Last update: Oct 2026

Cost of Living Comparison Between Auckland and Kempten

For one person, living is cheaper in Kempten: $1,977 a month against $2,406 in Auckland, rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

115

Cost of Living Index in Auckland
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Auckland Living Index
95

Cost of Living Index in Kempten
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Kempten Living Index

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Auckland

🇳🇿 New Zealand

$2,406

/mo nomad

Kempten

🇩🇪 Germany

$1,977

/mo nomad

Monthly Cost of Living

How much you'll spend in Auckland and in Kempten

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Auckland and in Kempten actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,406 in Auckland versus $1,977 in Kempten.

Auckland $2,406
Kempten $1,977

Estimated couple costs with rent: $3,368 in Auckland versus $2,950 in Kempten.

Auckland $3,368
Kempten $2,950

Monthly costs for a family of three with rent: $4,331 in Auckland versus $3,924 in Kempten.

Auckland $4,331
Kempten $3,924

Living in Auckland is roughly 22% more expensive than in Kempten, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Auckland 78% above, Kempten 46% above.

Meal at Budget Restaurant

$14.31 NZ$25.58

$17.69 €15.78

-19.11%

Three-Course Dinner for Two, Mid-Range

$66.2 NZ$118

$56.0 €49.94

18.15%

Fast Food Meal (McDonalds, etc)

$8.93 NZ$15.96

$9.73 €8.68

-8.22%

Cappuccino

$3.47 NZ$6.21

$4.06 €3.62

-14.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.87 NZ$3.35

$2.79 €2.49

-32.97%

Water (0.33 liter bottle)

$1.78 NZ$3.18

$2.36 €2.11

-24.58%

Local Beer (0.5 liter draught)

$6.81 NZ$12.17

$4.87 €4.34

39.84%

Imported Beer (0.33 liter bottle)

$6.56 NZ$11.73

$3.43 €3.06

91.25%

Milk (1 liter)

$1.92 NZ$3.44

$1.28 €1.14

50.00%

White Bread (500g)

$2.29 NZ$4.10

$2.29 €2.04

Rice (white) (1kg)

$1.85 NZ$3.31

$3.11 €2.78

-40.51%

Eggs

$6.14 NZ$10.98

$4.37 €3.90

40.50%

Local Cheese (1kg)

$8.78 NZ$15.70

$16.66 €14.86

-47.30%

Chicken Fillets (1kg)

$9.99 NZ$17.87

$12.67 €11.30

-21.15%

Beef Round Steak (1kg)

$17.23 NZ$30.80

$16.81 €15.00

2.50%

Apples (1kg)

$2.83 NZ$5.06

$2.45 €2.18

15.51%

Banana (1kg)

$2.07 NZ$3.70

$1.42 €1.26

45.77%

Oranges (1kg)

$3.00 NZ$5.37

$1.58 €1.41

89.87%

Tomato (1kg)

$5.76 NZ$10.30

$4.10 €3.65

40.49%

Potato (1kg)

$2.10 NZ$3.75

$1.68 €1.50

25.00%

Onion (1kg)

$1.50 NZ$2.69

$1.61 €1.43

-6.83%

Lettuce (1 head)

$1.91 NZ$3.41

$1.47 €1.31

29.93%

Water (1.5 liter bottle)

$1.08 NZ$1.94

$0.54 €0.48

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$26.71 NZ$47.75

$9.05 €8.07

195.14%

Wine (Bottle)

$10.29 NZ$18.40

$5.51 €4.92

86.75%

Local Beer (0.5 liter bottle)

$2.52 NZ$4.50

$1.09 €0.97

131.19%

Imported Beer (0.33 liter bottle)

$3.05 NZ$5.46

$1.09 €0.97

179.82%

One-way Ticket (Public Transport)

$2.05 NZ$3.67

$3.15 €2.81

-34.92%

Public Transport Monthly Pass (Regular Price)

$122 NZ$217

$60.6 €54.0

100.83%

Taxi Start (Normal Tariff)

$2.20 NZ$3.93

$4.76 €4.24

-53.78%

Taxi (Normal Tariff) (1km)

$2.01 NZ$3.59

$2.87 €2.56

-29.97%

Taxi 1hour Waiting (Normal Tariff)

$32.38 NZ$57.9

$39.80 €35.50

-18.64%

Gasoline (1 liter)

