😐Monthly costs for one person with rent: $3,440 in Annapolis, MD versus $1,297 in Playa del Carmen.
😐Estimated couple costs with rent: $4,797 in Annapolis, MD versus $2,181 in Playa del Carmen.
😐Monthly costs for a family of three with rent: $6,154 in Annapolis, MD versus $3,065 in Playa del Carmen.
😐Living in Annapolis, MD is roughly 165% more expensive than Playa del Carmen, driven mainly by Eating Out.
📊The two cities straddle the global median: Annapolis, MD is 157% above, Playa del Carmen is 3% below.
Currency
🍽 Eating Out
Annapolis, MD
Playa del Carmen
Difference
Meal at Budget Restaurant
$30.48$30.48
$11.73MX$203
159.85%
Three-Course Dinner for Two, Mid-Range
$79.3$79.3
$41.62MX$720
90.53%
Fast Food Meal(McDonalds, etc)
$10.13$10.13
$10.64MX$184
-4.79%
Cappuccino
$5.34$5.34
$3.52MX$60.9
51.70%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.67$2.67
$1.51MX$26.12
76.82%
Water(0.33 liter bottle)
$1.83$1.83
$0.97MX$16.84
88.66%
Local Beer(0.5 liter draught)
$6.46$6.46
$2.95MX$51.0
118.98%
Imported Beer(0.33 liter bottle)
$8.77$8.77
$4.45MX$77.0
97.08%
🛒 Groceries & Markets
Annapolis, MD
Playa del Carmen
Difference
Milk(1 liter)
$1.06$1.06
$1.38MX$23.93
-23.19%
White Bread(500g)
$3.44$3.44
$1.89MX$32.72
82.01%
Rice(white)(1kg)
$5.61$5.61
$1.64MX$28.32
242.07%
Eggs
$4.38$4.38
$2.51MX$43.34
74.50%
Local Cheese(1kg)
$10.45$10.45
$8.34MX$144
25.30%
Chicken Fillets(1kg)
$10.48$10.48
$8.34MX$144
25.66%
Beef Round Steak(1kg)
$14.89$14.89
$10.73MX$186
38.77%
Apples(1kg)
$6.19$6.19
$2.60MX$45.04
138.08%
Banana(1kg)
$2.17$2.17
$1.46MX$25.20
48.63%
Oranges(1kg)
$6.78$6.78
$1.90MX$32.87
256.84%
Tomato(1kg)
$7.26$7.26
$2.08MX$35.91
249.04%
Potato(1kg)
$4.77$4.77
$1.78MX$30.71
167.98%
Onion(1kg)
$4.62$4.62
$2.19MX$37.80
110.96%
Lettuce(1 head)
$2.39$2.39
$1.04MX$17.99
129.81%
Water(1.5 liter bottle)
$2.18$2.18
$1.08MX$18.62
101.85%
Cigarettes 20 Pack(Marlboro, Camel)
$9.82$9.82
$4.08MX$70.6
140.69%
Wine(Bottle)
$14.71$14.71
$10.32MX$178
42.54%
Local Beer(0.5 liter bottle)
$1.75$1.75
$1.71MX$29.61
2.34%
Imported Beer(0.33 liter bottle)
$3.82$3.82
$2.58MX$44.54
48.06%
🚌 Getting Around
Annapolis, MD
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$3.92$3.92
$0.51MX$8.81
668.63%
Public Transport Monthly Pass(Regular Price)
$139$139
$26.46MX$458
425.17%
Taxi Start(Normal Tariff)
$3.24$3.24
$3.26MX$56.4
-0.61%
Taxi(Normal Tariff)(1km)
$1.57$1.57
$2.49MX$43.09
-36.95%
Taxi 1hour Waiting(Normal Tariff)
$29.44$29.44
$3.25MX$56.2
805.85%
Gasoline(1 liter)
$0.82$0.82
$1.31MX$22.61
-37.40%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K$26.0K
$30.3KMX$523.7K
-14.17%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.2K$24.2K
$23.4KMX$405.3K
3.24%
🧾 Monthly Utilities & Internet
Annapolis, MD
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$202$202
$82.9MX$1,433
144.21%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$53.8$53.8
$22.22MX$384
142.17%
Internet(50+ Mbps, Unlimited Data)
$66.9$66.9
$29.34MX$507
127.85%
🎉 Sport & Entertainment
Annapolis, MD
Playa del Carmen
Difference
Gym Membership(Monthly)
$54.7$54.7
$51.6MX$893
6.02%
Tennis Court(1 Hour on Weekend)
-
$18.32MX$317
-
Cinema Ticket
$13.43$13.43
$5.07MX$87.6
164.89%
🧸 Childcare & Education
Annapolis, MD
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,692$1,692
$201MX$3,473
742.74%
International Primary School, 1 Child(Yearly)
$19.6K$19.6K
$5,212MX$90.1K
275.90%
👕👟 Clothing & Footwear
Annapolis, MD
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$46.90$46.90
$36.92MX$639
27.03%
Summer Dress(H&M, Zara, etc)
$19.74$19.74
$39.79MX$688
-50.39%
Sport Shoes(Adidas, Nike)
$90.2$90.2
$78.5MX$1,357
15.00%
Men's Leather Business Shoes
$122$122
$87.1MX$1,506
40.44%
🏠 Accommodation & Living
Annapolis, MD
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$2,804$2,804
$973MX$16.8K
188.36%
1-bedroom Apartment, Outside City Center(Monthly)
$1,891$1,891
$468MX$8,090
304.39%
3-bedroom Apartment, City Center(Monthly)
$3,864$3,864
$1,641MX$28.4K
135.42%
3-bedroom Apartment, Outside City Center(Monthly)
$2,745$2,745
$1,221MX$21.1K
124.81%
Buy Apartment in City Center(m2)
-
$3,946MX$68.3K
-
Buy Apartment Outside City Center(m2)
-
$6,498MX$112.4K
-
💵 Salaries & Financials
Annapolis, MD
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$5,526$5,526
$664MX$11.5K
732.32%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.18
11.42
-45.88%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Annapolis, MD: June 1, 2026
Last update for Playa del Carmen: June 2, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $2,804 in Annapolis, MD and $973 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
💰Annapolis, MD pays 732% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $79.0 in Annapolis, MD vs $42.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $426 vs $249 per month, with Playa del Carmen cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Annapolis, MD vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Annapolis, MD or Playa del Carmen?
Playa del Carmen wins on cost – living expenses run 165% lower than in Annapolis, MD. Housing and daily spending are where you'll feel the difference most, making Playa del Carmen the obvious pick if budget is a priority.
Are salaries higher in Annapolis, MD or Playa del Carmen?
Annapolis, MD pays 732% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Annapolis, MD vs Playa del Carmen?
Rent for a central apartment: $2,804 in Annapolis, MD versus $973 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Annapolis, MD compared to Playa del Carmen?
All in, you'll spend $3,440 per month in Annapolis, MD versus $1,297 in Playa del Carmen – a 165% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Annapolis, MD vs Playa del Carmen?
A monthly transit pass in Playa del Carmen runs roughly 425% less than in Annapolis, MD. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,500/month in Annapolis, MD or Playa del Carmen?
At $1,297 in Playa del Carmen versus $3,440 in Annapolis, MD, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Annapolis, MD. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Which city is better for digital nomads, Annapolis, MD or Playa del Carmen?
Both work as nomad bases, but Playa del Carmen delivers better value – similar infrastructure at $1,297 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Playa del Carmen hard to pass up.
Which city is more affordable for expats?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 165% less than in Annapolis, MD. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Annapolis, MD vs other spots: cost of living compared