Last update: Oct 2026

Cost of Living Comparison Between Apple Valley, MN and Montreal

For one person, living is cheaper in Montreal: $2,018 a month against $2,529 in Apple Valley, MN, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Apple Valley, MN
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Apple Valley, MN Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Apple Valley, MN

🇺🇸 United States

$2,529

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Apple Valley, MN and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Apple Valley, MN and in Montreal actually costs, broken down by who's living it.

A single person spends $2,529 per month in Apple Valley, MN vs $2,018 in Montreal, rent included.

Apple Valley, MN $2,529
Montreal $2,018

A couple spends around $3,697 per month in Apple Valley, MN vs $3,085 in Montreal, rent included.

Apple Valley, MN $3,697
Montreal $3,085

A family of three spends $4,864 per month in Apple Valley, MN vs $4,152 in Montreal, rent included.

Apple Valley, MN $4,864
Montreal $4,152

Apple Valley, MN costs about 25% more than Montreal, and outside of rent the biggest gap is in transport.

Both Apple Valley, MN and Montreal sit above the global median – Apple Valley, MN by 87%, Montreal by 49%.

Meal at Budget Restaurant

$20.26 $20.26

$18.82 CA$26.61

7.65%

Three-Course Dinner for Two, Mid-Range

$74.1 $74.1

$70.3 CA$99.4

5.39%

Fast Food Meal (McDonalds, etc)

$11.15 $11.15

$10.66 CA$15.06

4.60%

Cappuccino

$6.16 $6.16

$3.84 CA$5.43

60.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 $2.76

$1.92 CA$2.71

43.75%

Water (0.33 liter bottle)

$2.34 $2.34

$1.54 CA$2.18

51.95%

Local Beer (0.5 liter draught)

$7.10 $7.10

$6.23 CA$8.81

13.96%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$7.10 CA$10.03

14.51%

Milk (1 liter)

$0.91 $0.91

$2.31 CA$3.27

-60.61%

White Bread (500g)

$3.14 $3.14

$3.14 CA$4.44

Rice (white) (1kg)

$3.72 $3.72

$3.21 CA$4.54

15.89%

Eggs

$3.71 $3.71

$3.52 CA$4.97

5.40%

Local Cheese (1kg)

$10.45 $10.45

$12.81 CA$18.11

-18.42%

Chicken Fillets (1kg)

$12.21 $12.21

$11.46 CA$16.20

6.54%

Beef Round Steak (1kg)

$18.87 $18.87

$13.39 CA$18.92

40.93%

Apples (1kg)

$5.71 $5.71

$3.14 CA$4.43

81.85%

Banana (1kg)

$1.51 $1.51

$1.44 CA$2.03

4.86%

Oranges (1kg)

$4.52 $4.52

$3.47 CA$4.91

30.26%

Tomato (1kg)

$5.04 $5.04

$3.07 CA$4.34

64.17%

Potato (1kg)

$2.25 $2.25

$1.90 CA$2.69

18.42%

Onion (1kg)

$3.79 $3.79

$1.77 CA$2.50

114.12%

Lettuce (1 head)

$2.33 $2.33

$2.34 CA$3.31

-0.43%

Water (1.5 liter bottle)

$2.65 $2.65

$1.55 CA$2.19

70.97%

Cigarettes 20 Pack (Marlboro, Camel)

$10.94 $10.94

$11.38 CA$16.09

-3.87%

Wine (Bottle)

$14.90 $14.90

$10.63 CA$15.03

40.17%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.27 CA$3.21

-22.91%

Imported Beer (0.33 liter bottle)

$2.94 $2.94

$2.82 CA$3.99

4.26%

One-way Ticket (Public Transport)

$1.78 $1.78

$2.66 CA$3.76

-33.08%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

Taxi Start (Normal Tariff)

$5.01 $5.01

$3.20 CA$4.53

56.56%

Taxi (Normal Tariff) (1km)

