Cost of Living Comparison Between Auckland and Masterton Cost of Living Comparison Between Auckland and Masterton

๐Ÿ˜ Solo nomad: Auckland is 18.9% more expensive than Masterton without rent, and 52% more expensive with rent.
๐Ÿ˜ Family of 3: Auckland is 10.9% more expensive than Masterton without rent, and 39.4% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Auckland
Masterton
Difference
Meal at Budget Restaurant
$15.14 NZ$25.89
$10.02 NZ$17.13
51.10%
Three-Course Dinner for Two, Mid-Range
$79.0 NZ$135
$91.2 NZ$156
-13.37%
Fast Food Meal (McDonalds, etc)
$9.88 NZ$16.89
$9.24 NZ$15.80
6.93%
Cappuccino
$3.51 NZ$6.01
$3.30 NZ$5.65
6.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.33 NZ$3.98
$2.16 NZ$3.69
7.87%
Water (0.33 liter bottle)
$2.21 NZ$3.78
$1.63 NZ$2.78
35.58%
Local Beer (0.5 liter draught)
$7.05 NZ$12.06
$3.53 NZ$6.03
99.72%
Imported Beer (0.33 liter bottle)
$7.18 NZ$12.27
$4.16 NZ$7.11
72.60%
๐Ÿ›’ Groceries & Markets
Auckland
Masterton
Difference
Milk (1 liter)
$1.80 NZ$3.08
$1.47 NZ$2.52
22.45%
White Bread (500g)
$2.09 NZ$3.58
$1.63 NZ$2.79
28.22%
Rice (white) (1kg)
$1.94 NZ$3.31
$1.15 NZ$1.97
68.70%
Eggs
$6.99 NZ$11.95
$6.18 NZ$10.57
13.11%
Local Cheese (1kg)
$8.84 NZ$15.12
$7.07 NZ$12.09
25.04%
Chicken Fillets (1kg)
$9.43 NZ$16.12
$9.09 NZ$15.54
3.74%
Beef Round Steak (1kg)
$12.86 NZ$22.00
$12.13 NZ$20.74
6.02%
Apples (1kg)
$2.89 NZ$4.95
$1.77 NZ$3.02
63.28%
Banana (1kg)
$2.30 NZ$3.94
$1.88 NZ$3.21
22.34%
Oranges (1kg)
$3.37 NZ$5.76
$2.56 NZ$4.38
31.64%
Tomato (1kg)
$4.18 NZ$7.14
$3.33 NZ$5.69
25.53%
Potato (1kg)
$1.97 NZ$3.38
$1.38 NZ$2.36
42.75%
Onion (1kg)
$1.63 NZ$2.79
$1.21 NZ$2.07
34.71%
Lettuce (1 head)
$1.89 NZ$3.24
$1.86 NZ$3.18
1.61%
Water (1.5 liter bottle)
$1.28 NZ$2.19
$0.84 NZ$1.44
52.38%
Cigarettes 20 Pack (Marlboro, Camel)
$24.89 NZ$42.56
$20.06 NZ$34.31
24.08%
Wine (Bottle)
$10.76 NZ$18.39
$10.54 NZ$18.02
2.09%
Local Beer (0.5 liter bottle)
$2.97 NZ$5.09
$2.34 NZ$4.00
26.92%
Imported Beer (0.33 liter bottle)
$3.82 NZ$6.53
$2.65 NZ$4.53
44.15%
๐ŸšŒ Getting Around
Auckland
Masterton
Difference
One-way Ticket (Public Transport)
$2.71 NZ$4.64
$2.35 NZ$4.02
15.32%
Public Transport Monthly Pass (Regular Price)
$127 NZ$218
$63.8 NZ$109
99.58%
Taxi Start (Normal Tariff)
$2.17 NZ$3.72
$2.45 NZ$4.19
-11.43%
Taxi (Normal Tariff) (1km)
$2.02 NZ$3.45
$1.85 NZ$3.16
9.19%
Taxi 1hour Waiting (Normal Tariff)
$34.77 NZ$59.5
$40.62 NZ$69.5
-14.40%
Gasoline (1 liter)
$1.71 NZ$2.92
$1.67 NZ$2.86
2.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4K NZ$48.6K
$24.5K NZ$41.9K
15.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K NZ$37.4K
$23.0K NZ$39.3K
-4.86%
๐Ÿงพ Monthly Utilities & Internet
Auckland
Masterton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$145 NZ$248
$81.1 NZ$139
79.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.51 NZ$52.2
$32.40 NZ$55.4
-5.83%
Internet (50+ Mbps, Unlimited Data)
$49.67 NZ$84.9
$48.20 NZ$82.4
3.05%
๐ŸŽ‰ Sport & Entertainment
Auckland
Masterton
Difference
Gym Membership (Monthly)
$36.46 NZ$62.4
$41.23 NZ$70.5
-11.57%
Tennis Court (1 Hour on Weekend)
$16.56 NZ$28.32
$9.01 NZ$15.40
83.80%
Cinema Ticket
$14.81 NZ$25.32
$8.12 NZ$13.88
82.39%
๐Ÿงธ Childcare & Education
Auckland
Masterton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$907 NZ$1,551
$407 NZ$696
122.94%
International Primary School, 1 Child (Yearly)
$13.7K NZ$23.4K
$4,793 NZ$8,197
186.07%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Auckland
Masterton
Difference
Jeans (Levis 501 Or Similar)
$70.4 NZ$120
$68.4 NZ$117
2.95%
Summer Dress (H&M, Zara, etc)
$49.49 NZ$84.6
$30.41 NZ$52.0
62.74%
Sport Shoes (Adidas, Nike)
$97.3 NZ$166
$102 NZ$174
-4.58%
Men's Leather Business Shoes
$127 NZ$217
$113 NZ$194
12.19%
๐Ÿ  Accommodation & Living
Auckland
Masterton
Difference
1-bedroom Apartment, City Center (Monthly)
$1,282 NZ$2,192
$769 NZ$1,314
66.77%
1-bedroom Apartment, Outside City Center (Monthly)
$1,134 NZ$1,939
$597 NZ$1,020
90.07%
3-bedroom Apartment, City Center (Monthly)
$2,463 NZ$4,211
$1,247 NZ$2,132
97.51%
3-bedroom Apartment, Outside City Center (Monthly)
$1,846 NZ$3,157
$1,076 NZ$1,840
71.51%
Buy Apartment in City Center (m2)
$8,025 NZ$13.7K
$4,598 NZ$7,863
74.53%
Buy Apartment Outside City Center (m2)
$5,517 NZ$9,434
$3,196 NZ$5,465
72.63%
๐Ÿ’ต Salaries & Financials
Auckland
Masterton
Difference
Average Monthly Net Salary (After Tax)
$3,272 NZ$5,596
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
6.69
-4.78%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Auckland: March 3, 2026

Last update for Masterton: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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