Last update: Oct 2026

Cost of Living Comparison Between Annapolis, MD and Montevideo

For one person, living is cheaper in Montevideo: $1,771 a month against $3,458 in Annapolis, MD, rent and utilities included – about $20,200 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Annapolis, MD
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Annapolis, MD Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Annapolis, MD

🇺🇸 United States

$3,458

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Monthly Cost of Living

How much you'll spend in Annapolis, MD and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Annapolis, MD and in Montevideo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,458 in Annapolis, MD versus $1,771 in Montevideo.

Annapolis, MD $3,458
Montevideo $1,771

Estimated couple costs with rent: $4,748 in Annapolis, MD versus $2,740 in Montevideo.

Annapolis, MD $4,748
Montevideo $2,740

Monthly costs for a family of three with rent: $6,038 in Annapolis, MD versus $3,708 in Montevideo.

Annapolis, MD $6,038
Montevideo $3,708

Living in Annapolis, MD is roughly 95% more expensive than in Montevideo, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Annapolis, MD 156% above, Montevideo 31% above.

Meal at Budget Restaurant

$30.17 $30.17

$15.16 UYU 609

99.01%

Three-Course Dinner for Two, Mid-Range

$80.1 $80.1

$69.2 UYU 2,776

15.85%

Fast Food Meal (McDonalds, etc)

$10.12 $10.12

$14.65 UYU 588

-30.92%

Cappuccino

$5.62 $5.62

$4.46 UYU 179

26.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 $2.55

$2.67 UYU 107

-4.49%

Water (0.33 liter bottle)

$1.92 $1.92

$2.00 UYU 80.4

-4.00%

Local Beer (0.5 liter draught)

$6.98 $6.98

$4.83 UYU 194

44.51%

Imported Beer (0.33 liter bottle)

$8.78 $8.78

$3.80 UYU 152

131.05%

Milk (1 liter)

$1.13 $1.13

$1.36 UYU 54.8

-16.91%

White Bread (500g)

$2.99 $2.99

$2.87 UYU 115

4.18%

Rice (white) (1kg)

$5.47 $5.47

$1.75 UYU 70.2

212.57%

Eggs

$6.38 $6.38

$4.68 UYU 188

36.32%

Local Cheese (1kg)

$9.63 $9.63

$13.88 UYU 557

-30.62%

Chicken Fillets (1kg)

$7.78 $7.78

$11.98 UYU 481

-35.06%

Beef Round Steak (1kg)

$15.10 $15.10

$11.97 UYU 480

26.15%

Apples (1kg)

$5.86 $5.86

$2.78 UYU 111

110.79%

Banana (1kg)

$1.95 $1.95

$2.74 UYU 110

-28.83%

Oranges (1kg)

$4.59 $4.59

$1.77 UYU 71.2

159.32%

Tomato (1kg)

$7.24 $7.24

$3.24 UYU 130

123.46%

Potato (1kg)

$4.27 $4.27

$1.97 UYU 79.2

116.75%

Onion (1kg)

$4.81 $4.81

$2.07 UYU 83.1

132.37%

Lettuce (1 head)

$2.62 $2.62

$1.37 UYU 55.1

91.24%

Water (1.5 liter bottle)

$1.63 $1.63

$1.88 UYU 75.3

-13.30%

Cigarettes 20 Pack (Marlboro, Camel)

$9.36 $9.36

$5.59 UYU 224

67.44%

Wine (Bottle)

$14.68 $14.68

$8.78 UYU 352

67.20%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.26 UYU 90.9

-22.12%

Imported Beer (0.33 liter bottle)

$3.84 $3.84

$2.75 UYU 110

39.64%

One-way Ticket (Public Transport)

$4.08 $4.08

$1.53 UYU 61.5

166.67%

Public Transport Monthly Pass (Regular Price)

$138 $138

$74.3 UYU 2,980

86.43%

Taxi Start (Normal Tariff)

$3.04 $3.04

$1.91 UYU 76.7

59.16%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$0.40 UYU 16.18

295.00%

Taxi 1hour Waiting (Normal Tariff)

$29.54 $29.54

$10.33 UYU 415

185.96%

Gasoline (1 liter)

$0.93 $0.93

$2.13 UYU 85.6

-56.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K $31.0K

$27.1K UYU 1.1M

14.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$36.3K UYU 1.5M

-31.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 $162

$188 UYU 7,557

-14.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.9 $53.9

$20.54 UYU 824

162.27%

Internet (50+ Mbps, Unlimited Data)

