Last update: Oct 2026

Cost of Living Comparison Between Athens and Tarnow

For one person, living is cheaper in Tarnow: $1,177 a month against $1,775 in Athens, rent and utilities included – about $7,200 less a year. Other living expenses account for most of the difference.

86

Cost of Living Index in Athens
Learn more

Athens Living Index
57

Cost of Living Index in Tarnow
Learn more

Tarnow Living Index

Jump to prices

Athens

🇬🇷 Greece

$1,775

/mo nomad

Tarnow

🇵🇱 Poland

$1,177

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in Tarnow

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Tarnow actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Athens versus $1,177 in Tarnow.

Athens $1,775
Tarnow $1,177

Estimated couple costs with rent: $2,721 in Athens versus $1,635 in Tarnow.

Athens $2,721
Tarnow $1,635

Monthly costs for a family of three with rent: $3,666 in Athens versus $2,092 in Tarnow.

Athens $3,666
Tarnow $2,092

Living in Athens is roughly 51% more expensive than in Tarnow, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Athens is 31% above, Tarnow is 13% below.

Meal at Budget Restaurant

$16.69 €14.84

$10.26 zł 39.87

62.67%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.3

$25.56 zł 99.3

165.22%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$6.35 zł 24.66

75.43%

Cappuccino

$4.03 €3.58

$2.47 zł 9.58

63.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.46

$2.14 zł 8.32

29.44%

Water (0.33 liter bottle)

$0.55 €0.49

$1.30 zł 5.05

-57.69%

Local Beer (0.5 liter draught)

$5.74 €5.10

$3.75 zł 14.56

53.07%

Imported Beer (0.33 liter bottle)

$5.45 €4.85

$3.87 zł 15.05

40.83%

Milk (1 liter)

$1.82 €1.62

$1.01 zł 3.91

80.20%

White Bread (500g)

$1.38 €1.23

$1.18 zł 4.60

16.95%

Rice (white) (1kg)

$2.80 €2.49

$1.24 zł 4.83

125.81%

Eggs

$4.83 €4.30

$2.37 zł 9.21

103.80%

Local Cheese (1kg)

$15.05 €13.39

$7.56 zł 29.38

99.07%

Chicken Fillets (1kg)

$10.63 €9.45

$5.61 zł 21.79

89.48%

Beef Round Steak (1kg)

$18.43 €16.39

$9.74 zł 37.84

89.22%

Apples (1kg)

$2.20 €1.96

$0.77 zł 3.00

185.71%

Banana (1kg)

$1.90 €1.69

$1.52 zł 5.89

25.00%

Oranges (1kg)

$1.37 €1.22

$1.24 zł 4.84

10.48%

Tomato (1kg)

$2.10 €1.87

$1.93 zł 7.49

8.81%

Potato (1kg)

$1.08 €0.96

$0.72 zł 2.81

50.00%

Onion (1kg)

$1.12 €1.00

$1.01 zł 3.91

10.89%

Lettuce (1 head)

$1.12 €1.00

$1.00 zł 3.87

12.00%

Water (1.5 liter bottle)

$0.88 €0.79

$0.79 zł 3.09

11.39%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.88

$4.22 zł 16.40

29.86%

Wine (Bottle)

$10.13 €9.01

$6.50 zł 25.25

55.85%

Local Beer (0.5 liter bottle)

$2.13 €1.89

$0.89 zł 3.46

139.33%

Imported Beer (0.33 liter bottle)

$2.25 €2.00

$1.40 zł 5.43

60.71%

One-way Ticket (Public Transport)

$1.36 €1.21

$0.92 zł 3.59

47.83%

Public Transport Monthly Pass (Regular Price)

$29.89 €26.59

$30.92 zł 120

-3.33%

Taxi Start (Normal Tariff)

$4.45 €3.96

$1.28 zł 4.99

247.66%

Taxi (Normal Tariff) (1km)

$1.02 €0.90

$0.75 zł 2.90

36.00%

Taxi 1hour Waiting (Normal Tariff)

$16.92 €15.05

$10.13 zł 39.35

67.03%

Gasoline (1 liter)

