Last update: Oct 2026

Cost of Living Comparison Between Athens and Swat

For one person, living is cheaper in Swat: $480 a month against $1,779 in Athens, rent and utilities included – about $15,600 less a year. Rent and utilities account for about half of the difference.

85

Cost of Living Index in Athens
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Athens Living Index
23

Cost of Living Index in Swat
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Swat Living Index

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Athens

🇬🇷 Greece

$1,779

/mo nomad

Swat

🇵🇰 Pakistan

$480

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in Swat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Swat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,779 in Athens versus $480 in Swat.

Athens $1,779
Swat $480

Estimated couple costs with rent: $2,721 in Athens versus $767 in Swat.

Athens $2,721
Swat $767

Monthly costs for a family of three with rent: $3,663 in Athens versus $1,054 in Swat.

Athens $3,663
Swat $1,054

Living in Athens is roughly 270% more expensive than in Swat, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Athens is 32% above, Swat is 64% below.

Meal at Budget Restaurant

$16.83 €14.99

$3.53 PKR 976

376.77%

Three-Course Dinner for Two, Mid-Range

$66.0 €58.8

$24.75 PKR 6,841

166.67%

Fast Food Meal (McDonalds, etc)

$11.21 €9.98

$3.56 PKR 983

214.89%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.66 PKR 1,011

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.82 PKR 1,884

Cappuccino

$4.08 €3.64

$2.60 PKR 720

56.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.47

$0.34 PKR 95.2

714.71%

Water (0.33 liter bottle)

$0.54 €0.48

$0.22 PKR 60.7

145.45%

Local Beer (0.5 liter draught)

$5.70 €5.07

Imported Beer (0.33 liter bottle)

$6.26 €5.58

Milk (1 liter)

$1.84 €1.64

$0.99 PKR 275

85.86%

White Bread (500g)

$1.43 €1.27

$0.45 PKR 124

217.78%

Rice (white) (1kg)

$2.67 €2.38

$1.26 PKR 349

111.90%

Eggs

$4.95 €4.41

$1.27 PKR 350

289.76%

Local Cheese (1kg)

$15.09 €13.44

$6.17 PKR 1,705

144.57%

Chicken Fillets (1kg)

$10.99 €9.79

$2.92 PKR 807

276.37%

Beef Round Steak (1kg)

$19.77 €17.60

$5.50 PKR 1,521

259.45%

Apples (1kg)

$2.12 €1.89

$1.25 PKR 346

69.60%

Banana (1kg)

$1.98 €1.76

$0.91 PKR 252

117.58%

Oranges (1kg)

$1.33 €1.18

$1.06 PKR 294

25.47%

Tomato (1kg)

$2.16 €1.92

$0.60 PKR 166

260.00%

Potato (1kg)

$1.06 €0.94

$0.30 PKR 83.0

253.33%

Onion (1kg)

$1.15 €1.02

$0.38 PKR 104

202.63%

Lettuce (1 head)

$1.08 €0.96

$0.30 PKR 82.2

260.00%

Water (1.5 liter bottle)

$0.85 €0.75

$0.39 PKR 108

117.95%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.80 PKR 497

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.25 PKR 346

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.46 PKR 679

Cigarettes 20 Pack (Marlboro, Camel)

$5.46 €4.86

$2.35 PKR 650

132.34%

Wine (Bottle)

$10.03 €8.93

Local Beer (0.5 liter bottle)

$2.04 €1.82

Imported Beer (0.33 liter bottle)

$2.38 €2.12

One-way Ticket (Public Transport)

$1.35 €1.20

$0.20 PKR 56.2

575.00%

Public Transport Monthly Pass (Regular Price)

$30.52 €27.18

$9.55 PKR 2,639

219.58%

Taxi Start (Normal Tariff)

$3.81 €3.39

$1.24 PKR 342

207.26%

Taxi (Normal Tariff) (1km)

$1.03 €0.92

$0.74 PKR 205

39.19%

Taxi 1hour Waiting (Normal Tariff)

$16.49 €14.68

$1.65 PKR 456

899.39%

Gasoline (1 liter)

$2.34 €2.09

$1.34 PKR 371

74.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K €24.7K

$22.1K PKR 6.1M

25.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K €23.7K

$23.5K PKR 6.5M

13.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 €180

$103 PKR 28.4K

96.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.81 €23.87

$5.27 PKR 1,456

408.73%

Internet (50+ Mbps, Unlimited Data)

