Last update: Oct 2026

Cost of Living Comparison Between Asuncion and Loja

For one person, living is cheaper in Loja: $676 a month against $1,075 in Asuncion, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

52

Cost of Living Index in Asuncion
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Asuncion Living Index
33

Cost of Living Index in Loja
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Loja Living Index

Jump to prices

Asuncion

🇵🇾 Paraguay

$1,075

/mo nomad

Loja

🇪🇨 Ecuador

$676

/mo nomad

Monthly Cost of Living

How much you'll spend in Asuncion and in Loja

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Asuncion and in Loja actually costs, broken down by who's living it.

A single person spends $1,075 per month in Asuncion vs $676 in Loja, rent included.

Asuncion $1,075
Loja $676

A couple spends around $1,684 per month in Asuncion vs $1,067 in Loja, rent included.

Asuncion $1,684
Loja $1,067

A family of three spends $2,292 per month in Asuncion vs $1,459 in Loja, rent included.

Asuncion $2,292
Loja $1,459

Asuncion costs about 59% more than Loja, and outside of rent the biggest gap is in eating out.

Both Asuncion and Loja are more affordable than the global median – Asuncion 20% lower, Loja 50% lower.

Meal at Budget Restaurant

$7.15 ₲40.6K

$3.08 $3.08

132.14%

Three-Course Dinner for Two, Mid-Range

$43.57 ₲247.8K

$20.71 $20.71

110.38%

Fast Food Meal (McDonalds, etc)

$7.10 ₲40.4K

$5.44 $5.44

30.51%

Cappuccino

$3.51 ₲20.0K

$2.22 $2.22

58.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.05 ₲5,980

$0.77 $0.77

36.36%

Water (0.33 liter bottle)

$0.58 ₲3,289

$0.45 $0.45

28.89%

Local Beer (0.5 liter draught)

$1.89 ₲10.8K

$1.22 $1.22

54.92%

Imported Beer (0.33 liter bottle)

$1.74 ₲9,906

$3.17 $3.17

-45.11%

Milk (1 liter)

$1.29 ₲7,321

$0.99 $0.99

30.30%

White Bread (500g)

$1.50 ₲8,514

$1.51 $1.51

-0.66%

Rice (white) (1kg)

$1.39 ₲7,922

$1.32 $1.32

5.30%

Eggs

$2.48 ₲14.1K

$1.92 $1.92

29.17%

Local Cheese (1kg)

$9.74 ₲55.4K

$5.79 $5.79

68.22%

Chicken Fillets (1kg)

$5.19 ₲29.5K

$4.15 $4.15

25.06%

Beef Round Steak (1kg)

$10.07 ₲57.2K

$5.96 $5.96

68.96%

Apples (1kg)

$2.99 ₲17.0K

$1.69 $1.69

76.92%

Banana (1kg)

$1.32 ₲7,493

$1.05 $1.05

25.71%

Oranges (1kg)

$1.19 ₲6,742

$1.18 $1.18

0.85%

Tomato (1kg)

$2.47 ₲14.1K

$1.07 $1.07

130.84%

Potato (1kg)

$1.40 ₲7,984

$1.06 $1.06

32.08%

Onion (1kg)

$1.33 ₲7,562

$1.07 $1.07

24.30%

Lettuce (1 head)

$0.92 ₲5,243

$0.51 $0.51

80.39%

Water (1.5 liter bottle)

$0.77 ₲4,372

$1.13 $1.13

-31.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.43 ₲13.8K

$5.23 $5.23

-53.54%

Wine (Bottle)

$9.08 ₲51.6K

$6.86 $6.86

32.36%

Local Beer (0.5 liter bottle)

$1.42 ₲8,064

$1.52 $1.52

-6.58%

Imported Beer (0.33 liter bottle)

$1.79 ₲10.2K

$3.05 $3.05

-41.31%

One-way Ticket (Public Transport)

$0.58 ₲3,315

$0.31 $0.31

87.10%

Public Transport Monthly Pass (Regular Price)

$37.92 ₲215.6K

$30.33 $30.33

25.02%

Taxi Start (Normal Tariff)

$1.54 ₲8,735

$1.27 $1.27

21.26%

Taxi (Normal Tariff) (1km)

$1.62 ₲9,204

$1.09 $1.09

48.62%

Taxi 1hour Waiting (Normal Tariff)

$10.44 ₲59.4K

$9.88 $9.88

5.67%

Gasoline (1 liter)