$1.90 NZ$3.40

$2.10 €1.87

-9.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K NZ$49.0K

$33.5K €29.9K

-18.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K NZ$39.3K

$33.0K €29.4K

-33.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$189 NZ$338

$312 €279

-39.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.23 NZ$50.5

$17.72 €15.81

59.31%

Internet (50+ Mbps, Unlimited Data)

$52.1 NZ$93.2

$43.47 €38.77

19.92%

Gym Membership (Monthly)

$40.45 NZ$72.3

$56.1 €50.0

-27.90%

Tennis Court (1 Hour on Weekend)

$18.13 NZ$32.41

$26.35 €23.51

-31.20%

Cinema Ticket

$11.98 NZ$21.43

$13.08 €11.67

-8.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,064 NZ$1,903

$318 €283

234.94%

International Primary School, 1 Child (Yearly)

$22.5K NZ$40.1K

$22.2K €19.8K

1.22%

Jeans (Levis 501 Or Similar)

$79.1 NZ$141

$80.4 €71.7

-1.63%

Summer Dress (H&M, Zara, etc)

$40.45 NZ$72.3

$43.26 €38.59

-6.50%

Sport Shoes (Adidas, Nike)

$93.0 NZ$166

$96.0 €85.7

-3.17%

Men's Leather Business Shoes

$110 NZ$197

$139 €124

-20.83%

1-bedroom Apartment, City Center (Monthly)

$1,290 NZ$2,306

$894 €797

44.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,201 NZ$2,148

$680 €606

76.71%

3-bedroom Apartment, City Center (Monthly)

$2,191 NZ$3,917

$1,544 €1,377

41.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,662 NZ$2,972

$1,213 €1,082

37.11%

Buy Apartment in City Center (m2)

$7,476 NZ$13.4K

$6,054 €5,400

23.49%

Buy Apartment Outside City Center (m2)

$5,362 NZ$9,587

$4,882 €4,355

9.83%

Average Monthly Net Salary (After Tax)

$2,810 NZ$5,024

$3,872 €3,454

-27.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.34

2.6

105.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Auckland: October 31, 2026

Last update for Kempten: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Auckland

$1.2K 49.9%

Kempten

$680 34.4% 43.4% $522

Groceries & Markets

Auckland

$339 14.1%

Kempten

$316 16% 6.7% $23

Monthly Utilities & Internet

Auckland

$269 11.2%

Kempten

$374 18.9% 38.8% $104

Eating Out

Auckland

$245 10.2%

Kempten

$271 13.7% 10.9% $27

Clothing & Footwear

Auckland

$145 6%

Kempten

$161 8.2% 11.2% $16

Getting Around

Auckland

$142 5.9%

Kempten

$92 4.7% 35.1% $50

Sport & Entertainment

Auckland

$64 2.7%

Kempten

$82 4.2% 27.7% $18

Cost Breakdown

A one-bedroom apartment in the center runs $1,290 in Auckland and $894 in Kempten. Housing cost is often the main lever when comparing two cities.

Kempten pays 38% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $66 in Auckland vs $56 in Kempten for a mid-range dinner for two. Groceries echo the gap at $339 vs $316 per month, with Kempten cheaper across the board.

Good to know

🇳🇿 Auckland

🇩🇪 Kempten

🕒 Local time

15:31 3:31 PM

03:31 3:31 AM

12 h behind Auckland

🌤 Weather

👥 Population

1,463,000

61,399

💱 Currency

New Zealand Dollar NZD $

Euro EUR €

📈 Exchange rate

1 NZD = 0.559 USD

1 NZD = 0.5 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of November 4, 2026: 1 USD = 1.79 NZD (1 NZD = 0.559 USD). 1 EUR = 2 NZD (1 NZD = 0.5 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to NZD in detail →

On the map

Lowest

Highest

Between locations

Auckland Kempten 18,260 km ≈ 23 h nonstop flight

From you

Auckland
Kempten

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Auckland vs Kempten: Cost of Living - Frequently Asked Questions

Kempten wins on cost – living expenses run 18% lower than in Auckland. Housing and daily spending are where you’ll feel the difference most, making Kempten the obvious pick if budget is a priority.

On paper, salaries run 27% lower in Auckland. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,290 in Auckland versus $894 in Kempten. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,064 in Auckland versus $318 in Kempten. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 7% higher in Auckland. For households that cook at home regularly, that difference adds up over a month.

Either city works on $3,000 a month, though Kempten gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Auckland and Kempten are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Kempten gentler on the wallet – expenses run 18% less than in Auckland. Beyond cost, consider language, visa policies, and how big the international community is in each city.