Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Albany, OR

For one person, living is cheaper in Austin, TX: $2,607 a month against $2,968 in Albany, OR, rent and utilities included – about $4,300 less a year. Rent and utilities account for about half of the difference.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
140

Cost of Living Index in Albany, OR
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Albany, OR Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Albany, OR

🇺🇸 United States

$2,968

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Albany, OR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Albany, OR actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $2,968 in Albany, OR.

Austin, TX $2,607
Albany, OR $2,968

Estimated couple costs with rent: $4,031 in Austin, TX versus $4,301 in Albany, OR.

Austin, TX $4,031
Albany, OR $4,301

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $5,633 in Albany, OR.

Austin, TX $5,454
Albany, OR $5,633

Living in Austin, TX costs roughly 12% less than in Albany, OR, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 92% above, Albany, OR 118% above.

Meal at Budget Restaurant

$20.35 $20.35

$25.20 $25.20

-19.25%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$89.4 $89.4

-5.22%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$13.20 $13.20

-8.18%

Cappuccino

$5.65 $5.65

$5.88 $5.88

-3.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.43 $2.43

51.44%

Water (0.33 liter bottle)

$2.36 $2.36

$1.93 $1.93

22.28%

Local Beer (0.5 liter draught)

$7.87 $7.87

$8.23 $8.23

-4.37%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$8.05 $8.05

9.57%

Milk (1 liter)

$1.14 $1.14

$0.93 $0.93

22.58%

White Bread (500g)

$3.69 $3.69

$3.26 $3.26

13.19%

Rice (white) (1kg)

$3.31 $3.31

$1.98 $1.98

67.17%

Eggs

$4.15 $4.15

$3.43 $3.43

20.99%

Local Cheese (1kg)

$12.98 $12.98

$7.51 $7.51

72.84%

Chicken Fillets (1kg)

$13.86 $13.86

$18.61 $18.61

-25.52%

Beef Round Steak (1kg)

$16.34 $16.34

$27.49 $27.49

-40.56%

Apples (1kg)

$4.69 $4.69

$6.71 $6.71

-30.10%

Banana (1kg)

$1.45 $1.45

$2.02 $2.02

-28.22%

Oranges (1kg)

$5.11 $5.11

$5.94 $5.94

-13.97%

Tomato (1kg)

$4.52 $4.52

$8.78 $8.78

-48.52%

Potato (1kg)

$3.08 $3.08

$2.76 $2.76

11.59%

Onion (1kg)

$2.38 $2.38

$2.29 $2.29

3.93%

Lettuce (1 head)

$1.80 $1.80

$3.15 $3.15

-42.86%

Water (1.5 liter bottle)

$2.22 $2.22

$2.61 $2.61

-14.94%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$11.51 $11.51

-13.38%

Wine (Bottle)

$15.05 $15.05

$15.71 $15.71

-4.20%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$3.49 $3.49

-16.62%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$5.33 $5.33

-37.52%

One-way Ticket (Public Transport)

$1.22 $1.22

$1.84 $1.84

-33.70%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$66.6 $66.6

-39.12%

Taxi Start (Normal Tariff)

$2.78 $2.78

$5.05 $5.05

-44.95%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.86 $1.86

-11.29%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$24.47 $24.47

44.63%

Gasoline (1 liter)

$0.95 $0.95

$1.28 $1.28

-25.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

0.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.1K $26.1K

2.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$313 $313

-28.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$62.7 $62.7

-6.67%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$68.3 $68.3

4.26%

Gym Membership (Monthly)

$53.0 $53.0

$39.56 $39.56

34.07%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.06 $14.06

$14.81 $14.81

-5.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$1,662 $1,662

-12.20%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$24.6K $24.6K

-13.14%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$64.6 $64.6

-18.78%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$41.63 $41.63

2.69%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$113 $113

-23.26%

Men's Leather Business Shoes

$104 $104

$132 $132

-21.33%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,539 $1,539

37.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$1,331 $1,331

-7.55%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$2,567 $2,567

50.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$2,091 $2,091

15.08%

Buy Apartment in City Center (m2)

$7,426 $7,426

$3,046 $3,046

143.81%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$3,024 $3,024

1.20%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$4,437 $4,437

16.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.35

7.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Albany, OR: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Albany, OR

$1.3K 44.9% 8.2% $100

Groceries & Markets

Austin, TX

$410 15.7%

Albany, OR

$491 16.6% 19.9% $82

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Albany, OR

$444 15% 25.8% $91

Eating Out

Austin, TX

$348 13.4%

Albany, OR

$386 13% 11% $38

Clothing & Footwear

Austin, TX

$128 4.9%

Albany, OR

$158 5.3% 22.9% $29

Sport & Entertainment

Austin, TX

$81 3.1%

Albany, OR

$69 2.3% 14.8% $12

Getting Around

Austin, TX

$56 2.2%

Albany, OR

$88 3% 56.4% $32

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,539 in Albany, OR. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 17% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85 in Austin, TX vs $89 in Albany, OR for a mid-range dinner for two. Groceries echo the gap at $410 vs $491 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Albany, OR

🕒 Local time

20:03 8:03 PM

18:03 6:03 PM

2 h behind Austin, TX

🌤 Weather

👥 Population

974,447

99,224

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Albany, OR 2,730 km ≈ 4 h nonstop flight

From you

Austin, TX
Albany, OR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Albany, OR: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 12% lower than in Albany, OR. Housing and daily spending are where you’ll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 17% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,112 in Austin, TX versus $1,539 in Albany, OR. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,459 in Austin, TX versus $1,662 in Albany, OR. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 20% higher in Albany, OR. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.