Last update: Nov 2026

Cost of Living Comparison Between Ankara and Karnal

For one person, living is cheaper in Karnal: $326 a month against $1,389 in Ankara, rent and utilities included – about $12,800 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Ankara
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Ankara Living Index
16

Cost of Living Index in Karnal
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Karnal Living Index

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Ankara

🇹🇷 Turkey

$1,389

/mo nomad

Karnal

🇮🇳 India

$326

/mo nomad

Monthly Cost of Living

How much you'll spend in Ankara and in Karnal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ankara and in Karnal actually costs, broken down by who's living it.

A single person spends $1,389 per month in Ankara vs $326 in Karnal, rent included.

Ankara $1,389
Karnal $326

A couple spends around $2,087 per month in Ankara vs $527 in Karnal, rent included.

Ankara $2,087
Karnal $527

A family of three spends $2,785 per month in Ankara vs $729 in Karnal, rent included.

Ankara $2,785
Karnal $729

Ankara costs about 326% more than Karnal, and outside of rent the biggest gap is in eating out.

Ankara sits 3% above the global median, while Karnal is 76% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.10 ₺507

$1.53 ₹144

560.13%

Three-Course Dinner for Two, Mid-Range

$43.81 ₺2,197

$10.54 ₹990

315.65%

Fast Food Meal (McDonalds, etc)

$9.78 ₺490

$2.06 ₹193

374.76%

Cappuccino

$4.12 ₺207

$1.62 ₹152

154.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 ₺84.3

$0.38 ₹35.67

342.11%

Water (0.33 liter bottle)

$0.72 ₺36.05

$0.12 ₹11.60

500.00%

Local Beer (0.5 liter draught)

$5.02 ₺252

$1.29 ₹121

289.15%

Imported Beer (0.33 liter bottle)

$6.60 ₺331

$2.29 ₹215

188.21%

Milk (1 liter)

$1.16 ₺58.4

$0.52 ₹48.71

123.08%

White Bread (500g)

$0.96 ₺48.39

$0.47 ₹43.97

104.26%

Rice (white) (1kg)

$2.25 ₺113

$0.72 ₹67.9

212.50%

Eggs

$2.66 ₺134

$0.86 ₹80.6

209.30%

Local Cheese (1kg)

$10.09 ₺506

$5.02 ₹471

101.00%

Chicken Fillets (1kg)

$5.43 ₺272

$3.32 ₹312

63.55%

Beef Round Steak (1kg)

$19.99 ₺1,003

Apples (1kg)

$1.91 ₺95.8

$2.25 ₹212

-15.11%

Banana (1kg)

$2.18 ₺109

$0.60 ₹56.0

263.33%

Oranges (1kg)

$1.26 ₺63.3

$1.15 ₹108

9.57%

Tomato (1kg)

$1.65 ₺82.6

$0.35 ₹33.13

371.43%

Potato (1kg)

$0.65 ₺32.69

$0.27 ₹25.15

140.74%

Onion (1kg)

$0.55 ₺27.40

$0.29 ₹27.25

89.66%

Lettuce (1 head)

$0.99 ₺49.75

$0.62 ₹57.8

59.68%

Water (1.5 liter bottle)

$0.66 ₺32.90

$0.27 ₹25.24

144.44%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 ₺113

$3.60 ₹338

-37.50%

Wine (Bottle)

$12.37 ₺620

$8.76 ₹822

41.21%

Local Beer (0.5 liter bottle)

$2.12 ₺106

$1.24 ₹116

70.97%

Imported Beer (0.33 liter bottle)

$3.20 ₺161

$1.67 ₹156

91.62%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.32 ₹594

One-way Ticket (Public Transport)

$0.77 ₺38.86

$0.15 ₹14.15

413.33%

Public Transport Monthly Pass (Regular Price)

$11.85 ₺595

$7.19 ₹675

64.81%

Taxi Start (Normal Tariff)

$1.28 ₺64.3

$0.33 ₹31.38

287.88%

Taxi (Normal Tariff) (1km)

$0.84 ₺42.02

$0.11 ₹10.02

663.64%

Taxi 1hour Waiting (Normal Tariff)

$8.22 ₺412

$1.61 ₹151

410.56%

Gasoline (1 liter)

$1.39 ₺69.5

$1.02 ₹95.6

36.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$48.4K ₺2.4M

$7,753 ₹728.0K

524.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.2K ₺2.0M

$12.8K ₹1.2M

213.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.9 ₺5,011

$42.34 ₹3,976

135.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.15 ₺559

$2.60 ₹244

328.85%

Internet (50+ Mbps, Unlimited Data)

