Last update: Oct 2026

Cost of Living Comparison Between Apple Valley, MN and Toronto

For one person, living costs are similar in Apple Valley, MN and in Toronto: $2,529 and $2,561 a month, rent and utilities included.

122

Cost of Living Index in Apple Valley, MN
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Apple Valley, MN Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Apple Valley, MN

🇺🇸 United States

$2,529

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Apple Valley, MN and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Apple Valley, MN and in Toronto actually costs, broken down by who's living it.

A single person spends $2,529 per month in Apple Valley, MN vs $2,561 in Toronto, rent included.

Apple Valley, MN $2,529
Toronto $2,561

A couple spends around $3,697 per month in Apple Valley, MN vs $3,694 in Toronto, rent included.

Apple Valley, MN $3,697
Toronto $3,694

A family of three spends $4,864 per month in Apple Valley, MN vs $4,826 in Toronto, rent included.

Apple Valley, MN $4,864
Toronto $4,826

Apple Valley, MN is about 1% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Apple Valley, MN and Toronto sit above the global median – Apple Valley, MN by 87%, Toronto by 90%.

Meal at Budget Restaurant

$20.26 $20.26

$17.18 CA$24.29

17.93%

Three-Course Dinner for Two, Mid-Range

$74.1 $74.1

$76.0 CA$107

-2.49%

Fast Food Meal (McDonalds, etc)

$11.15 $11.15

$10.54 CA$14.89

5.79%

Cappuccino

$6.16 $6.16

$4.02 CA$5.68

53.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 $2.76

$2.12 CA$3.00

30.19%

Water (0.33 liter bottle)

$2.34 $2.34

$1.75 CA$2.48

33.71%

Local Beer (0.5 liter draught)

$7.10 $7.10

$6.24 CA$8.83

13.78%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$7.09 CA$10.02

14.67%

Milk (1 liter)

$0.91 $0.91

$2.44 CA$3.45

-62.70%

White Bread (500g)

$3.14 $3.14

$2.68 CA$3.78

17.16%

Rice (white) (1kg)

$3.72 $3.72

$2.24 CA$3.17

66.07%

Eggs

$3.71 $3.71

$3.56 CA$5.03

4.21%

Local Cheese (1kg)

$10.45 $10.45

$9.09 CA$12.85

14.96%

Chicken Fillets (1kg)

$12.21 $12.21

$11.33 CA$16.01

7.77%

Beef Round Steak (1kg)

$18.87 $18.87

$14.53 CA$20.55

29.87%

Apples (1kg)

$5.71 $5.71

$3.62 CA$5.12

57.73%

Banana (1kg)

$1.51 $1.51

$1.21 CA$1.72

24.79%

Oranges (1kg)

$4.52 $4.52

$3.60 CA$5.09

25.56%

Tomato (1kg)

$5.04 $5.04

$4.21 CA$5.96

19.71%

Potato (1kg)

$2.25 $2.25

$1.79 CA$2.53

25.70%

Onion (1kg)

$3.79 $3.79

$1.59 CA$2.25

138.36%

Lettuce (1 head)

$2.33 $2.33

$2.27 CA$3.21

2.64%

Water (1.5 liter bottle)

$2.65 $2.65

$1.25 CA$1.77

112.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.94 $10.94

$13.82 CA$19.53

-20.84%

Wine (Bottle)

$14.90 $14.90

$14.27 CA$20.18

4.41%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.20 CA$3.10

-20.45%

Imported Beer (0.33 liter bottle)

$2.94 $2.94

$2.43 CA$3.44

20.99%

One-way Ticket (Public Transport)

$1.78 $1.78

$2.39 CA$3.38

-25.52%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$5.01 $5.01

$2.91 CA$4.12

72.16%

Taxi (Normal Tariff) (1km)

$1.74 $1.74

$1.20 CA$1.69

45.00%

Taxi 1hour Waiting (Normal Tariff)

$23.89 $23.89

$21.38 CA$30.23

11.74%

Gasoline (1 liter)

$1.04 $1.04

$1.21 CA$1.71

-14.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$28.2K CA$39.8K

27.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$20.3K CA$28.6K

28.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$120 CA$170

36.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.02 $49.02

$32.26 CA$45.60

51.95%

Internet (50+ Mbps, Unlimited Data)

$58.4 $58.4

$47.93 CA$67.8

21.87%

Gym Membership (Monthly)

$42.38 $42.38

$38.48 CA$54.4

10.14%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$14.23 $14.23

$12.38 CA$17.50

14.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,371 $1,371

$830 CA$1,173

65.13%

International Primary School, 1 Child (Yearly)

$36.6K $36.6K

$23.1K CA$32.6K

58.44%

Jeans (Levis 501 Or Similar)

$57.8 $57.8

$50.7 CA$71.7

13.96%

Summer Dress (H&M, Zara, etc)

$44.79 $44.79

$40.02 CA$56.6

11.92%

Sport Shoes (Adidas, Nike)

$74.2 $74.2

$98.0 CA$139

-24.30%

Men's Leather Business Shoes

$83.5 $83.5

$121 CA$171

-30.81%

1-bedroom Apartment, City Center (Monthly)

$1,491 $1,491

$1,592 CA$2,251

-6.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,307 $1,307

$1,410 CA$1,994

-7.35%

3-bedroom Apartment, City Center (Monthly)

$2,476 $2,476

$2,670 CA$3,775

-7.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,116 $2,116

$2,152 CA$3,042

-1.64%

Buy Apartment in City Center (m2)

$2,920 $2,920

$7,945 CA$11.2K

-63.25%

Buy Apartment Outside City Center (m2)

$2,246 $2,246

$6,542 CA$9,249

-65.67%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

4.47

47.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Apple Valley, MN: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Apple Valley, MN

$1.3K 51.7%

Toronto

$1.4K 55.1% 7.9% $104

Groceries & Markets

Apple Valley, MN

$400 15.8%

Toronto

$340 13.3% 15.1% $60

Eating Out

Apple Valley, MN

$342 13.5%

Toronto

$278 10.9% 18.6% $63

Monthly Utilities & Internet

Apple Valley, MN

$272 10.8%

Toronto

$201 7.8% 26.3% $72

Clothing & Footwear

Apple Valley, MN

$117 4.6%

Toronto

$139 5.4% 18.9% $22

Sport & Entertainment

Apple Valley, MN

$71 2.8%

Toronto

$63 2.5% 10.7% $7.6

Getting Around

Apple Valley, MN

$21 * 0.8%

Toronto

$129 5.1% 521% $109

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,491 in Apple Valley, MN versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74.0 in Apple Valley, MN versus $76.0 in Toronto. Groceries tell a different story – $400 in Apple Valley, MN vs $340 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Apple Valley, MN

🇨🇦 Toronto

🕒 Local time

20:00 8:00 PM

21:00 9:00 PM

1 h ahead of Apple Valley, MN

🌤 Weather

👥 Population

50,109

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Apple Valley, MN Toronto 1,110 km ≈ 2 h nonstop flight

From you

Apple Valley, MN
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Apple Valley, MN vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,529 in Apple Valley, MN, $2,561 in Toronto – roughly 1% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,794 per month in Apple Valley, MN and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Apple Valley, MN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,529 in Apple Valley, MN and $2,561 in Toronto. That's a gap of about 1%.

Kindergarten costs $1,371 per month in Apple Valley, MN and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $2,529 in Apple Valley, MN and $2,561 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Apple Valley, MN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Apple Valley, MN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.