$2.25 €2.00

$1.60 zł 6.23

40.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €24.9K

$30.3K zł 117.6K

-7.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K €25.1K

$24.4K zł 94.6K

15.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €182

$243 zł 944

-15.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 €23.71

$9.09 zł 35.30

193.18%

Internet (50+ Mbps, Unlimited Data)

$30.38 €27.02

$16.23 zł 63.1

87.18%

Gym Membership (Monthly)

$54.5 €48.47

$25.28 zł 98.2

115.55%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

$11.35 zł 44.10

128.02%

Cinema Ticket

$10.42 €9.27

$4.68 zł 18.18

122.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$569 €506

$285 zł 1,108

99.59%

International Primary School, 1 Child (Yearly)

$12.6K €11.2K

$2,499 zł 9,711

403.52%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$79.4 zł 308

11.68%

Summer Dress (H&M, Zara, etc)

$40.46 €35.99

$25.23 zł 98.0

60.36%

Sport Shoes (Adidas, Nike)

$105 €93.3

$75.9 zł 295

38.31%

Men's Leather Business Shoes

$121 €108

$114 zł 443

6.37%

1-bedroom Apartment, City Center (Monthly)

$741 €659

$430 zł 1,669

72.47%

1-bedroom Apartment, Outside City Center (Monthly)

$655 €582

$349 zł 1,357

87.42%

3-bedroom Apartment, City Center (Monthly)

$1,300 €1,156

$601 zł 2,337

116.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,148 €1,021

$466 zł 1,810

146.39%

Buy Apartment in City Center (m2)

$4,014 €3,570

$2,648 zł 10.3K

51.55%

Buy Apartment Outside City Center (m2)

$3,460 €3,078

$1,745 zł 6,781

98.27%

Average Monthly Net Salary (After Tax)

$1,242 €1,105

$1,019 zł 3,960

21.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

6.68

-32.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 10, 2026

Last update for Tarnow: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$655 36.9%

Tarnow

$349 29.7% 46.6% $305

Groceries & Markets

Athens

$310 17.5%

Tarnow

$182 15.5% 41.4% $129

Eating Out

Athens

$268 15.1%

Tarnow

$171 14.5% 36.2% $97

Monthly Utilities & Internet

Athens

$262 14.7%

Tarnow

$268 22.8% 2.6% $6.7

Clothing & Footwear

Athens

$160 9%

Tarnow

$133 11.3% 17.1% $27

Sport & Entertainment

Athens

$75 4.2%

Tarnow

$35 2.9% 54% $41

Getting Around

Athens

$45 2.5%

Tarnow

$40 3.4% 11.7% $5.3

Cost Breakdown

A one-bedroom apartment in the center runs $741 in Athens and $430 in Tarnow. Housing cost is often the main lever when comparing two cities.

Athens pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Athens vs $26.00 in Tarnow for a mid-range dinner for two. Groceries echo the gap at $310 vs $182 per month, with Tarnow cheaper across the board.

Good to know

🇬🇷 Athens

🇵🇱 Tarnow

🕒 Local time

23:43 11:43 PM

22:43 10:43 PM

1 h behind Athens

🌤 Weather

👥 Population

3,090,508 Capital

106,748

💱 Currency

Euro EUR €

Polish Złoty PLN zł

📈 Exchange rate

1 EUR = 1.12 USD

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Athens Tarnow 1,360 km ≈ 2 h 15 min nonstop flight

From you

Athens
Tarnow

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Athens vs Tarnow: Cost of Living - Frequently Asked Questions

Tarnow wins on cost – living expenses run 51% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Tarnow the obvious pick if budget is a priority.

Average pay runs 22% higher in Athens, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $741 in Athens versus $430 in Tarnow. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Tarnow – a meal for two runs $26.00 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,775 per month in Athens versus $1,177 in Tarnow – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,177 in Tarnow versus $1,775 in Athens, a $1,000 budget is realistic in Tarnow but tight or insufficient in Athens. The gap between the two cities makes Tarnow the clear choice for anyone on this budget.

Both work as nomad bases, but Tarnow delivers better value – similar infrastructure at $1,177 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tarnow hard to pass up.

Safety-wise, Athens and Tarnow are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarnow gentler on the wallet – expenses run 51% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.