Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Belgaum

For one person, living is cheaper in Belgaum: $315 a month against $2,663 in Austin, TX, rent and utilities included – about $28,200 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
15

Cost of Living Index in Belgaum
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Belgaum Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Belgaum

🇮🇳 India

$315

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Belgaum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Belgaum actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $315 in Belgaum.

Austin, TX $2,663
Belgaum $315

Estimated couple costs with rent: $4,133 in Austin, TX versus $531 in Belgaum.

Austin, TX $4,133
Belgaum $531

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $747 in Belgaum.

Austin, TX $5,603
Belgaum $747

Living in Austin, TX is roughly 745% more expensive than in Belgaum, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 97% above, Belgaum is 77% below.

Meal at Budget Restaurant

$20.77 $20.77

$1.86 ₹177

1016.67%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$10.27 ₹976

723.66%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$2.57 ₹244

379.38%

Cappuccino

$5.63 $5.63

$1.60 ₹152

251.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.37 ₹34.89

905.41%

Water (0.33 liter bottle)

$2.50 $2.50

$0.11 ₹10.60

2172.73%

Local Beer (0.5 liter draught)

$8.05 $8.05

$0.95 ₹90.5

747.37%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$2.22 ₹211

305.86%

Milk (1 liter)

$1.12 $1.12

$0.70 ₹66.4

60.00%

White Bread (500g)

$3.75 $3.75

$0.49 ₹46.62

665.31%

Rice (white) (1kg)

$3.26 $3.26

$0.59 ₹55.7

452.54%

Eggs

$4.17 $4.17

$0.76 ₹72.2

448.68%

Local Cheese (1kg)

$12.90 $12.90

$4.47 ₹424

188.59%

Chicken Fillets (1kg)

$14.16 $14.16

$2.69 ₹255

426.39%

Beef Round Steak (1kg)

$16.22 $16.22

Apples (1kg)

$4.33 $4.33

$1.54 ₹146

181.17%

Banana (1kg)

$1.46 $1.46

$0.66 ₹63.1

121.21%

Oranges (1kg)

$4.51 $4.51

$1.53 ₹146

194.77%

Tomato (1kg)

$4.34 $4.34

$0.31 ₹29.50

1300.00%

Potato (1kg)

$2.58 $2.58

$0.35 ₹33.22

637.14%

Onion (1kg)

$2.35 $2.35

$0.37 ₹35.55

535.14%

Lettuce (1 head)

$1.78 $1.78

$0.25 ₹23.49

612.00%

Water (1.5 liter bottle)

$2.22 $2.22

$0.29 ₹27.07

665.52%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$4.08 ₹388

142.16%

Wine (Bottle)

$15.08 $15.08

$3.56 ₹338

323.60%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.28 ₹122

128.13%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.09 ₹199

65.55%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.41 ₹419

One-way Ticket (Public Transport)

$1.49 $1.49

$0.20 ₹18.98

645.00%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$14.37 ₹1,364

190.33%

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.07 ₹102

155.14%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.51 ₹48.29

225.49%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$0.85 ₹80.8

4052.94%

Gasoline (1 liter)

$0.95 $0.95

$1.10 ₹105

-13.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$11.1K ₹1.0M

226.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$18.5K ₹1.8M

46.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$29.57 ₹2,808

674.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$3.08 ₹292

1828.25%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$5.50 ₹522

1171.09%

Gym Membership (Monthly)

$57.2 $57.2

$4.72 ₹448

1112.71%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$5.73 ₹544

184.99%

Cinema Ticket

$14.28 $14.28

$2.11 ₹200

576.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$20.49 ₹1,946

7249.29%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$837 ₹79.5K

2463.14%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$13.55 ₹1,287

289.74%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$32.25 ₹3,062

35.88%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$31.75 ₹3,015

166.99%

Men's Leather Business Shoes

$103 $103

$22.63 ₹2,149

355.19%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$122 ₹11.6K

1464.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$63.7 ₹6,052

1899.18%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$265 ₹25.2K

1281.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$194 ₹18.5K

1205.69%

Buy Apartment in City Center (m2)

$7,614 $7,614

$589 ₹55.9K

1192.33%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$398 ₹37.8K

694.13%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$304 ₹28.8K

1586.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

10.75

-36.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Belgaum: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Belgaum

$64 20.2% 95% $1.2K

Groceries & Markets

Austin, TX

$405 15.2%

Belgaum

$87 27.7% 78.4% $317

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Belgaum

$38 12.1% 89.4% $320

Eating Out

Austin, TX

$354 13.3%

Belgaum

$53 16.8% 85% $301

Clothing & Footwear

Austin, TX

$128 4.8%

Belgaum

$45 14.3% 64.8% $83

Sport & Entertainment

Austin, TX

$86 3.2%

Belgaum

$8.9 2.8% 89.6% $77

Getting Around

Austin, TX

$59 2.2%

Belgaum

$19 6% 68% $40

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $122 in Belgaum. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 1586% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $10.00 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $405 vs $87.0 per month, with Belgaum cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇮🇳 Belgaum

🕒 Local time

11:16 11:16 AM

21:46 9:46 PM

10 h 30 min ahead of Austin, TX

🌤 Weather

👥 Population

974,447

600,000

💱 Currency

United States Dollar USD $

Indian Rupee INR ₹

📈 Exchange rate

1 USD = 0.889 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, EUR to USD – United States Dollar Converter

🇮🇳 Indian Rupee (₹)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

INR to USD in detail →

On the map

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Highest

Between locations

Austin, TX Belgaum 14,820 km ≈ 19 h nonstop flight

From you

Austin, TX
Belgaum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Belgaum: Cost of Living - Frequently Asked Questions

Belgaum wins on cost – living expenses run 745% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Belgaum the obvious pick if budget is a priority.

Average pay runs 1586% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $122 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $315 in Belgaum – a 745% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Belgaum runs roughly 190% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $315 in Belgaum versus $2,663 in Austin, TX, a $2,000 budget is realistic in Belgaum but tight or insufficient in Austin, TX. The gap between the two cities makes Belgaum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Belgaum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 745% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.