$1.74 $1.74

$1.48 CA$2.09

17.57%

Taxi 1hour Waiting (Normal Tariff)

$23.89 $23.89

$32.88 CA$46.48

-27.34%

Gasoline (1 liter)

$1.04 $1.04

$1.34 CA$1.90

-22.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$28.2K CA$39.8K

27.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$19.6K CA$27.8K

32.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$76.0 CA$107

116.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.02 $49.02

$33.95 CA$48.00

44.39%

Internet (50+ Mbps, Unlimited Data)

$58.4 $58.4

$42.31 CA$59.8

38.05%

Gym Membership (Monthly)

$42.38 $42.38

$29.76 CA$42.07

42.41%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$14.23 $14.23

$11.15 CA$15.77

27.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,371 $1,371

$507 CA$717

170.27%

International Primary School, 1 Child (Yearly)

$36.6K $36.6K

$16.1K CA$22.7K

127.92%

Jeans (Levis 501 Or Similar)

$57.8 $57.8

$57.6 CA$81.4

0.42%

Summer Dress (H&M, Zara, etc)

$44.79 $44.79

$37.58 CA$53.1

19.19%

Sport Shoes (Adidas, Nike)

$74.2 $74.2

$91.9 CA$130

-19.30%

Men's Leather Business Shoes

$83.5 $83.5

$110 CA$155

-23.82%

1-bedroom Apartment, City Center (Monthly)

$1,491 $1,491

$1,260 CA$1,782

18.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,307 $1,307

$948 CA$1,340

37.90%

3-bedroom Apartment, City Center (Monthly)

$2,476 $2,476

$2,137 CA$3,021

15.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,116 $2,116

$1,614 CA$2,281

31.15%

Buy Apartment in City Center (m2)

$2,920 $2,920

$4,960 CA$7,011

-41.12%

Buy Apartment Outside City Center (m2)

$2,246 $2,246

$3,838 CA$5,425

-41.48%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

4.48

47.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Apple Valley, MN: October 12, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Apple Valley, MN

$1.3K 51.7%

Montreal

$948 47% 27.5% $359

Groceries & Markets

Apple Valley, MN

$400 15.8%

Montreal

$346 17.2% 13.4% $54

Eating Out

Apple Valley, MN

$342 13.5%

Montreal

$288 14.3% 15.7% $54

Monthly Utilities & Internet

Apple Valley, MN

$272 10.8%

Montreal

$152 7.5% 44.1% $120

Clothing & Footwear

Apple Valley, MN

$117 4.6%

Montreal

$133 6.6% 14% $16

Sport & Entertainment

Apple Valley, MN

$71 2.8%

Montreal

$52 2.6% 26.5% $19

Getting Around

Apple Valley, MN

$21 * 0.8%

Montreal

$99 4.9% 373% $78

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,491 in Apple Valley, MN versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74.0 in Apple Valley, MN versus $70.0 in Montreal. Monthly groceries follow the same trend: $400 vs $346 – making Montreal the more affordable choice for daily food spending.

Good to know

🇺🇸 Apple Valley, MN

🇨🇦 Montreal

🕒 Local time

23:03 11:03 PM

00:03 12:03 AM

1 h ahead of Apple Valley, MN

🌤 Weather

👥 Population

50,109

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Apple Valley, MN Montreal 1,540 km ≈ 2 h 30 min nonstop flight

From you

Apple Valley, MN
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Apple Valley, MN vs Montreal: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,529 in Apple Valley, MN, $2,018 in Montreal – roughly 25% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,794 per month in Apple Valley, MN and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,529 in Apple Valley, MN and $2,018 in Montreal. That's a gap of about 25%.

Kindergarten costs $1,371 per month in Apple Valley, MN and $507 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,018, than in Apple Valley, MN at $2,529. In Montreal it covers expenses comfortably, while in Apple Valley, MN it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,018 in Montreal to $2,529 in Apple Valley, MN. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Apple Valley, MN makes more sense. Both are solid long-term options with distinct trade-offs.