Cost of Living Comparison Between Annapolis, MD and Lisbon Cost of Living Comparison Between Annapolis, MD and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $3,470 in Annapolis, MD versus $2,291 in Lisbon.

Estimated couple costs with rent: $4,788 in Annapolis, MD versus $3,322 in Lisbon.

Monthly costs for a family of three with rent: $6,105 in Annapolis, MD versus $4,354 in Lisbon.

Living in Annapolis, MD is roughly 51% more expensive than in Lisbon, driven mainly by Eating Out.

Both cities are pricier than the global median: Annapolis, MD 160% above, Lisbon 71% above.

Meal at Budget Restaurant

$29.43 $29.43

$16.19 €14.15

81.78%

Three-Course Dinner for Two, Mid-Range

$80.8 $80.8

$63.3 €55.3

27.51%

Fast Food Meal (McDonalds, etc)

$9.95 $9.95

$10.32 €9.02

-3.59%

Cappuccino

$5.52 $5.52

$2.83 €2.47

95.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 $2.69

$2.29 €2.00

17.47%

Water (0.33 liter bottle)

$1.77 $1.77

$1.58 €1.38

12.03%

Local Beer (0.5 liter draught)

$6.47 $6.47

$3.40 €2.97

90.29%

Imported Beer (0.33 liter bottle)

$8.58 $8.58

$4.03 €3.52

112.90%

Milk (1 liter)

$1.09 $1.09

$1.09 €0.95

White Bread (500g)

$3.29 $3.29

$1.75 €1.53

88.00%

Rice (white) (1kg)

$5.42 $5.42

$1.76 €1.54

207.95%

Eggs

$4.34 $4.34

$3.17 €2.77

36.91%

Local Cheese (1kg)

$10.61 $10.61

$13.19 €11.53

-19.56%

Chicken Fillets (1kg)

$10.33 $10.33

$7.97 €6.96

29.61%

Beef Round Steak (1kg)

$15.28 $15.28

$15.53 €13.57

-1.61%

Apples (1kg)

$6.21 $6.21

$2.37 €2.07

162.03%

Banana (1kg)

$2.16 $2.16

$1.71 €1.49

26.32%

Oranges (1kg)

$7.15 $7.15

$2.01 €1.75

255.72%

Tomato (1kg)

$7.33 $7.33

$2.43 €2.12

201.65%

Potato (1kg)

$4.68 $4.68

$1.76 €1.54

165.91%

Onion (1kg)

$4.42 $4.42

$2.03 €1.78

117.73%

Lettuce (1 head)

$2.36 $2.36

$1.92 €1.68

22.92%

Water (1.5 liter bottle)

$2.14 $2.14

$0.85 €0.74

151.76%

Cigarettes 20 Pack (Marlboro, Camel)

$9.83 $9.83

$6.58 €5.75

49.39%

Wine (Bottle)

$15.25 $15.25

$5.58 €4.87

173.30%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$1.33 €1.16

26.32%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$2.97 €2.60

23.91%

One-way Ticket (Public Transport)

$4.02 $4.02

$2.28 €1.99

76.32%

Public Transport Monthly Pass (Regular Price)

$138 $138

$45.79 €40.01

200.55%

Taxi Start (Normal Tariff)

$3.32 $3.32

$4.23 €3.69

-21.51%

Taxi (Normal Tariff) (1km)

$1.56 $1.56

$0.81 €0.71

92.59%

Taxi 1hour Waiting (Normal Tariff)

$29.76 $29.76

$18.44 €16.11

61.39%

Gasoline (1 liter)

$0.88 $0.88

$2.08 €1.82

-57.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K $26.7K

$34.7K €30.3K

-23.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K $24.2K

$39.2K €34.2K

-38.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 $201

$148 €129

35.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.3 $53.3

$20.46 €17.88

160.70%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$39.56 €34.56

71.01%

Gym Membership (Monthly)

$54.5 $54.5

$47.99 €41.93

13.50%

Tennis Court (1 Hour on Weekend)

$18.60 €16.25

Cinema Ticket

$13.58 $13.58

$9.22 €8.06

47.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,647 $1,647

$616 €538

167.38%

International Primary School, 1 Child (Yearly)

$19.6K $19.6K

$16.4K €14.4K

18.93%

Jeans (Levis 501 Or Similar)

$47.58 $47.58

$103 €89.7

-53.67%

Summer Dress (H&M, Zara, etc)

$19.81 $19.81

$41.74 €36.47

-52.54%

Sport Shoes (Adidas, Nike)

$92.1 $92.1

$94.8 €82.8

-2.86%

Men's Leather Business Shoes

$120 $120

$122 €107

-1.34%

1-bedroom Apartment, City Center (Monthly)

$2,771 $2,771

$1,633 €1,426

69.73%

1-bedroom Apartment, Outside City Center (Monthly)

$1,864 $1,864

$1,232 €1,077

51.29%

3-bedroom Apartment, City Center (Monthly)

$3,874 $3,874

$3,098 €2,707

25.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,745 $2,745

$2,031 €1,775

35.15%

Buy Apartment in City Center (m2)

$7,831 €6,842

Buy Apartment Outside City Center (m2)

$4,389 €3,835

Average Monthly Net Salary (After Tax)

$5,458 $5,458

$1,607 €1,404

239.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.18

3.81

62.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Annapolis, MD: July 14, 2026

Last update for Lisbon: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,771 in Annapolis, MD and $1,633 in Lisbon. Housing cost is often the main lever when comparing two cities.

Annapolis, MD pays 240% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81.0 in Annapolis, MD vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $426 vs $267 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Annapolis, MD vs Lisbon: Cost of Living - Frequently Asked Questions

Lisbon wins on cost – living expenses run 51% lower than in Annapolis, MD. Housing and daily spending are where you'll feel the difference most, making Lisbon the obvious pick if budget is a priority.

Average pay runs 240% higher in Annapolis, MD, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,771 in Annapolis, MD versus $1,633 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,470 per month in Annapolis, MD versus $2,291 in Lisbon – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lisbon runs roughly 201% less than in Annapolis, MD. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. Lisbon is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Lisbon delivers better value – similar infrastructure at $2,291 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lisbon hard to pass up.

Safety-wise, Annapolis, MD and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 51% less than in Annapolis, MD. Beyond cost, consider language, visa policies, and how big the international community is in each city.