Last update: Oct 2026

Cost of Living Comparison Between Annan and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,347 in Annan, rent and utilities included – about $17,100 less a year. Rent and utilities account for most of the difference.

115

Cost of Living Index in Annan
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Annan Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Annan

🇬🇧 United Kingdom

$2,347

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Annan and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Annan and in Cebu actually costs, broken down by who's living it.

A single person spends $2,347 per month in Annan vs $918 in Cebu, rent included.

Annan $2,347
Cebu $918

A couple spends around $3,401 per month in Annan vs $1,409 in Cebu, rent included.

Annan $3,401
Cebu $1,409

A family of three spends $4,455 per month in Annan vs $1,900 in Cebu, rent included.

Annan $4,455
Cebu $1,900

Annan costs about 156% more than Cebu, and outside of rent the biggest gap is in eating out.

Annan sits 74% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.91 £12.69

$3.09 ₱194

447.25%

Three-Course Dinner for Two, Mid-Range

$70.5 £52.9

$24.22 ₱1,525

191.04%

Fast Food Meal (McDonalds, etc)

$9.23 £6.92

$3.92 ₱247

135.46%

Cappuccino

$3.39 £2.54

$2.51 ₱158

35.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 £1.75

$1.59 ₱100

46.54%

Water (0.33 liter bottle)

$2.00 £1.50

$0.53 ₱33.43

277.36%

Local Beer (0.5 liter draught)

$4.55 £3.41

$1.78 ₱112

155.62%

Imported Beer (0.33 liter bottle)

$4.12 £3.09

$2.17 ₱137

89.86%

Milk (1 liter)

$1.28 £0.96

$1.92 ₱121

-33.33%

White Bread (500g)

$1.06 £0.79

$1.36 ₱85.4

-22.06%

Rice (white) (1kg)

$1.92 £1.44

$1.01 ₱63.5

90.10%

Eggs

$3.52 £2.64

$2.03 ₱128

73.40%

Local Cheese (1kg)

$7.87 £5.90

$9.86 ₱621

-20.18%

Chicken Fillets (1kg)

$7.07 £5.30

$4.39 ₱277

61.05%

Beef Round Steak (1kg)

$12.37 £9.28

$7.60 ₱479

62.76%

Apples (1kg)

$3.12 £2.34

$3.30 ₱208

-5.45%

Banana (1kg)

$2.94 £2.21

$1.39 ₱87.8

111.51%

Oranges (1kg)

$3.47 £2.61

$2.33 ₱147

48.93%

Tomato (1kg)

$3.74 £2.81

$1.50 ₱94.3

149.33%

Potato (1kg)

$1.81 £1.36

$2.36 ₱149

-23.31%

Onion (1kg)

$1.79 £1.34

$1.90 ₱119

-5.79%

Lettuce (1 head)

$1.18 £0.89

$1.19 ₱74.9

-0.84%

Water (1.5 liter bottle)

$1.93 £1.45

$0.63 ₱39.71

206.35%

Cigarettes 20 Pack (Marlboro, Camel)

$17.19 £12.89

$3.00 ₱189

473.00%

Wine (Bottle)

$9.08 £6.81

$6.03 ₱379

50.58%

Local Beer (0.5 liter bottle)

$4.96 £3.72

$1.23 ₱77.7

303.25%

Imported Beer (0.33 liter bottle)

$3.57 £2.68

$1.75 ₱110

104.00%

One-way Ticket (Public Transport)

$3.40 £2.55

$0.25 ₱15.86

1260.00%

Public Transport Monthly Pass (Regular Price)

$95.6 £71.8

$12.64 ₱796

656.57%

Taxi Start (Normal Tariff)

$4.33 £3.25

$0.77 ₱48.62

462.34%

Taxi (Normal Tariff) (1km)

$2.00 £1.50

$0.23 ₱14.53

769.57%

Taxi 1hour Waiting (Normal Tariff)

$33.69 £25.27

$4.46 ₱281

655.38%

Gasoline (1 liter)

$2.07 £1.55

$1.31 ₱82.8

58.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.2K £27.9K

$21.2K ₱1.3M

75.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.3K £30.2K

$19.1K ₱1.2M

110.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$346 £260

$120 ₱7,569

187.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.15 £18.87

$14.00 ₱882

79.64%

Internet (50+ Mbps, Unlimited Data)

$44.88 £33.67

$27.54 ₱1,734

62.96%

Gym Membership (Monthly)

$44.74 £33.57

$32.33 ₱2,035

38.39%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$17.38 £13.04

$5.65 ₱356

207.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$800 £600

$275 ₱17.3K

190.55%

International Primary School, 1 Child (Yearly)

$22.6K £17.0K

$7,918 ₱498.5K

185.55%

Jeans (Levis 501 Or Similar)

$110 £82.4

$49.33 ₱3,106

122.77%

Summer Dress (H&M, Zara, etc)

$54.7 £41.06

$25.24 ₱1,589

116.84%

Sport Shoes (Adidas, Nike)

$114 £85.5

$77.0 ₱4,846

48.08%

Men's Leather Business Shoes

$115 £86.0

$57.2 ₱3,601

100.37%

1-bedroom Apartment, City Center (Monthly)

$1,226 £920

$500 ₱31.5K

145.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,004 £754

$309 ₱19.4K

225.27%

3-bedroom Apartment, City Center (Monthly)

$2,113 £1,586

$1,078 ₱67.9K

96.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,680 £1,260

$615 ₱38.7K

173.02%

Buy Apartment in City Center (m2)

$5,043 £3,783

$2,886 ₱181.7K

74.72%

Buy Apartment Outside City Center (m2)

$3,887 £2,916

$1,917 ₱120.7K

102.83%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.53

7.2

-23.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Annan: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Annan

$1K 42.8%

Cebu

$309 33.6% 69.3% $696

Monthly Utilities & Internet

Annan

$416 17.7%

Cebu

$162 17.6% 61.1% $254

Groceries & Markets

Annan

$294 12.5%

Cebu

$206 22.4% 30% $88

Eating Out

Annan

$252 10.7%

Cebu

$88 9.6% 65% $164

Clothing & Footwear

Annan

$177 7.5%

Cebu

$94 10.2% 46.9% $83

Getting Around

Annan

$124 5.3%

Cebu

$16 1.7% 87.4% $108

Sport & Entertainment

Annan

$80 3.4%

Cebu

$44 4.8% 45.1% $36

Cost Breakdown

A central one-bedroom costs $1,226 in Annan versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $70.0 in Annan versus $24.00 in Cebu. Monthly groceries follow the same trend: $294 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇬🇧 Annan

🇵🇭 Cebu

🕒 Local time

19:04 7:04 PM

02:04 2:04 AM

7 h ahead of Annan

🌤 Weather

👥 Population

9,000

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Annan Cebu 11,260 km ≈ 15 h nonstop flight

From you

Annan
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Annan vs Cebu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,347 in Annan, $918 in Cebu – roughly 156% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,520 per month in Annan and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $800 per month in Annan and $275 in Cebu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 43% more in Annan, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Annan at $2,347. In Cebu it covers expenses comfortably, while in Annan it requires careful planning or may not stretch far enough.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $918 in Cebu to $2,347 in Annan. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Annan makes more sense. Both are solid long-term options with distinct trade-offs.