Last update: Oct 2026

Cost of Living Comparison Between Annecy and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,190 in Annecy, rent and utilities included – about $15,100 less a year. Rent and utilities account for about half of the difference.

106

Cost of Living Index in Annecy
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Annecy Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Annecy

🇫🇷 France

$2,190

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Annecy and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Annecy and in Cebu actually costs, broken down by who's living it.

A single person spends $2,190 per month in Annecy vs $934 in Cebu, rent included.

Annecy $2,190
Cebu $934

A couple spends around $3,488 per month in Annecy vs $1,415 in Cebu, rent included.

Annecy $3,488
Cebu $1,415

A family of three spends $4,787 per month in Annecy vs $1,896 in Cebu, rent included.

Annecy $4,787
Cebu $1,896

Annecy costs about 135% more than Cebu, and outside of rent the biggest gap is in eating out.

Annecy sits 63% above the global median, while Cebu is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.69 €14.89

$3.03 ₱190

450.83%

Three-Course Dinner for Two, Mid-Range

$66.9 €59.7

$23.48 ₱1,473

184.80%

Fast Food Meal (McDonalds, etc)

$13.59 €12.13

$4.09 ₱256

232.27%

Cappuccino

$4.19 €3.74

$2.52 ₱158

66.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.84 €2.53

$1.54 ₱96.9

84.42%

Water (0.33 liter bottle)

$1.74 €1.55

$0.49 ₱30.98

255.10%

Local Beer (0.5 liter draught)

$8.06 €7.19

$1.79 ₱112

350.28%

Imported Beer (0.33 liter bottle)

$6.03 €5.38

$2.26 ₱142

166.81%

Milk (1 liter)

$1.47 €1.31

$1.95 ₱122

-24.62%

White Bread (500g)

$1.92 €1.71

$1.43 ₱89.7

34.27%

Rice (white) (1kg)

$2.67 €2.38

$1.02 ₱63.8

161.76%

Eggs

$4.46 €3.98

$2.06 ₱129

116.50%

Local Cheese (1kg)

$22.58 €20.15

$9.81 ₱615

130.17%

Chicken Fillets (1kg)

$12.62 €11.26

$4.61 ₱289

173.75%

Beef Round Steak (1kg)

$17.12 €15.28

$7.70 ₱483

122.34%

Apples (1kg)

$2.35 €2.10

$3.31 ₱207

-29.00%

Banana (1kg)

$2.49 €2.22

$1.45 ₱90.9

71.72%

Oranges (1kg)

$3.36 €3.00

$2.36 ₱148

42.37%

Tomato (1kg)

$3.22 €2.87

$1.54 ₱96.4

109.09%

Potato (1kg)

$2.52 €2.25

$2.36 ₱148

6.78%

Onion (1kg)

$2.69 €2.40

$1.99 ₱125

35.18%

Lettuce (1 head)

$0.98 €0.88

$1.15 ₱72.1

-14.78%

Water (1.5 liter bottle)

$1.07 €0.96

$0.67 ₱42.15

59.70%

Cigarettes 20 Pack (Marlboro, Camel)

$14.30 €12.76

$3.00 ₱188

376.67%

Wine (Bottle)

$7.80 €6.96

$6.35 ₱398

22.83%

Local Beer (0.5 liter bottle)

$2.31 €2.06

$1.31 ₱81.9

76.34%

Imported Beer (0.33 liter bottle)

$2.87 €2.56

$1.73 ₱108

65.90%

One-way Ticket (Public Transport)

$1.72 €1.53

$0.25 ₱15.78

588.00%

Public Transport Monthly Pass (Regular Price)

$75.1 €67.0

$12.65 ₱793

493.68%

Taxi Start (Normal Tariff)

$4.51 €4.03

$0.74 ₱46.32

509.46%

Taxi (Normal Tariff) (1km)

$2.15 €1.92

$0.21 ₱13.11

923.81%

Taxi 1hour Waiting (Normal Tariff)

