Last update: Oct 2026

Cost of Living Comparison Between Athens and Bjelovar

For one person, living is cheaper in Bjelovar: $1,568 a month against $1,775 in Athens, rent and utilities included – about $2,500 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Athens
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Athens Living Index
76

Cost of Living Index in Bjelovar
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Bjelovar Living Index

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Athens

🇬🇷 Greece

$1,775

/mo nomad

Bjelovar

🇭🇷 Croatia

$1,568

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in Bjelovar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Bjelovar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Athens versus $1,568 in Bjelovar.

Athens $1,775
Bjelovar $1,568

Estimated couple costs with rent: $2,721 in Athens versus $2,407 in Bjelovar.

Athens $2,721
Bjelovar $2,407

Monthly costs for a family of three with rent: $3,666 in Athens versus $3,246 in Bjelovar.

Athens $3,666
Bjelovar $3,246

Living in Athens is roughly 13% more expensive than in Bjelovar, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Athens 31% above, Bjelovar 16% above.

Meal at Budget Restaurant

$16.69 €14.84

$13.19 €11.73

26.54%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.3

$73.6 €65.5

-7.89%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$10.05 €8.94

10.85%

Cappuccino

$4.03 €3.58

$2.30 €2.04

75.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.46

$2.98 €2.65

-7.05%

Water (0.33 liter bottle)

$0.55 €0.49

$1.92 €1.70

-71.35%

Local Beer (0.5 liter draught)

$5.74 €5.10

$3.96 €3.52

44.95%

Imported Beer (0.33 liter bottle)

$5.45 €4.84

$4.43 €3.94

23.02%

Milk (1 liter)

$1.82 €1.62

$1.20 €1.07

51.67%

White Bread (500g)

$1.38 €1.23

$1.59 €1.42

-13.21%

Rice (white) (1kg)

$2.80 €2.49

$3.46 €3.08

-19.08%

Eggs

$4.83 €4.30

$3.64 €3.24

32.69%

Local Cheese (1kg)

$15.05 €13.39

$15.81 €14.06

-4.81%

Chicken Fillets (1kg)

$10.63 €9.45

$9.99 €8.88

6.41%

Beef Round Steak (1kg)

$18.43 €16.39

$14.49 €12.89

27.19%

Apples (1kg)

$2.20 €1.96

$1.64 €1.46

34.15%

Banana (1kg)

$1.90 €1.69

$1.67 €1.48

13.77%

Oranges (1kg)

$1.37 €1.22

$1.90 €1.69

-27.89%

Tomato (1kg)

$2.10 €1.87

$2.59 €2.31

-18.92%

Potato (1kg)

$1.08 €0.96

$1.37 €1.22

-21.17%

Onion (1kg)

$1.12 €1.00

$1.32 €1.17

-15.15%

Lettuce (1 head)

$1.12 €1.00

$1.35 €1.20

-17.04%

Water (1.5 liter bottle)

$0.88 €0.79

$1.31 €1.17

-32.82%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.88

$5.78 €5.14

-5.19%

Wine (Bottle)

$10.13 €9.01

$7.88 €7.00

28.55%

Local Beer (0.5 liter bottle)

$2.13 €1.89

$1.61 €1.43

32.30%

Imported Beer (0.33 liter bottle)

$2.25 €2.00

$2.11 €1.88

6.64%

One-way Ticket (Public Transport)

$1.36 €1.21

$1.56 €1.39

-12.82%

Public Transport Monthly Pass (Regular Price)

$29.89 €26.59

$40.23 €35.78

-25.70%

Taxi Start (Normal Tariff)

$4.45 €3.96

$3.28 €2.92

35.67%

Taxi (Normal Tariff) (1km)

$1.02 €0.90

$1.47 €1.31

-30.61%

Taxi 1hour Waiting (Normal Tariff)

$16.92 €15.05

$13.39 €11.91

26.36%

Gasoline (1 liter)

