Last update: Oct 2026

Cost of Living Comparison Between Annapolis, MD and Lisbon

For one person, living is cheaper in Lisbon: $2,223 a month against $3,458 in Annapolis, MD, rent and utilities included – about $14,800 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Annapolis, MD
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Annapolis, MD Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Annapolis, MD

🇺🇸 United States

$3,458

/mo nomad

Lisbon

🇵🇹 Portugal

$2,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Annapolis, MD and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Annapolis, MD and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,458 in Annapolis, MD versus $2,223 in Lisbon.

Annapolis, MD $3,458
Lisbon $2,223

Estimated couple costs with rent: $4,748 in Annapolis, MD versus $3,271 in Lisbon.

Annapolis, MD $4,748
Lisbon $3,271

Monthly costs for a family of three with rent: $6,038 in Annapolis, MD versus $4,319 in Lisbon.

Annapolis, MD $6,038
Lisbon $4,319

Living in Annapolis, MD is roughly 56% more expensive than in Lisbon, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Annapolis, MD 156% above, Lisbon 65% above.

Meal at Budget Restaurant

$30.17 $30.17

$16.50 €14.67

82.85%

Three-Course Dinner for Two, Mid-Range

$80.1 $80.1

$61.3 €54.5

30.79%

Fast Food Meal (McDonalds, etc)

$10.12 $10.12

$11.27 €10.03

-10.20%

Cappuccino

$5.62 $5.62

$3.06 €2.72

83.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 $2.55

$2.26 €2.01

12.83%

Water (0.33 liter bottle)

$1.92 $1.92

$1.73 €1.54

10.98%

Local Beer (0.5 liter draught)

$6.98 $6.98

$3.39 €3.02

105.90%

Imported Beer (0.33 liter bottle)

$8.78 $8.78

$3.40 €3.02

158.24%

Milk (1 liter)

$1.13 $1.13

$1.12 €1.00

0.89%

White Bread (500g)

$2.99 $2.99

$1.86 €1.65

60.75%

Rice (white) (1kg)

$5.47 $5.47

$1.53 €1.36

257.52%

Eggs

$6.38 $6.38

$3.96 €3.53

61.11%

Local Cheese (1kg)

$9.63 $9.63

$12.76 €11.35

-24.53%

Chicken Fillets (1kg)

$7.78 $7.78

$7.90 €7.02

-1.52%

Beef Round Steak (1kg)

$15.10 $15.10

$16.97 €15.09

-11.02%

Apples (1kg)

$5.86 $5.86

$2.27 €2.02

158.15%

Banana (1kg)

$1.95 $1.95

$1.75 €1.55

11.43%

Oranges (1kg)

$4.59 $4.59

$1.85 €1.64

148.11%

Tomato (1kg)

$7.24 $7.24

$2.57 €2.28

181.71%

Potato (1kg)

$4.27 $4.27

$1.86 €1.65

129.57%

Onion (1kg)

$4.81 $4.81

$2.02 €1.80

138.12%

Lettuce (1 head)

$2.62 $2.62

$1.44 €1.28

81.94%

Water (1.5 liter bottle)

$1.63 $1.63

$0.82 €0.73

98.78%

Cigarettes 20 Pack (Marlboro, Camel)

$9.36 $9.36

$6.56 €5.83

42.68%

Wine (Bottle)

$14.68 $14.68

$5.62 €5.00

161.21%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$1.28 €1.14

37.50%

Imported Beer (0.33 liter bottle)

$3.84 $3.84

$2.07 €1.84

85.51%

One-way Ticket (Public Transport)

$4.08 $4.08

$2.35 €2.09

73.62%

Public Transport Monthly Pass (Regular Price)

$138 $138

$44.18 €39.30

213.35%

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.99 €3.55

-23.81%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.09 €0.97

44.95%

Taxi 1hour Waiting (Normal Tariff)

$29.54 $29.54

$16.64 €14.81

77.52%

Gasoline (1 liter)

$0.93 $0.93

$2.28 €2.03

-59.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K $31.0K

$33.7K €30.0K

-7.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$39.3K €35.0K

-36.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 $162

$167 €149

-3.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.9 $53.9

$18.80 €16.72

186.54%

Internet (50+ Mbps, Unlimited Data)

