Last update: Oct 2026

Cost of Living Comparison Between Budva and Austin, TX

For one person, living is cheaper in Budva: $1,604 a month against $2,704 in Austin, TX, rent and utilities included – about $13,200 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Budva
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Budva Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Budva

🇲🇪 Montenegro

$1,604

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Budva and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Budva and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,604 in Budva versus $2,704 in Austin, TX.

Budva $1,604
Austin, TX $2,704

Estimated couple costs with rent: $2,553 in Budva versus $4,133 in Austin, TX.

Budva $2,553
Austin, TX $4,133

Monthly costs for a family of three with rent: $3,501 in Budva versus $5,562 in Austin, TX.

Budva $3,501
Austin, TX $5,562

Living in Budva costs roughly 41% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Budva 20% above, Austin, TX 102% above.

Meal at Budget Restaurant

$14.84 €13.24

$20.22 $20.22

-26.61%

Three-Course Dinner for Two, Mid-Range

$68.4 €61.0

$85.0 $85.0

-19.59%

Fast Food Meal (McDonalds, etc)

$13.49 €12.04

$12.35 $12.35

9.23%

Cappuccino

$3.42 €3.05

$5.47 $5.47

-37.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 €2.01

$3.82 $3.82

-41.10%

Water (0.33 liter bottle)

$1.54 €1.37

$2.50 $2.50

-38.40%

Local Beer (0.5 liter draught)

$4.80 €4.28

$8.06 $8.06

-40.45%

Imported Beer (0.33 liter bottle)

$4.30 €3.84

$8.99 $8.99

-52.17%

Milk (1 liter)

$1.21 €1.08

$1.13 $1.13

7.08%

White Bread (500g)

$1.09 €0.98

$3.78 $3.78

-71.16%

Rice (white) (1kg)

$2.21 €1.97

$3.25 $3.25

-32.00%

Eggs

$2.99 €2.67

$4.14 $4.14

-27.78%

Local Cheese (1kg)

$8.74 €7.80

$13.08 $13.08

-33.18%

Chicken Fillets (1kg)

$9.23 €8.24

$14.31 $14.31

-35.50%

Beef Round Steak (1kg)

$12.51 €11.16

$15.96 $15.96

-21.62%

Apples (1kg)

$1.28 €1.14

$4.38 $4.38

-70.78%

Banana (1kg)

$1.67 €1.49

$1.45 $1.45

15.17%

Oranges (1kg)

$1.48 €1.32

$4.54 $4.54

-67.40%

Tomato (1kg)

$2.83 €2.53

$4.19 $4.19

-32.46%

Potato (1kg)

$0.94 €0.84

$2.63 $2.63

-64.26%

Onion (1kg)

$1.06 €0.95

$2.36 $2.36

-55.08%

Lettuce (1 head)

$1.64 €1.47

$1.76 $1.76

-6.82%

Water (1.5 liter bottle)

$0.91 €0.81

$2.16 $2.16

-57.87%

Cigarettes 20 Pack (Marlboro, Camel)

$4.36 €3.89

$9.81 $9.81

-55.56%

Wine (Bottle)

$7.68 €6.85

$14.72 $14.72

-47.83%

Local Beer (0.5 liter bottle)

$1.12 €1.00

$2.78 $2.78

-59.71%

Imported Beer (0.33 liter bottle)

$1.69 €1.50

$3.48 $3.48

-51.44%

One-way Ticket (Public Transport)

$2.84 €2.54

$1.49 $1.49

90.60%

Public Transport Monthly Pass (Regular Price)

$40.03 €35.73

$40.51 $40.51

-1.18%

Taxi Start (Normal Tariff)

$1.13 €1.01

$2.67 $2.67

-57.68%

Taxi (Normal Tariff) (1km)

$1.15 €1.02

$1.58 $1.58

-27.22%

Taxi 1hour Waiting (Normal Tariff)

