Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Campbellsville, KY

For one person, living is cheaper in Campbellsville, KY: $1,556 a month against $2,698 in Austin, TX, rent and utilities included – about $13,700 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
75

Cost of Living Index in Campbellsville, KY
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Campbellsville, KY Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Campbellsville, KY

🇺🇸 United States

$1,556

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Campbellsville, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Campbellsville, KY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $1,556 in Campbellsville, KY.

Austin, TX $2,698
Campbellsville, KY $1,556

Estimated couple costs with rent: $4,160 in Austin, TX versus $2,428 in Campbellsville, KY.

Austin, TX $4,160
Campbellsville, KY $2,428

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $3,300 in Campbellsville, KY.

Austin, TX $5,622
Campbellsville, KY $3,300

Living in Austin, TX is roughly 73% more expensive than in Campbellsville, KY, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 99% above, Campbellsville, KY 15% above.

Meal at Budget Restaurant

$20.63 $20.63

$14.78 $14.78

39.58%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$50.1 $50.1

68.90%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$10.10 $10.10

19.50%

Cappuccino

$5.48 $5.48

$5.03 $5.03

8.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$1.46 $1.46

160.27%

Water (0.33 liter bottle)

$2.47 $2.47

$0.98 $0.98

152.04%

Local Beer (0.5 liter draught)

$8.05 $8.05

$3.93 $3.93

104.83%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$4.11 $4.11

116.06%

Milk (1 liter)

$1.11 $1.11

$0.80 $0.80

38.75%

White Bread (500g)

$3.72 $3.72

$2.27 $2.27

63.88%

Rice (white) (1kg)

$3.37 $3.37

$4.06 $4.06

-17.00%

Eggs

$4.32 $4.32

$4.12 $4.12

4.85%

Local Cheese (1kg)

$13.13 $13.13

$12.72 $12.72

3.22%

Chicken Fillets (1kg)

$14.15 $14.15

$8.68 $8.68

63.02%

Beef Round Steak (1kg)

$16.33 $16.33

$16.37 $16.37

-0.24%

Apples (1kg)

$4.55 $4.55

$5.70 $5.70

-20.18%

Banana (1kg)

$1.46 $1.46

$1.58 $1.58

-7.59%

Oranges (1kg)

$4.71 $4.71

$4.23 $4.23

11.35%

Tomato (1kg)

$4.15 $4.15

$4.84 $4.84

-14.26%

Potato (1kg)

$2.58 $2.58

$2.54 $2.54

1.57%

Onion (1kg)

$2.35 $2.35

$3.20 $3.20

-26.56%

Lettuce (1 head)

$1.77 $1.77

$2.12 $2.12

-16.51%

Water (1.5 liter bottle)

$2.14 $2.14

$1.84 $1.84

16.30%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$8.24 $8.24

22.57%

Wine (Bottle)

$15.19 $15.19

$15.12 $15.12

0.46%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$2.14 $2.14

31.78%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$2.92 $2.92

17.81%

One-way Ticket (Public Transport)

$1.54 $1.54

$2.16 $2.16

-28.70%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.80 $2.80

$3.84 $3.84

-27.08%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.22 $1.22

31.15%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$24.86 $24.86

38.13%

Gasoline (1 liter)

$0.94 $0.94

$0.96 $0.96

-2.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$21.8K $21.8K

55.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$24.9K $24.9K

7.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$75.3 $75.3

195.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$65.8 $65.8

-10.51%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$24.79 $24.79

184.75%

Gym Membership (Monthly)

$57.7 $57.7

$41.38 $41.38

39.44%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.26 $14.26

$10.11 $10.11

41.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$1,490 $1,490

1.38%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$19.7K $19.7K

6.13%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$29.41 $29.41

74.33%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$44.88 $44.88

-1.58%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$86.0 $86.0

1.17%

Men's Leather Business Shoes

$104 $104

$108 $108

-3.18%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$742 $742

161.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$578 $578

127.66%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,246 $1,246

194.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$1,048 $1,048

144.76%

Buy Apartment in City Center (m2)

$7,354 $7,354

$2,596 $2,596

183.26%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$2,585 $2,585

21.03%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$3,211 $3,211

64.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.59

3.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Campbellsville, KY: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Campbellsville, KY

$578 37.2% 56.1% $738

Groceries & Markets

Austin, TX

$406 15.1%

Campbellsville, KY

$364 23.4% 10.2% $41

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Campbellsville, KY

$166 10.7% 52.9% $186

Eating Out

Austin, TX

$350 13%

Campbellsville, KY

$246 15.8% 29.6% $104

Clothing & Footwear

Austin, TX

$129 4.8%

Campbellsville, KY

$121 7.8% 6.5% $8.4

Sport & Entertainment

Austin, TX

$86 3.2%

Campbellsville, KY

$62 4% 28.6% $25

Getting Around

Austin, TX

$58 2.2%

Campbellsville, KY

$19 * 1.2% 67.9% $39

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $742 in Campbellsville, KY. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 65% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $50.0 in Campbellsville, KY for a mid-range dinner for two. Groceries echo the gap at $406 vs $364 per month, with Campbellsville, KY cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Campbellsville, KY

🕒 Local time

03:47 3:47 AM

04:47 4:47 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

10,890

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Campbellsville, KY 1,390 km ≈ 2 h 15 min nonstop flight

From you

Austin, TX
Campbellsville, KY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Campbellsville, KY: Cost of Living - Frequently Asked Questions

Campbellsville, KY wins on cost – living expenses run 73% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Campbellsville, KY the obvious pick if budget is a priority.

Average pay runs 65% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $742 in Campbellsville, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,511 in Austin, TX versus $1,490 in Campbellsville, KY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Campbellsville, KY – a meal for two runs $50.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,556 in Campbellsville, KY versus $2,698 in Austin, TX, a $1,000 budget is realistic in Campbellsville, KY but tight or insufficient in Austin, TX. The gap between the two cities makes Campbellsville, KY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Campbellsville, KY gentler on the wallet – expenses run 73% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.