Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Budva

For one person, living is cheaper in Budva: $1,604 a month against $2,704 in Austin, TX, rent and utilities included – about $13,200 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
78

Cost of Living Index in Budva
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Budva Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Budva

🇲🇪 Montenegro

$1,604

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Budva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Budva actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $1,604 in Budva.

Austin, TX $2,704
Budva $1,604

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,553 in Budva.

Austin, TX $4,133
Budva $2,553

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $3,501 in Budva.

Austin, TX $5,562
Budva $3,501

Living in Austin, TX is roughly 69% more expensive than in Budva, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 102% above, Budva 20% above.

Meal at Budget Restaurant

$20.22 $20.22

$14.84 €13.24

36.25%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$68.4 €61.0

24.37%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$13.49 €12.04

-8.45%

Cappuccino

$5.47 $5.47

$3.42 €3.05

59.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.25 €2.01

69.78%

Water (0.33 liter bottle)

$2.50 $2.50

$1.54 €1.37

62.34%

Local Beer (0.5 liter draught)

$8.06 $8.06

$4.80 €4.28

67.92%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$4.30 €3.84

109.07%

Milk (1 liter)

$1.13 $1.13

$1.21 €1.08

-6.61%

White Bread (500g)

$3.78 $3.78

$1.09 €0.98

246.79%

Rice (white) (1kg)

$3.25 $3.25

$2.21 €1.97

47.06%

Eggs

$4.14 $4.14

$2.99 €2.67

38.46%

Local Cheese (1kg)

$13.08 $13.08

$8.74 €7.80

49.66%

Chicken Fillets (1kg)

$14.31 $14.31

$9.23 €8.24

55.04%

Beef Round Steak (1kg)

$15.96 $15.96

$12.51 €11.16

27.58%

Apples (1kg)

$4.38 $4.38

$1.28 €1.14

242.19%

Banana (1kg)

$1.45 $1.45

$1.67 €1.49

-13.17%

Oranges (1kg)

$4.54 $4.54

$1.48 €1.32

206.76%

Tomato (1kg)

$4.19 $4.19

$2.83 €2.53

48.06%

Potato (1kg)

$2.63 $2.63

$0.94 €0.84

179.79%

Onion (1kg)

$2.36 $2.36

$1.06 €0.95

122.64%

Lettuce (1 head)

$1.76 $1.76

$1.64 €1.47

7.32%

Water (1.5 liter bottle)

$2.16 $2.16

$0.91 €0.81

137.36%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$4.36 €3.89

125.00%

Wine (Bottle)

$14.72 $14.72

$7.68 €6.85

91.67%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.12 €1.00

148.21%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$1.69 €1.50

105.92%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.84 €2.54

-47.54%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$40.03 €35.73

1.20%

Taxi Start (Normal Tariff)

$2.67 $2.67

$1.13 €1.01

136.28%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.15 €1.02

37.39%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$16.90 €15.08

108.82%

Gasoline (1 liter)

$0.99 $0.99

$1.72 €1.53

-42.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$29.6K €26.4K

21.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$26.2K €23.3K

3.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$163 €145

34.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$14.79 €13.20

292.09%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$33.37 €29.78

104.85%

Gym Membership (Monthly)

$57.9 $57.9

$58.8 €52.5

-1.50%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$21.72 €19.39

-31.77%

Cinema Ticket

$14.13 $14.13

$6.19 €5.52

128.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$395 €352

282.41%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$9,585 €8,553

123.87%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$104 €92.7

-50.29%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$44.73 €39.91

-1.52%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$97.7 €87.2

-12.93%

Men's Leather Business Shoes

$105 $105

$177 €158

-40.36%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$823 €735

134.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$592 €528

114.92%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$1,484 €1,324

147.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$1,168 €1,042

116.20%

Buy Apartment in City Center (m2)

$7,617 $7,617

$4,175 €3,726

82.44%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$2,981 €2,660

7.32%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$1,031 €920

394.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.95

14.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Budva: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Budva

$592 36.8% 53.5% $680

Groceries & Markets

Austin, TX

$403 15.3%

Budva

$237 14.7% 41.2% $166

Eating Out

Austin, TX

$348 13.2%

Budva

$248 15.4% 28.7% $100

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Budva

$211 13.1% 39% $135

Clothing & Footwear

Austin, TX

$129 4.9%

Budva

$190 11.8% 47.8% $62

Sport & Entertainment

Austin, TX

$86 3.3%

Budva

$71 4.4% 17.4% $15

Getting Around

Austin, TX

$57 2.2%

Budva

$58 3.6% 2.2% $1.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $823 in Budva. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 395% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $68.0 in Budva for a mid-range dinner for two. Groceries echo the gap at $403 vs $237 per month, with Budva cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇲🇪 Budva

🕒 Local time

23:56 11:56 PM

06:56 6:56 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

13,338

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.892 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Budva 9,670 km ≈ 13 h nonstop flight

From you

Austin, TX
Budva

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Budva: Cost of Living - Frequently Asked Questions

Budva wins on cost – living expenses run 69% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Budva the obvious pick if budget is a priority.

Average pay runs 395% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $823 in Budva. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $1,604 in Budva – a 69% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Budva runs roughly 1% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,604 in Budva versus $2,704 in Austin, TX, a $3,000 budget is realistic in Budva but tight or insufficient in Austin, TX. The gap between the two cities makes Budva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Budva are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Budva gentler on the wallet – expenses run 69% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.