Last update: Oct 2026

Cost of Living Comparison Between Apatity and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,070 in Apatity, rent and utilities included – about $1,900 less a year. Other living expenses account for most of the difference.

51

Cost of Living Index in Apatity
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Apatity Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Apatity

🇷🇺 Russia

$1,070

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Apatity and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Apatity and in Cebu actually costs, broken down by who's living it.

A single person spends $1,070 per month in Apatity vs $915 in Cebu, rent included.

Apatity $1,070
Cebu $915

A couple spends around $1,672 per month in Apatity vs $1,418 in Cebu, rent included.

Apatity $1,672
Cebu $1,418

A family of three spends $2,275 per month in Apatity vs $1,921 in Cebu, rent included.

Apatity $2,275
Cebu $1,921

Apatity costs about 17% more than Cebu, and outside of rent the biggest gap is in eating out.

Both Apatity and Cebu are more affordable than the global median – Apatity 21% lower, Cebu 33% lower.

Meal at Budget Restaurant

$12.81 ₽1,069

$3.05 ₱192

320.00%

Three-Course Dinner for Two, Mid-Range

$33.57 ₽2,801

$24.00 ₱1,511

39.88%

Fast Food Meal (McDonalds, etc)

$6.93 ₽578

$3.99 ₱251

73.68%

Cappuccino

$2.72 ₽227

$2.50 ₱157

8.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.07 ₽89.0

$1.54 ₱97.1

-30.52%

Water (0.33 liter bottle)

$0.57 ₽47.60

$0.50 ₱31.37

14.00%

Local Beer (0.5 liter draught)

$1.69 ₽141

$1.78 ₱112

-5.06%

Imported Beer (0.33 liter bottle)

$3.41 ₽285

$2.17 ₱136

57.14%

Milk (1 liter)

$1.05 ₽87.8

$2.00 ₱126

-47.50%

White Bread (500g)

$0.66 ₽54.8

$1.37 ₱86.2

-51.82%

Rice (white) (1kg)

$1.23 ₽103

$1.03 ₱64.9

19.42%

Eggs

$1.73 ₽145

$2.03 ₱128

-14.78%

Local Cheese (1kg)

$12.08 ₽1,008

$10.20 ₱642

18.43%

Chicken Fillets (1kg)

$6.03 ₽503

$4.45 ₱280

35.51%

Beef Round Steak (1kg)

$12.86 ₽1,073

$7.67 ₱483

67.67%

Apples (1kg)

$1.82 ₽152

$3.31 ₱208

-45.02%

Banana (1kg)

$1.67 ₽140

$1.46 ₱91.8

14.38%

Oranges (1kg)

$1.61 ₽134

$2.32 ₱146

-30.60%

Tomato (1kg)

$3.04 ₽254

$1.49 ₱94.0

104.03%

Potato (1kg)

$0.84 ₽69.8

$2.34 ₱147

-64.10%

Onion (1kg)

$0.64 ₽53.8

$1.94 ₱122

-67.01%

Lettuce (1 head)

$1.25 ₽104

$1.16 ₱73.0

7.76%

Water (1.5 liter bottle)

$0.68 ₽56.7

$0.68 ₱42.89

Cigarettes 20 Pack (Marlboro, Camel)

$2.84 ₽237

$2.99 ₱188

-5.02%

Wine (Bottle)

$8.52 ₽711

$6.24 ₱393

36.54%

Local Beer (0.5 liter bottle)

$0.98 ₽81.6

$1.23 ₱77.3

-20.33%

Imported Beer (0.33 liter bottle)

$1.93 ₽161

$1.73 ₱109

11.56%

One-way Ticket (Public Transport)

$0.59 ₽48.86

$0.23 ₱14.36

156.52%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$2.25 ₽188

$0.79 ₱49.96

184.81%

Taxi (Normal Tariff) (1km)

$0.34 ₽28.42

$0.22 ₱13.86

54.55%

Taxi 1hour Waiting (Normal Tariff)

$5.41 ₽452

$4.54 ₱286

19.16%

Gasoline (1 liter)

