Last update: Oct 2026

Cost of Living Comparison Between Artem and Bali

For one person, living is cheaper in Artem: $1,095 a month against $1,224 in Bali, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Bali outweigh lower spending on other living expenses.

54

Cost of Living Index in Artem
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Artem Living Index
60

Cost of Living Index in Bali
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Bali Living Index

Jump to prices

Artem

🇷🇺 Russia

$1,095

/mo nomad

Bali

🇮🇩 Indonesia

$1,224

/mo nomad

Monthly Cost of Living

How much you'll spend in Artem and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Artem and in Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,095 in Artem versus $1,224 in Bali.

Artem $1,095
Bali $1,224

Estimated couple costs with rent: $1,729 in Artem versus $2,064 in Bali.

Artem $1,729
Bali $2,064

Monthly costs for a family of three with rent: $2,362 in Artem versus $2,904 in Bali.

Artem $2,362
Bali $2,904

Living in Artem costs roughly 11% less than in Bali, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Artem 18% lower, Bali 9% lower.

Meal at Budget Restaurant

$11.95 ₽1,016

$2.74 Rp 49.1K

336.13%

Three-Course Dinner for Two, Mid-Range

$35.43 ₽3,012

$29.64 Rp 530.3K

19.53%

Fast Food Meal (McDonalds, etc)

$6.30 ₽536

$4.74 Rp 84.7K

32.91%

Cappuccino

$3.02 ₽257

$2.22 Rp 39.7K

36.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ₽88.5

$1.37 Rp 24.5K

-24.09%

Water (0.33 liter bottle)

$0.69 ₽58.5

$0.66 Rp 11.8K

4.55%

Local Beer (0.5 liter draught)

$1.45 ₽123

$2.21 Rp 39.5K

-34.39%

Imported Beer (0.33 liter bottle)

$2.30 ₽195

$3.62 Rp 64.8K

-36.46%

Milk (1 liter)

$1.68 ₽143

$1.44 Rp 25.8K

16.67%

White Bread (500g)

$0.66 ₽55.9

$2.17 Rp 38.7K

-69.59%

Rice (white) (1kg)

$1.61 ₽137

$1.12 Rp 20.0K

43.75%

Eggs

$2.34 ₽199

$1.97 Rp 35.3K

18.78%

Local Cheese (1kg)

$13.16 ₽1,119

$16.41 Rp 293.5K

-19.80%

Chicken Fillets (1kg)

$6.23 ₽529

$3.63 Rp 65.0K

71.63%

Beef Round Steak (1kg)

$11.07 ₽941

$11.53 Rp 206.4K

-3.99%

Apples (1kg)

$2.90 ₽246

$3.37 Rp 60.2K

-13.95%

Banana (1kg)

$2.08 ₽177

$1.46 Rp 26.0K

42.47%

Oranges (1kg)

$2.69 ₽229

$2.15 Rp 38.5K

25.12%

Tomato (1kg)

$4.12 ₽350

$1.90 Rp 34.0K

116.84%

Potato (1kg)

$0.98 ₽83.3

$1.80 Rp 32.2K

-45.56%

Onion (1kg)

$1.03 ₽87.7

$2.24 Rp 40.1K

-54.02%

Lettuce (1 head)

$1.29 ₽110

$0.94 Rp 16.8K

37.23%

Water (1.5 liter bottle)

$1.05 ₽89.2

$0.48 Rp 8,585

118.75%

Cigarettes 20 Pack (Marlboro, Camel)

$2.91 ₽247

$2.14 Rp 38.2K

35.98%

Wine (Bottle)

$7.61 ₽647

$21.94 Rp 392.5K

-65.31%

Local Beer (0.5 liter bottle)

$1.16 ₽98.5

$2.26 Rp 40.4K

-48.67%

Imported Beer (0.33 liter bottle)

$2.30 ₽196

$2.77 Rp 49.6K

-16.97%

One-way Ticket (Public Transport)

$0.56 ₽47.26

$0.26 Rp 4,664

115.38%

Public Transport Monthly Pass (Regular Price)

$8.08 Rp 144.5K

Taxi Start (Normal Tariff)

$2.40 ₽204

$0.44 Rp 7,859

445.45%

Taxi (Normal Tariff) (1km)

$0.34 ₽29.05

$0.42 Rp 7,497

-19.05%

Taxi 1hour Waiting (Normal Tariff)

$5.89 ₽501

$5.66 Rp 101.2K

4.06%

Gasoline (1 liter)

