Last update: Nov 2026

Cost of Living Comparison Between Andover, MA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,787 in Andover, MA, rent and utilities included – about $17,500 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Andover, MA
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Andover, MA Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Andover, MA

🇺🇸 United States

$2,787

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Andover, MA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Andover, MA and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,787 per month in Andover, MA vs $1,331 in Ubud, Bali, rent included.

Andover, MA $2,787
Ubud, Bali $1,331

A couple spends around $4,130 per month in Andover, MA vs $2,255 in Ubud, Bali, rent included.

Andover, MA $4,130
Ubud, Bali $2,255

A family of three spends $5,473 per month in Andover, MA vs $3,180 in Ubud, Bali, rent included.

Andover, MA $5,473
Ubud, Bali $3,180

Andover, MA costs about 109% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Andover, MA sits 106% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.86 $20.86

$3.38 Rp 61.3K

517.16%

Three-Course Dinner for Two, Mid-Range

$90.8 $90.8

$34.65 Rp 629.1K

162.11%

Fast Food Meal (McDonalds, etc)

$11.91 $11.91

$5.57 Rp 101.2K

113.82%

Cappuccino

$4.35 $4.35

$2.62 Rp 47.6K

66.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.29 $3.29

$1.54 Rp 27.9K

113.64%

Water (0.33 liter bottle)

$1.47 $1.47

$0.64 Rp 11.6K

129.69%

Local Beer (0.5 liter draught)

$6.79 $6.79

$2.67 Rp 48.4K

154.31%

Imported Beer (0.33 liter bottle)

$7.30 $7.30

$4.26 Rp 77.4K

71.36%

Milk (1 liter)

$1.53 $1.53

$1.46 Rp 26.5K

4.79%

White Bread (500g)

$4.91 $4.91

$2.29 Rp 41.6K

114.41%

Rice (white) (1kg)

$4.16 $4.16

$1.11 Rp 20.1K

274.77%

Eggs

$5.04 $5.04

$2.10 Rp 38.1K

140.00%

Local Cheese (1kg)

$22.79 $22.79

$15.94 Rp 289.4K

42.97%

Chicken Fillets (1kg)

$13.01 $13.01

$3.88 Rp 70.5K

235.31%

Beef Round Steak (1kg)

$17.20 $17.20

$11.40 Rp 207.0K

50.88%

Apples (1kg)

$7.15 $7.15

$3.55 Rp 64.5K

101.41%

Banana (1kg)

$2.11 $2.11

$1.54 Rp 27.9K

37.01%

Oranges (1kg)

$4.54 $4.54

$2.23 Rp 40.5K

103.59%

Tomato (1kg)

$4.40 $4.40

$1.97 Rp 35.8K

123.35%

Potato (1kg)

$1.57 $1.57

$1.86 Rp 33.7K

-15.59%

Onion (1kg)

$2.73 $2.73

$2.42 Rp 43.9K

12.81%

Lettuce (1 head)

$1.11 $1.11

$1.02 Rp 18.6K

8.82%

Water (1.5 liter bottle)

$3.05 $3.05

$0.52 Rp 9,483

486.54%

Cigarettes 20 Pack (Marlboro, Camel)

$13.76 $13.76

$2.20 Rp 39.9K

525.45%

Wine (Bottle)

$16.06 $16.06

$21.79 Rp 395.6K

-26.30%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.33 Rp 42.2K

-24.46%

Imported Beer (0.33 liter bottle)

$2.05 $2.05

$2.97 Rp 53.9K

-30.98%

One-way Ticket (Public Transport)

$1.84 $1.84

$0.25 Rp 4,546

636.00%

Public Transport Monthly Pass (Regular Price)

$64.4 $64.4

$8.17 Rp 148.4K

688.13%

Taxi Start (Normal Tariff)

$5.11 $5.11

$0.44 Rp 7,947

1061.36%

Taxi (Normal Tariff) (1km)