$30.49 €27.14

$16.83 PKR 4,652

81.16%

Gym Membership (Monthly)

$54.1 €48.14

$14.65 PKR 4,050

269.08%

Tennis Court (1 Hour on Weekend)

$27.40 €24.40

$7.88 PKR 2,177

247.72%

Cinema Ticket

$10.44 €9.30

$4.89 PKR 1,352

113.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$568 €505

$42.15 PKR 11.6K

1246.38%

International Primary School, 1 Child (Yearly)

$15.2K €13.5K

$515 PKR 142.3K

2849.24%

Jeans (Levis 501 Or Similar)

$90.7 €80.7

$27.81 PKR 7,685

225.96%

Summer Dress (H&M, Zara, etc)

$39.32 €35.01

$35.94 PKR 9,933

9.40%

Sport Shoes (Adidas, Nike)

$105 €93.7

$25.25 PKR 6,977

316.67%

Men's Leather Business Shoes

$129 €115

$41.37 PKR 11.4K

211.75%

1-bedroom Apartment, City Center (Monthly)

$742 €661

$138 PKR 38.1K

438.00%

1-bedroom Apartment, Outside City Center (Monthly)

$648 €577

$83.8 PKR 23.2K

673.51%

3-bedroom Apartment, City Center (Monthly)

$1,271 €1,132

$246 PKR 68.0K

416.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,122 €999

$190 PKR 52.4K

491.29%

Buy Apartment in City Center (m2)

$3,999 €3,561

$941 PKR 260.0K

325.04%

Buy Apartment Outside City Center (m2)

$3,281 €2,921

$514 PKR 142.2K

537.77%

Average Monthly Net Salary (After Tax)

$1,245 €1,109

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

13.08

-66.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 31, 2026

Last update for Swat: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$648 36.4%

Swat

$84 17.5% 87.1% $565

Groceries & Markets

Athens

$316 17.8%

Swat

$101 21% 68.2% $216

Eating Out

Athens

$272 15.3%

Swat

$72 15.1% 73.3% $199

Monthly Utilities & Internet

Athens

$260 14.6%

Swat

$125 26% 51.8% $135

Clothing & Footwear

Athens

$164 9.2%

Swat

$59 12.2% 64.2% $105

Sport & Entertainment

Athens

$75 4.2%

Swat

$24 5.1% 67.4% $51

Getting Around

Athens

$45 2.5%

Swat

$15 3.2% 65.9% $30

Cost Breakdown

A one-bedroom apartment in the center runs $742 in Athens and $138 in Swat. Housing cost is often the main lever when comparing two cities.

Dining out: $66 in Athens vs $25 in Swat for a mid-range dinner for two. Groceries echo the gap at $316 vs $101 per month, with Swat cheaper across the board.

Good to know

🇬🇷 Athens

🇵🇰 Swat

🕒 Local time

07:26 7:26 AM

10:26 10:26 AM

3 h ahead of Athens

🌤 Weather

👥 Population

3,090,508 Capital

💱 Currency

Euro EUR €

Pakistani Rupee PKR ₨

📈 Exchange rate

1 EUR = 1.12 USD

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 6, 2026: 1 USD = 0.89 EUR (1 EUR = 1.12 USD).

Pakistani Rupee exchange rates as of November 6, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to EUR in detail →

On the map

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Between locations

Athens Swat 4,300 km ≈ 6 h nonstop flight

From you

Athens
Swat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Athens vs Swat: Cost of Living - Frequently Asked Questions

Swat wins on cost – living expenses run 73% lower than in Athens. Housing and daily spending are where you’ll feel the difference most, making Swat the obvious pick if budget is a priority.

You’d need roughly $2,669 in Athens and $720 in Swat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $742 in Athens versus $138 in Swat. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Swat – a meal for two runs $25 versus $66 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,779 per month in Athens versus $480 in Swat – Swat is about 73% cheaper, which adds up to real savings over time.

At $480 in Swat versus $1,779 in Athens, a $800 budget is realistic in Swat but tight or insufficient in Athens. The gap between the two cities makes Swat the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Swat gentler on the wallet – expenses run 73% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.