Last update: Oct 2026

Cost of Living Comparison Between Athens and Zepce

For one person, living is cheaper in Zepce: $1,095 a month against $1,775 in Athens, rent and utilities included – about $8,200 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Athens
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Athens Living Index
53

Cost of Living Index in Zepce
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Zepce Living Index

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Athens

🇬🇷 Greece

$1,775

/mo nomad

Zepce

🇧🇦 Bosnia and Herzegovina

$1,095

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in Zepce

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Zepce actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Athens versus $1,095 in Zepce.

Athens $1,775
Zepce $1,095

Estimated couple costs with rent: $2,721 in Athens versus $1,585 in Zepce.

Athens $2,721
Zepce $1,585

Monthly costs for a family of three with rent: $3,666 in Athens versus $2,076 in Zepce.

Athens $3,666
Zepce $2,076

Living in Athens is roughly 62% more expensive than in Zepce, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Athens is 31% above, Zepce is 19% below.

Meal at Budget Restaurant

$16.69 €14.84

$9.64 BAM 16.76

73.13%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.3

$29.10 BAM 50.6

132.96%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$11.03 BAM 19.17

1.00%

Cappuccino

$4.03 €3.58

$1.80 BAM 3.13

123.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.46

$2.57 BAM 4.48

7.78%

Water (0.33 liter bottle)

$0.55 €0.49

$1.61 BAM 2.79

-65.84%

Local Beer (0.5 liter draught)

$5.74 €5.10

$2.49 BAM 4.33

130.52%

Imported Beer (0.33 liter bottle)

$5.45 €4.85

$3.44 BAM 5.98

58.43%

Milk (1 liter)

$1.82 €1.62

$1.38 BAM 2.39

31.88%

White Bread (500g)

$1.38 €1.23

$1.17 BAM 2.04

17.95%

Rice (white) (1kg)

$2.80 €2.49

$1.57 BAM 2.74

78.34%

Eggs

$4.83 €4.30

$2.85 BAM 4.96

69.47%

Local Cheese (1kg)

$15.05 €13.39

$9.36 BAM 16.27

60.79%

Chicken Fillets (1kg)

$10.63 €9.45

$8.61 BAM 14.98

23.46%

Beef Round Steak (1kg)

$18.43 €16.39

$13.67 BAM 23.77

34.82%

Apples (1kg)

$2.20 €1.96

$1.86 BAM 3.23

18.28%

Banana (1kg)

$1.90 €1.69

$1.98 BAM 3.44

-4.04%

Oranges (1kg)

$1.37 €1.22

$2.23 BAM 3.89

-38.57%

Tomato (1kg)

$2.10 €1.87

$2.13 BAM 3.70

-1.41%

Potato (1kg)

$1.08 €0.96

$1.02 BAM 1.78

5.88%

Onion (1kg)

$1.12 €1.00

$1.41 BAM 2.45

-20.57%

Lettuce (1 head)

$1.12 €1.00

$1.12 BAM 1.95

Water (1.5 liter bottle)

$0.88 €0.79

$0.91 BAM 1.58

-3.30%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.88

$3.91 BAM 6.81

40.15%

Wine (Bottle)

$10.13 €9.01

$8.13 BAM 14.15

24.60%

Local Beer (0.5 liter bottle)

$2.13 €1.89

$1.01 BAM 1.76

110.89%

Imported Beer (0.33 liter bottle)

$2.25 €2.00

$1.39 BAM 2.41

61.87%

One-way Ticket (Public Transport)

$1.36 €1.21

$1.29 BAM 2.24

5.43%

Public Transport Monthly Pass (Regular Price)

$29.89 €26.59

Taxi Start (Normal Tariff)

$4.45 €3.96

$1.70 BAM 2.95

161.76%

Taxi (Normal Tariff) (1km)

$1.02 €0.90

$1.16 BAM 2.02

-12.07%

Taxi 1hour Waiting (Normal Tariff)

$16.92 €15.05

$17.17 BAM 29.86

-1.46%

Gasoline (1 liter)

