Last update: Oct 2026

Cost of Living Comparison Between Apple Valley, MN and Gallarate

For one person, living is cheaper in Gallarate: $1,903 a month against $2,529 in Apple Valley, MN, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Apple Valley, MN
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Apple Valley, MN Living Index
92

Cost of Living Index in Gallarate
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Gallarate Living Index

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Apple Valley, MN

🇺🇸 United States

$2,529

/mo nomad

Gallarate

🇮🇹 Italy

$1,903

/mo nomad

Monthly Cost of Living

How much you'll spend in Apple Valley, MN and in Gallarate

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Apple Valley, MN and in Gallarate actually costs, broken down by who's living it.

A single person spends $2,529 per month in Apple Valley, MN vs $1,903 in Gallarate, rent included.

Apple Valley, MN $2,529
Gallarate $1,903

A couple spends around $3,697 per month in Apple Valley, MN vs $2,932 in Gallarate, rent included.

Apple Valley, MN $3,697
Gallarate $2,932

A family of three spends $4,864 per month in Apple Valley, MN vs $3,962 in Gallarate, rent included.

Apple Valley, MN $4,864
Gallarate $3,962

Apple Valley, MN costs about 33% more than Gallarate, and outside of rent the biggest gap is in clothing.

Both Apple Valley, MN and Gallarate sit above the global median – Apple Valley, MN by 87%, Gallarate by 41%.

Meal at Budget Restaurant

$20.26 $20.26

$22.51 €20.02

-10.00%

Three-Course Dinner for Two, Mid-Range

$74.1 $74.1

$88.5 €78.7

-16.26%

Fast Food Meal (McDonalds, etc)

$11.15 $11.15

$11.10 €9.87

0.45%

Cappuccino

$6.16 $6.16

$1.86 €1.66

231.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 $2.76

$3.40 €3.03

-18.82%

Water (0.33 liter bottle)

$2.34 $2.34

$1.65 €1.46

41.82%

Local Beer (0.5 liter draught)

$7.10 $7.10

$6.12 €5.44

16.01%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$6.55 €5.82

24.12%

Milk (1 liter)

$0.91 $0.91

$1.36 €1.21

-33.09%

White Bread (500g)

$3.14 $3.14

$2.21 €1.97

42.08%

Rice (white) (1kg)

$3.72 $3.72

$3.51 €3.12

5.98%

Eggs

$3.71 $3.71

$2.98 €2.65

24.50%

Local Cheese (1kg)

$10.45 $10.45

$15.26 €13.57

-31.52%

Chicken Fillets (1kg)

$12.21 $12.21

$14.04 €12.48

-13.03%

Beef Round Steak (1kg)

$18.87 $18.87

$27.43 €24.40

-31.21%

Apples (1kg)

$5.71 $5.71

$2.84 €2.53

101.06%

Banana (1kg)

$1.51 $1.51

$2.15 €1.91

-29.77%

Oranges (1kg)

$4.52 $4.52

$2.37 €2.11

90.72%

Tomato (1kg)

$5.04 $5.04

$2.34 €2.08

115.38%

Potato (1kg)

$2.25 $2.25

$1.50 €1.33

50.00%

Onion (1kg)

$3.79 $3.79

$1.67 €1.48

126.95%

Lettuce (1 head)

$2.33 $2.33

$1.70 €1.51

37.06%

Water (1.5 liter bottle)

$2.65 $2.65

$0.59 €0.53

349.15%

Cigarettes 20 Pack (Marlboro, Camel)

$10.94 $10.94

$6.72 €5.98

62.80%

Wine (Bottle)

$14.90 $14.90

$6.76 €6.01

120.41%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$1.31 €1.17

33.59%

Imported Beer (0.33 liter bottle)

$2.94 $2.94

$1.65 €1.47

78.18%

One-way Ticket (Public Transport)

$1.78 $1.78

$1.70 €1.51

4.71%

Public Transport Monthly Pass (Regular Price)

$43.39 €38.60

Taxi Start (Normal Tariff)

$5.01 $5.01

$5.69 €5.06

-11.95%

Taxi (Normal Tariff) (1km)

$1.74 $1.74

$1.71 €1.52

1.75%

Taxi 1hour Waiting (Normal Tariff)

