Last update: Oct 2026

Cost of Living Comparison Between Athens and Đakovo

For one person, living is cheaper in Đakovo: $1,278 a month against $1,775 in Athens, rent and utilities included – about $6,000 less a year. Other living expenses account for most of the difference.

86

Cost of Living Index in Athens
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Athens Living Index
62

Cost of Living Index in Đakovo
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Đakovo Living Index

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Athens

🇬🇷 Greece

$1,775

/mo nomad

Đakovo

🇭🇷 Croatia

$1,278

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in Đakovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Đakovo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Athens versus $1,278 in Đakovo.

Athens $1,775
Đakovo $1,278

Estimated couple costs with rent: $2,721 in Athens versus $1,879 in Đakovo.

Athens $2,721
Đakovo $1,879

Monthly costs for a family of three with rent: $3,666 in Athens versus $2,480 in Đakovo.

Athens $3,666
Đakovo $2,480

Living in Athens is roughly 39% more expensive than in Đakovo, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Athens is 31% above, Đakovo is 5% below.

Meal at Budget Restaurant

$16.69 €14.88

$7.64 €6.82

118.46%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.5

$27.42 €24.46

147.23%

Fast Food Meal (McDonalds, etc)

$11.14 €9.94

$5.60 €4.99

98.93%

Cappuccino

$4.03 €3.59

$1.69 €1.51

138.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.47

$1.62 €1.45

70.99%

Water (0.33 liter bottle)

$0.55 €0.49

$1.63 €1.45

-66.26%

Local Beer (0.5 liter draught)

$5.74 €5.12

$3.27 €2.91

75.54%

Imported Beer (0.33 liter bottle)

$5.45 €4.86

$3.30 €2.94

65.15%

Milk (1 liter)

$1.82 €1.62

$1.23 €1.10

47.97%

White Bread (500g)

$1.38 €1.23

$1.10 €0.98

25.45%

Rice (white) (1kg)

$2.80 €2.50

$1.09 €0.97

156.88%

Eggs

$4.83 €4.31

$2.71 €2.42

78.23%

Local Cheese (1kg)

$15.05 €13.43

$5.66 €5.05

165.90%

Chicken Fillets (1kg)

$10.63 €9.48

$5.43 €4.84

95.76%

Beef Round Steak (1kg)

$18.43 €16.44

$13.32 €11.88

38.36%

Apples (1kg)

$2.20 €1.96

$2.27 €2.02

-3.08%

Banana (1kg)

$1.90 €1.69

$1.72 €1.53

10.47%

Oranges (1kg)

$1.37 €1.22

$2.11 €1.88

-35.07%

Tomato (1kg)

$2.10 €1.87

$1.14 €1.02

84.21%

Potato (1kg)

$1.08 €0.96

$1.15 €1.03

-6.09%

Onion (1kg)

$1.12 €1.00

$1.13 €1.01

-0.88%

Lettuce (1 head)

$1.12 €1.00

$1.15 €1.02

-2.61%

Water (1.5 liter bottle)

$0.88 €0.79

$1.10 €0.98

-20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.89

$5.55 €4.95

-1.26%

Wine (Bottle)

$10.13 €9.03

$5.47 €4.88

85.19%

Local Beer (0.5 liter bottle)

$2.13 €1.90

$1.63 €1.45

30.67%

Imported Beer (0.33 liter bottle)

$2.25 €2.01

$2.19 €1.95

2.74%

One-way Ticket (Public Transport)

$1.36 €1.22

$1.57 €1.40

-13.38%

Public Transport Monthly Pass (Regular Price)

$29.89 €26.66

$43.98 €39.23

-32.04%

Taxi Start (Normal Tariff)

$4.45 €3.97

$2.29 €2.04

94.32%

Taxi (Normal Tariff) (1km)

$1.02 €0.91

$1.10 €0.98

-7.27%

Taxi 1hour Waiting (Normal Tariff)

$16.92 €15.09

$10.99 €9.80

53.96%

Gasoline (1 liter)

