Last update: Oct 2026

Cost of Living Comparison Between Athens and Osijek

For one person, living is cheaper in Osijek: $1,408 a month against $1,775 in Athens, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Athens
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Athens Living Index
69

Cost of Living Index in Osijek
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Osijek Living Index

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Athens

🇬🇷 Greece

$1,775

/mo nomad

Osijek

🇭🇷 Croatia

$1,408

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in Osijek

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Osijek actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Athens versus $1,408 in Osijek.

Athens $1,775
Osijek $1,408

Estimated couple costs with rent: $2,721 in Athens versus $2,194 in Osijek.

Athens $2,721
Osijek $2,194

Monthly costs for a family of three with rent: $3,666 in Athens versus $2,979 in Osijek.

Athens $3,666
Osijek $2,979

Living in Athens is roughly 26% more expensive than in Osijek, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Athens 31% above, Osijek 4% above.

Meal at Budget Restaurant

$16.69 €14.84

$11.37 €10.12

46.79%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.3

$56.2 €50.0

20.60%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$8.90 €7.92

25.17%

Cappuccino

$4.03 €3.58

$2.63 €2.34

53.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.46

$3.38 €3.01

-18.05%

Water (0.33 liter bottle)

$0.55 €0.49

$2.88 €2.56

-80.90%

Local Beer (0.5 liter draught)

$5.74 €5.10

$5.62 €5.00

2.14%

Imported Beer (0.33 liter bottle)

$5.45 €4.85

$5.65 €5.03

-3.54%

Milk (1 liter)

$1.82 €1.62

$1.16 €1.03

56.90%

White Bread (500g)

$1.38 €1.23

$1.56 €1.39

-11.54%

Rice (white) (1kg)

$2.80 €2.49

$2.79 €2.49

0.36%

Eggs

$4.83 €4.30

$3.48 €3.09

38.79%

Local Cheese (1kg)

$15.05 €13.39

$11.86 €10.55

26.90%

Chicken Fillets (1kg)

$10.63 €9.45

$8.77 €7.80

21.21%

Beef Round Steak (1kg)

$18.43 €16.39

$11.82 €10.51

55.92%

Apples (1kg)

$2.20 €1.96

$1.72 €1.53

27.91%

Banana (1kg)

$1.90 €1.69

$1.64 €1.46

15.85%

Oranges (1kg)

$1.37 €1.22

$1.86 €1.66

-26.34%

Tomato (1kg)

$2.10 €1.87

$2.57 €2.29

-18.29%

Potato (1kg)

$1.08 €0.96

$1.27 €1.13

-14.96%

Onion (1kg)

$1.12 €1.00

$1.20 €1.07

-6.67%

Lettuce (1 head)

$1.12 €1.00

$1.21 €1.07

-7.44%

Water (1.5 liter bottle)

$0.88 €0.79

$1.14 €1.01

-22.81%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.88

$5.77 €5.13

-5.03%

Wine (Bottle)

$10.13 €9.01

$7.81 €6.95

29.71%

Local Beer (0.5 liter bottle)

$2.13 €1.89

$1.56 €1.39

36.54%

Imported Beer (0.33 liter bottle)

$2.25 €2.00

$2.06 €1.84

9.22%

One-way Ticket (Public Transport)

$1.36 €1.21

$1.66 €1.47

-18.07%

Public Transport Monthly Pass (Regular Price)

$29.89 €26.59

$36.60 €32.56

-18.33%

Taxi Start (Normal Tariff)

$4.45 €3.96

$2.29 €2.04

94.32%

Taxi (Normal Tariff) (1km)

$1.02 €0.90

$1.10 €0.98

-7.27%

Taxi 1hour Waiting (Normal Tariff)

$16.92 €15.05

$14.93 €13.28

13.33%

Gasoline (1 liter)

$2.25 €2.00

$1.83 €1.63

22.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €24.9K

$26.4K €23.4K

6.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K €25.1K

$24.3K €21.6K

16.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €182

$191 €170

7.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 €23.71

$21.51 €19.13

23.90%

Internet (50+ Mbps, Unlimited Data)

$30.38 €27.02

$44.57 €39.65

-31.84%

Gym Membership (Monthly)

$54.5 €48.47

$47.33 €42.10

15.13%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

$8.86 €7.88

192.10%

Cinema Ticket

$10.42 €9.27

$10.11 €9.00

3.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$569 €506

$421 €374

35.23%

International Primary School, 1 Child (Yearly)

$12.6K €11.2K

$4,171 €3,710

201.71%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$101 €89.8

-12.17%

Summer Dress (H&M, Zara, etc)

$40.46 €35.99

$38.15 €33.93

6.06%

Sport Shoes (Adidas, Nike)

$105 €93.3

$98.5 €87.6

6.49%

Men's Leather Business Shoes

$121 €108

$109 €97.2

11.04%

1-bedroom Apartment, City Center (Monthly)

$741 €659

$640 €570

15.68%

1-bedroom Apartment, Outside City Center (Monthly)

$655 €582

$405 €360

61.78%

3-bedroom Apartment, City Center (Monthly)

$1,300 €1,156

$1,202 €1,069

8.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,148 €1,021

$809 €719

41.96%

Buy Apartment in City Center (m2)

$4,014 €3,570

$2,673 €2,378

50.14%

Buy Apartment Outside City Center (m2)

$3,460 €3,078

$2,162 €1,923

60.02%

Average Monthly Net Salary (After Tax)

$1,242 €1,105

$1,368 €1,217

-9.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

3.72

20.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 10, 2026

Last update for Osijek: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$655 36.9%

Osijek

$405 28.7% 38.2% $250

Groceries & Markets

Athens

$310 17.5%

Osijek

$258 18.3% 16.8% $52

Eating Out

Athens

$268 15.1%

Osijek

$214 15.2% 20.3% $54

Monthly Utilities & Internet

Athens

$262 14.7%

Osijek

$257 18.3% 1.8% $4.6

Clothing & Footwear

Athens

$160 9%

Osijek

$156 11.1% 2.4% $3.8

Sport & Entertainment

Athens

$75 4.2%

Osijek

$68 4.8% 10.3% $7.8

Getting Around

Athens

$45 2.5%

Osijek

$51 3.6% 13.7% $6.1

Cost Breakdown

A one-bedroom apartment in the center runs $741 in Athens and $640 in Osijek. Housing cost is often the main lever when comparing two cities.

Osijek pays 10% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $68.0 in Athens vs $56.0 in Osijek for a mid-range dinner for two. Groceries echo the gap at $310 vs $258 per month, with Osijek cheaper across the board.

Good to know

🇬🇷 Athens

🇭🇷 Osijek

🕒 Local time

04:55 4:55 AM

03:55 3:55 AM

1 h behind Athens

🌤 Weather

👥 Population

3,090,508 Capital

75,535

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Athens Osijek 940 km ≈ 1 h 45 min nonstop flight

From you

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Athens vs Osijek: Cost of Living - Frequently Asked Questions

Osijek wins on cost – living expenses run 26% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Osijek the obvious pick if budget is a priority.

On paper, salaries run 10% lower in Osijek. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $741 in Athens versus $640 in Osijek. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Osijek – a meal for two runs $56.0 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,775 per month in Athens versus $1,408 in Osijek – a 26% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,408 in Osijek versus $1,775 in Athens, a $1,500 budget is realistic in Osijek but tight or insufficient in Athens. The gap between the two cities makes Osijek the clear choice for anyone on this budget.

Both work as nomad bases, but Osijek delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Osijek hard to pass up.

Safety-wise, Athens and Osijek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Osijek gentler on the wallet – expenses run 26% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.