$23.89 $23.89

$33.83 €30.09

-29.38%

Gasoline (1 liter)

$1.04 $1.04

$2.06 €1.83

-49.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$35.9K €31.9K

-0.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$35.7K €31.8K

-27.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$218 €194

-24.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.02 $49.02

$12.82 €11.41

282.37%

Internet (50+ Mbps, Unlimited Data)

$58.4 $58.4

$29.53 €26.27

97.80%

Gym Membership (Monthly)

$42.38 $42.38

$60.3 €53.7

-29.75%

Tennis Court (1 Hour on Weekend)

$23.01 €20.46

Cinema Ticket

$14.23 $14.23

$12.61 €11.22

12.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,371 $1,371

$564 €502

143.02%

International Primary School, 1 Child (Yearly)

$36.6K $36.6K

$8,472 €7,535

331.82%

Jeans (Levis 501 Or Similar)

$57.8 $57.8

$89.2 €79.4

-35.23%

Summer Dress (H&M, Zara, etc)

$44.79 $44.79

$44.61 €39.68

0.40%

Sport Shoes (Adidas, Nike)

$74.2 $74.2

$108 €96.5

-31.62%

Men's Leather Business Shoes

$83.5 $83.5

$165 €147

-49.40%

1-bedroom Apartment, City Center (Monthly)

$1,491 $1,491

$792 €704

88.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,307 $1,307

$657 €584

99.03%

3-bedroom Apartment, City Center (Monthly)

$2,476 $2,476

$1,357 €1,207

82.49%

3-bedroom Apartment, Outside City Center (Monthly)

$2,116 $2,116

$1,060 €943

99.63%

Buy Apartment in City Center (m2)

$2,920 $2,920

$2,590 €2,304

12.75%

Buy Apartment Outside City Center (m2)

$2,246 $2,246

$2,063 €1,835

8.86%

Average Monthly Net Salary (After Tax)

$2,104 €1,872

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

3.73

77.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Apple Valley, MN: October 12, 2026

Last update for Gallarate: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Apple Valley, MN

$1.3K 51.7%

Gallarate

$657 34.5% 49.8% $650

Groceries & Markets

Apple Valley, MN

$400 15.8%

Gallarate

$353 18.6% 11.7% $47

Eating Out

Apple Valley, MN

$342 13.5%

Gallarate

$300 15.8% 12.3% $42

Monthly Utilities & Internet

Apple Valley, MN

$272 10.8%

Gallarate

$260 13.7% 4.5% $12

Clothing & Footwear

Apple Valley, MN

$117 4.6%

Gallarate

$183 9.6% 56.5% $66

Sport & Entertainment

Apple Valley, MN

$71 2.8%

Gallarate

$86 4.5% 20.8% $15

Getting Around

Apple Valley, MN

$21 * 0.8%

Gallarate

$64 3.4% 209% $44

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,491 in Apple Valley, MN versus $792 in Gallarate. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74.0 in Apple Valley, MN versus $88.0 in Gallarate. Groceries tell a different story – $400 in Apple Valley, MN vs $353 in Gallarate – so Gallarate wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Apple Valley, MN

🇮🇹 Gallarate

🕒 Local time

19:19 7:19 PM

02:19 2:19 AM

7 h ahead of Apple Valley, MN

🌤 Weather

👥 Population

50,109

46,361

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Apple Valley, MN Gallarate 7,390 km ≈ 10 h nonstop flight

From you

Apple Valley, MN
Gallarate

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Apple Valley, MN vs Gallarate: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,529 in Apple Valley, MN, $1,903 in Gallarate – roughly 33% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $3,794 per month in Apple Valley, MN and $2,854 in Gallarate. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gallarate, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,529 in Apple Valley, MN and $1,903 in Gallarate. That's a gap of about 33%.

Kindergarten costs $1,371 per month in Apple Valley, MN and $564 in Gallarate. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Gallarate, where all-in costs run around $1,903, than in Apple Valley, MN at $2,529. In Gallarate it covers expenses comfortably, while in Apple Valley, MN it requires careful planning or may not stretch far enough.

Families tend to lean toward Gallarate – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Gallarate. If higher salaries, better infrastructure, or specific career opportunities are the priority, Apple Valley, MN makes more sense. Both are solid long-term options with distinct trade-offs.