$1.29 ₲7,320

$0.78 $0.78

65.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.5K ₲99.5M

$14.8K $14.8K

18.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.0K ₲199.2M

$28.7K $28.7K

22.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.5 ₲293.0K

$19.65 $19.65

162.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.68 ₲100.5K

$11.63 $11.63

52.02%

Internet (50+ Mbps, Unlimited Data)

$22.35 ₲127.1K

$26.57 $26.57

-15.88%

Gym Membership (Monthly)

$36.60 ₲208.1K

$30.27 $30.27

20.91%

Tennis Court (1 Hour on Weekend)

$15.33 ₲87.2K

$14.88 $14.88

3.02%

Cinema Ticket

$8.89 ₲50.6K

$7.46 $7.46

19.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$190 ₲1.1M

$183 $183

3.61%

International Primary School, 1 Child (Yearly)

$5,930 ₲33.7M

$2,017 $2,017

194.03%

Jeans (Levis 501 Or Similar)

$64.7 ₲368.0K

$52.8 $52.8

22.60%

Summer Dress (H&M, Zara, etc)

$57.9 ₲329.4K

$47.03 $47.03

23.16%

Sport Shoes (Adidas, Nike)

$107 ₲610.0K

$79.1 $79.1

35.54%

Men's Leather Business Shoes

$73.3 ₲416.8K

$71.2 $71.2

3.02%

1-bedroom Apartment, City Center (Monthly)

$645 ₲3.7M

$237 $237

172.20%

1-bedroom Apartment, Outside City Center (Monthly)

$385 ₲2.2M

$170 $170

126.55%

3-bedroom Apartment, City Center (Monthly)

$1,061 ₲6.0M

$389 $389

172.63%

3-bedroom Apartment, Outside City Center (Monthly)

$654 ₲3.7M

$310 $310

110.67%

Buy Apartment in City Center (m2)

$1,715 ₲9.8M

$554 $554

209.81%

Buy Apartment Outside City Center (m2)

$1,205 ₲6.9M

$323 $323

272.63%

Average Monthly Net Salary (After Tax)

$747 ₲4.2M

$496 $496

50.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.5

8.5

23.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Asuncion: October 11, 2026

Last update for Loja: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Asuncion

$385 35.9%

Loja

$170 25.2% 55.9% $215

Groceries & Markets

Asuncion

$217 20.2%

Loja

$167 24.7% 23% $50

Eating Out

Asuncion

$140 13%

Loja

$85 12.6% 39.4% $55

Clothing & Footwear

Asuncion

$136 12.7%

Loja

$113 16.7% 17.5% $24

Monthly Utilities & Internet

Asuncion

$92 8.5%

Loja

$58 8.6% 36.8% $34

Sport & Entertainment

Asuncion

$54 5.1%

Loja

$45 6.7% 16.9% $9.2

Getting Around

Asuncion

$50 4.6%

Loja

$38 5.7% 23.3% $12

Cost Breakdown

A central one-bedroom costs $645 in Asuncion versus $237 in Loja. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 50% higher in Asuncion, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44.00 in Asuncion versus $21.00 in Loja. Monthly groceries follow the same trend: $217 vs $167 – making Loja the more affordable choice for daily food spending.

Good to know

🇵🇾 Asuncion

🇪🇨 Loja

🕒 Local time

02:20 2:20 AM

00:20 12:20 AM

2 h behind Asuncion

🌤 Weather

👥 Population

742,023 Capital

180,617

💱 Currency

Paraguayan Guarani PYG ₲

United States Dollar USD $

📈 Exchange rate

10,000 PYG = 1.76 USD

10,000 PYG = 1.56 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PYG – Paraguayan Guarani Converter

🇺🇸 United States Dollar ($)

🇵🇾 Paraguayan Guarani (₲)

Paraguayan Guarani exchange rates as of October 19, 2026: 1 USD = 5,686 PYG (10,000 PYG = 1.76 USD). 1 EUR = 6,393 PYG (10,000 PYG = 1.56 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PYG in detail →

On the map

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Highest

Between locations

Asuncion Loja 3,300 km ≈ 4 h 45 min nonstop flight

From you

Asuncion
Loja

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Asuncion vs Loja: Cost of Living - Frequently Asked Questions

Yes – Asuncion is pricier by about 59%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,613 per month in Asuncion and $1,014 in Loja. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loja, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 25% less in Loja. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $190 per month in Asuncion and $183 in Loja. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Loja, where all-in costs run around $676, than in Asuncion at $1,075. In Loja it covers expenses comfortably, while in Asuncion it requires careful planning or may not stretch far enough.

Families tend to lean toward Loja – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loja. If higher salaries, better infrastructure, or specific career opportunities are the priority, Asuncion makes more sense. Both are solid long-term options with distinct trade-offs.