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Cost of Living Comparison Between An Najaf and Ubud, Bali Cost of Living Comparison Between An Najaf and Ubud, Bali

๐Ÿ™‚ Solo nomad: An Najaf is 35.4% cheaper than Ubud, Bali without rent, and 52.1% cheaper with rent.
๐Ÿ™‚ Family of 3: An Najaf is 20.2% cheaper than Ubud, Bali without rent, and 63.8% cheaper with rent.
Currency
๐Ÿฝ Eating Out
An Najaf
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.10 IQDย 5,381
$3.43 Rpย 58.1K
19.53%
Three-Course Dinner for Two, Mid-Range
$22.58 IQDย 29.6K
$32.70 Rpย 553.4K
-30.95%
Fast Food Meal (McDonalds, etc)
$4.73 IQDย 6,198
$5.04 Rpย 85.2K
-6.15%
Cappuccino
$2.76 IQDย 3,617
$2.85 Rpย 48.2K
-3.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.36 IQDย 476
$1.34 Rpย 22.8K
-73.13%
Water (0.33 liter bottle)
$0.20 IQDย 263
$0.75 Rpย 12.6K
-73.33%
Local Beer (0.5 liter draught)
$3.54 IQDย 4,637
$2.90 Rpย 49.1K
22.07%
Imported Beer (0.33 liter bottle)
$2.79 IQDย 3,657
$3.94 Rpย 66.7K
-29.19%
๐Ÿ›’ Groceries & Markets
An Najaf
Ubud, Bali
Difference
Milk (1 liter)
$1.37 IQDย 1,800
$1.80 Rpย 30.5K
-23.89%
White Bread (500g)
$0.80 IQDย 1,048
$2.55 Rpย 43.2K
-68.63%
Rice (white) (1kg)
$1.65 IQDย 2,161
$1.19 Rpย 20.2K
38.66%
Eggs
$1.79 IQDย 2,342
$2.42 Rpย 40.9K
-26.03%
Local Cheese (1kg)
$2.42 IQDย 3,169
$14.38 Rpย 243.4K
-83.17%
Chicken Fillets (1kg)
$4.96 IQDย 6,500
$4.21 Rpย 71.2K
17.81%
Beef Round Steak (1kg)
$10.59 IQDย 13.9K
$11.88 Rpย 201.0K
-10.86%
Apples (1kg)
$1.28 IQDย 1,684
$3.71 Rpย 62.8K
-65.50%
Banana (1kg)
$1.15 IQDย 1,507
$1.56 Rpย 26.4K
-26.28%
Oranges (1kg)
$1.04 IQDย 1,365
$2.77 Rpย 46.9K
-62.45%
Tomato (1kg)
$0.74 IQDย 969
$2.22 Rpย 37.6K
-66.67%
Potato (1kg)
$0.69 IQDย 904
$1.99 Rpย 33.8K
-65.33%
Onion (1kg)
$0.64 IQDย 836
$2.29 Rpย 38.8K
-72.05%
Lettuce (1 head)
$0.65 IQDย 854
$1.01 Rpย 17.1K
-35.64%
Water (1.5 liter bottle)
$0.37 IQDย 479
$0.78 Rpย 13.3K
-52.56%
Cigarettes 20 Pack (Marlboro, Camel)
$1.49 IQDย 1,960
$3.17 Rpย 53.6K
-53.00%
Wine (Bottle)
$11.96 IQDย 15.7K
$23.70 Rpย 401.1K
-49.54%
Local Beer (0.5 liter bottle)
$1.84 IQDย 2,414
$2.78 Rpย 47.0K
-33.81%
Imported Beer (0.33 liter bottle)
$2.07 IQDย 2,716
$2.75 Rpย 46.5K
-24.73%
๐ŸšŒ Getting Around
An Najaf
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.37 IQDย 482
$0.27 Rpย 4,514
37.04%
Public Transport Monthly Pass (Regular Price)
$33.81 IQDย 44.3K
$8.14 Rpย 137.7K
315.36%
Taxi Start (Normal Tariff)
$1.90 IQDย 2,489
$0.45 Rpย 7,609
322.22%
Taxi (Normal Tariff) (1km)
$1.47 IQDย 1,934
$0.42 Rpย 7,192
250.00%
Taxi 1hour Waiting (Normal Tariff)
$5.07 IQDย 6,649
$6.18 Rpย 104.6K
-17.96%
Gasoline (1 liter)
$0.48 IQDย 628
$0.80 Rpย 13.5K
-40.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.3K IQDย 14.9M
$26.2K Rpย 443.1M
-56.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.6K IQDย 25.7M
$31.6K Rpย 534.8M
-38.08%
๐Ÿงพ Monthly Utilities & Internet
An Najaf
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$58.8 IQDย 77.1K
$80.7 Rpย 1.4M
-27.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.33 IQDย 30.6K
$4.12 Rpย 69.8K
466.26%
Internet (50+ Mbps, Unlimited Data)
$34.48 IQDย 45.2K
$23.70 Rpย 401.0K
45.49%
๐ŸŽ‰ Sport & Entertainment
An Najaf
Ubud, Bali
Difference
Gym Membership (Monthly)
$29.43 IQDย 38.6K
$96.9 Rpย 1.6M
-69.62%
Tennis Court (1 Hour on Weekend)
$15.18 IQDย 19.9K
$6.29 Rpย 106.4K
141.34%
Cinema Ticket
$7.52 IQDย 9,866
$4.11 Rpย 69.5K
82.97%
๐Ÿงธ Childcare & Education
An Najaf
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$166 IQDย 217.3K
$298 Rpย 5.0M
-44.46%
International Primary School, 1 Child (Yearly)
$924 IQDย 1.2M
$6,540 Rpย 110.7M
-85.86%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
An Najaf
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$16.52 IQDย 21.7K
$53.4 Rpย 904.2K
-69.08%
Summer Dress (H&M, Zara, etc)
$24.79 IQDย 32.5K
$38.33 Rpย 648.6K
-35.32%
Sport Shoes (Adidas, Nike)
$64.9 IQDย 85.1K
$86.4 Rpย 1.5M
-24.89%
Men's Leather Business Shoes
$43.45 IQDย 57.0K
$78.9 Rpย 1.3M
-44.94%
๐Ÿ  Accommodation & Living
An Najaf
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$242 IQDย 317.1K
$1,015 Rpย 17.2M
-76.19%
1-bedroom Apartment, Outside City Center (Monthly)
$133 IQDย 174.1K
$669 Rpย 11.3M
-80.14%
3-bedroom Apartment, City Center (Monthly)
$387 IQDย 507.0K
$3,348 Rpย 56.7M
-88.45%
3-bedroom Apartment, Outside City Center (Monthly)
$155 IQDย 202.7K
$2,114 Rpย 35.8M
-92.69%
Buy Apartment in City Center (m2)
$1,249 IQDย 1.6M
$3,020 Rpย 51.1M
-58.63%
Buy Apartment Outside City Center (m2)
$488 IQDย 640.1K
$2,334 Rpย 39.5M
-79.08%
๐Ÿ’ต Salaries & Financials
An Najaf
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$731 IQDย 958.0K
$178 Rpย 3.0M
309.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for An Najaf: January 11, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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