$17.94 ₺900

$5.61 ₹527

219.79%

Gym Membership (Monthly)

$72.0 ₺3,611

$12.91 ₹1,213

457.63%

Tennis Court (1 Hour on Weekend)

$14.80 ₺742

$4.26 ₹400

247.42%

Cinema Ticket

$7.77 ₺390

$2.66 ₹250

192.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,084 ₺54.3K

$46.02 ₹4,322

2254.52%

International Primary School, 1 Child (Yearly)

$22.5K ₺1.1M

$1,608 ₹151.0K

1298.50%

Jeans (Levis 501 Or Similar)

$53.4 ₺2,677

$12.57 ₹1,180

324.66%

Summer Dress (H&M, Zara, etc)

$47.87 ₺2,401

$27.42 ₹2,575

74.58%

Sport Shoes (Adidas, Nike)

$104 ₺5,229

$47.97 ₹4,504

117.34%

Men's Leather Business Shoes

$97.8 ₺4,905

$21.65 ₹2,033

351.73%

1-bedroom Apartment, City Center (Monthly)

$748 ₺37.5K

$64.5 ₹6,057

1059.15%

1-bedroom Apartment, Outside City Center (Monthly)

$557 ₺27.9K

$44.85 ₹4,212

1141.29%

3-bedroom Apartment, City Center (Monthly)

$1,142 ₺57.3K

$185 ₹17.3K

518.99%

3-bedroom Apartment, Outside City Center (Monthly)

$902 ₺45.2K

$133 ₹12.5K

578.45%

Buy Apartment in City Center (m2)

$1,644 ₺82.5K

$1,166 ₹109.5K

40.95%

Buy Apartment Outside City Center (m2)

$1,142 ₺57.3K

$362 ₹34.0K

215.42%

Average Monthly Net Salary (After Tax)

$1,058 ₺53.1K

$440 ₹41.3K

140.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

43.85

8.58

411.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ankara: November 2, 2026

Last update for Karnal: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ankara

$557 40.1%

Karnal

$45 13.8% 91.9% $512

Groceries & Markets

Ankara

$251 18.1%

Karnal

$103 31.7% 58.9% $148

Eating Out

Ankara

$208 14.9%

Karnal

$51 15.6% 75.5% $157

Clothing & Footwear

Ankara

$136 9.8%

Karnal

$49 15.1% 63.9% $87

Monthly Utilities & Internet

Ankara

$129 9.3%

Karnal

$51 15.5% 60.8% $78

Sport & Entertainment

Ankara

$88 6.3%

Karnal

$18 5.6% 79.2% $69

Getting Around

Ankara

$20 1.5%

Karnal

$8.7 2.7% 57.6% $12

Cost Breakdown

A central one-bedroom costs $748 in Ankara versus $65 in Karnal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ankara are about 2.4 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44 in Ankara versus $11 in Karnal. Monthly groceries follow the same trend: $251 vs $103 – making Karnal the more affordable choice for daily food spending.

Good to know

🇹🇷 Ankara

🇮🇳 Karnal

🕒 Local time

20:36 8:36 PM

23:06 11:06 PM

2 h 30 min ahead of Ankara

🌤 Weather

👥 Population

5,864,049 Capital

286,974

💱 Currency

Turkish Lira TRY ₺

Indian Rupee INR ₹

📈 Exchange rate

100 TRY = 1.99 USD

100 TRY = 1.78 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.48 EUR

Exchange rates and currency converter

INR, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of November 6, 2026: 1 USD = 50.15 TRY (100 TRY = 1.99 USD). 1 EUR = 56.33 TRY (100 TRY = 1.78 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.48 EUR).

USD to TRY in detail →

On the map

Lowest

Highest

Between locations

Ankara Karnal 4,140 km ≈ 6 h nonstop flight

From you

Ankara
Karnal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ankara vs Karnal: Cost of Living - Frequently Asked Questions

Ankara costs about 326% more than Karnal, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,083 per month in Ankara and $489 in Karnal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karnal, especially for central apartments: a one-bedroom in the center costs $65 there versus $748 in Ankara.

Kindergarten costs $1,084 per month in Ankara and $46 in Karnal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 143% more in Ankara, though the gap depends on what you buy.

A $1,000 monthly budget goes further in Karnal, where all-in costs run around $326, than in Ankara at $1,389. In Karnal it covers expenses comfortably, while in Ankara it requires careful planning or may not stretch far enough.

Families tend to lean toward Karnal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Karnal. If higher salaries or specific career opportunities are the priority, Ankara makes more sense. Both are solid long-term options with distinct trade-offs.