$2.25 €2.00

$1.76 BAM 3.06

27.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €24.9K

$30.0K BAM 52.2K

-6.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K €25.1K

$21.1K BAM 36.6K

34.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €182

$158 BAM 275

29.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 €23.71

$16.53 BAM 28.75

61.22%

Internet (50+ Mbps, Unlimited Data)

$30.38 €27.02

$36.87 BAM 64.1

-17.60%

Gym Membership (Monthly)

$54.5 €48.47

$32.30 BAM 56.2

68.70%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

$11.57 BAM 20.12

123.68%

Cinema Ticket

$10.42 €9.27

$2.89 BAM 5.03

260.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$569 €506

$294 BAM 511

93.81%

International Primary School, 1 Child (Yearly)

$12.6K €11.2K

$3,518 BAM 6,117

257.74%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$83.8 BAM 146

5.84%

Summer Dress (H&M, Zara, etc)

$40.46 €35.99

$35.52 BAM 61.8

13.91%

Sport Shoes (Adidas, Nike)

$105 €93.3

$104 BAM 181

0.78%

Men's Leather Business Shoes

$121 €108

$142 BAM 247

-14.44%

1-bedroom Apartment, City Center (Monthly)

$741 €659

$304 BAM 528

143.98%

1-bedroom Apartment, Outside City Center (Monthly)

$655 €582

$259 BAM 450

152.82%

3-bedroom Apartment, City Center (Monthly)

$1,300 €1,156

$480 BAM 835

170.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,148 €1,021

$323 BAM 561

255.74%

Buy Apartment in City Center (m2)

$4,014 €3,570

$2,764 BAM 4,807

45.19%

Buy Apartment Outside City Center (m2)

$3,460 €3,078

$1,856 BAM 3,228

86.40%

Average Monthly Net Salary (After Tax)

$1,242 €1,105

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

4.44

0.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 10, 2026

Last update for Zepce: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$655 36.9%

Zepce

$259 23.7% 60.4% $396

Groceries & Markets

Athens

$310 17.5%

Zepce

$242 22.1% 22.2% $69

Eating Out

Athens

$268 15.1%

Zepce

$168 15.3% 37.4% $100

Monthly Utilities & Internet

Athens

$262 14.7%

Zepce

$211 19.3% 19.2% $50

Clothing & Footwear

Athens

$160 9%

Zepce

$164 15% 2.8% $4.4

Sport & Entertainment

Athens

$75 4.2%

Zepce

$38 3.5% 49.4% $37

Getting Around

Athens

$45 2.5%

Zepce

$13 * 1.2% 71.8% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $741 in Athens and $304 in Zepce. Housing cost is often the main lever when comparing two cities.

Dining out: $68.0 in Athens vs $29.00 in Zepce for a mid-range dinner for two. Groceries echo the gap at $310 vs $242 per month, with Zepce cheaper across the board.

Good to know

🇬🇷 Athens

🇧🇦 Zepce

🕒 Local time

09:43 9:43 AM

08:43 8:43 AM

1 h behind Athens

🌤 Weather

👥 Population

3,090,508 Capital

7,500

💱 Currency

Euro EUR €

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 EUR = 1.12 USD

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to EUR in detail →

On the map

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Between locations

Athens Zepce 860 km ≈ 1 h 30 min nonstop flight

From you

Athens
Zepce

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Athens vs Zepce: Cost of Living - Frequently Asked Questions

Zepce wins on cost – living expenses run 62% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Zepce the obvious pick if budget is a priority.

You'd need roughly $2,662 in Athens and $1,642 in Zepce to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $741 in Athens versus $304 in Zepce. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $569 in Athens versus $294 in Zepce. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Zepce – a meal for two runs $29.00 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,095 in Zepce versus $1,775 in Athens, a $1,500 budget is realistic in Zepce but tight or insufficient in Athens. The gap between the two cities makes Zepce the clear choice for anyone on this budget.

Both work as nomad bases, but Zepce delivers better value – similar infrastructure at $1,095 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zepce hard to pass up.

Safety-wise, Athens and Zepce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zepce gentler on the wallet – expenses run 62% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.