Last update: Oct 2026

Cost of Living Comparison Between Arta and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,356 in Arta, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Arta
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Arta Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Arta

🇬🇷 Greece

$1,356

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Arta and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Arta and in Cebu actually costs, broken down by who's living it.

A single person spends $1,356 per month in Arta vs $918 in Cebu, rent included.

Arta $1,356
Cebu $918

A couple spends around $2,017 per month in Arta vs $1,409 in Cebu, rent included.

Arta $2,017
Cebu $1,409

A family of three spends $2,678 per month in Arta vs $1,900 in Cebu, rent included.

Arta $2,678
Cebu $1,900

Arta costs about 48% more than Cebu, and outside of rent the biggest gap is in eating out.

Arta sits 0% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.26 €10.00

$3.09 ₱194

264.40%

Three-Course Dinner for Two, Mid-Range

$44.58 €39.59

$24.22 ₱1,524

84.06%

Fast Food Meal (McDonalds, etc)

$9.88 €8.78

$3.92 ₱246

152.04%

Cappuccino

$4.08 €3.63

$2.51 ₱158

62.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.91 €2.59

$1.59 ₱100

83.02%

Water (0.33 liter bottle)

$0.58 €0.52

$0.53 ₱33.42

9.43%

Local Beer (0.5 liter draught)

$5.35 €4.75

$1.78 ₱112

200.56%

Imported Beer (0.33 liter bottle)

$6.32 €5.62

$2.17 ₱137

191.24%

Milk (1 liter)

$1.25 €1.11

$1.92 ₱121

-34.90%

White Bread (500g)

$1.09 €0.97

$1.36 ₱85.4

-19.85%

Rice (white) (1kg)

$0.93 €0.82

$1.01 ₱63.5

-7.92%

Eggs

$3.36 €2.99

$2.03 ₱128

65.52%

Local Cheese (1kg)

$13.49 €11.98

$9.86 ₱621

36.82%

Chicken Fillets (1kg)

$11.37 €10.10

$4.39 ₱276

159.00%

Beef Round Steak (1kg)

$11.11 €9.86

$7.60 ₱478

46.18%

Apples (1kg)

$1.02 €0.91

$3.30 ₱208

-69.09%

Banana (1kg)

$1.24 €1.10

$1.39 ₱87.7

-10.79%

Oranges (1kg)

$1.26 €1.11

$2.33 ₱147

-45.92%

Tomato (1kg)

$1.02 €0.91

$1.50 ₱94.2

-32.00%

Potato (1kg)

$1.24 €1.11

$2.36 ₱149

-47.46%

Onion (1kg)

$1.10 €0.98

$1.90 ₱119

-42.11%

Lettuce (1 head)

$0.75 €0.67

$1.19 ₱74.9

-36.97%

Water (1.5 liter bottle)

$0.19 €0.17

$0.63 ₱39.69

-69.84%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 €4.44

$3.00 ₱189

66.67%

Wine (Bottle)

$4.39 €3.90

$6.03 ₱379

-27.20%

Local Beer (0.5 liter bottle)

$0.92 €0.82

$1.23 ₱77.6

-25.20%

Imported Beer (0.33 liter bottle)

$2.21 €1.96

$1.75 ₱110

26.29%

One-way Ticket (Public Transport)

$1.22 €1.08

$0.25 ₱15.85

388.00%

Public Transport Monthly Pass (Regular Price)

$49.83 €44.26

$12.64 ₱795

294.22%

Taxi Start (Normal Tariff)

$4.09 €3.63

$0.77 ₱48.59

431.17%

Taxi (Normal Tariff) (1km)

$1.09 €0.97

$0.23 ₱14.52

373.91%

Taxi 1hour Waiting (Normal Tariff)

$16.83 €14.95

$4.46 ₱280

277.35%

Gasoline (1 liter)

$2.00 €1.78

$1.31 ₱82.8

52.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K €25.0K

$21.2K ₱1.3M

32.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K €27.7K

$19.1K ₱1.2M

62.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 €190

$120 ₱7,566

77.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.88 €20.32

$14.00 ₱881

63.43%

Internet (50+ Mbps, Unlimited Data)

$24.68 €21.92

$27.54 ₱1,733

-10.38%

Gym Membership (Monthly)

$46.74 €41.51

$32.33 ₱2,034

44.57%

Tennis Court (1 Hour on Weekend)

$25.30 €22.47

$6.65 ₱418

280.45%

Cinema Ticket

$10.15 €9.01

$5.65 ₱355

79.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 €427

$275 ₱17.3K

74.82%

International Primary School, 1 Child (Yearly)

$9,156 €8,131

$7,918 ₱498.3K

15.63%

Jeans (Levis 501 Or Similar)

$90.1 €80.0

$49.33 ₱3,105

82.55%

Summer Dress (H&M, Zara, etc)

$27.47 €24.40

$25.24 ₱1,589

8.84%

Sport Shoes (Adidas, Nike)

$77.9 €69.2

$77.0 ₱4,844

1.17%

Men's Leather Business Shoes

$90.8 €80.6

$57.2 ₱3,600

58.72%

1-bedroom Apartment, City Center (Monthly)

$479 €425

$500 ₱31.4K

-4.12%

1-bedroom Apartment, Outside City Center (Monthly)

$389 €346

$309 ₱19.4K

26.01%

3-bedroom Apartment, City Center (Monthly)

$741 €658

$1,078 ₱67.8K

-31.29%

3-bedroom Apartment, Outside City Center (Monthly)

$622 €553

$615 ₱38.7K

1.15%

Buy Apartment in City Center (m2)

$2,655 €2,358

$2,886 ₱181.6K

-8.00%

Buy Apartment Outside City Center (m2)

$1,922 €1,707

$1,917 ₱120.6K

0.27%

Average Monthly Net Salary (After Tax)

$892 €792

$346 ₱21.8K

157.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.34

7.2

-25.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Arta: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Arta

$389 28.7%

Cebu

$309 33.6% 20.6% $80

Monthly Utilities & Internet

Arta

$261 19.3%

Cebu

$162 17.6% 38.1% $100

Groceries & Markets

Arta

$223 16.5%

Cebu

$206 22.4% 7.7% $17

Eating Out

Arta

$222 16.4%

Cebu

$88 9.6% 60.3% $134

Clothing & Footwear

Arta

$129 9.5%

Cebu

$94 10.2% 27.1% $35

Sport & Entertainment

Arta

$67 4.9%

Cebu

$44 4.8% 34.9% $23

Getting Around

Arta

$64 4.7%

Cebu

$16 1.7% 75.8% $49

Cost Breakdown

A central one-bedroom costs $479 in Arta versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 158% higher in Arta, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Arta versus $24.00 in Cebu. Monthly groceries follow the same trend: $223 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇬🇷 Arta

🇵🇭 Cebu

🕒 Local time

15:53 3:53 PM

20:53 8:53 PM

5 h ahead of Arta

🌤 Weather

👥 Population

19,435

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.13 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 16, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 62.93 PHP (100 PHP = 1.59 USD). 1 EUR = 70.59 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Arta Cebu 10,380 km ≈ 13 h nonstop flight

From you

Arta
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Arta vs Cebu: Cost of Living - Frequently Asked Questions

Yes – Arta is pricier by about 48%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,033 per month in Arta and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $481 per month in Arta and $275 in Cebu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 8% more in Arta, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Arta at $1,356. In Cebu it covers expenses comfortably, while in Arta it requires careful planning or may not stretch far enough.

Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Arta makes more sense. Both are solid long-term options with distinct trade-offs.