Cost of Living Comparison Between Auckland and Masterton Cost of Living Comparison Between Auckland and Masterton

๐Ÿ˜ Solo nomad: Auckland is 27.8% more expensive than Masterton without rent, and 60.1% more expensive with rent.
๐Ÿ˜ Family of 3: Auckland is 25.7% more expensive than Masterton without rent, and 37.2% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Auckland
Masterton
Difference
Meal at Budget Restaurant
$15.02 NZ$24.78
$10.22 NZ$16.85
46.97%
Three-Course Dinner for Two, Mid-Range
$79.7 NZ$132
$89.4 NZ$147
-10.83%
Fast Food Meal (McDonalds, etc)
$9.76 NZ$16.1
$9.27 NZ$15.29
5.29%
Cappuccino
$3.54 NZ$5.83
$3.31 NZ$5.45
6.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.27 NZ$3.75
$2.05 NZ$3.38
10.73%
Water (0.33 liter bottle)
$2.18 NZ$3.59
$1.57 NZ$2.59
38.85%
Local Beer (0.5 liter draught)
$7.16 NZ$11.8
$3.6 NZ$5.94
98.89%
Imported Beer (0.33 liter bottle)
$7.34 NZ$12.1
$4.33 NZ$7.13
69.52%
๐Ÿ›’ Groceries & Markets
Auckland
Masterton
Difference
Milk (1 liter)
$1.74 NZ$2.87
$1.55 NZ$2.55
12.26%
White Bread (500g)
$2.1 NZ$3.46
$1.6 NZ$2.64
31.25%
Rice (white) (1kg)
$2.02 NZ$3.33
$1.2 NZ$1.98
68.33%
Eggs
$6.69 NZ$11.03
$6.29 NZ$10.37
6.36%
Local Cheese (1kg)
$8.61 NZ$14.2
$7.16 NZ$11.81
20.25%
Chicken Fillets (1kg)
$9.66 NZ$15.94
$9.16 NZ$15.11
5.46%
Beef Round Steak (1kg)
$12.97 NZ$21.39
$12.45 NZ$20.53
4.18%
Apples (1kg)
$2.83 NZ$4.67
$1.85 NZ$3.06
52.97%
Banana (1kg)
$2.27 NZ$3.74
$1.86 NZ$3.07
22.04%
Oranges (1kg)
$3.21 NZ$5.3
$2.51 NZ$4.13
27.89%
Tomato (1kg)
$4.03 NZ$6.64
$3.43 NZ$5.66
17.49%
Potato (1kg)
$2 NZ$3.31
$1.38 NZ$2.28
44.93%
Onion (1kg)
$1.63 NZ$2.69
$1.18 NZ$1.94
38.14%
Lettuce (1 head)
$1.94 NZ$3.2
$1.84 NZ$3.04
5.43%
Water (1.5 liter bottle)
$1.29 NZ$2.12
$0.9 NZ$1.48
43.33%
Cigarettes 20 Pack (Marlboro, Camel)
$25.57 NZ$42.17
$20.06 NZ$33.09
27.47%
Wine (Bottle)
$11.73 NZ$19.34
$8.43 NZ$13.91
39.15%
Local Beer (0.5 liter bottle)
$2.92 NZ$4.82
$2.32 NZ$3.82
25.86%
Imported Beer (0.33 liter bottle)
$3.91 NZ$6.45
$2.71 NZ$4.46
44.28%
๐ŸšŒ Getting Around
Auckland
Masterton
Difference
One-way Ticket (Public Transport)
$2.73 NZ$4.5
$2.38 NZ$3.92
14.71%
Public Transport Monthly Pass (Regular Price)
$129 NZ$213
$63.7 NZ$105
102.40%
Taxi Start (Normal Tariff)
$2.08 NZ$3.43
$2.45 NZ$4.04
-15.10%
Taxi (Normal Tariff) (1km)
$1.92 NZ$3.16
$1.86 NZ$3.06
3.23%
Taxi 1hour Waiting (Normal Tariff)
$34.83 NZ$57.5
$41.8 NZ$68.9
-16.67%
Gasoline (1 liter)
$1.65 NZ$2.71
$1.65 NZ$2.72
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.5K NZ$47K
$23.9K NZ$39.4K
19.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.9K NZ$36K
$23.3K NZ$38.4K
-6.01%
๐Ÿงพ Monthly Utilities & Internet
Auckland
Masterton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$146 NZ$241
$79.7 NZ$131
83.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.75 NZ$50.7
$32.25 NZ$53.2
-4.65%
Internet (50+ Mbps, Unlimited Data)
$49.23 NZ$81.2
$47.83 NZ$78.9
2.93%
๐ŸŽ‰ Sport & Entertainment
Auckland
Masterton
Difference
Gym Membership (Monthly)
$35.1 NZ$57.9
$40.72 NZ$67.2
-13.80%
Tennis Court (1 Hour on Weekend)
$16.78 NZ$27.67
$9 NZ$14.84
86.44%
Cinema Ticket
$15.31 NZ$25.24
$8.28 NZ$13.66
84.90%
๐Ÿงธ Childcare & Education
Auckland
Masterton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$917 NZ$1,512
$409 NZ$675
123.97%
International Primary School, 1 Child (Yearly)
$13.6K NZ$22.4K
$4,761 NZ$7,852
185.26%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Auckland
Masterton
Difference
Jeans (Levis 501 Or Similar)
$70.2 NZ$116
$69.6 NZ$115
0.80%
Summer Dress (H&M, Zara, etc)
$49.41 NZ$81.5
$30.08 NZ$49.62
64.26%
Sport Shoes (Adidas, Nike)
$96.8 NZ$160
$102 NZ$169
-5.46%
Men's Leather Business Shoes
$125 NZ$207
$116 NZ$191
8.49%
๐Ÿ  Accommodation & Living
Auckland
Masterton
Difference
1-bedroom Apartment, City Center (Monthly)
$1,274 NZ$2,101
$779 NZ$1,285
63.47%
1-bedroom Apartment, Outside City Center (Monthly)
$1,152 NZ$1,900
$610 NZ$1,006
88.85%
3-bedroom Apartment, City Center (Monthly)
$2,492 NZ$4,110
$1,230 NZ$2,029
102.58%
3-bedroom Apartment, Outside City Center (Monthly)
$1,853 NZ$3,056
$1,096 NZ$1,808
69.05%
Buy Apartment in City Center (m2)
$7,281 NZ$12K
$4,092 NZ$6,750
77.92%
Buy Apartment Outside City Center (m2)
$5,886 NZ$9,708
$3,501 NZ$5,774
68.13%
๐Ÿ’ต Salaries & Financials
Auckland
Masterton
Difference
Average Monthly Net Salary (After Tax)
$3,219 NZ$5,309
$1,871 NZ$3,086
72.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.37
6.69
-4.78%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Auckland: October 27, 2025

Last update for Masterton: October 28, 2025

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