Last update: Oct 2026

Cost of Living Comparison Between Athens and Terni

For one person, living is cheaper in Terni: $1,286 a month against $1,775 in Athens, rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Athens
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Athens Living Index
63

Cost of Living Index in Terni
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Terni Living Index

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Athens

🇬🇷 Greece

$1,775

/mo nomad

Terni

🇮🇹 Italy

$1,286

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in Terni

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Terni actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Athens versus $1,286 in Terni.

Athens $1,775
Terni $1,286

Estimated couple costs with rent: $2,721 in Athens versus $1,984 in Terni.

Athens $2,721
Terni $1,984

Monthly costs for a family of three with rent: $3,666 in Athens versus $2,683 in Terni.

Athens $3,666
Terni $2,683

Living in Athens is roughly 38% more expensive than in Terni, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Athens is 31% above, Terni is 5% below.

Meal at Budget Restaurant

$16.69 €14.84

$16.99 €15.11

-1.77%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.3

$68.1 €60.6

-0.44%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$13.15 €11.69

-15.29%

Cappuccino

$4.03 €3.58

$1.63 €1.45

147.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.46

$2.62 €2.33

5.73%

Water (0.33 liter bottle)

$0.55 €0.49

$1.00 €0.89

-45.00%

Local Beer (0.5 liter draught)

$5.74 €5.10

$4.49 €3.99

27.84%

Imported Beer (0.33 liter bottle)

$5.45 €4.85

$5.56 €4.95

-1.98%

Milk (1 liter)

$1.82 €1.62

$1.25 €1.11

45.60%

White Bread (500g)

$1.38 €1.23

$1.70 €1.51

-18.82%

Rice (white) (1kg)

$2.80 €2.49

$2.20 €1.95

27.27%

Eggs

$4.83 €4.30

$3.34 €2.97

44.61%

Local Cheese (1kg)

$15.05 €13.39

$13.53 €12.04

11.23%

Chicken Fillets (1kg)

$10.63 €9.45

$8.89 €7.91

19.57%

Beef Round Steak (1kg)

$18.43 €16.39

$13.44 €11.96

37.13%

Apples (1kg)

$2.20 €1.96

$1.14 €1.01

92.98%

Banana (1kg)

$1.90 €1.69

$1.15 €1.02

65.22%

Oranges (1kg)

$1.37 €1.22

$1.14 €1.01

20.18%

Tomato (1kg)

$2.10 €1.87

$2.28 €2.02

-7.89%

Potato (1kg)

$1.08 €0.96

$0.76 €0.68

42.11%

Onion (1kg)

$1.12 €1.00

$1.42 €1.26

-21.13%

Lettuce (1 head)

$1.12 €1.00

$0.75 €0.67

49.33%

Water (1.5 liter bottle)

$0.88 €0.79

$0.32 €0.28

175.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.88

$6.60 €5.87

-16.97%

Wine (Bottle)

$10.13 €9.01

$5.70 €5.07

77.72%

Local Beer (0.5 liter bottle)

$2.13 €1.89

$1.13 €1.01

88.50%

Imported Beer (0.33 liter bottle)

$2.25 €2.00

$1.59 €1.42

41.51%

One-way Ticket (Public Transport)

$1.36 €1.21

$1.58 €1.41

-13.92%

Public Transport Monthly Pass (Regular Price)

$29.89 €26.59

$33.00 €29.35

-9.42%

Taxi Start (Normal Tariff)

$4.45 €3.96

$5.49 €4.88

-18.94%

Taxi (Normal Tariff) (1km)

$1.02 €0.90

$1.42 €1.26

-28.17%

Taxi 1hour Waiting (Normal Tariff)

$16.92 €15.05

$24.78 €22.04

-31.72%

Gasoline (1 liter)

$2.25 €2.00

$2.11 €1.88

6.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €24.9K

$33.3K €29.6K

-15.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K €25.1K

$34.6K €30.7K

-18.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €182

$148 €132

38.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 €23.71

$8.26 €7.35

222.64%

Internet (50+ Mbps, Unlimited Data)

$30.38 €27.02

$30.52 €27.15

-0.46%

Gym Membership (Monthly)

$54.5 €48.47

$56.0 €49.77

-2.61%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

$11.27 €10.03

129.64%

Cinema Ticket

$10.42 €9.27

$10.30 €9.16

1.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$569 €506

$333 €296

70.98%

International Primary School, 1 Child (Yearly)

$12.6K €11.2K

$12.1K €10.7K

4.14%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$82.8 €73.6

7.14%

Summer Dress (H&M, Zara, etc)

$40.46 €35.99

$32.90 €29.26

22.98%

Sport Shoes (Adidas, Nike)

$105 €93.3

$101 €89.6

4.17%

Men's Leather Business Shoes

$121 €108

$78.7 €70.0

54.16%

1-bedroom Apartment, City Center (Monthly)

$741 €659

$339 €301

118.69%

1-bedroom Apartment, Outside City Center (Monthly)

$655 €582

$357 €318

83.12%

3-bedroom Apartment, City Center (Monthly)

$1,300 €1,156

$637 €566

104.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,148 €1,021

$527 €469

117.65%

Buy Apartment in City Center (m2)

$4,014 €3,570

$1,348 €1,199

197.77%

Buy Apartment Outside City Center (m2)

$3,460 €3,078

$789 €702

338.56%

Average Monthly Net Salary (After Tax)

$1,242 €1,105

$1,454 €1,293

-14.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

3.02

48.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 10, 2026

Last update for Terni: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$655 36.9%

Terni

$357 27.8% 45.4% $297

Groceries & Markets

Athens

$310 17.5%

Terni

$238 18.5% 23.4% $73

Eating Out

Athens

$268 15.1%

Terni

$243 18.9% 9.4% $25

Monthly Utilities & Internet

Athens

$262 14.7%

Terni

$187 14.5% 28.5% $75

Clothing & Footwear

Athens

$160 9%

Terni

$133 10.3% 17% $27

Sport & Entertainment

Athens

$75 4.2%

Terni

$77 6% 1.6% $1.2

Getting Around

Athens

$45 2.5%

Terni

$52 4% 15.7% $7

Cost Breakdown

A one-bedroom apartment in the center runs $741 in Athens and $339 in Terni. Housing cost is often the main lever when comparing two cities.

Terni pays 17% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $68.0 in Athens vs $68.0 in Terni. Groceries flip the comparison at $310 vs $238, with Terni cheaper for home cooking.

Good to know

🇬🇷 Athens

🇮🇹 Terni

🕒 Local time

05:35 5:35 AM

04:35 4:35 AM

1 h behind Athens

🌤 Weather

👥 Population

3,090,508 Capital

106,677

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Athens Terni 1,070 km ≈ 1 h 45 min nonstop flight

From you

Athens
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Athens vs Terni: Cost of Living - Frequently Asked Questions

Terni wins on cost – living expenses run 38% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Terni the obvious pick if budget is a priority.

On paper, salaries run 17% lower in Terni. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $741 in Athens versus $339 in Terni. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Terni – a meal for two runs $68.0 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,775 per month in Athens versus $1,286 in Terni – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,286 in Terni versus $1,775 in Athens, a $1,000 budget is realistic in Terni but tight or insufficient in Athens. The gap between the two cities makes Terni the clear choice for anyone on this budget.

Both work as nomad bases, but Terni delivers better value – similar infrastructure at $1,286 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Terni hard to pass up.

Safety-wise, Athens and Terni are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terni gentler on the wallet – expenses run 38% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.