Last update: Oct 2026

Cost of Living Comparison Between Athens and Niksic

For one person, living is cheaper in Niksic: $968 a month against $1,806 in Athens, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

87

Cost of Living Index in Athens
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Athens Living Index
48

Cost of Living Index in Niksic
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Niksic Living Index

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Athens

🇬🇷 Greece

$1,806

/mo nomad

Niksic

🇲🇪 Montenegro

$968

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in Niksic

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Niksic actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,806 in Athens versus $968 in Niksic.

Athens $1,806
Niksic $968

Estimated couple costs with rent: $2,731 in Athens versus $1,458 in Niksic.

Athens $2,731
Niksic $1,458

Monthly costs for a family of three with rent: $3,656 in Athens versus $1,947 in Niksic.

Athens $3,656
Niksic $1,947

Living in Athens is roughly 87% more expensive than in Niksic, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Athens is 35% above, Niksic is 28% below.

Meal at Budget Restaurant

$16.66 €14.87

$8.03 €7.17

107.47%

Three-Course Dinner for Two, Mid-Range

$66.2 €59.1

$30.25 €27.00

118.84%

Fast Food Meal (McDonalds, etc)

$11.06 €9.87

$5.62 €5.02

96.80%

Cappuccino

$4.14 €3.69

$1.71 €1.53

142.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 €2.50

$1.94 €1.73

44.33%

Water (0.33 liter bottle)

$0.57 €0.51

$1.11 €0.99

-48.65%

Local Beer (0.5 liter draught)

$5.64 €5.03

$1.93 €1.72

192.23%

Imported Beer (0.33 liter bottle)

$5.46 €4.87

$2.28 €2.04

139.47%

Milk (1 liter)

$1.96 €1.75

$1.10 €0.98

78.18%

White Bread (500g)

$1.41 €1.26

$0.88 €0.78

60.23%

Rice (white) (1kg)

$2.83 €2.53

$1.97 €1.76

43.65%

Eggs

$5.04 €4.50

$3.04 €2.71

65.79%

Local Cheese (1kg)

$15.35 €13.70

$7.64 €6.81

100.92%

Chicken Fillets (1kg)

$10.34 €9.23

$6.12 €5.47

68.95%

Beef Round Steak (1kg)

$18.97 €16.93

$10.76 €9.60

76.30%

Apples (1kg)

$2.17 €1.93

$1.09 €0.98

99.08%

Banana (1kg)

$1.91 €1.70

$1.24 €1.10

54.03%

Oranges (1kg)

$1.38 €1.23

$1.33 €1.19

3.76%

Tomato (1kg)

$2.20 €1.96

$2.08 €1.86

5.77%

Potato (1kg)

$1.10 €0.98

$0.94 €0.84

17.02%

Onion (1kg)

$1.13 €1.00

$1.02 €0.91

10.78%

Lettuce (1 head)

$1.10 €0.99

$1.05 €0.93

4.76%

Water (1.5 liter bottle)

$0.83 €0.74

$0.86 €0.76

-3.49%

Cigarettes 20 Pack (Marlboro, Camel)

$5.60 €4.99

$4.17 €3.73

34.29%

Wine (Bottle)

$10.19 €9.09

$4.99 €4.45

104.21%

Local Beer (0.5 liter bottle)

$2.18 €1.95

$0.98 €0.88

122.45%

Imported Beer (0.33 liter bottle)

$2.45 €2.19

$1.12 €1.00

118.75%

One-way Ticket (Public Transport)

$1.38 €1.23

$1.09 €0.98

26.61%

Public Transport Monthly Pass (Regular Price)

$30.87 €27.55

$33.16 €29.60

-6.91%

Taxi Start (Normal Tariff)

$4.37 €3.90

$0.58 €0.52

653.45%

Taxi (Normal Tariff) (1km)

$1.04 €0.93

$0.58 €0.52

79.31%

Taxi 1hour Waiting (Normal Tariff)

$17.11 €15.27

$7.21 €6.44

137.31%

Gasoline (1 liter)