$16.90 €15.08

$35.29 $35.29

-52.11%

Gasoline (1 liter)

$1.72 €1.53

$0.99 $0.99

73.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K €26.4K

$35.8K $35.8K

-17.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K €23.3K

$27.2K $27.2K

-3.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 €145

$219 $219

-25.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.79 €13.20

$58.0 $58.0

-74.50%

Internet (50+ Mbps, Unlimited Data)

$33.37 €29.78

$68.4 $68.4

-51.18%

Gym Membership (Monthly)

$58.8 €52.5

$57.9 $57.9

1.52%

Tennis Court (1 Hour on Weekend)

$21.72 €19.39

$14.82 $14.82

46.56%

Cinema Ticket

$6.19 €5.52

$14.13 $14.13

-56.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$395 €352

$1,509 $1,509

-73.85%

International Primary School, 1 Child (Yearly)

$9,585 €8,553

$21.5K $21.5K

-55.33%

Jeans (Levis 501 Or Similar)

$104 €92.7

$51.7 $51.7

101.16%

Summer Dress (H&M, Zara, etc)

$44.73 €39.91

$44.05 $44.05

1.54%

Sport Shoes (Adidas, Nike)

$97.7 €87.2

$85.1 $85.1

14.85%

Men's Leather Business Shoes

$177 €158

$105 $105

67.69%

1-bedroom Apartment, City Center (Monthly)

$823 €735

$1,932 $1,932

-57.40%

1-bedroom Apartment, Outside City Center (Monthly)

$592 €528

$1,272 $1,272

-53.47%

3-bedroom Apartment, City Center (Monthly)

$1,484 €1,324

$3,670 $3,670

-59.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,168 €1,042

$2,525 $2,525

-53.75%

Buy Apartment in City Center (m2)

$4,175 €3,726

$7,617 $7,617

-45.19%

Buy Apartment Outside City Center (m2)

$2,981 €2,660

$3,199 $3,199

-6.82%

Average Monthly Net Salary (After Tax)

$1,031 €920

$5,105 $5,105

-79.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

6.79

-12.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Budva: October 5, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Budva

$592 36.8%

Austin, TX

$1.3K 48.2% 115% $680

Eating Out

Budva

$248 15.4%

Austin, TX

$348 13.2% 40.3% $100

Groceries & Markets

Budva

$237 14.7%

Austin, TX

$403 15.3% 70.1% $166

Monthly Utilities & Internet

Budva

$211 13.1%

Austin, TX

$346 13.1% 63.9% $135

Clothing & Footwear

Budva

$190 11.8%

Austin, TX

$129 4.9% 32.4% $62

Sport & Entertainment

Budva

$71 4.4%

Austin, TX

$86 3.3% 21.1% $15

Getting Around

Budva

$58 3.6%

Austin, TX

$57 2.2% 2.2% $1.3

Cost Breakdown

A one-bedroom apartment in the center runs $823 in Budva and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 395% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Budva vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $237 vs $403 per month, with Budva cheaper across the board.

Good to know

🇲🇪 Budva

🇺🇸 Austin, TX

🕒 Local time

04:27 4:27 AM

21:27 9:27 PM

7 h behind Budva

🌤 Weather

👥 Population

13,338

974,447

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.892 EUR

Exchange rates and currency converter

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Between locations

Budva Austin, TX 9,670 km ≈ 13 h nonstop flight

From you

Budva
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Budva vs Austin, TX: Cost of Living - Frequently Asked Questions

Budva wins on cost – living expenses run 69% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Budva the obvious pick if budget is a priority.

On paper, salaries run 395% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $823 in Budva versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,604 per month in Budva versus $2,704 in Austin, TX – a 69% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Budva runs roughly 1% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,604 in Budva versus $2,704 in Austin, TX, a $3,000 budget is realistic in Budva but tight or insufficient in Austin, TX. The gap between the two cities makes Budva the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Budva and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Budva gentler on the wallet – expenses run 69% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.