$2.25 €2.00

$1.82 €1.62

23.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €25.0K

$22.8K €20.3K

23.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K €25.2K

$26.4K €23.6K

6.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €183

$121 €108

69.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 €23.77

$10.99 €9.80

142.49%

Internet (50+ Mbps, Unlimited Data)

$30.38 €27.10

$20.84 €18.59

45.78%

Gym Membership (Monthly)

$54.5 €48.60

$50.7 €45.21

7.50%

Tennis Court (1 Hour on Weekend)

$25.88 €23.08

$13.93 €12.42

85.79%

Cinema Ticket

$10.42 €9.29

$8.68 €7.74

20.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$569 €508

$79.0 €70.5

620.39%

International Primary School, 1 Child (Yearly)

$12.6K €11.2K

$9,991 €8,912

25.96%

Jeans (Levis 501 Or Similar)

$88.7 €79.1

$110 €98.1

-19.39%

Summer Dress (H&M, Zara, etc)

$40.46 €36.09

$33.43 €29.82

21.03%

Sport Shoes (Adidas, Nike)

$105 €93.6

$45.02 €40.16

133.03%

Men's Leather Business Shoes

$121 €108

$100 €89.4

20.98%

1-bedroom Apartment, City Center (Monthly)

$741 €661

$681 €607

8.79%

1-bedroom Apartment, Outside City Center (Monthly)

$655 €584

$530 €472

23.60%

3-bedroom Apartment, City Center (Monthly)

$1,300 €1,159

$1,179 €1,052

10.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,148 €1,024

$875 €781

31.12%

Buy Apartment in City Center (m2)

$4,014 €3,580

$4,141 €3,694

-3.07%

Buy Apartment Outside City Center (m2)

$3,460 €3,087

$2,841 €2,534

21.80%

Average Monthly Net Salary (After Tax)

$1,242 €1,108

$1,360 €1,213

-8.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

3.3

35.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 10, 2026

Last update for Đakovo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$655 36.9%

Đakovo

$530 41.4% 19.1% $125

Groceries & Markets

Athens

$310 17.5%

Đakovo

$205 16.1% 33.9% $105

Eating Out

Athens

$268 15.1%

Đakovo

$134 10.5% 50% $134

Monthly Utilities & Internet

Athens

$262 14.7%

Đakovo

$153 12% 41.7% $109

Clothing & Footwear

Athens

$160 9%

Đakovo

$130 10.2% 18.8% $30

Sport & Entertainment

Athens

$75 4.2%

Đakovo

$68 5.3% 9.7% $7.3

Getting Around

Athens

$45 2.5%

Đakovo

$58 4.6% 29.4% $13

Cost Breakdown

A one-bedroom apartment in the center runs $741 in Athens and $681 in Đakovo. Housing cost is often the main lever when comparing two cities.

Đakovo pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $68.0 in Athens vs $27.00 in Đakovo for a mid-range dinner for two. Groceries echo the gap at $310 vs $205 per month, with Đakovo cheaper across the board.

Good to know

🇬🇷 Athens

🇭🇷 Đakovo

🕒 Local time

16:40 4:40 PM

15:40 3:40 PM

1 h behind Athens

🌤 Weather

👥 Population

3,090,508 Capital

16,875

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Athens Đakovo 930 km ≈ 1 h 45 min nonstop flight

From you

Athens
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Athens vs Đakovo: Cost of Living - Frequently Asked Questions

Đakovo wins on cost – living expenses run 39% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Đakovo the obvious pick if budget is a priority.

On paper, salaries run 9% lower in Đakovo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $741 in Athens versus $681 in Đakovo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Đakovo – a meal for two runs $27.00 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,775 per month in Athens versus $1,278 in Đakovo – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,278 in Đakovo versus $1,775 in Athens, a $2,000 budget is realistic in Đakovo but tight or insufficient in Athens. The gap between the two cities makes Đakovo the clear choice for anyone on this budget.

Both work as nomad bases, but Đakovo delivers better value – similar infrastructure at $1,278 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Đakovo hard to pass up.

Safety-wise, Athens and Đakovo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Đakovo gentler on the wallet – expenses run 39% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.