$42.05 €37.52

$4.33 ₱271

871.13%

Gasoline (1 liter)

$2.13 €1.90

$1.33 ₱83.5

60.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €31.0K

$21.8K ₱1.4M

59.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.8K €31.0K

$19.4K ₱1.2M

79.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$268 €239

$121 ₱7,563

122.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.29 €12.75

$14.45 ₱907

-1.11%

Internet (50+ Mbps, Unlimited Data)

$29.40 €26.24

$28.29 ₱1,774

3.92%

Gym Membership (Monthly)

$65.2 €58.2

$32.68 ₱2,050

99.57%

Tennis Court (1 Hour on Weekend)

$24.86 €22.19

$6.39 ₱401

289.05%

Cinema Ticket

$14.55 €12.98

$5.46 ₱342

166.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$621 €555

$273 ₱17.1K

127.30%

International Primary School, 1 Child (Yearly)

$6,644 €5,929

$8,156 ₱511.5K

-18.53%

Jeans (Levis 501 Or Similar)

$85.5 €76.3

$49.57 ₱3,109

72.46%

Summer Dress (H&M, Zara, etc)

$16.60 €14.81

$24.87 ₱1,560

-33.25%

Sport Shoes (Adidas, Nike)

$110 €98.4

$76.6 ₱4,804

44.03%

Men's Leather Business Shoes

$115 €102

$59.3 ₱3,717

93.69%

1-bedroom Apartment, City Center (Monthly)

$1,019 €910

$506 ₱31.7K

101.55%

1-bedroom Apartment, Outside City Center (Monthly)

$892 €796

$309 ₱19.4K

188.23%

3-bedroom Apartment, City Center (Monthly)

$2,295 €2,048

$1,052 ₱66.0K

118.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,024 €1,806

$619 ₱38.8K

226.96%

Buy Apartment in City Center (m2)

$9,005 €8,036

$2,915 ₱182.9K

208.86%

Buy Apartment Outside City Center (m2)

$6,272 €5,597

$1,867 ₱117.1K

235.93%

Average Monthly Net Salary (After Tax)

$2,241 €2,000

$341 ₱21.4K

557.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.66

7.2

-49.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Annecy: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Annecy

$892 40.5%

Cebu

$309 33.5% 65.3% $582

Groceries & Markets

Annecy

$364 16.5%

Cebu

$210 22.7% 42.1% $153

Monthly Utilities & Internet

Annecy

$312 14.2%

Cebu

$163 17.7% 47.7% $149

Eating Out

Annecy

$295 13.4%

Cebu

$88 9.6% 70.1% $207

Clothing & Footwear

Annecy

$147 6.7%

Cebu

$95 10.2% 35.7% $53

Getting Around

Annecy

$97 4.4%

Cebu

$15 1.7% 84.1% $82

Sport & Entertainment

Annecy

$94 4.3%

Cebu

$44 4.7% 53.8% $51

Cost Breakdown

A central one-bedroom costs $1,019 in Annecy versus $506 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 557% higher in Annecy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67.0 in Annecy versus $23.00 in Cebu. Monthly groceries follow the same trend: $364 vs $210 – making Cebu the more affordable choice for daily food spending.

Good to know

🇫🇷 Annecy

🇵🇭 Cebu

🕒 Local time

16:54 4:54 PM

22:54 10:54 PM

6 h ahead of Annecy

🌤 Weather

👥 Population

131,715

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Annecy Cebu 11,230 km ≈ 15 h nonstop flight

From you

Annecy
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Annecy vs Cebu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,190 in Annecy, $934 in Cebu – roughly 135% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,285 per month in Annecy and $1,401 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $67.0 in Annecy and $23.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,190 in Annecy and $934 in Cebu. That's a gap of about 135%.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $934, than in Annecy at $2,190. In Cebu it covers expenses comfortably, while in Annecy it requires careful planning or may not stretch far enough.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $934 in Cebu to $2,190 in Annecy. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Annecy makes more sense. Both are solid long-term options with distinct trade-offs.