Last update: Nov 2026

Cost of Living Comparison Between Ankara and Ludhiana

For one person, living is cheaper in Ludhiana: $476 a month against $1,389 in Ankara, rent and utilities included – about $11,000 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ankara
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Ankara Living Index
23

Cost of Living Index in Ludhiana
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Ludhiana Living Index

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Ankara

🇹🇷 Turkey

$1,389

/mo nomad

Ludhiana

🇮🇳 India

$476

/mo nomad

Monthly Cost of Living

How much you'll spend in Ankara and in Ludhiana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ankara and in Ludhiana actually costs, broken down by who's living it.

A single person spends $1,389 per month in Ankara vs $476 in Ludhiana, rent included.

Ankara $1,389
Ludhiana $476

A couple spends around $2,087 per month in Ankara vs $765 in Ludhiana, rent included.

Ankara $2,087
Ludhiana $765

A family of three spends $2,785 per month in Ankara vs $1,055 in Ludhiana, rent included.

Ankara $2,785
Ludhiana $1,055

Ankara costs about 192% more than Ludhiana, and outside of rent the biggest gap is in groceries.

Ankara sits 3% above the global median, while Ludhiana is 65% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.10 ₺507

$3.48 ₹326

190.23%

Three-Course Dinner for Two, Mid-Range

$43.81 ₺2,197

$10.40 ₹976

321.25%

Fast Food Meal (McDonalds, etc)

$9.78 ₺490

$3.61 ₹339

170.91%

Cappuccino

$4.12 ₺207

$1.93 ₹181

113.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 ₺84.3

$0.37 ₹34.31

354.05%

Water (0.33 liter bottle)

$0.72 ₺36.05

$0.27 ₹25.59

166.67%

Local Beer (0.5 liter draught)

$5.02 ₺252

$1.62 ₹152

209.88%

Imported Beer (0.33 liter bottle)

$6.60 ₺331

$3.79 ₹356

74.14%

Milk (1 liter)

$1.16 ₺58.4

$0.75 ₹70.7

54.67%

White Bread (500g)

$0.96 ₺48.39

$0.51 ₹47.68

88.24%

Rice (white) (1kg)

$2.25 ₺113

$0.79 ₹74.5

184.81%

Eggs

$2.66 ₺134

$0.87 ₹82.0

205.75%

Local Cheese (1kg)

$10.09 ₺506

$3.91 ₹367

158.06%

Chicken Fillets (1kg)

$5.43 ₺272

$3.02 ₹283

79.80%

Beef Round Steak (1kg)

$19.99 ₺1,003

Apples (1kg)

$1.91 ₺95.8

$2.13 ₹200

-10.33%

Banana (1kg)

$2.18 ₺109

$0.60 ₹56.6

263.33%

Oranges (1kg)

$1.26 ₺63.3

$0.82 ₹76.7

53.66%

Tomato (1kg)

$1.65 ₺82.6

$0.36 ₹33.65

358.33%

Potato (1kg)

$0.65 ₺32.69

$0.29 ₹27.40

124.14%

Onion (1kg)

$0.55 ₺27.40

$0.32 ₹30.29

71.88%

Lettuce (1 head)

$0.99 ₺49.75

$0.40 ₹37.52

147.50%

Water (1.5 liter bottle)

$0.66 ₺32.90

$0.35 ₹33.15

88.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 ₺113

$3.53 ₹332

-36.26%

Wine (Bottle)

$12.37 ₺620

$12.78 ₹1,200

-3.21%

Local Beer (0.5 liter bottle)

$2.12 ₺106

$1.77 ₹166

19.77%

Imported Beer (0.33 liter bottle)

$3.20 ₺161

$3.04 ₹286

5.26%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.12 ₹762

One-way Ticket (Public Transport)

$0.77 ₺38.86

$0.56 ₹52.1

37.50%

Public Transport Monthly Pass (Regular Price)

$11.85 ₺595

$15.97 ₹1,500

-25.80%

Taxi Start (Normal Tariff)

$1.28 ₺64.3

$1.56 ₹147

-17.95%

Taxi (Normal Tariff) (1km)

$0.84 ₺42.02

$0.40 ₹37.99

110.00%

Taxi 1hour Waiting (Normal Tariff)

$8.22 ₺412

$2.13 ₹200

285.92%

Gasoline (1 liter)

$1.39 ₺69.5

$1.11 ₹104

25.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$48.4K ₺2.4M

$13.3K ₹1.2M

265.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.2K ₺2.0M

$22.5K ₹2.1M

78.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.9 ₺5,011

$54.2 ₹5,085

84.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.15 ₺559

$3.20 ₹301

248.44%

Internet (50+ Mbps, Unlimited Data)

