48.09%

Taxi 1hour Waiting (Normal Tariff)

$35.20 $35.20

$15.11 $15.11

132.96%

Gasoline (1 liter)

$0.98 $0.98

$0.88 $0.88

11.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$27.1K $27.1K

27.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.0K $26.0K

3.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 $252

$207 $207

22.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$51.0 $51.0

17.43%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$57.0 $57.0

22.13%

Gym Membership (Monthly)

$60.4 $60.4

$20.39 $20.39

196.03%

Tennis Court (1 Hour on Weekend)

$18.14 $18.14

Cinema Ticket

$13.75 $13.75

$14.53 $14.53

-5.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$525 $525

177.83%

International Primary School, 1 Child (Yearly)

$26.6K $26.6K

$11.1K $11.1K

138.51%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$39.67 $39.67

32.69%

Summer Dress (H&M, Zara, etc)

$45.76 $45.76

$48.25 $48.25

-5.16%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$69.9 $69.9

22.27%

Men's Leather Business Shoes

$106 $106

$120 $120

-12.08%

1-bedroom Apartment, City Center (Monthly)

$2,195 $2,195

$866 $866

153.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

$883 $883

43.62%

3-bedroom Apartment, City Center (Monthly)

$4,000 $4,000

$1,406 $1,406

184.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,406 $2,406

$1,301 $1,301

85.00%

Buy Apartment in City Center (m2)

$7,381 $7,381

$1,392 $1,392

430.24%

Buy Apartment Outside City Center (m2)

$2,964 $2,964

$1,345 $1,345

120.34%

Average Monthly Net Salary (After Tax)

$5,043 $5,043

$5,725 $5,725

-11.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

13.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: November 2, 2026

Last update for Kokomo, IN: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.2%

Kokomo, IN

$883 44.3% 30.4% $385

Groceries & Markets

Austin, TX

$407 15.2%

Kokomo, IN

$360 18.1% 11.6% $47

Monthly Utilities & Internet

Austin, TX

$382 14.2%

Kokomo, IN

$315 15.8% 17.6% $67

Eating Out

Austin, TX

$356 13.2%

Kokomo, IN

$247 12.4% 30.6% $109

Clothing & Footwear

Austin, TX

$130 4.9%

Kokomo, IN

$125 6.3% 4% $5.2

Sport & Entertainment

Austin, TX

$88 3.3%

Kokomo, IN

$49 2.5% 43.7% $38

Getting Around

Austin, TX

$57 2.1%

Kokomo, IN

$16 * 0.8% 72.6% $41

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,195 in Austin, TX and $866 in Kokomo, IN. Housing cost is often the main lever when comparing two cities.

Kokomo, IN pays 14% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $88 in Austin, TX vs $69 in Kokomo, IN for a mid-range dinner for two. Groceries echo the gap at $407 vs $360 per month, with Kokomo, IN cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Kokomo, IN

🕒 Local time

08:56 8:56 AM

09:56 9:56 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

57,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Kokomo, IN 1,550 km ≈ 2 h 30 min nonstop flight

From you

Austin, TX
Kokomo, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Kokomo, IN: Cost of Living - Frequently Asked Questions

Kokomo, IN wins on cost – living expenses run 26% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Kokomo, IN the obvious pick if budget is a priority.

On paper, salaries run 12% lower in Austin, TX. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,195 in Austin, TX versus $866 in Kokomo, IN. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,458 in Austin, TX versus $525 in Kokomo, IN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Kokomo, IN – a meal for two runs $69 versus $88 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.