$96.1 $96.1

$33.09 €29.43

190.39%

Gym Membership (Monthly)

$66.1 $66.1

$46.01 €40.93

43.60%

Tennis Court (1 Hour on Weekend)

$19.19 €17.07

Cinema Ticket

$12.05 $12.05

$9.84 €8.75

22.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,661 $1,661

$677 €602

145.20%

International Primary School, 1 Child (Yearly)

$19.7K $19.7K

$16.9K €15.1K

16.38%

Jeans (Levis 501 Or Similar)

$42.76 $42.76

$101 €90.1

-57.76%

Summer Dress (H&M, Zara, etc)

$24.53 $24.53

$45.76 €40.70

-46.39%

Sport Shoes (Adidas, Nike)

$91.5 $91.5

$100.0 €88.9

-8.46%

Men's Leather Business Shoes

$121 $121

$123 €109

-1.22%

1-bedroom Apartment, City Center (Monthly)

$2,092 $2,092

$1,614 €1,436

29.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,959 $1,959

$1,197 €1,065

63.68%

3-bedroom Apartment, City Center (Monthly)

$3,211 $3,211

$2,862 €2,545

12.20%

3-bedroom Apartment, Outside City Center (Monthly)

$2,707 $2,707

$1,990 €1,770

36.00%

Buy Apartment in City Center (m2)

$7,577 €6,740

Buy Apartment Outside City Center (m2)

$4,307 €3,831

Average Monthly Net Salary (After Tax)

$5,555 $5,555

$1,588 €1,412

249.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

3.85

57.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Annapolis, MD: October 11, 2026

Last update for Lisbon: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Annapolis, MD

$2K 56.7%

Lisbon

$1.2K 53.9% 38.9% $762

Eating Out

Annapolis, MD

$410 11.8%

Lisbon

$242 10.9% 40.9% $167

Groceries & Markets

Annapolis, MD

$396 11.4%

Lisbon

$269 12.1% 31.9% $126

Monthly Utilities & Internet

Annapolis, MD

$312 9%

Lisbon

$219 9.9% 29.6% $92

Getting Around

Annapolis, MD

$166 4.8%

Lisbon

$63 2.8% 62% $103

Clothing & Footwear

Annapolis, MD

$126 3.6%

Lisbon

$166 7.5% 32% $40

Sport & Entertainment

Annapolis, MD

$90 2.6%

Lisbon

$66 3% 27.1% $24

Cost Breakdown

A one-bedroom apartment in the center runs $2,092 in Annapolis, MD and $1,614 in Lisbon. Housing cost is often the main lever when comparing two cities.

Annapolis, MD pays 250% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Annapolis, MD vs $61.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $396 vs $269 per month, with Lisbon cheaper across the board.

Good to know

🇺🇸 Annapolis, MD

🇵🇹 Lisbon

🕒 Local time

19:08 7:08 PM

00:08 12:08 AM

5 h ahead of Annapolis, MD

🌤 Weather

👥 Population

36,408

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Annapolis, MD Lisbon 5,690 km ≈ 8 h nonstop flight

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Annapolis, MD
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Annapolis, MD vs Lisbon: Cost of Living - Frequently Asked Questions

Lisbon wins on cost – living expenses run 56% lower than in Annapolis, MD. Housing and daily spending are where you'll feel the difference most, making Lisbon the obvious pick if budget is a priority.

Average pay runs 250% higher in Annapolis, MD, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,092 in Annapolis, MD versus $1,614 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,458 per month in Annapolis, MD versus $2,223 in Lisbon – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lisbon runs roughly 213% less than in Annapolis, MD. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,223 in Lisbon versus $3,458 in Annapolis, MD, a $3,000 budget is realistic in Lisbon but tight or insufficient in Annapolis, MD. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both work as nomad bases, but Lisbon delivers better value – similar infrastructure at $2,223 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lisbon hard to pass up.

Safety-wise, Annapolis, MD and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 56% less than in Annapolis, MD. Beyond cost, consider language, visa policies, and how big the international community is in each city.