Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Chandigarh

For one person, living is cheaper in Chandigarh: $463 a month against $2,704 in Austin, TX, rent and utilities included – about $26,900 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
23

Cost of Living Index in Chandigarh
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Chandigarh Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Chandigarh

🇮🇳 India

$463

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Chandigarh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Chandigarh actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $463 in Chandigarh.

Austin, TX $2,704
Chandigarh $463

Estimated couple costs with rent: $4,133 in Austin, TX versus $747 in Chandigarh.

Austin, TX $4,133
Chandigarh $747

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $1,032 in Chandigarh.

Austin, TX $5,562
Chandigarh $1,032

Living in Austin, TX is roughly 484% more expensive than in Chandigarh, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 102% above, Chandigarh is 65% below.

Meal at Budget Restaurant

$20.22 $20.22

$3.12 ₹302

548.08%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$13.68 ₹1,324

521.56%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$4.17 ₹404

196.16%

Cappuccino

$5.47 $5.47

$2.73 ₹264

100.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$0.46 ₹44.99

730.43%

Water (0.33 liter bottle)

$2.50 $2.50

$0.23 ₹22.23

986.96%

Local Beer (0.5 liter draught)

$8.06 $8.06

$2.02 ₹196

299.01%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$3.05 ₹295

194.75%

Milk (1 liter)

$1.13 $1.13

$0.67 ₹65.3

68.66%

White Bread (500g)

$3.78 $3.78

$0.54 ₹52.2

600.00%

Rice (white) (1kg)

$3.25 $3.25

$0.87 ₹84.0

273.56%

Eggs

$4.14 $4.14

$0.91 ₹88.1

354.95%

Local Cheese (1kg)

$13.08 $13.08

$5.06 ₹490

158.50%

Chicken Fillets (1kg)

$14.31 $14.31

$2.89 ₹279

395.16%

Beef Round Steak (1kg)

$15.96 $15.96

Apples (1kg)

$4.38 $4.38

$1.63 ₹158

168.71%

Banana (1kg)

$1.45 $1.45

$0.73 ₹71.0

98.63%

Oranges (1kg)

$4.54 $4.54

$1.07 ₹104

324.30%

Tomato (1kg)

$4.19 $4.19

$0.67 ₹64.7

525.37%

Potato (1kg)

$2.63 $2.63

$0.27 ₹25.77

874.07%

Onion (1kg)

$2.36 $2.36

$0.34 ₹32.46

594.12%

Lettuce (1 head)

$1.76 $1.76

$0.65 ₹62.9

170.77%

Water (1.5 liter bottle)

$2.16 $2.16

$0.32 ₹31.29

575.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$5.10 ₹493

92.35%

Wine (Bottle)

$14.72 $14.72

$11.48 ₹1,111

28.22%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.63 ₹157

70.55%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$2.67 ₹258

30.34%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.59 ₹638

One-way Ticket (Public Transport)

$1.49 $1.49

$0.30 ₹28.71

396.67%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$3.53 ₹342

1047.59%

Taxi Start (Normal Tariff)

$2.67 $2.67

$1.06 ₹103

151.89%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$0.24 ₹23.29

558.33%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$1.64 ₹159

2051.83%

Gasoline (1 liter)

$0.99 $0.99

$1.08 ₹105

-8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$12.3K ₹1.2M

189.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$25.2K ₹2.4M

7.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$38.50 ₹3,726

469.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$3.86 ₹374

1402.33%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$6.58 ₹637

938.91%

Gym Membership (Monthly)

$57.9 $57.9

$20.36 ₹1,970

184.38%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$8.28 ₹802

78.99%

Cinema Ticket

$14.13 $14.13

$3.18 ₹308

344.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$58.2 ₹5,628

2495.18%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$2,422 ₹234.4K

786.06%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$27.25 ₹2,637

89.58%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$24.60 ₹2,381

79.07%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$57.4 ₹5,551

48.37%

Men's Leather Business Shoes

$105 $105

$43.58 ₹4,218

141.65%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$168 ₹16.3K

1050.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$116 ₹11.2K

1000.20%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$455 ₹44.0K

707.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$280 ₹27.1K

803.24%

Buy Apartment in City Center (m2)

$7,617 $7,617

$2,940 ₹284.6K

159.05%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$1,725 ₹167.0K

85.42%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$429 ₹41.5K

1089.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

-15.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Chandigarh: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Chandigarh

$116 24.6% 90.9% $1.2K

Groceries & Markets

Austin, TX

$403 15.3%

Chandigarh

$113 24.2% 71.8% $289

Eating Out

Austin, TX

$348 13.2%

Chandigarh

$89 19% 74.4% $259

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Chandigarh

$49 10.4% 85.8% $297

Clothing & Footwear

Austin, TX

$129 4.9%

Chandigarh

$69 14.6% 46.6% $60

Sport & Entertainment

Austin, TX

$86 3.3%

Chandigarh

$27 5.7% 69% $59

Getting Around

Austin, TX

$57 2.2%

Chandigarh

$7 1.5% 87.8% $50

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $168 in Chandigarh. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1090% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $14.00 in Chandigarh for a mid-range dinner for two. Groceries echo the gap at $403 vs $113 per month, with Chandigarh cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇮🇳 Chandigarh

🕒 Local time

03:15 3:15 AM

13:45 1:45 PM

10 h 30 min ahead of Austin, TX

🌤 Weather

👥 Population

974,447

1,028,667

💱 Currency

United States Dollar USD $

Indian Rupee INR ₹

📈 Exchange rate

1 USD = 0.892 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, EUR to USD – United States Dollar Converter

🇮🇳 Indian Rupee (₹)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

INR to USD in detail →

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Between locations

Austin, TX Chandigarh 13,210 km ≈ 17 h nonstop flight

From you

Austin, TX
Chandigarh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Chandigarh: Cost of Living - Frequently Asked Questions

Chandigarh wins on cost – living expenses run 484% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Chandigarh the obvious pick if budget is a priority.

Average pay runs 1090% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $168 in Chandigarh. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $463 in Chandigarh – a 484% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Chandigarh runs roughly 1048% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $463 in Chandigarh versus $2,704 in Austin, TX, a $1,000 budget is realistic in Chandigarh but tight or insufficient in Austin, TX. The gap between the two cities makes Chandigarh the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Chandigarh are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Chandigarh gentler on the wallet – expenses run 484% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.