$2.31 €2.07

$1.72 €1.53

34.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €25.0K

$21.4K €19.1K

30.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.0K €25.0K

$26.1K €23.3K

7.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 €187

$120 €107

74.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.70 €23.83

$22.98 €20.50

16.19%

Internet (50+ Mbps, Unlimited Data)

$30.13 €26.89

$24.09 €21.49

25.07%

Gym Membership (Monthly)

$54.6 €48.72

$34.15 €30.48

59.88%

Tennis Court (1 Hour on Weekend)

$26.03 €23.23

$10.40 €9.28

150.29%

Cinema Ticket

$10.78 €9.62

$5.54 €4.94

94.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$575 €513

$82.1 €73.2

600.68%

International Primary School, 1 Child (Yearly)

$13.1K €11.7K

$4,484 €4,002

192.63%

Jeans (Levis 501 Or Similar)

$93.2 €83.1

$83.9 €74.9

11.02%

Summer Dress (H&M, Zara, etc)

$40.68 €36.30

$31.47 €28.09

29.27%

Sport Shoes (Adidas, Nike)

$104 €92.9

$89.1 €79.5

16.77%

Men's Leather Business Shoes

$128 €115

$110 €98.6

16.19%

1-bedroom Apartment, City Center (Monthly)

$756 €674

$425 €379

77.98%

1-bedroom Apartment, Outside City Center (Monthly)

$652 €582

$268 €239

143.31%

3-bedroom Apartment, City Center (Monthly)

$1,294 €1,154

$602 €537

114.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,163 €1,038

$416 €371

179.43%

Buy Apartment in City Center (m2)

$4,008 €3,577

$1,635 €1,459

145.17%

Buy Apartment Outside City Center (m2)

$3,452 €3,081

$1,210 €1,080

185.27%

Average Monthly Net Salary (After Tax)

$1,243 €1,110

$808 €721

53.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

5.5

-18.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 5, 2026

Last update for Niksic: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$652 36.5%

Niksic

$268 27.3% 58.9% $384

Groceries & Markets

Athens

$315 17.6%

Niksic

$191 19.4% 39.4% $124

Eating Out

Athens

$269 15%

Niksic

$128 13% 52.4% $141

Monthly Utilities & Internet

Athens

$267 14.9%

Niksic

$167 17% 37.3% $99

Clothing & Footwear

Athens

$165 9.2%

Niksic

$142 14.4% 14% $23

Sport & Entertainment

Athens

$76 4.3%

Niksic

$45 4.6% 40.6% $31

Getting Around

Athens

$46 2.6%

Niksic

$41 4.2% 10.7% $4.9

Cost Breakdown

A one-bedroom apartment in the center runs $756 in Athens and $425 in Niksic. Housing cost is often the main lever when comparing two cities.

Athens pays 54% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Athens vs $30.00 in Niksic for a mid-range dinner for two. Groceries echo the gap at $315 vs $191 per month, with Niksic cheaper across the board.

Good to know

🇬🇷 Athens

🇲🇪 Niksic

🕒 Local time

13:17 1:17 PM

12:17 12:17 PM

1 h behind Athens

🌤 Weather

👥 Population

3,090,508 Capital

56,970

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Athens Niksic 670 km ≈ 1 h 15 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Athens vs Niksic: Cost of Living - Frequently Asked Questions

Niksic wins on cost – living expenses run 87% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Niksic the obvious pick if budget is a priority.

Average pay runs 54% higher in Athens, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $756 in Athens versus $425 in Niksic. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Niksic – a meal for two runs $30.00 versus $66.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,806 per month in Athens versus $968 in Niksic – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.

At $968 in Niksic versus $1,806 in Athens, a $2,000 budget is realistic in Niksic but tight or insufficient in Athens. The gap between the two cities makes Niksic the clear choice for anyone on this budget.

Both work as nomad bases, but Niksic delivers better value – similar infrastructure at $968 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Niksic hard to pass up.

Safety-wise, Athens and Niksic are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Niksic gentler on the wallet – expenses run 87% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.