Last update: Oct 2026

Cost of Living Comparison Between Athens and Settat

For one person, living is cheaper in Settat: $647 a month against $1,775 in Athens, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

Athens
🇬🇷 Greece
$1,775
/mo nomad
Settat
🇲🇦 Morocco
$647
/mo nomad
Monthly Cost of Living

How much you'll spend in Athens and in Settat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Settat actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Athens versus $647 in Settat.

  • Athens $1,775
  • Settat $647

Estimated couple costs with rent: $2,721 in Athens versus $1,028 in Settat.

  • Athens $2,721
  • Settat $1,028

Monthly costs for a family of three with rent: $3,666 in Athens versus $1,410 in Settat.

  • Athens $3,666
  • Settat $1,410

Living in Athens is roughly 175% more expensive than in Settat, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Athens is 31% above, Settat is 52% below.

Currency
🍽 Eating Out
Athens
Settat
Difference
Meal at Budget Restaurant
$16.69 €14.84
$3.09 MAD 30.09
440.13%
Three-Course Dinner for Two, Mid-Range
$67.8 €60.3
$30.63 MAD 299
121.32%
Fast Food Meal (McDonalds, etc)
$11.14 €9.91
$6.11 MAD 59.6
82.32%
Cappuccino
$4.03 €3.58
$1.11 MAD 10.84
263.06%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.77 €2.46
$0.44 MAD 4.26
529.55%
Water (0.33 liter bottle)
$0.55 €0.49
$0.32 MAD 3.07
71.88%
Local Beer (0.5 liter draught)
$5.74 €5.10
$1.16 MAD 11.35
394.83%
Imported Beer (0.33 liter bottle)
$5.45 €4.85
$1.48 MAD 14.43
268.24%
🛒 Groceries & Markets
Athens
Settat
Difference
Milk (1 liter)
$1.82 €1.62
$0.84 MAD 8.18
116.67%
White Bread (500g)
$1.38 €1.23
$0.78 MAD 7.60
76.92%
Rice (white) (1kg)
$2.80 €2.49
$1.51 MAD 14.74
85.43%
Eggs
$4.83 €4.30
$1.86 MAD 18.17
159.68%
Local Cheese (1kg)
$15.05 €13.39
$7.85 MAD 76.5
91.72%
Chicken Fillets (1kg)
$10.63 €9.45
$5.30 MAD 51.7
100.57%
Beef Round Steak (1kg)
$18.43 €16.39
$11.00 MAD 107
67.55%
Apples (1kg)
$2.20 €1.96
$1.59 MAD 15.46
38.36%
Banana (1kg)
$1.90 €1.69
$1.34 MAD 13.02
41.79%
Oranges (1kg)
$1.37 €1.22
$0.90 MAD 8.82
52.22%
Tomato (1kg)
$2.10 €1.87
$0.77 MAD 7.49
172.73%
Potato (1kg)
$1.08 €0.96
$0.66 MAD 6.43
63.64%
Onion (1kg)
$1.12 €1.00
$0.79 MAD 7.68
41.77%
Lettuce (1 head)
$1.12 €1.00
$0.24 MAD 2.34
366.67%
Water (1.5 liter bottle)
$0.88 €0.79
$0.51 MAD 5.00
72.55%
Cigarettes 20 Pack (Marlboro, Camel)
$5.48 €4.88
$4.08 MAD 39.78
34.31%
Wine (Bottle)
$10.13 €9.01
$7.58 MAD 73.9
33.64%
Local Beer (0.5 liter bottle)
$2.13 €1.89
$2.19 MAD 21.38
-2.74%
Imported Beer (0.33 liter bottle)
$2.25 €2.00
$3.25 MAD 31.71
-30.77%
🚌 Getting Around
Athens
Settat
Difference
One-way Ticket (Public Transport)
$1.36 €1.21
$0.50 MAD 4.91
172.00%
Public Transport Monthly Pass (Regular Price)
$29.89 €26.59
$20.93 MAD 204
42.81%
Taxi Start (Normal Tariff)
$4.45 €3.96
$0.73 MAD 7.08
509.59%
Taxi (Normal Tariff) (1km)
$1.02 €0.90
$0.61 MAD 5.96
67.21%
Taxi 1hour Waiting (Normal Tariff)
$16.92 €15.05
$6.86 MAD 66.9
146.65%
Gasoline (1 liter)
$2.25 €2.00
$1.44 MAD 14.02
56.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.0K €24.9K
$33.6K MAD 327.6K
-16.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.2K €25.1K
$28.9K MAD 281.3K
-2.16%
🧾 Monthly Utilities & Internet
Athens
Settat
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$205 €182
$20.18 MAD 197
913.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.65 €23.71
$5.04 MAD 49.17
428.77%
Internet (50+ Mbps, Unlimited Data)
$30.38 €27.02
$36.13 MAD 352
-15.91%
🎉 Sport & Entertainment
Athens
Settat
Difference
Gym Membership (Monthly)
$54.5 €48.47
$18.49 MAD 180
194.70%
Tennis Court (1 Hour on Weekend)
$25.88 €23.02
$20.83 MAD 203
24.24%
Cinema Ticket
$10.42 €9.27
$6.11 MAD 59.5
70.54%
🧸 Childcare & Education
Athens
Settat
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$569 €506
$95.5 MAD 931
495.94%
International Primary School, 1 Child (Yearly)
$12.6K €11.2K
$8,175 MAD 79.7K
53.95%
👕👟 Clothing & Footwear
Athens
Settat
Difference
Jeans (Levis 501 Or Similar)
$88.7 €78.9
$30.99 MAD 302
186.09%
Summer Dress (H&M, Zara, etc)
$40.46 €35.99
$44.10 MAD 430
-8.25%
Sport Shoes (Adidas, Nike)
$105 €93.3
$81.3 MAD 793
28.99%
Men's Leather Business Shoes
$121 €108
$80.1 MAD 781
51.45%
🏠 Accommodation & Living
Athens
Settat
Difference
1-bedroom Apartment, City Center (Monthly)
$741 €659
$270 MAD 2,631
174.51%
1-bedroom Apartment, Outside City Center (Monthly)
$655 €582
$174 MAD 1,694
276.75%
3-bedroom Apartment, City Center (Monthly)
$1,300 €1,156
$456 MAD 4,450
184.71%
3-bedroom Apartment, Outside City Center (Monthly)
$1,148 €1,021
$274 MAD 2,676
318.19%
Buy Apartment in City Center (m2)
$4,014 €3,570
$1,214 MAD 11.8K
230.68%
Buy Apartment Outside City Center (m2)
$3,460 €3,078
$851 MAD 8,299
306.52%
💵 Salaries & Financials
Athens
Settat
Difference
Average Monthly Net Salary (After Tax)
$1,242 €1,105
$204 MAD 1,990
508.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.48
3.5
28.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 10, 2026