$0.82 ₽68.8

$1.32 ₱82.9

-37.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$56.8K ₽4.7M

$21.0K ₱1.3M

170.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K ₽3.4M

$19.4K ₱1.2M

111.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 ₽11.2K

$119 ₱7,464

12.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.14 ₽596

$14.22 ₱896

-49.79%

Internet (50+ Mbps, Unlimited Data)

$9.70 ₽810

$27.47 ₱1,730

-64.69%

Gym Membership (Monthly)

$33.93 ₽2,832

$32.31 ₱2,034

5.01%

Tennis Court (1 Hour on Weekend)

$27.18 ₽2,269

$6.50 ₱409

318.15%

Cinema Ticket

$7.27 ₽607

$5.40 ₱340

34.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$401 ₽33.5K

$276 ₱17.4K

45.39%

International Primary School, 1 Child (Yearly)

$5,935 ₽495.3K

$7,866 ₱495.3K

-24.55%

Jeans (Levis 501 Or Similar)

$90.8 ₽7,578

$49.37 ₱3,108

83.90%

Summer Dress (H&M, Zara, etc)

$45.47 ₽3,795

$24.58 ₱1,548

84.99%

Sport Shoes (Adidas, Nike)

$114 ₽9,533

$76.6 ₱4,825

49.03%

Men's Leather Business Shoes

$100 ₽8,361

$58.9 ₱3,706

70.20%

1-bedroom Apartment, City Center (Monthly)

$417 ₽34.8K

$503 ₱31.7K

-17.17%

1-bedroom Apartment, Outside City Center (Monthly)

$312 ₽26.0K

$305 ₱19.2K

2.35%

3-bedroom Apartment, City Center (Monthly)

$982 ₽81.9K

$1,075 ₱67.7K

-8.66%

3-bedroom Apartment, Outside City Center (Monthly)

$587 ₽49.0K

$632 ₱39.8K

-7.16%

Buy Apartment in City Center (m2)

$1,948 ₽162.6K

$2,870 ₱180.7K

-32.13%

Buy Apartment Outside City Center (m2)

$1,630 ₽136.0K

$1,877 ₱118.2K

-13.17%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

27.67

7.2

284.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Apatity: October 17, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Apatity

$312 29.1%

Cebu

$305 33.3% 2.3% $7.2

Groceries & Markets

Apatity

$217 20.3%

Cebu

$210 22.9% 3.6% $7.8

Eating Out

Apatity

$178 16.6%

Cebu

$88 9.6% 50.6% $90

Clothing & Footwear

Apatity

$158 14.8%

Cebu

$94 10.3% 40.3% $64

Monthly Utilities & Internet

Apatity

$151 14.1%

Cebu

$160 17.5% 6.3% $9.5

Sport & Entertainment

Apatity

$48 4.5%

Cebu

$43 4.7% 11.1% $5.4

Getting Around

Apatity

$6.3 * 0.6%

Cebu

$15 1.7% 141% $8.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $417 in Apatity versus $503 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $34.00 in Apatity versus $24.00 in Cebu. Monthly groceries follow the same trend: $217 vs $210 – making Cebu the more affordable choice for daily food spending.

Good to know

🇷🇺 Apatity

🇵🇭 Cebu

🕒 Local time

22:09 10:09 PM

03:09 3:09 AM

5 h ahead of Apatity

🌤 Weather

👥 Population

48,748

964,169

💱 Currency

Russian Ruble RUB ₽

Philippine Peso PHP ₱

📈 Exchange rate

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 20, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to RUB in detail →

On the map

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Between locations

Apatity Cebu 8,970 km ≈ 12 h nonstop flight

From you

Apatity
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Apatity vs Cebu: Cost of Living - Frequently Asked Questions

Yes – Apatity is pricier by about 17%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,605 per month in Apatity and $1,372 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,070 in Apatity and $915 in Cebu. That's a gap of about 17%.

Kindergarten costs $401 per month in Apatity and $276 in Cebu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $915, than in Apatity at $1,070. In Cebu it covers expenses comfortably, while in Apatity it requires careful planning or may not stretch far enough.

Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Apatity makes more sense. Both are solid long-term options with distinct trade-offs.