Last update: Oct 2026

Cost of Living Comparison Between Athens and St. Gallen

For one person, living is cheaper in Athens: $1,806 a month against $3,632 in St. Gallen, rent and utilities included – about $21,900 less a year. Rent and utilities account for most of the difference.

Athens
🇬🇷 Greece
$1,806
/mo nomad
St. Gallen
🇨🇭 Switzerland
$3,632
/mo nomad
Monthly Cost of Living

How much you'll spend in Athens and in St. Gallen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in St. Gallen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,806 in Athens versus $3,632 in St. Gallen.

  • Athens $1,806
  • St. Gallen $3,632

Estimated couple costs with rent: $2,731 in Athens versus $5,284 in St. Gallen.

  • Athens $2,731
  • St. Gallen $5,284

Monthly costs for a family of three with rent: $3,656 in Athens versus $6,937 in St. Gallen.

  • Athens $3,656
  • St. Gallen $6,937

Living in Athens costs roughly 50% less than in St. Gallen, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Athens 35% above, St. Gallen 171% above.

Currency
🍽 Eating Out
Athens
St. Gallen
Difference
Meal at Budget Restaurant
$16.66 €14.87
$29.41 CHF 24.41
-43.35%
Three-Course Dinner for Two, Mid-Range
$66.2 €59.1
$145 CHF 121
-54.50%
Fast Food Meal (McDonalds, etc)
$11.06 €9.87
$17.82 CHF 14.79
-37.93%
Cappuccino
$4.14 €3.69
$5.99 CHF 4.97
-30.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.80 €2.50
$5.81 CHF 4.83
-51.81%
Water (0.33 liter bottle)
$0.57 €0.51
$5.33 CHF 4.42
-89.31%
Local Beer (0.5 liter draught)
$5.64 €5.03
$9.23 CHF 7.66
-38.89%
Imported Beer (0.33 liter bottle)
$5.46 €4.87
$6.17 CHF 5.12
-11.51%
🛒 Groceries & Markets
Athens
St. Gallen
Difference
Milk (1 liter)
$1.96 €1.75
$2.23 CHF 1.85
-12.11%
White Bread (500g)
$1.41 €1.26
$3.18 CHF 2.64
-55.66%
Rice (white) (1kg)
$2.83 €2.53
$3.68 CHF 3.06
-23.10%
Eggs
$5.04 €4.50
$7.68 CHF 6.37
-34.37%
Local Cheese (1kg)
$15.35 €13.70
$25.41 CHF 21.09
-39.59%
Chicken Fillets (1kg)
$10.34 €9.23
$28.97 CHF 24.05
-64.31%
Beef Round Steak (1kg)
$18.97 €16.93
$38.85 CHF 32.25
-51.17%
Apples (1kg)
$2.17 €1.93
$3.16 CHF 2.62
-31.33%
Banana (1kg)
$1.91 €1.70
$1.61 CHF 1.33
18.63%
Oranges (1kg)
$1.38 €1.23
$2.31 CHF 1.92
-40.26%
Tomato (1kg)
$2.20 €1.96
$6.01 CHF 4.99
-63.39%
Potato (1kg)
$1.10 €0.98
$1.70 CHF 1.41
-35.29%
Onion (1kg)
$1.13 €1.00
$2.16 CHF 1.80
-47.69%
Lettuce (1 head)
$1.10 €0.99
$2.16 CHF 1.79
-49.07%
Water (1.5 liter bottle)
$0.83 €0.74
$1.18 CHF 0.98
-29.66%
Cigarettes 20 Pack (Marlboro, Camel)
$5.60 €4.99
$10.65 CHF 8.84
-47.42%
Wine (Bottle)
$10.19 €9.09
$11.32 CHF 9.39
-9.98%
Local Beer (0.5 liter bottle)
$2.18 €1.95
$2.18 CHF 1.81
-
Imported Beer (0.33 liter bottle)
$2.45 €2.19
$2.31 CHF 1.92
6.06%
🚌 Getting Around
Athens
St. Gallen
Difference
One-way Ticket (Public Transport)
$1.38 €1.23
$4.17 CHF 3.46
-66.91%
Public Transport Monthly Pass (Regular Price)
$30.87 €27.55
$128 CHF 106
-75.93%
Taxi Start (Normal Tariff)
$4.37 €3.90
$6.64 CHF 5.51
-34.19%
Taxi (Normal Tariff) (1km)
$1.04 €0.93
$4.79 CHF 3.98
-78.29%
Taxi 1hour Waiting (Normal Tariff)
$17.11 €15.27
$77.3 CHF 64.2
-77.87%
Gasoline (1 liter)
$2.31 €2.07
$2.22 CHF 1.84
4.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.0K €25.0K
$35.3K CHF 29.3K
-20.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.0K €25.0K
$39.5K CHF 32.7K
-29.00%
🧾 Monthly Utilities & Internet
Athens
St. Gallen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$210 €187
$305 CHF 253
-31.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.70 €23.83
$38.46 CHF 31.92
-30.58%
Internet (50+ Mbps, Unlimited Data)
$30.13 €26.89
$54.2 CHF 44.95
-44.37%
🎉 Sport & Entertainment
Athens
St. Gallen
Difference
Gym Membership (Monthly)
$54.6 €48.72
$80.7 CHF 67.0
-32.33%
Tennis Court (1 Hour on Weekend)
$26.03 €23.23
-
-
Cinema Ticket
$10.78 €9.62
$30.32 CHF 25.16
-64.45%
🧸 Childcare & Education
Athens
St. Gallen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$575 €513
$2,308 CHF 1,915
-75.08%
International Primary School, 1 Child (Yearly)
$13.1K €11.7K
$31.8K CHF 26.4K
-58.67%
👕👟 Clothing & Footwear
Athens
St. Gallen
Difference
Jeans (Levis 501 Or Similar)
$93.2 €83.1
$146 CHF 122
-36.38%
Summer Dress (H&M, Zara, etc)
$40.68 €36.30
$64.6 CHF 53.7
-37.07%
Sport Shoes (Adidas, Nike)
$104 €92.9
$147 CHF 122
-29.34%
Men's Leather Business Shoes
$128 €115
$179 CHF 148
-28.15%
🏠 Accommodation & Living
Athens
St. Gallen
Difference
1-bedroom Apartment, City Center (Monthly)
$756 €674
$1,734 CHF 1,439
-56.42%
1-bedroom Apartment, Outside City Center (Monthly)
$652 €582
$1,698 CHF 1,410
-61.59%
3-bedroom Apartment, City Center (Monthly)
$1,294 €1,154
$2,854 CHF 2,369
-54.67%
3-bedroom Apartment, Outside City Center (Monthly)
$1,163 €1,038
$2,153 CHF 1,787
-46.01%
Buy Apartment in City Center (m2)
$4,008 €3,577
$12.1K CHF 10.0K
-66.79%
Buy Apartment Outside City Center (m2)
$3,452 €3,081
$9,070 CHF 7,528
-61.94%
💵 Salaries & Financials
Athens
St. Gallen
Difference
Average Monthly Net Salary (After Tax)
$1,243 €1,110
$6,528 CHF 5,418
-80.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.48
2.1
113.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 5, 2026