$96.1 $96.1

$44.81 UYU 1,798

114.44%

Gym Membership (Monthly)

$66.1 $66.1

$54.0 UYU 2,166

22.44%

Tennis Court (1 Hour on Weekend)

$19.75 UYU 793

Cinema Ticket

$12.05 $12.05

$11.95 UYU 480

0.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,661 $1,661

$634 UYU 25.5K

161.74%

International Primary School, 1 Child (Yearly)

$19.7K $19.7K

$11.1K UYU 443.6K

78.16%

Jeans (Levis 501 Or Similar)

$42.76 $42.76

$102 UYU 4,099

-58.13%

Summer Dress (H&M, Zara, etc)

$24.53 $24.53

$57.5 UYU 2,309

-57.36%

Sport Shoes (Adidas, Nike)

$91.5 $91.5

$127 UYU 5,079

-27.68%

Men's Leather Business Shoes

$121 $121

$128 UYU 5,131

-5.13%

1-bedroom Apartment, City Center (Monthly)

$2,092 $2,092

$719 UYU 28.8K

190.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,959 $1,959

$568 UYU 22.8K

245.01%

3-bedroom Apartment, City Center (Monthly)

$3,211 $3,211

$1,145 UYU 46.0K

180.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,707 $2,707

$1,023 UYU 41.1K

164.54%

Buy Apartment in City Center (m2)

$3,392 UYU 136.1K

Buy Apartment Outside City Center (m2)

$1,949 UYU 78.2K

Average Monthly Net Salary (After Tax)

$5,555 $5,555

$1,245 UYU 50.0K

346.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

5.74

5.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Annapolis, MD: October 11, 2026

Last update for Montevideo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Annapolis, MD

$2K 56.7%

Montevideo

$568 32.1% 71% $1.4K

Eating Out

Annapolis, MD

$410 11.8%

Montevideo

$269 15.2% 34.3% $140

Groceries & Markets

Annapolis, MD

$396 11.4%

Montevideo

$332 18.7% 16.2% $64

Monthly Utilities & Internet

Annapolis, MD

$312 9%

Montevideo

$254 14.3% 18.6% $58

Getting Around

Annapolis, MD

$166 4.8%

Montevideo

$84 4.8% 49.1% $81

Clothing & Footwear

Annapolis, MD

$126 3.6%

Montevideo

$186 10.5% 47.8% $60

Sport & Entertainment

Annapolis, MD

$90 2.6%

Montevideo

$78 4.4% 13.6% $12

Cost Breakdown

A one-bedroom apartment in the center runs $2,092 in Annapolis, MD and $719 in Montevideo. Housing cost is often the main lever when comparing two cities.

Annapolis, MD pays 346% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Annapolis, MD vs $69.0 in Montevideo for a mid-range dinner for two. Groceries echo the gap at $396 vs $332 per month, with Montevideo cheaper across the board.

Good to know

🇺🇸 Annapolis, MD

🇺🇾 Montevideo

🕒 Local time

15:50 3:50 PM

16:50 4:50 PM

1 h ahead of Annapolis, MD

🌤 Weather

👥 Population

36,408

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.889 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Uruguayan Peso exchange rates as of October 17, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.13 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Between locations

Annapolis, MD Montevideo 8,480 km ≈ 11 h nonstop flight

From you

Annapolis, MD
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Annapolis, MD vs Montevideo: Cost of Living - Frequently Asked Questions

Montevideo wins on cost – living expenses run 95% lower than in Annapolis, MD. Housing and daily spending are where you'll feel the difference most, making Montevideo the obvious pick if budget is a priority.

Average pay runs 346% higher in Annapolis, MD, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,092 in Annapolis, MD versus $719 in Montevideo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,458 per month in Annapolis, MD versus $1,771 in Montevideo – a 95% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Montevideo runs roughly 86% less than in Annapolis, MD. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,771 in Montevideo versus $3,458 in Annapolis, MD, a $2,500 budget is realistic in Montevideo but tight or insufficient in Annapolis, MD. The gap between the two cities makes Montevideo the clear choice for anyone on this budget.

Both work as nomad bases, but Montevideo delivers better value – similar infrastructure at $1,771 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montevideo hard to pass up.

Safety-wise, Annapolis, MD and Montevideo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montevideo gentler on the wallet – expenses run 95% less than in Annapolis, MD. Beyond cost, consider language, visa policies, and how big the international community is in each city.