$2.30 $2.30

$0.47 Rp 8,496

389.36%

Taxi 1hour Waiting (Normal Tariff)

$48.65 $48.65

$5.60 Rp 101.7K

768.75%

Gasoline (1 liter)

$1.15 $1.15

$0.83 Rp 15.0K

38.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K $28.2K

$24.4K Rp 443.8M

15.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$31.7K Rp 575.5M

-17.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 $190

$77.5 Rp 1.4M

145.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.1 $54.1

$6.14 Rp 111.6K

781.27%

Internet (50+ Mbps, Unlimited Data)

$53.6 $53.6

$18.92 Rp 343.4K

183.46%

Gym Membership (Monthly)

$41.72 $41.72

$51.0 Rp 925.8K

-18.18%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$13.20 $13.20

$4.38 Rp 79.6K

201.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$818 $818

$492 Rp 8.9M

66.18%

International Primary School, 1 Child (Yearly)

$35.1K $35.1K

$12.2K Rp 221.9M

187.46%

Jeans (Levis 501 Or Similar)

$58.8 $58.8

$45.16 Rp 819.9K

30.23%

Summer Dress (H&M, Zara, etc)

$38.10 $38.10

$34.89 Rp 633.4K

9.20%

Sport Shoes (Adidas, Nike)

$53.0 $53.0

$78.3 Rp 1.4M

-32.37%

Men's Leather Business Shoes

$79.6 $79.6

$77.9 Rp 1.4M

2.23%

1-bedroom Apartment, City Center (Monthly)

$1,586 $1,586

$1,078 Rp 19.6M

47.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,436 $1,436

$665 Rp 12.1M

115.96%

3-bedroom Apartment, City Center (Monthly)

$2,547 $2,547

$3,510 Rp 63.7M

-27.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,384 $2,384

$1,671 Rp 30.3M

42.67%

Buy Apartment in City Center (m2)

$2,989 $2,989

$2,340 Rp 42.5M

27.74%

Buy Apartment Outside City Center (m2)

$2,534 $2,534

$2,236 Rp 40.6M

13.33%

Average Monthly Net Salary (After Tax)

$5,661 $5,661

$166 Rp 3.0M

3303.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

13.78

-52.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Andover, MA: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Andover, MA

$1.4K 51.5%

Ubud, Bali

$665 50% 53.7% $771

Groceries & Markets

Andover, MA

$471 16.9%

Ubud, Bali

$279 21% 40.6% $191

Eating Out

Andover, MA

$322 11.6%

Ubud, Bali

$106 8% 67.2% $217

Monthly Utilities & Internet

Andover, MA

$298 10.7%

Ubud, Bali

$103 7.7% 65.6% $195

Clothing & Footwear

Andover, MA

$103 3.7%

Ubud, Bali

$106 8% 2.9% $3

Getting Around

Andover, MA

$88 3.2%

Ubud, Bali

$12 0.9% 86.5% $76

Sport & Entertainment

Andover, MA

$68 2.4%

Ubud, Bali

$60 4.5% 12.3% $8.4

Cost Breakdown

A central one-bedroom costs $1,586 in Andover, MA versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Andover, MA are about 34 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $91 in Andover, MA versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $471 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Andover, MA

🇮🇩 Ubud, Bali

🕒 Local time

16:44 4:44 PM

05:44 5:44 AM

13 h ahead of Andover, MA

🌤 Weather

👥 Population

33,475

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.888 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Andover, MA Ubud, Bali 16,170 km ≈ 21 h nonstop flight

From you

Andover, MA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Andover, MA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Andover, MA is pricier by about 109%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,180 per month in Andover, MA and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,586 in Andover, MA.

Kindergarten costs $818 per month in Andover, MA and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 68% more in Andover, MA, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $2,787 in Andover, MA and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Andover, MA makes more sense. Both are solid long-term options with distinct trade-offs.