Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Jammu

For one person, living is cheaper in Jammu: $355 a month against $2,704 in Austin, TX, rent and utilities included – about $28,200 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
17

Cost of Living Index in Jammu
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Jammu Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Jammu

🇮🇳 India

$355

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Jammu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Jammu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $355 in Jammu.

Austin, TX $2,704
Jammu $355

Estimated couple costs with rent: $4,133 in Austin, TX versus $570 in Jammu.

Austin, TX $4,133
Jammu $570

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $784 in Jammu.

Austin, TX $5,562
Jammu $784

Living in Austin, TX is roughly 661% more expensive than in Jammu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 102% above, Jammu is 73% below.

Meal at Budget Restaurant

$20.22 $20.22

$3.55 ₹343

469.58%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$11.32 ₹1,096

651.15%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$3.69 ₹357

234.69%

Cappuccino

$5.47 $5.47

$1.03 ₹99.5

431.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$0.30 ₹28.92

1173.33%

Water (0.33 liter bottle)

$2.50 $2.50

$0.14 ₹13.69

1685.71%

Local Beer (0.5 liter draught)

$8.06 $8.06

$1.54 ₹149

423.38%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$3.16 ₹305

184.49%

Milk (1 liter)

$1.13 $1.13

$0.61 ₹59.4

85.25%

White Bread (500g)

$3.78 $3.78

$0.33 ₹32.37

1045.45%

Rice (white) (1kg)

$3.25 $3.25

$0.87 ₹84.4

273.56%

Eggs

$4.14 $4.14

$0.93 ₹90.1

345.16%

Local Cheese (1kg)

$13.08 $13.08

$3.83 ₹371

241.51%

Chicken Fillets (1kg)

$14.31 $14.31

$1.54 ₹149

829.22%

Beef Round Steak (1kg)

$15.96 $15.96

Apples (1kg)

$4.38 $4.38

$1.10 ₹107

298.18%

Banana (1kg)

$1.45 $1.45

$0.90 ₹86.9

61.11%

Oranges (1kg)

$4.54 $4.54

$0.73 ₹70.6

521.92%

Tomato (1kg)

$4.19 $4.19

$0.51 ₹49.37

721.57%

Potato (1kg)

$2.63 $2.63

$0.31 ₹29.82

748.39%

Onion (1kg)

$2.36 $2.36

$0.54 ₹51.8

337.04%

Lettuce (1 head)

$1.76 $1.76

$0.57 ₹55.4

208.77%

Water (1.5 liter bottle)

$2.16 $2.16

$0.28 ₹26.93

671.43%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$4.12 ₹399

138.11%

Wine (Bottle)

$14.72 $14.72

$8.00 ₹774

84.00%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.32 ₹127

110.61%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$3.12 ₹302

11.54%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.83 ₹274

One-way Ticket (Public Transport)

$1.49 $1.49

$0.27 ₹26.39

451.85%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$3.18 ₹307

1173.90%

Taxi Start (Normal Tariff)

$2.67 $2.67

$1.54 ₹149

73.38%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$0.25 ₹24.18

532.00%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$1.79 ₹174

1871.51%

Gasoline (1 liter)

$0.99 $0.99

$1.05 ₹102

-5.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$13.7K ₹1.3M

160.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$21.9K ₹2.1M

24.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$46.72 ₹4,521

369.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$3.13 ₹303

1752.72%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$6.58 ₹636

938.91%

Gym Membership (Monthly)

$57.9 $57.9

$13.80 ₹1,336

319.57%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$6.42 ₹622

130.84%

Cinema Ticket

$14.13 $14.13

$2.60 ₹252

443.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$35.77 ₹3,462

4118.90%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$1,075 ₹104.0K

1896.67%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$25.26 ₹2,444

104.51%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$30.61 ₹2,963

43.91%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$42.33 ₹4,096

101.02%

Men's Leather Business Shoes

$105 $105

$27.37 ₹2,649

284.76%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$94.9 ₹9,183

1936.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$51.1 ₹4,950

2388.03%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$244 ₹23.6K

1404.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$159 ₹15.4K

1488.40%

Buy Apartment in City Center (m2)

$7,617 $7,617

$948 ₹91.7K

703.54%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$507 ₹49.1K

530.59%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$493 ₹47.7K

936.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

11.75

-42.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Jammu: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Jammu

$51 14.8% 96% $1.2K

Groceries & Markets

Austin, TX

$403 15.3%

Jammu

$89 25.6% 78% $314

Eating Out

Austin, TX

$348 13.2%

Jammu

$68 19.5% 80.6% $280

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Jammu

$56 16.3% 83.7% $289

Clothing & Footwear

Austin, TX

$129 4.9%

Jammu

$57 16.3% 56.1% $72

Sport & Entertainment

Austin, TX

$86 3.3%

Jammu

$19 5.5% 77.9% $67

Getting Around

Austin, TX

$57 2.2%

Jammu

$7.1 2% 87.6% $50

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $94.9 in Jammu. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 936% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $11.00 in Jammu for a mid-range dinner for two. Groceries echo the gap at $403 vs $89.0 per month, with Jammu cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇮🇳 Jammu

🕒 Local time

23:58 11:58 PM

10:28 10:28 AM

10 h 30 min ahead of Austin, TX

🌤 Weather

👥 Population

974,447

502,197

💱 Currency

United States Dollar USD $

Indian Rupee INR ₹

📈 Exchange rate

1 USD = 0.892 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, EUR to USD – United States Dollar Converter

🇮🇳 Indian Rupee (₹)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

INR to USD in detail →

On the map

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Between locations

Austin, TX Jammu 12,970 km ≈ 17 h nonstop flight

From you

Austin, TX
Jammu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Jammu: Cost of Living - Frequently Asked Questions

Jammu wins on cost – living expenses run 661% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Jammu the obvious pick if budget is a priority.

Average pay runs 936% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $94.9 in Jammu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $355 in Jammu – a 661% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Jammu runs roughly 1174% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $355 in Jammu versus $2,704 in Austin, TX, a $1,500 budget is realistic in Jammu but tight or insufficient in Austin, TX. The gap between the two cities makes Jammu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Jammu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jammu gentler on the wallet – expenses run 661% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.