Last update for Settat: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Athens
$655
Settat
$174 73.5% $481
Groceries & Markets
Athens
$310
Settat
$179 42.2% $131
Eating Out
Athens
$268
Settat
$68 74.6% $200
Monthly Utilities & Internet
Athens
$262
Settat
$61 76.6% $200
Clothing & Footwear
Athens
$160
Settat
$106 33.4% $53
Sport & Entertainment
Athens
$75
Settat
$31 59.2% $45
Getting Around
Athens
$45
Settat
$27 40.4% $18

Cost Breakdown

A one-bedroom apartment in the center runs $741 in Athens and $270 in Settat. Housing cost is often the main lever when comparing two cities.

Athens pays 509% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Athens vs $31.00 in Settat for a mid-range dinner for two. Groceries echo the gap at $310 vs $179 per month, with Settat cheaper across the board.

Good to know
🇬🇷 Athens
🇲🇦 Settat
🕒 Local time
10:06 10:06 AM
08:06 8:06 AM
2 h behind Athens
🌤 Weather
👥 Population
3,090,508 Capital
142,250
💱 Currency
Euro EUR €
Exchange rates and currency converter

MAD, USD to EUR – Euro Converter

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Moroccan Dirham exchange rates as of October 19, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

On the map
Between locations
  • Athens Settat 2,880 km ≈ 4 h nonstop flight
From you
  • Athens
  • Settat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Athens vs Settat: Cost of Living - Frequently Asked Questions
Which city is more expensive, Athens or Settat?
Settat wins on cost – living expenses run 175% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Settat the obvious pick if budget is a priority.
Are salaries higher in Athens or in Settat?
Average pay runs 509% higher in Athens, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Athens compared to Settat?
Rent for a central apartment: $741 in Athens versus $270 in Settat. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Athens and in Settat?
Dining out is cheaper in Settat – a meal for two runs $31.00 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Athens compared to Settat?
All in, you'll spend $1,775 per month in Athens versus $647 in Settat – a 175% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Athens or in Settat?
At $647 in Settat versus $1,775 in Athens, a $1,000 budget is realistic in Settat but tight or insufficient in Athens. The gap between the two cities makes Settat the clear choice for anyone on this budget.
Which city is better for digital nomads, Athens or Settat?
Both work as nomad bases, but Settat delivers better value – similar infrastructure at $647 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Settat hard to pass up.
How safe is Athens compared to Settat?
Safety-wise, Athens and Settat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Settat gentler on the wallet – expenses run 175% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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