Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Cergy

For one person, living is cheaper in Cergy: $1,666 a month against $2,663 in Austin, TX, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
81

Cost of Living Index in Cergy
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Cergy Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Cergy

🇫🇷 France

$1,666

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Cergy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Cergy actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,666 in Cergy.

Austin, TX $2,663
Cergy $1,666

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,536 in Cergy.

Austin, TX $4,133
Cergy $2,536

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $3,405 in Cergy.

Austin, TX $5,603
Cergy $3,405

Living in Austin, TX is roughly 60% more expensive than in Cergy, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Cergy 23% above.

Meal at Budget Restaurant

$20.77 $20.77

$8.87 €7.89

134.16%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$49.28 €43.83

71.65%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.05 €8.05

36.13%

Cappuccino

$5.63 $5.63

$2.81 €2.50

100.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.30 €1.16

186.15%

Water (0.33 liter bottle)

$2.50 $2.50

$1.74 €1.55

43.68%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.16 €4.59

56.01%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$5.49 €4.88

64.12%

Milk (1 liter)

$1.12 $1.12

$1.24 €1.11

-9.68%

White Bread (500g)

$3.75 $3.75

$1.88 €1.67

99.47%

Rice (white) (1kg)

$3.26 $3.26

$2.83 €2.51

15.19%

Eggs

$4.17 $4.17

$4.04 €3.60

3.22%

Local Cheese (1kg)

$12.90 $12.90

$21.87 €19.45

-41.02%

Chicken Fillets (1kg)

$14.16 $14.16

$10.42 €9.27

35.89%

Beef Round Steak (1kg)

$16.22 $16.22

$23.27 €20.70

-30.30%

Apples (1kg)

$4.33 $4.33

$3.43 €3.05

26.24%

Banana (1kg)

$1.46 $1.46

$2.09 €1.86

-30.14%

Oranges (1kg)

$4.51 $4.51

$2.21 €1.96

104.07%

Tomato (1kg)

$4.34 $4.34

$2.16 €1.92

100.93%

Potato (1kg)

$2.58 $2.58

$1.91 €1.70

35.08%

Onion (1kg)

$2.35 $2.35

$2.03 €1.80

15.76%

Lettuce (1 head)

$1.78 $1.78

$1.78 €1.58

Water (1.5 liter bottle)

$2.22 $2.22

$0.68 €0.61

226.47%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$13.07 €11.62

-24.41%

Wine (Bottle)

$15.08 $15.08

$8.45 €7.51

78.46%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$2.40 €2.14

21.67%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$4.31 €3.84

-19.72%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.87 €1.66

-20.32%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$48.29 €42.95

-13.61%

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.24 €1.99

21.87%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$2.14 €1.90

-22.43%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$24.55 €21.83

43.79%

Gasoline (1 liter)

$0.95 $0.95

$1.95 €1.73

-51.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$33.9K €30.1K

6.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$35.2K €31.3K

-23.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$206 €183

11.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$15.07 €13.41

294.09%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$22.38 €19.91

212.38%

Gym Membership (Monthly)

$57.2 $57.2

$35.13 €31.25

62.94%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$14.22 €12.65

0.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$625 €556

141.05%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$8,211 €7,303

161.31%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$88.2 €78.4

-40.11%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$40.58 €36.09

7.98%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$99.8 €88.8

-15.05%

Men's Leather Business Shoes

$103 $103

$104 €92.1

-0.52%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$742 €660

157.11%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$602 €535

111.70%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,384 €1,231

164.84%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,104 €981

130.02%

Buy Apartment in City Center (m2)

$7,614 $7,614

$3,853 €3,427

97.60%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$3,001 €2,669

5.20%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$2,624 €2,334

95.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.5

94.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Cergy: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Cergy

$602 36.1% 52.8% $672

Groceries & Markets

Austin, TX

$405 15.2%

Cergy

$358 21.5% 11.5% $46

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Cergy

$243 14.6% 32.2% $115

Eating Out

Austin, TX

$354 13.3%

Cergy

$181 10.9% 48.9% $173

Clothing & Footwear

Austin, TX

$128 4.8%

Cergy

$149 9% 16.8% $21

Sport & Entertainment

Austin, TX

$86 3.2%

Cergy

$64 3.8% 25.9% $22

Getting Around

Austin, TX

$59 2.2%

Cergy

$69 4.1% 17% $10

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $742 in Cergy. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 95% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $49.00 in Cergy for a mid-range dinner for two. Groceries echo the gap at $405 vs $358 per month, with Cergy cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇫🇷 Cergy

🕒 Local time

10:38 10:38 AM

17:38 5:38 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

68,348

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.889 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Austin, TX Cergy 8,170 km ≈ 11 h nonstop flight

From you

Austin, TX
Cergy

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Cergy: Cost of Living - Frequently Asked Questions

Cergy wins on cost – living expenses run 60% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Cergy the obvious pick if budget is a priority.

Average pay runs 95% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $742 in Cergy. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,666 in Cergy – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cergy runs roughly 16% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,666 in Cergy versus $2,663 in Austin, TX, a $2,500 budget is realistic in Cergy but tight or insufficient in Austin, TX. The gap between the two cities makes Cergy the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Cergy are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cergy gentler on the wallet – expenses run 60% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.