Last update: Oct 2026

Cost of Living Comparison Between Arzamas and Belgrade

For one person, living is cheaper in Arzamas: $1,046 a month against $1,554 in Belgrade, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

50

Cost of Living Index in Arzamas
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Arzamas Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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Arzamas

🇷🇺 Russia

$1,046

/mo nomad

Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Monthly Cost of Living

How much you'll spend in Arzamas and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Arzamas and in Belgrade actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,046 in Arzamas versus $1,554 in Belgrade.

Arzamas $1,046
Belgrade $1,554

Estimated couple costs with rent: $1,613 in Arzamas versus $2,337 in Belgrade.

Arzamas $1,613
Belgrade $2,337

Monthly costs for a family of three with rent: $2,180 in Arzamas versus $3,121 in Belgrade.

Arzamas $2,180
Belgrade $3,121

Living in Arzamas costs roughly 33% less than in Belgrade, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Arzamas is 23% below, Belgrade is 15% above.

Meal at Budget Restaurant

$10.13 ₽846

$13.15 RSD 1,371

-22.97%

Three-Course Dinner for Two, Mid-Range

$34.19 ₽2,853

$57.5 RSD 5,999

-40.58%

Fast Food Meal (McDonalds, etc)

$6.83 ₽570

$13.38 RSD 1,394

-48.95%

Cappuccino

$2.74 ₽229

$3.10 RSD 323

-11.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 ₽88.3

$2.82 RSD 294

-62.41%

Water (0.33 liter bottle)

$0.52 ₽43.61

$2.22 RSD 231

-76.58%

Local Beer (0.5 liter draught)

$1.85 ₽154

$3.47 RSD 362

-46.69%

Imported Beer (0.33 liter bottle)

$2.82 ₽235

$3.96 RSD 412

-28.79%

Milk (1 liter)

$1.10 ₽91.8

$1.38 RSD 144

-20.29%

White Bread (500g)

$0.65 ₽54.1

$1.13 RSD 118

-42.48%

Rice (white) (1kg)

$1.33 ₽111

$2.66 RSD 277

-50.00%

Eggs

$1.77 ₽147

$2.78 RSD 290

-36.33%

Local Cheese (1kg)

$9.77 ₽815

$10.99 RSD 1,146

-11.10%

Chicken Fillets (1kg)

$5.87 ₽490

$6.56 RSD 684

-10.52%

Beef Round Steak (1kg)

$12.33 ₽1,029

$15.07 RSD 1,571

-18.18%

Apples (1kg)

$1.71 ₽143

$1.66 RSD 173

3.01%

Banana (1kg)

$1.66 ₽139

$1.79 RSD 186

-7.26%

Oranges (1kg)

$1.79 ₽149

$1.87 RSD 195

-4.28%

Tomato (1kg)

$2.94 ₽246

$3.03 RSD 315

-2.97%

Potato (1kg)

$0.67 ₽56.2

$0.92 RSD 96.3

-27.17%

Onion (1kg)

$0.52 ₽43.63

$0.71 RSD 73.8

-26.76%

Lettuce (1 head)

$1.46 ₽122

$0.74 RSD 77.6

97.30%

Water (1.5 liter bottle)

$0.70 ₽58.6

$0.74 RSD 77.2

-5.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.38 ₽282

$4.61 RSD 481

-26.68%

Wine (Bottle)

$6.60 ₽551

$8.81 RSD 918

-25.09%

Local Beer (0.5 liter bottle)

$1.09 ₽90.8

$0.89 RSD 92.7

22.47%

Imported Beer (0.33 liter bottle)

$2.03 ₽170

$1.45 RSD 151

40.00%

One-way Ticket (Public Transport)

$0.55 ₽46.05

Taxi Start (Normal Tariff)

$2.21 ₽184

$3.02 RSD 315

-26.82%

Taxi (Normal Tariff) (1km)

$0.34 ₽28.04

$0.98 RSD 103

-65.31%

Taxi 1hour Waiting (Normal Tariff)

$6.49 ₽542

$17.08 RSD 1,780

-62.00%

Gasoline (1 liter)

$0.84 ₽70.4

$1.91 RSD 199

-56.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K ₽3.0M

$31.0K RSD 3.2M

15.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K ₽2.3M

$24.7K RSD 2.6M

12.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 ₽11.2K

$220 RSD 23.0K

-39.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.62 ₽553

$24.41 RSD 2,544

-72.88%

Internet (50+ Mbps, Unlimited Data)

