Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Banjarmasin

For one person, living is cheaper in Banjarmasin: $584 a month against $2,663 in Austin, TX, rent and utilities included – about $24,900 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
28

Cost of Living Index in Banjarmasin
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Banjarmasin Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Banjarmasin

🇮🇩 Indonesia

$584

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Banjarmasin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Banjarmasin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $584 in Banjarmasin.

Austin, TX $2,663
Banjarmasin $584

Estimated couple costs with rent: $4,133 in Austin, TX versus $921 in Banjarmasin.

Austin, TX $4,133
Banjarmasin $921

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,258 in Banjarmasin.

Austin, TX $5,603
Banjarmasin $1,258

Living in Austin, TX is roughly 356% more expensive than in Banjarmasin, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Banjarmasin is 57% below.

Meal at Budget Restaurant

$20.77 $20.77

$1.14 Rp 20.6K

1721.93%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$14.15 Rp 254.8K

497.81%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$3.28 Rp 59.1K

275.61%

Cappuccino

$5.63 $5.63

$1.23 Rp 22.2K

357.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.78 Rp 14.1K

376.92%

Water (0.33 liter bottle)

$2.50 $2.50

$0.35 Rp 6,222

614.29%

Local Beer (0.5 liter draught)

$8.05 $8.05

$4.89 Rp 88.0K

64.62%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$3.51 Rp 63.2K

156.70%

Milk (1 liter)

$1.12 $1.12

$1.32 Rp 23.7K

-15.15%

White Bread (500g)

$3.75 $3.75

$0.97 Rp 17.4K

286.60%

Rice (white) (1kg)

$3.26 $3.26

$0.85 Rp 15.2K

283.53%

Eggs

$4.17 $4.17

$1.54 Rp 27.7K

170.78%

Local Cheese (1kg)

$12.90 $12.90

$6.69 Rp 120.3K

92.83%

Chicken Fillets (1kg)

$14.16 $14.16

$2.12 Rp 38.1K

567.92%

Beef Round Steak (1kg)

$16.22 $16.22

$3.25 Rp 58.5K

399.08%

Apples (1kg)

$4.33 $4.33

$1.91 Rp 34.4K

126.70%

Banana (1kg)

$1.46 $1.46

$1.12 Rp 20.1K

30.36%

Oranges (1kg)

$4.51 $4.51

$0.89 Rp 16.0K

406.74%

Tomato (1kg)

$4.34 $4.34

$1.29 Rp 23.2K

236.43%

Potato (1kg)

$2.58 $2.58

$1.30 Rp 23.4K

98.46%

Onion (1kg)

$2.35 $2.35

$0.90 Rp 16.2K

161.11%

Lettuce (1 head)

$1.78 $1.78

$0.73 Rp 13.1K

143.84%

Water (1.5 liter bottle)

$2.22 $2.22

$0.40 Rp 7,234

455.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$1.93 Rp 34.8K

411.92%

Wine (Bottle)

$15.08 $15.08

$21.41 Rp 385.3K

-29.57%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.86 Rp 33.4K

56.99%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$3.12 Rp 56.1K

10.90%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.29 Rp 5,217

413.79%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$16.77 Rp 301.8K

148.78%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.52 Rp 9,283

425.00%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.37 Rp 6,657

348.65%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$2.63 Rp 47.3K

1242.21%

Gasoline (1 liter)

$0.95 $0.95

$0.79 Rp 14.2K

20.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$24.4K Rp 438.7M

47.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$26.7K Rp 479.8M

1.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$41.10 Rp 739.8K

457.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$2.75 Rp 49.5K

2059.64%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$17.31 Rp 311.5K

303.87%

Gym Membership (Monthly)

$57.2 $57.2

$19.71 Rp 354.7K

190.41%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$7.89 Rp 142.0K

106.97%

Cinema Ticket

$14.28 $14.28

$5.62 Rp 101.1K

154.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$95.9 Rp 1.7M

1470.25%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$8,380 Rp 150.8M

156.03%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$42.79 Rp 770.1K

23.42%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$25.24 Rp 454.4K

73.61%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$53.7 Rp 965.7K

58.01%

Men's Leather Business Shoes

$103 $103

$32.67 Rp 588.1K

215.30%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$216 Rp 3.9M

783.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$162 Rp 2.9M

686.13%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$557 Rp 10.0M

557.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$370 Rp 6.7M

585.48%

Buy Apartment in City Center (m2)

$7,614 $7,614

$1,052 Rp 18.9M

624.07%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$822 Rp 14.8M

283.90%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$204 Rp 3.7M

2406.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

9.46

-28.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Banjarmasin: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Banjarmasin

$162 27.7% 87.3% $1.1K

Groceries & Markets

Austin, TX

$405 15.2%

Banjarmasin

$171 29.2% 57.8% $234

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Banjarmasin

$61 10.5% 82.9% $297

Eating Out

Austin, TX

$354 13.3%

Banjarmasin

$70 11.9% 80.3% $284

Clothing & Footwear

Austin, TX

$128 4.8%

Banjarmasin

$69 11.9% 45.7% $59

Sport & Entertainment

Austin, TX

$86 3.2%

Banjarmasin

$31 5.3% 63.9% $55

Getting Around

Austin, TX

$59 2.2%

Banjarmasin

$20 3.5% 65.4% $38

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $216 in Banjarmasin. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 2407% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $14.00 in Banjarmasin for a mid-range dinner for two. Groceries echo the gap at $405 vs $171 per month, with Banjarmasin cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇮🇩 Banjarmasin

🕒 Local time

00:38 12:38 AM

13:38 1:38 PM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

715,703

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Austin, TX Banjarmasin 15,480 km ≈ 20 h nonstop flight

From you

Austin, TX
Banjarmasin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Banjarmasin: Cost of Living - Frequently Asked Questions

Banjarmasin wins on cost – living expenses run 356% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Banjarmasin the obvious pick if budget is a priority.

Average pay runs 2407% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $216 in Banjarmasin. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $584 in Banjarmasin – a 356% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Banjarmasin runs roughly 149% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $584 in Banjarmasin versus $2,663 in Austin, TX, a $1,500 budget is realistic in Banjarmasin but tight or insufficient in Austin, TX. The gap between the two cities makes Banjarmasin the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Banjarmasin gentler on the wallet – expenses run 356% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.