Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Dumaguete

For one person, living is cheaper in Dumaguete: $791 a month against $2,663 in Austin, TX, rent and utilities included – about $22,500 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
39

Cost of Living Index in Dumaguete
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Dumaguete Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Dumaguete

🇵🇭 Philippines

$791

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Dumaguete

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Dumaguete actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $791 in Dumaguete.

Austin, TX $2,663
Dumaguete $791

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,202 in Dumaguete.

Austin, TX $4,133
Dumaguete $1,202

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,612 in Dumaguete.

Austin, TX $5,603
Dumaguete $1,612

Living in Austin, TX is roughly 237% more expensive than in Dumaguete, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Dumaguete is 41% below.

Meal at Budget Restaurant

$20.77 $20.77

$3.85 ₱242

439.48%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$16.19 ₱1,020

422.48%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$4.17 ₱262

195.44%

Cappuccino

$5.63 $5.63

$2.27 ₱143

148.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.72 ₱45.42

416.67%

Water (0.33 liter bottle)

$2.50 $2.50

$0.44 ₱27.45

468.18%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.34 ₱84.2

500.75%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$1.85 ₱117

387.03%

Milk (1 liter)

$1.12 $1.12

$1.61 ₱101

-30.43%

White Bread (500g)

$3.75 $3.75

$1.33 ₱83.9

181.95%

Rice (white) (1kg)

$3.26 $3.26

$0.95 ₱59.6

243.16%

Eggs

$4.17 $4.17

$1.75 ₱110

138.29%

Local Cheese (1kg)

$12.90 $12.90

$8.39 ₱528

53.75%

Chicken Fillets (1kg)

$14.16 $14.16

$4.40 ₱277

221.82%

Beef Round Steak (1kg)

$16.22 $16.22

$7.01 ₱441

131.38%

Apples (1kg)

$4.33 $4.33

$1.63 ₱103

165.64%

Banana (1kg)

$1.46 $1.46

$1.30 ₱82.0

12.31%

Oranges (1kg)

$4.51 $4.51

$3.51 ₱221

28.49%

Tomato (1kg)

$4.34 $4.34

$1.25 ₱78.7

247.20%

Potato (1kg)

$2.58 $2.58

$2.43 ₱153

6.17%

Onion (1kg)

$2.35 $2.35

$1.57 ₱98.8

49.68%

Lettuce (1 head)

$1.78 $1.78

$0.79 ₱49.58

125.32%

Water (1.5 liter bottle)

$2.22 $2.22

$0.54 ₱34.27

311.11%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$2.32 ₱146

325.86%

Wine (Bottle)

$15.08 $15.08

$8.84 ₱557

70.59%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.20 ₱75.7

143.33%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.26 ₱79.1

174.60%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.41 ₱25.84

263.41%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$10.09 ₱635

313.48%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.69 ₱43.64

295.65%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.17 ₱10.41

876.47%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$2.19 ₱138

1511.87%

Gasoline (1 liter)

$0.95 $0.95

$1.06 ₱66.7

-10.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$20.9K ₱1.3M

72.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$24.1K ₱1.5M

12.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$67.1 ₱4,227

241.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$10.05 ₱632

490.95%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$25.78 ₱1,623

171.18%

Gym Membership (Monthly)

$57.2 $57.2

$23.76 ₱1,496

140.91%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$4.06 ₱256

302.22%

Cinema Ticket

$14.28 $14.28

$7.23 ₱455

97.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$57.8 ₱3,639

2505.31%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$1,698 ₱106.9K

1163.31%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$94.4 ₱5,945

-44.07%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$32.11 ₱2,022

36.47%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$102 ₱6,429

-16.97%

Men's Leather Business Shoes

$103 $103

$112 ₱7,053

-8.04%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$238 ₱15.0K

702.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$207 ₱13.0K

515.62%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$429 ₱27.0K

753.63%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$359 ₱22.6K

607.91%

Buy Apartment in City Center (m2)

$7,614 $7,614

$3,082 ₱194.0K

147.04%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$693 ₱43.7K

355.36%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$276 ₱17.4K

1754.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

-3.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Dumaguete: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Dumaguete

$207 26.2% 83.8% $1.1K

Groceries & Markets

Austin, TX

$405 15.2%

Dumaguete

$191 24.1% 52.8% $214

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Dumaguete

$103 13% 71.3% $255

Eating Out

Austin, TX

$354 13.3%

Dumaguete

$86 10.8% 75.8% $268

Clothing & Footwear

Austin, TX

$128 4.8%

Dumaguete

$153 19.4% 19.8% $25

Sport & Entertainment

Austin, TX

$86 3.2%

Dumaguete

$38 4.8% 55.4% $48

Getting Around

Austin, TX

$59 2.2%

Dumaguete

$13 1.7% 77.4% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $238 in Dumaguete. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1755% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $16.00 in Dumaguete for a mid-range dinner for two. Groceries echo the gap at $405 vs $191 per month, with Dumaguete cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇭 Dumaguete

🕒 Local time

00:10 12:10 AM

13:10 1:10 PM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

134,103

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

PHP to USD in detail →

On the map

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Highest

Between locations

Austin, TX Dumaguete 13,800 km ≈ 18 h nonstop flight

From you

Austin, TX
Dumaguete

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Dumaguete: Cost of Living - Frequently Asked Questions

Dumaguete wins on cost – living expenses run 237% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Dumaguete the obvious pick if budget is a priority.

Average pay runs 1755% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $238 in Dumaguete. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $791 in Dumaguete – a 237% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dumaguete runs roughly 313% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $791 in Dumaguete versus $2,663 in Austin, TX, a $2,000 budget is realistic in Dumaguete but tight or insufficient in Austin, TX. The gap between the two cities makes Dumaguete the clear choice for anyone on this budget.

Both work as nomad bases, but Dumaguete delivers better value – similar infrastructure at $791 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Dumaguete hard to pass up.

Safety-wise, Austin, TX and Dumaguete are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dumaguete gentler on the wallet – expenses run 237% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.