$17.94 ₺900

$5.78 ₹543

210.38%

Gym Membership (Monthly)

$72.0 ₺3,611

$15.27 ₹1,434

371.45%

Tennis Court (1 Hour on Weekend)

$14.80 ₺742

$4.61 ₹433

221.04%

Cinema Ticket

$7.77 ₺390

$3.62 ₹340

114.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,084 ₺54.3K

$71.3 ₹6,699

1418.85%

International Primary School, 1 Child (Yearly)

$22.5K ₺1.1M

$1,852 ₹173.9K

1113.94%

Jeans (Levis 501 Or Similar)

$53.4 ₺2,677

$22.01 ₹2,066

142.53%

Summer Dress (H&M, Zara, etc)

$47.87 ₺2,401

$40.12 ₹3,767

19.32%

Sport Shoes (Adidas, Nike)

$104 ₺5,229

$70.2 ₹6,591

48.54%

Men's Leather Business Shoes

$97.8 ₺4,905

$36.30 ₹3,408

169.42%

1-bedroom Apartment, City Center (Monthly)

$748 ₺37.5K

$168 ₹15.8K

343.84%

1-bedroom Apartment, Outside City Center (Monthly)

$557 ₺27.9K

$99.1 ₹9,308

461.61%

3-bedroom Apartment, City Center (Monthly)

$1,142 ₺57.3K

$426 ₹40.0K

167.96%

3-bedroom Apartment, Outside City Center (Monthly)

$902 ₺45.2K

$280 ₹26.3K

222.34%

Buy Apartment in City Center (m2)

$1,644 ₺82.5K

$894 ₹83.9K

83.96%

Buy Apartment Outside City Center (m2)

$1,142 ₺57.3K

$688 ₹64.6K

65.92%

Average Monthly Net Salary (After Tax)

$1,058 ₺53.1K

$318 ₹29.8K

233.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

43.85

9.17

378.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ankara: November 2, 2026

Last update for Ludhiana: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ankara

$557 40.1%

Ludhiana

$99 20.8% 82.2% $458

Groceries & Markets

Ankara

$251 18.1%

Ludhiana

$113 23.8% 54.9% $138

Eating Out

Ankara

$208 14.9%

Ludhiana

$80 16.8% 61.4% $127

Clothing & Footwear

Ankara

$136 9.8%

Ludhiana

$76 16% 44.4% $61

Monthly Utilities & Internet

Ankara

$129 9.3%

Ludhiana

$63 13.3% 51.1% $66

Sport & Entertainment

Ankara

$88 6.3%

Ludhiana

$23 4.7% 74.3% $65

Getting Around

Ankara

$20 1.5%

Ludhiana

$22 4.6% 6.7% $1.4

Cost Breakdown

A central one-bedroom costs $748 in Ankara versus $168 in Ludhiana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ankara are about 3.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44 in Ankara versus $10 in Ludhiana. Monthly groceries follow the same trend: $251 vs $113 – making Ludhiana the more affordable choice for daily food spending.

Good to know

🇹🇷 Ankara

🇮🇳 Ludhiana

🕒 Local time

23:13 11:13 PM

01:43 1:43 AM

2 h 30 min ahead of Ankara

🌤 Weather

👥 Population

5,864,049 Capital

2,232,000

💱 Currency

Turkish Lira TRY ₺

Indian Rupee INR ₹

📈 Exchange rate

100 TRY = 1.99 USD

100 TRY = 1.78 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of November 6, 2026: 1 USD = 50.15 TRY (100 TRY = 1.99 USD). 1 EUR = 56.05 TRY (100 TRY = 1.78 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to TRY in detail →

On the map

Lowest

Highest

Between locations

Ankara Ludhiana 3,980 km ≈ 5 h nonstop flight

From you

Ankara
Ludhiana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ankara vs Ludhiana: Cost of Living - Frequently Asked Questions

Ankara costs about 192% more than Ludhiana, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,083 per month in Ankara and $714 in Ludhiana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ludhiana, especially for central apartments: a one-bedroom in the center costs $168 there versus $748 in Ankara.

Kindergarten costs $1,084 per month in Ankara and $71 in Ludhiana. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 122% more in Ankara, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Ludhiana, where all-in costs run around $476, than in Ankara at $1,389. In Ludhiana it covers expenses comfortably, while in Ankara it requires careful planning or may not stretch far enough.

Families tend to lean toward Ludhiana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ludhiana. If higher salaries or specific career opportunities are the priority, Ankara makes more sense. Both are solid long-term options with distinct trade-offs.