$8.25 ₽689

$35.64 RSD 3,715

-76.85%

Gym Membership (Monthly)

$32.02 ₽2,672

$41.20 RSD 4,295

-22.28%

Tennis Court (1 Hour on Weekend)

$20.36 ₽1,699

$22.60 RSD 2,356

-9.91%

Cinema Ticket

$6.66 ₽556

$8.59 RSD 896

-22.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$381 ₽31.8K

$424 RSD 44.2K

-10.00%

International Primary School, 1 Child (Yearly)

$6,116 ₽510.4K

$11.0K RSD 1.1M

-44.26%

Jeans (Levis 501 Or Similar)

$85.8 ₽7,161

$111 RSD 11.5K

-22.43%

Summer Dress (H&M, Zara, etc)

$51.7 ₽4,318

$47.28 RSD 4,929

9.41%

Sport Shoes (Adidas, Nike)

$123 ₽10.3K

$113 RSD 11.8K

8.77%

Men's Leather Business Shoes

$108 ₽9,050

$157 RSD 16.3K

-30.76%

1-bedroom Apartment, City Center (Monthly)

$302 ₽25.2K

$805 RSD 83.9K

-62.50%

1-bedroom Apartment, Outside City Center (Monthly)

$318 ₽26.6K

$546 RSD 56.9K

-41.73%

3-bedroom Apartment, City Center (Monthly)

$474 ₽39.5K

$1,452 RSD 151.4K

-67.40%

3-bedroom Apartment, Outside City Center (Monthly)

$562 ₽46.9K

$931 RSD 97.0K

-39.55%

Buy Apartment in City Center (m2)

$2,064 ₽172.3K

$5,368 RSD 559.6K

-61.55%

Buy Apartment Outside City Center (m2)

$1,375 ₽114.8K

$3,155 RSD 328.9K

-56.42%

Average Monthly Net Salary (After Tax)

$1,237 RSD 128.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

21.45

4.61

365.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Arzamas: October 13, 2026

Last update for Belgrade: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Arzamas

$318 30.4%

Belgrade

$546 35.2% 71.6% $228

Groceries & Markets

Arzamas

$206 19.7%

Belgrade

$241 15.5% 16.8% $35

Clothing & Footwear

Arzamas

$166 15.9%

Belgrade

$192 12.4% 15.9% $26

Eating Out

Arzamas

$156 14.9%

Belgrade

$228 14.7% 46.4% $72

Monthly Utilities & Internet

Arzamas

$149 14.2%

Belgrade

$280 18.1% 88.5% $132

Sport & Entertainment

Arzamas

$45 4.3%

Belgrade

$58 3.8% 28.8% $13

Getting Around

Arzamas

$6.1 * 0.6%

Belgrade

$7.9 * 0.5% 30.4% $1.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $302 in Arzamas and $805 in Belgrade. Housing cost is often the main lever when comparing two cities.

Dining out: $34.00 in Arzamas vs $58.0 in Belgrade for a mid-range dinner for two. Groceries echo the gap at $206 vs $241 per month, with Arzamas cheaper across the board.

Good to know

🇷🇺 Arzamas

🇷🇸 Belgrade

🕒 Local time

08:56 8:56 AM

07:56 7:56 AM

1 h behind Arzamas

🌤 Weather

👥 Population

103,396

1,197,714 Capital

💱 Currency

Russian Ruble RUB ₽

Serbian Dinar RSD din

📈 Exchange rate

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 18, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to RUB in detail →

On the map

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Between locations

Arzamas Belgrade 2,020 km ≈ 3 h nonstop flight

From you

Arzamas
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Arzamas vs Belgrade: Cost of Living - Frequently Asked Questions

Arzamas and Belgrade differ by about 49% in total monthly costs ($1,046 vs $1,554 including rent). Arzamas is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,569 in Arzamas and $2,331 in Belgrade to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $302 in Arzamas versus $805 in Belgrade. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 17% higher in Belgrade. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,046 per month in Arzamas versus $1,554 in Belgrade – a 49% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,046 in Arzamas versus $1,554 in Belgrade, a $2,000 budget is realistic in Arzamas but tight or insufficient in Belgrade. The gap between the two cities makes Arzamas the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Arzamas and Belgrade are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Arzamas gentler on the wallet – expenses run 49% less than in Belgrade. Beyond cost, consider language, visa policies, and how big the international community is in each city.