$0.86 ₽72.7

$0.90 Rp 16.0K

-4.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.8K ₽3.8M

$24.2K Rp 433.8M

84.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.2K ₽3.0M

$31.5K Rp 563.6M

11.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$153 ₽13.0K

$80.1 Rp 1.4M

91.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.22 ₽699

$6.63 Rp 118.6K

23.98%

Internet (50+ Mbps, Unlimited Data)

$9.21 ₽783

$18.33 Rp 327.9K

-49.75%

Gym Membership (Monthly)

$37.85 ₽3,218

$45.56 Rp 815.1K

-16.92%

Tennis Court (1 Hour on Weekend)

$20.31 ₽1,727

$15.24 Rp 272.7K

33.27%

Cinema Ticket

$5.34 ₽454

$3.71 Rp 66.4K

43.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$348 ₽29.5K

$442 Rp 7.9M

-21.40%

International Primary School, 1 Child (Yearly)

$6,051 ₽514.4K

$5,246 Rp 93.8M

15.35%

Jeans (Levis 501 Or Similar)

$78.1 ₽6,638

$44.18 Rp 790.3K

76.71%

Summer Dress (H&M, Zara, etc)

$51.6 ₽4,386

$34.13 Rp 610.6K

51.16%

Sport Shoes (Adidas, Nike)

$97.2 ₽8,263

$77.2 Rp 1.4M

25.86%

Men's Leather Business Shoes

$125 ₽10.6K

$75.0 Rp 1.3M

66.46%

1-bedroom Apartment, City Center (Monthly)

$387 ₽32.9K

$994 Rp 17.8M

-61.08%

1-bedroom Apartment, Outside City Center (Monthly)

$312 ₽26.5K

$588 Rp 10.5M

-47.02%

3-bedroom Apartment, City Center (Monthly)

$983 ₽83.6K

$3,084 Rp 55.2M

-68.12%

3-bedroom Apartment, Outside City Center (Monthly)

$629 ₽53.4K

$1,496 Rp 26.8M

-57.97%

Buy Apartment in City Center (m2)

$2,160 ₽183.6K

$2,383 Rp 42.6M

-9.34%

Buy Apartment Outside City Center (m2)

$1,297 ₽110.2K

$2,015 Rp 36.1M

-35.67%

Average Monthly Net Salary (After Tax)

$223 Rp 4.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

23.6

13.78

71.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Artem: October 4, 2026

Last update for Bali: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Artem

$312 28%

Bali

$588 48% 88.8% $277

Groceries & Markets

Artem

$250 22.4%

Bali

$274 22.4% 9.8% $25

Monthly Utilities & Internet

Artem

$170 15.3%

Bali

$105 8.6% 38.4% $65

Eating Out

Artem

$170 15.2%

Bali

$89 7.3% 47.4% $80

Clothing & Footwear

Artem

$158 14.2%

Bali

$104 8.5% 34.5% $55

Sport & Entertainment

Artem

$49 4.4%

Bali

$53 4.3% 9.2% $4.5

Getting Around

Artem

$6.3 * 0.6%

Bali

$12 1% 84% $5.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $387 in Artem and $994 in Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Artem vs $30.00 in Bali. Groceries flip the comparison at $250 vs $274, with Artem cheaper for home cooking.

Good to know

🇷🇺 Artem

🇮🇩 Bali

🕒 Local time

20:07 8:07 PM

18:07 6:07 PM

2 h behind Artem

🌤 Weather

👥 Population

104,926

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.02 RUB (100 RUB = 1.18 USD). 1 EUR = 95.27 RUB (100 RUB = 1.05 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,047 IDR (100,000 IDR = 4.99 EUR).

USD to RUB in detail →

On the map

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Highest

Between locations

Artem Bali 6,010 km ≈ 8 h nonstop flight

From you

Artem
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Artem vs Bali: Cost of Living - Frequently Asked Questions

Artem wins on cost – living expenses run 12% lower than in Bali. Housing and daily spending are where you'll feel the difference most, making Artem the obvious pick if budget is a priority.

You'd need roughly $1,643 in Artem and $1,836 in Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $387 in Artem versus $994 in Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $348 in Artem versus $442 in Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Artem – a meal for two runs $35.00 versus $30.00 in Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,095 in Artem versus $1,224 in Bali, a $1,000 budget is realistic in Artem but tight or insufficient in Bali. The gap between the two cities makes Artem the clear choice for anyone on this budget.

Both work as nomad bases, but Artem delivers better value – similar infrastructure at $1,095 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Artem hard to pass up.

Safety-wise, Artem and Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Artem gentler on the wallet – expenses run 12% less than in Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.