Last update for St. Gallen: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Athens
$652
St. Gallen
$1.7K 160% $1K
Groceries & Markets
Athens
$315
St. Gallen
$572 81.9% $258
Eating Out
Athens
$269
St. Gallen
$464 72.5% $195
Monthly Utilities & Internet
Athens
$267
St. Gallen
$398 49.2% $131
Clothing & Footwear
Athens
$165
St. Gallen
$242 46.6% $77
Sport & Entertainment
Athens
$76
St. Gallen
$141 85.6% $65
Getting Around
Athens
$46
St. Gallen
$176 282% $130

Cost Breakdown

A one-bedroom apartment in the center runs $756 in Athens and $1,734 in St. Gallen. Housing cost is often the main lever when comparing two cities.

St. Gallen pays 425% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Athens vs $145 in St. Gallen for a mid-range dinner for two. Groceries echo the gap at $315 vs $572 per month, with Athens cheaper across the board.

Good to know
🇬🇷 Athens
🇨🇭 St. Gallen
🕒 Local time
09:09 9:09 AM
08:09 8:09 AM
1 h behind Athens
🌤 Weather
👥 Population
3,090,508 Capital
78,213
💱 Currency
Euro EUR €
Exchange rates and currency converter

CHF, USD to EUR – Euro Converter

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Swiss Franc exchange rates as of October 10, 2026: 1 USD = 0.83 CHF (1 CHF = 1.2 USD). 1 EUR = 0.931 CHF (1 CHF = 1.07 EUR).

On the map
Between locations
  • Athens St. Gallen 1,570 km ≈ 2 h 30 min nonstop flight
From you
  • Athens
  • St. Gallen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Athens vs St. Gallen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Athens or St. Gallen?
Athens wins on cost – living expenses run 101% lower than in St. Gallen. Housing and daily spending are where you'll feel the difference most, making Athens the obvious pick if budget is a priority.
Are salaries higher in Athens or in St. Gallen?
On paper, salaries run 425% lower in St. Gallen. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Athens compared to St. Gallen?
Rent for a central apartment: $756 in Athens versus $1,734 in St. Gallen. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Athens and in St. Gallen?
Dining out is cheaper in Athens – a meal for two runs $66.0 versus $145 in St. Gallen. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Athens compared to St. Gallen?
All in, you'll spend $1,806 per month in Athens versus $3,632 in St. Gallen – a 101% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Athens or in St. Gallen?
At $1,806 in Athens versus $3,632 in St. Gallen, a $2,000 budget is realistic in Athens but tight or insufficient in St. Gallen. The gap between the two cities makes Athens the clear choice for anyone on this budget.
Which city is better for digital nomads, Athens or St. Gallen?
Both work as nomad bases, but Athens delivers better value – similar infrastructure at $1,806 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Athens hard to pass up.
How safe is Athens compared to St. Gallen?
Safety-wise, Athens and St. Gallen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Athens gentler on the wallet – expenses run 101% less than in St. Gallen. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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