Last update: Oct 2026

Cost of Living Comparison Between Athens and Cetinje

For one person, living is cheaper in Cetinje: $1,044 a month against $1,775 in Athens, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Athens
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Athens Living Index
51

Cost of Living Index in Cetinje
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Cetinje Living Index

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Athens

🇬🇷 Greece

$1,775

/mo nomad

Cetinje

🇲🇪 Montenegro

$1,044

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in Cetinje

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Cetinje actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Athens versus $1,044 in Cetinje.

Athens $1,775
Cetinje $1,044

Estimated couple costs with rent: $2,721 in Athens versus $1,599 in Cetinje.

Athens $2,721
Cetinje $1,599

Monthly costs for a family of three with rent: $3,666 in Athens versus $2,153 in Cetinje.

Athens $3,666
Cetinje $2,153

Living in Athens is roughly 70% more expensive than in Cetinje, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Athens is 31% above, Cetinje is 23% below.

Meal at Budget Restaurant

$16.69 €14.84

$11.11 €9.88

50.23%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.3

$36.32 €32.31

86.65%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$8.79 €7.82

26.73%

Cappuccino

$4.03 €3.58

$2.55 €2.26

58.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.46

$2.23 €1.98

24.22%

Water (0.33 liter bottle)

$0.55 €0.49

$1.46 €1.30

-62.33%

Local Beer (0.5 liter draught)

$5.74 €5.10

$2.86 €2.54

100.70%

Imported Beer (0.33 liter bottle)

$5.45 €4.85

$3.31 €2.95

64.65%

Milk (1 liter)

$1.82 €1.62

$1.26 €1.12

44.44%

White Bread (500g)

$1.38 €1.23

$1.01 €0.90

36.63%

Rice (white) (1kg)

$2.80 €2.49

$2.26 €2.01

23.89%

Eggs

$4.83 €4.30

$3.07 €2.73

57.33%

Local Cheese (1kg)

$15.05 €13.39

$8.86 €7.88

69.86%

Chicken Fillets (1kg)

$10.63 €9.45

$7.22 €6.42

47.23%

Beef Round Steak (1kg)

$18.43 €16.39

$12.24 €10.89

50.57%

Apples (1kg)

$2.20 €1.96

$1.34 €1.19

64.18%

Banana (1kg)

$1.90 €1.69

$1.75 €1.56

8.57%

Oranges (1kg)

$1.37 €1.22

$1.54 €1.37

-11.04%

Tomato (1kg)

$2.10 €1.87

$2.86 €2.55

-26.57%

Potato (1kg)

$1.08 €0.96

$0.88 €0.78

22.73%

Onion (1kg)

$1.12 €1.00

$1.09 €0.97

2.75%

Lettuce (1 head)

$1.12 €1.00

$1.64 €1.45

-31.71%

Water (1.5 liter bottle)

$0.88 €0.79

$0.88 €0.78

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.88

$3.81 €3.39

43.83%

Wine (Bottle)

$10.13 €9.01

$5.54 €4.93

82.85%

Local Beer (0.5 liter bottle)

$2.13 €1.89

$1.10 €0.98

93.64%

Imported Beer (0.33 liter bottle)

$2.25 €2.00

$1.66 €1.48

35.54%

One-way Ticket (Public Transport)

$1.36 €1.21

Public Transport Monthly Pass (Regular Price)

$29.89 €26.59

Taxi Start (Normal Tariff)

$4.45 €3.96

$2.17 €1.93

105.07%

Taxi (Normal Tariff) (1km)

$1.02 €0.90

$1.10 €0.97

-7.27%

Taxi 1hour Waiting (Normal Tariff)

$16.92 €15.05

$16.46 €14.64

2.79%

Gasoline (1 liter)

$2.25 €2.00

$1.70 €1.51

32.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €24.9K

$29.2K €25.9K

-3.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K €25.1K

$21.1K €18.8K

33.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €182

$136 €121

50.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 €23.71

$13.01 €11.57

104.84%

Internet (50+ Mbps, Unlimited Data)

$30.38 €27.02

$33.07 €29.41

-8.13%

Gym Membership (Monthly)

$54.5 €48.47

$39.33 €34.99

38.55%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

Cinema Ticket

$10.42 €9.27

$3.84 €3.41

171.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$569 €506

$392 €349

45.24%

International Primary School, 1 Child (Yearly)

$12.6K €11.2K

$7,046 €6,268

78.60%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$83.0 €73.8

6.87%

Summer Dress (H&M, Zara, etc)

$40.46 €35.99

$33.11 €29.45

22.20%

Sport Shoes (Adidas, Nike)

$105 €93.3

$73.3 €65.2

43.07%

Men's Leather Business Shoes

$121 €108

$95.1 €84.6

27.57%

1-bedroom Apartment, City Center (Monthly)

$741 €659

$425 €378

74.33%

1-bedroom Apartment, Outside City Center (Monthly)

$655 €582

$275 €245

137.97%

3-bedroom Apartment, City Center (Monthly)

$1,300 €1,156

$570 €507

127.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,148 €1,021

$497 €442

131.15%

Buy Apartment in City Center (m2)

$4,014 €3,570

$1,696 €1,508

136.72%

Buy Apartment Outside City Center (m2)

$3,460 €3,078

$1,012 €900

242.03%

Average Monthly Net Salary (After Tax)

$1,242 €1,105

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

-10.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 10, 2026

Last update for Cetinje: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$655 36.9%

Cetinje

$275 26.4% 58% $379

Groceries & Markets

Athens

$310 17.5%

Cetinje

$223 21.4% 28.2% $88

Eating Out

Athens

$268 15.1%

Cetinje

$181 17.4% 32.3% $87

Monthly Utilities & Internet

Athens

$262 14.7%

Cetinje

$182 17.4% 30.4% $80

Clothing & Footwear

Athens

$160 9%

Cetinje

$128 12.3% 19.9% $32

Sport & Entertainment

Athens

$75 4.2%

Cetinje

$47 4.5% 37.6% $28

Getting Around

Athens

$45 2.5%

Cetinje

$7.7 * 0.7% 83% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $741 in Athens and $425 in Cetinje. Housing cost is often the main lever when comparing two cities.

Dining out: $68.0 in Athens vs $36.00 in Cetinje for a mid-range dinner for two. Groceries echo the gap at $310 vs $223 per month, with Cetinje cheaper across the board.

Good to know

🇬🇷 Athens

🇲🇪 Cetinje

🕒 Local time

09:02 9:02 AM

08:02 8:02 AM

1 h behind Athens

🌤 Weather

👥 Population

3,090,508 Capital

13,918

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Highest

Between locations

Athens Cetinje 640 km ≈ 1 h 15 min nonstop flight

From you

Athens
Cetinje

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Athens vs Cetinje: Cost of Living - Frequently Asked Questions

Cetinje wins on cost – living expenses run 70% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Cetinje the obvious pick if budget is a priority.

You'd need roughly $2,662 in Athens and $1,566 in Cetinje to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $741 in Athens versus $425 in Cetinje. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $569 in Athens versus $392 in Cetinje. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cetinje – a meal for two runs $36.00 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,044 in Cetinje versus $1,775 in Athens, a $1,000 budget is realistic in Cetinje but tight or insufficient in Athens. The gap between the two cities makes Cetinje the clear choice for anyone on this budget.

Both work as nomad bases, but Cetinje delivers better value – similar infrastructure at $1,044 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cetinje hard to pass up.

Safety-wise, Athens and Cetinje are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cetinje gentler on the wallet – expenses run 70% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.