Last update: Nov 2026

Cost of Living Comparison Between Ankara and Dharwad

For one person, living is cheaper in Dharwad: $374 a month against $1,389 in Ankara, rent and utilities included – about $12,200 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Ankara
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Ankara Living Index
18

Cost of Living Index in Dharwad
Learn more

Dharwad Living Index

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Ankara

🇹🇷 Turkey

$1,389

/mo nomad

Dharwad

🇮🇳 India

$374

/mo nomad

Monthly Cost of Living

How much you'll spend in Ankara and in Dharwad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ankara and in Dharwad actually costs, broken down by who's living it.

A single person spends $1,389 per month in Ankara vs $374 in Dharwad, rent included.

Ankara $1,389
Dharwad $374

A couple spends around $2,087 per month in Ankara vs $592 in Dharwad, rent included.

Ankara $2,087
Dharwad $592

A family of three spends $2,785 per month in Ankara vs $809 in Dharwad, rent included.

Ankara $2,785
Dharwad $809

Ankara costs about 271% more than Dharwad, and outside of rent the biggest gap is in groceries.

Ankara sits 3% above the global median, while Dharwad is 72% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.10 ₺507

$3.31 ₹311

205.14%

Three-Course Dinner for Two, Mid-Range

$43.81 ₺2,197

$7.24 ₹680

505.11%

Fast Food Meal (McDonalds, etc)

$9.78 ₺490

$3.76 ₹353

160.11%

Cappuccino

$4.12 ₺207

$1.64 ₹154

151.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.68 ₺84.3

$0.38 ₹35.63

342.11%

Water (0.33 liter bottle)

$0.72 ₺36.05

$0.10 ₹9.60

620.00%

Local Beer (0.5 liter draught)

$5.02 ₺252

$1.55 ₹145

223.87%

Imported Beer (0.33 liter bottle)

$6.60 ₺331

$2.93 ₹275

125.26%

Milk (1 liter)

$1.16 ₺58.4

$0.68 ₹64.0

70.59%

White Bread (500g)

$0.96 ₺48.39

$0.44 ₹41.41

118.18%

Rice (white) (1kg)

$2.25 ₺113

$0.69 ₹64.6

226.09%

Eggs

$2.66 ₺134

$0.84 ₹79.2

216.67%

Local Cheese (1kg)

$10.09 ₺506

$4.64 ₹436

117.46%

Chicken Fillets (1kg)

$5.43 ₺272

$2.92 ₹274

85.96%

Beef Round Steak (1kg)

$19.99 ₺1,003

Apples (1kg)

$1.91 ₺95.8

$1.87 ₹176

2.14%

Banana (1kg)

$2.18 ₺109

$0.63 ₹59.0

246.03%

Oranges (1kg)

$1.26 ₺63.3

$0.94 ₹88.4

34.04%

Tomato (1kg)

$1.65 ₺82.6

$0.45 ₹42.30

266.67%

Potato (1kg)

$0.65 ₺32.69

$0.35 ₹33.32

85.71%

Onion (1kg)

$0.55 ₺27.40

$0.38 ₹35.23

44.74%

Lettuce (1 head)

$0.99 ₺49.75

$0.47 ₹43.84

110.64%

Water (1.5 liter bottle)

$0.66 ₺32.90

$0.31 ₹29.40

112.90%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 ₺113

$4.99 ₹469

-54.91%

Wine (Bottle)

$12.37 ₺620

$7.48 ₹702

65.37%

Local Beer (0.5 liter bottle)

$2.12 ₺106

$1.66 ₹156

27.71%

Imported Beer (0.33 liter bottle)

$3.20 ₺161

$2.74 ₹257

16.79%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.06 ₹475

One-way Ticket (Public Transport)

$0.77 ₺38.86

$0.21 ₹19.64

266.67%

Public Transport Monthly Pass (Regular Price)

$11.85 ₺595

$7.05 ₹662

68.09%

Taxi Start (Normal Tariff)

$1.28 ₺64.3

$0.80 ₹75.3

60.00%

Taxi (Normal Tariff) (1km)

$0.84 ₺42.02

$0.27 ₹25.51

211.11%

Taxi 1hour Waiting (Normal Tariff)

$8.22 ₺412

$1.60 ₹150

413.75%

Gasoline (1 liter)

$1.39 ₺69.5

$1.13 ₹106

23.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$48.4K ₺2.4M

$11.4K ₹1.1M

326.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.2K ₺2.0M

$19.6K ₹1.8M

105.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.9 ₺5,011

$34.36 ₹3,226

190.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.15 ₺559

$3.17 ₹298

251.74%

Internet (50+ Mbps, Unlimited Data)

