Cost of Living Comparison Between Austin, TX and Fort Collins, CO Cost of Living Comparison Between Austin, TX and Fort Collins, CO

Monthly Cost of Living

Monthly costs for one person with rent: $2,706 in Austin, TX versus $2,467 in Fort Collins, CO.

Estimated couple costs with rent: $4,169 in Austin, TX versus $3,757 in Fort Collins, CO.

Monthly costs for a family of three with rent: $5,633 in Austin, TX versus $5,048 in Fort Collins, CO.

Living in Austin, TX is roughly 10% more expensive than in Fort Collins, CO, driven mainly by Getting Around.

Both cities are pricier than the global median: Austin, TX 103% above, Fort Collins, CO 85% above.

Meal at Budget Restaurant

$19.70 $19.70

$18.33 $18.33

7.47%

Three-Course Dinner for Two, Mid-Range

$76.0 $76.0

$72.2 $72.2

5.23%

Fast Food Meal (McDonalds, etc)

$9.86 $9.86

$11.33 $11.33

-12.97%

Cappuccino

$5.48 $5.48

$4.69 $4.69

16.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 $2.65

$1.99 $1.99

33.17%

Water (0.33 liter bottle)

$2.09 $2.09

$2.48 $2.48

-15.73%

Local Beer (0.5 liter draught)

$6.09 $6.09

$6.93 $6.93

-12.12%

Imported Beer (0.33 liter bottle)

$8.15 $8.15

$6.54 $6.54

24.62%

Milk (1 liter)

$1.10 $1.10

$1.05 $1.05

4.76%

White Bread (500g)

$3.39 $3.39

$3.14 $3.14

7.96%

Rice (white) (1kg)

$3.38 $3.38

$3.32 $3.32

1.81%

Eggs

$4.39 $4.39

$4.24 $4.24

3.54%

Local Cheese (1kg)

$12.10 $12.10

$10.94 $10.94

10.60%

Chicken Fillets (1kg)

$10.84 $10.84

$8.66 $8.66

25.17%

Beef Round Steak (1kg)

$14.68 $14.68

$16.79 $16.79

-12.57%

Apples (1kg)

$4.96 $4.96

$3.99 $3.99

24.31%

Banana (1kg)

$1.51 $1.51

$1.57 $1.57

-3.82%

Oranges (1kg)

$4.40 $4.40

$4.37 $4.37

0.69%

Tomato (1kg)

$4.10 $4.10

$5.05 $5.05

-18.81%

Potato (1kg)

$2.81 $2.81

$2.37 $2.37

18.57%

Onion (1kg)

$2.87 $2.87

$1.96 $1.96

46.43%

Lettuce (1 head)

$1.95 $1.95

$2.48 $2.48

-21.37%

Water (1.5 liter bottle)

$2.18 $2.18

$2.05 $2.05

6.34%

Cigarettes 20 Pack (Marlboro, Camel)

$8.99 $8.99

$9.47 $9.47

-5.07%

Wine (Bottle)

$15.11 $15.11

$19.08 $19.08

-20.81%

Local Beer (0.5 liter bottle)

$2.33 $2.33

$2.20 $2.20

5.91%

Imported Beer (0.33 liter bottle)

$3.43 $3.43

$2.68 $2.68

27.99%

One-way Ticket (Public Transport)

$1.54 $1.54

$2.02 $2.02

-23.76%

Public Transport Monthly Pass (Regular Price)

$44.15 $44.15

Taxi Start (Normal Tariff)

$4.41 $4.41

$2.57 $2.57

71.60%

Taxi (Normal Tariff) (1km)

$1.83 $1.83

$1.42 $1.42

28.87%

Taxi 1hour Waiting (Normal Tariff)

$34.65 $34.65

$24.62 $24.62

40.74%

Gasoline (1 liter)

$0.78 $0.78

$0.82 $0.82

-4.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K $26.0K

$28.0K $28.0K

-7.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.1K $26.1K

-0.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$175 $175

$168 $168

3.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.7 $59.7

$42.77 $42.77

39.61%

Internet (50+ Mbps, Unlimited Data)

$65.5 $65.5

$77.0 $77.0

-15.02%

Gym Membership (Monthly)

$61.3 $61.3

$61.1 $61.1

0.33%

Tennis Court (1 Hour on Weekend)

$9.89 $9.89

$14.98 $14.98

-33.98%

Cinema Ticket

$14.76 $14.76

$11.77 $11.77

25.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,372 $1,372

$1,547 $1,547

-11.37%

International Primary School, 1 Child (Yearly)

$22.2K $22.2K

$12.5K $12.5K

78.02%

Jeans (Levis 501 Or Similar)

$56.5 $56.5

$67.1 $67.1

-15.82%

Summer Dress (H&M, Zara, etc)

$45.29 $45.29

$92.2 $92.2

-50.86%

Sport Shoes (Adidas, Nike)

$85.0 $85.0

$80.6 $80.6

5.56%

Men's Leather Business Shoes

$118 $118

$108 $108

9.06%

1-bedroom Apartment, City Center (Monthly)

$2,201 $2,201

$1,807 $1,807

21.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,403 $1,403

$1,231 $1,231

13.95%

3-bedroom Apartment, City Center (Monthly)

$3,815 $3,815

$2,816 $2,816

35.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,680 $2,680

$2,304 $2,304

16.32%

Buy Apartment in City Center (m2)

$7,133 $7,133

$2,923 $2,923

144.03%

Buy Apartment Outside City Center (m2)

$3,078 $3,078

$2,990 $2,990

2.93%

Average Monthly Net Salary (After Tax)

$5,110 $5,110

$4,326 $4,326

18.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.59

-2.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: July 12, 2026

Last update for Fort Collins, CO: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,201 in Austin, TX and $1,807 in Fort Collins, CO. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Austin, TX vs $72.0 in Fort Collins, CO for a mid-range dinner for two. Groceries echo the gap at $379 vs $371 per month, with Fort Collins, CO cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Fort Collins, CO: Cost of Living - Frequently Asked Questions

Fort Collins, CO wins on cost – living expenses run 10% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Fort Collins, CO the obvious pick if budget is a priority.

Average pay runs 18% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,201 in Austin, TX versus $1,807 in Fort Collins, CO. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,372 in Austin, TX versus $1,547 in Fort Collins, CO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Fort Collins, CO – a meal for two runs $72.0 versus $76.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Fort Collins, CO is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Fort Collins, CO delivers better value – similar infrastructure at $2,467 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Fort Collins, CO hard to pass up.

Safety-wise, Austin, TX and Fort Collins, CO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Fort Collins, CO gentler on the wallet – expenses run 10% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.