$2.25 €2.00

$1.71 €1.52

31.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €24.9K

$26.3K €23.4K

6.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K €25.1K

$24.5K €21.8K

15.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €182

$190 €169

7.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 €23.70

$24.31 €21.62

9.63%

Internet (50+ Mbps, Unlimited Data)

$30.38 €27.02

$38.95 €34.65

-22.00%

Gym Membership (Monthly)

$54.5 €48.46

$50.8 €45.17

7.28%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

$16.18 €14.39

59.95%

Cinema Ticket

$10.42 €9.27

$6.60 €5.87

57.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$569 €506

$537 €478

6.00%

International Primary School, 1 Child (Yearly)

$12.6K €11.2K

$13.0K €11.6K

-3.35%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$99.2 €88.3

-10.66%

Summer Dress (H&M, Zara, etc)

$40.46 €35.99

$41.10 €36.55

-1.56%

Sport Shoes (Adidas, Nike)

$105 €93.3

$103 €92.0

1.43%

Men's Leather Business Shoes

$121 €108

$111 €98.6

9.40%

1-bedroom Apartment, City Center (Monthly)

$741 €659

$691 €614

7.25%

1-bedroom Apartment, Outside City Center (Monthly)

$655 €582

$531 €472

23.37%

3-bedroom Apartment, City Center (Monthly)

$1,300 €1,156

$1,171 €1,041

11.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,148 €1,021

$886 €788

29.59%

Buy Apartment in City Center (m2)

$4,014 €3,570

$3,947 €3,511

1.69%

Buy Apartment Outside City Center (m2)

$3,460 €3,078

$3,064 €2,726

12.92%

Average Monthly Net Salary (After Tax)

$1,242 €1,105

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

3.73

20.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 10, 2026

Last update for Bjelovar: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$655 36.9%

Bjelovar

$531 33.8% 18.9% $124

Groceries & Markets

Athens

$310 17.5%

Bjelovar

$292 18.6% 6% $19

Eating Out

Athens

$268 15.1%

Bjelovar

$212 13.5% 21.1% $57

Monthly Utilities & Internet

Athens

$262 14.7%

Bjelovar

$254 16.2% 3.1% $8.1

Clothing & Footwear

Athens

$160 9%

Bjelovar

$160 10.2% 0.2% $0.3

Sport & Entertainment

Athens

$75 4.2%

Bjelovar

$64 4.1% 15% $11

Getting Around

Athens

$45 2.5%

Bjelovar

$57 3.6% 27.3% $12

Cost Breakdown

A one-bedroom apartment in the center runs $741 in Athens and $691 in Bjelovar. Housing cost is often the main lever when comparing two cities.

Dining out: $68.0 in Athens vs $74.0 in Bjelovar. Groceries flip the comparison at $310 vs $292, with Bjelovar cheaper for home cooking.

Good to know

🇬🇷 Athens

🇭🇷 Bjelovar

🕒 Local time

21:08 9:08 PM

20:08 8:08 PM

1 h behind Athens

🌤 Weather

👥 Population

3,090,508 Capital

36,316

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Athens Bjelovar 1,050 km ≈ 1 h 45 min nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Athens vs Bjelovar: Cost of Living - Frequently Asked Questions

Bjelovar wins on cost – living expenses run 13% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Bjelovar the obvious pick if budget is a priority.

You'd need roughly $2,662 in Athens and $2,352 in Bjelovar to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $741 in Athens versus $691 in Bjelovar. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Bjelovar – a meal for two runs $74.0 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,775 per month in Athens versus $1,568 in Bjelovar – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,568 in Bjelovar versus $1,775 in Athens, a $2,000 budget is realistic in Bjelovar but tight or insufficient in Athens. The gap between the two cities makes Bjelovar the clear choice for anyone on this budget.

Both work as nomad bases, but Bjelovar delivers better value – similar infrastructure at $1,568 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bjelovar hard to pass up.

Safety-wise, Athens and Bjelovar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bjelovar gentler on the wallet – expenses run 13% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.