Last update: Oct 2026

Cost of Living Comparison Between Toronto and Apple Valley, MN

For one person, living costs are similar in Toronto and in Apple Valley, MN: $2,561 and $2,529 a month, rent and utilities included.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
122

Cost of Living Index in Apple Valley, MN
Learn more

Apple Valley, MN Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Apple Valley, MN

🇺🇸 United States

$2,529

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Apple Valley, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Apple Valley, MN actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,529 in Apple Valley, MN, rent included.

Toronto $2,561
Apple Valley, MN $2,529

A couple spends around $3,694 per month in Toronto vs $3,697 in Apple Valley, MN, rent included.

Toronto $3,694
Apple Valley, MN $3,697

A family of three spends $4,826 per month in Toronto vs $4,864 in Apple Valley, MN, rent included.

Toronto $4,826
Apple Valley, MN $4,864

Toronto costs about 1% more than Apple Valley, MN, and outside of rent the biggest gap is in transport.

Both Toronto and Apple Valley, MN sit above the global median – Toronto by 90%, Apple Valley, MN by 87%.

Meal at Budget Restaurant

$17.18 CA$24.29

$20.26 $20.26

-15.20%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$74.1 $74.1

2.55%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$11.15 $11.15

-5.47%

Cappuccino

$4.02 CA$5.68

$6.16 $6.16

-34.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.76 $2.76

-23.19%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.34 $2.34

-25.21%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$7.10 $7.10

-12.11%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$8.13 $8.13

-12.79%

Milk (1 liter)

$2.44 CA$3.45

$0.91 $0.91

168.13%

White Bread (500g)

$2.68 CA$3.78

$3.14 $3.14

-14.65%

Rice (white) (1kg)

$2.24 CA$3.17

$3.72 $3.72

-39.78%

Eggs

$3.56 CA$5.03

$3.71 $3.71

-4.04%

Local Cheese (1kg)

$9.09 CA$12.85

$10.45 $10.45

-13.01%

Chicken Fillets (1kg)

$11.33 CA$16.01

$12.21 $12.21

-7.21%

Beef Round Steak (1kg)

$14.53 CA$20.55

$18.87 $18.87

-23.00%

Apples (1kg)

$3.62 CA$5.12

$5.71 $5.71

-36.60%

Banana (1kg)

$1.21 CA$1.72

$1.51 $1.51

-19.87%

Oranges (1kg)

$3.60 CA$5.09

$4.52 $4.52

-20.35%

Tomato (1kg)

$4.21 CA$5.96

$5.04 $5.04

-16.47%

Potato (1kg)

$1.79 CA$2.53

$2.25 $2.25

-20.44%

Onion (1kg)

$1.59 CA$2.25

$3.79 $3.79

-58.05%

Lettuce (1 head)

$2.27 CA$3.21

$2.33 $2.33

-2.58%

Water (1.5 liter bottle)

$1.25 CA$1.77

$2.65 $2.65

-52.83%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$10.94 $10.94

26.33%

Wine (Bottle)

$14.27 CA$20.18

$14.90 $14.90

-4.23%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.75 $1.75

25.71%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.94 $2.94

-17.35%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.78 $1.78

34.27%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$5.01 $5.01

-41.92%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.74 $1.74

-31.03%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$23.89 $23.89

-10.51%

Gasoline (1 liter)

$1.21 CA$1.71

$1.04 $1.04

16.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$35.8K $35.8K

-21.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$26.0K $26.0K

-22.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$165 $165

-26.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$49.02 $49.02

-34.19%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$58.4 $58.4

-17.94%

Gym Membership (Monthly)

$38.48 CA$54.4

$42.38 $42.38

-9.20%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$14.23 $14.23

-13.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$1,371 $1,371

-39.44%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$36.6K $36.6K

-36.88%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$57.8 $57.8

-12.25%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$44.79 $44.79

-10.65%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$74.2 $74.2

32.11%

Men's Leather Business Shoes

$121 CA$171

$83.5 $83.5

44.53%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$1,491 $1,491

6.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$1,307 $1,307

7.93%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$2,476 $2,476

7.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$2,116 $2,116

1.67%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$2,920 $2,920

172.09%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$2,246 $2,246

191.33%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

6.61

-32.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Apple Valley, MN: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Apple Valley, MN

$1.3K 51.7% 7.3% $104

Groceries & Markets

Toronto

$340 13.3%

Apple Valley, MN

$400 15.8% 17.7% $60

Eating Out

Toronto

$278 10.9%

Apple Valley, MN

$342 13.5% 22.8% $63

Monthly Utilities & Internet

Toronto

$201 7.8%

Apple Valley, MN

$272 10.8% 35.7% $72

Clothing & Footwear

Toronto

$139 5.4%

Apple Valley, MN

$117 4.6% 15.9% $22

Getting Around

Toronto

$129 5.1%

Apple Valley, MN

$21 * 0.8% 83.9% $109

Sport & Entertainment

Toronto

$63 2.5%

Apple Valley, MN

$71 2.8% 12% $7.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $1,491 in Apple Valley, MN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $76.0 in Toronto versus $74.0 in Apple Valley, MN. Groceries tell a different story – $340 in Toronto vs $400 in Apple Valley, MN – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇺🇸 Apple Valley, MN

🕒 Local time

21:42 9:42 PM

20:42 8:42 PM

1 h behind Toronto

🌤 Weather

👥 Population

2,731,571

50,109

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Apple Valley, MN 1,110 km ≈ 2 h nonstop flight

From you

Toronto
Apple Valley, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Apple Valley, MN: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,561 in Toronto, $2,529 in Apple Valley, MN – roughly 1% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,841 per month in Toronto and $3,794 in Apple Valley, MN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Apple Valley, MN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,561 in Toronto and $2,529 in Apple Valley, MN. That's a gap of about 1%.

Kindergarten costs $830 per month in Toronto and $1,371 in Apple Valley, MN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $2,561 in Toronto and $2,529 in Apple Valley, MN. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Apple Valley, MN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Apple Valley, MN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.