$17.94 ₺900

$5.62 ₹528

219.22%

Gym Membership (Monthly)

$72.0 ₺3,611

$13.98 ₹1,313

414.95%

Tennis Court (1 Hour on Weekend)

$14.80 ₺742

$6.46 ₹607

129.10%

Cinema Ticket

$7.77 ₺390

$2.87 ₹270

170.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,084 ₺54.3K

$45.89 ₹4,309

2261.19%

International Primary School, 1 Child (Yearly)

$22.5K ₺1.1M

$1,414 ₹132.8K

1490.11%

Jeans (Levis 501 Or Similar)

$53.4 ₺2,677

$21.93 ₹2,059

143.41%

Summer Dress (H&M, Zara, etc)

$47.87 ₺2,401

$23.56 ₹2,213

103.18%

Sport Shoes (Adidas, Nike)

$104 ₺5,229

$39.27 ₹3,687

165.50%

Men's Leather Business Shoes

$97.8 ₺4,905

$28.39 ₹2,666

244.49%

1-bedroom Apartment, City Center (Monthly)

$748 ₺37.5K

$119 ₹11.2K

526.91%

1-bedroom Apartment, Outside City Center (Monthly)

$557 ₺27.9K

$76.5 ₹7,186

627.55%

3-bedroom Apartment, City Center (Monthly)

$1,142 ₺57.3K

$263 ₹24.7K

333.59%

3-bedroom Apartment, Outside City Center (Monthly)

$902 ₺45.2K

$185 ₹17.3K

387.97%

Buy Apartment in City Center (m2)

$1,644 ₺82.5K

$932 ₹87.5K

76.35%

Buy Apartment Outside City Center (m2)

$1,142 ₺57.3K

$536 ₹50.3K

113.07%

Average Monthly Net Salary (After Tax)

$1,058 ₺53.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

43.85

8.86

394.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ankara: November 2, 2026

Last update for Dharwad: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ankara

$557 40.1%

Dharwad

$77 20.4% 86.3% $480

Groceries & Markets

Ankara

$251 18.1%

Dharwad

$101 27% 59.7% $150

Eating Out

Ankara

$208 14.9%

Dharwad

$73 19.5% 64.8% $135

Clothing & Footwear

Ankara

$136 9.8%

Dharwad

$51 13.6% 62.7% $86

Monthly Utilities & Internet

Ankara

$129 9.3%

Dharwad

$43 11.5% 66.5% $86

Sport & Entertainment

Ankara

$88 6.3%

Dharwad

$20 5.3% 77.5% $68

Getting Around

Ankara

$20 1.5%

Dharwad

$10 2.7% 50.8% $10

Cost Breakdown

A central one-bedroom costs $748 in Ankara versus $119 in Dharwad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $44 in Ankara versus $7 in Dharwad. Monthly groceries follow the same trend: $251 vs $101 – making Dharwad the more affordable choice for daily food spending.

Good to know

🇹🇷 Ankara

🇮🇳 Dharwad

🕒 Local time

05:23 5:23 AM

07:53 7:53 AM

2 h 30 min ahead of Ankara

🌤 Weather

👥 Population

5,864,049 Capital

100,000

💱 Currency

Turkish Lira TRY ₺

Indian Rupee INR ₹

📈 Exchange rate

100 TRY = 1.99 USD

100 TRY = 1.78 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of November 7, 2026: 1 USD = 50.15 TRY (100 TRY = 1.99 USD). 1 EUR = 56.05 TRY (100 TRY = 1.78 EUR).

Indian Rupee exchange rates as of November 7, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to TRY in detail →

On the map

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Highest

Between locations

Ankara Dharwad 4,900 km ≈ 7 h nonstop flight

From you

Ankara
Dharwad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ankara vs Dharwad: Cost of Living - Frequently Asked Questions

Ankara costs about 271% more than Dharwad, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,083 per month in Ankara and $562 in Dharwad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Dharwad, especially for central apartments: a one-bedroom in the center costs $119 there versus $748 in Ankara.

Kindergarten costs $1,084 per month in Ankara and $46 in Dharwad. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 148% more in Ankara, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Dharwad, where all-in costs run around $374, than in Ankara at $1,389. In Dharwad it covers expenses comfortably, while in Ankara it requires careful planning or may not stretch far enough.

Families tend to lean toward Dharwad – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Dharwad is the easier option financially – housing and daily costs are lower, and overall it costs about 73% less, which matters a lot on a fixed budget or early-career salary.