Cost of Living Comparison Between An Najaf and Ubud, Bali Cost of Living Comparison Between An Najaf and Ubud, Bali

🙂 Solo nomad: An Najaf is 27.2% cheaper than Ubud, Bali without rent, and 53.5% cheaper with rent.
🙂 Family of 3: An Najaf is 33.7% cheaper than Ubud, Bali without rent, and 64.9% cheaper with rent.
Currency
🍽 Eating Out
An Najaf
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.09 IQD 5,353
$3.47 Rp 58.7K
17.87%
Three-Course Dinner for Two, Mid-Range
$22.87 IQD 29.9K
$32.10 Rp 543.9K
-28.75%
Fast Food Meal (McDonalds, etc)
$4.93 IQD 6,454
$4.86 Rp 82.4K
1.44%
Cappuccino
$2.63 IQD 3,448
$2.82 Rp 47.8K
-6.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.39 IQD 513
$1.37 Rp 23.3K
-71.53%
Water (0.33 liter bottle)
$0.19 IQD 245
$0.73 Rp 12.4K
-73.97%
Local Beer (0.5 liter draught)
$3.54 IQD 4,635
$2.90 Rp 49.1K
22.07%
Imported Beer (0.33 liter bottle)
$2.92 IQD 3,816
$3.92 Rp 66.4K
-25.51%
🛒 Groceries & Markets
An Najaf
Ubud, Bali
Difference
Milk (1 liter)
$1.36 IQD 1,783
$1.74 Rp 29.5K
-21.84%
White Bread (500g)
$0.78 IQD 1,015
$2.44 Rp 41.4K
-68.03%
Rice (white) (1kg)
$1.65 IQD 2,154
$1.17 Rp 19.8K
41.03%
Eggs
$1.71 IQD 2,236
$2.35 Rp 39.9K
-27.23%
Local Cheese (1kg)
$2.39 IQD 3,128
$14.78 Rp 250.4K
-83.83%
Chicken Fillets (1kg)
$4.80 IQD 6,280
$4.25 Rp 72.0K
12.94%
Beef Round Steak (1kg)
$10.42 IQD 13.6K
$12.21 Rp 206.9K
-14.66%
Apples (1kg)
$1.28 IQD 1,679
$3.72 Rp 63.0K
-65.59%
Banana (1kg)
$1.20 IQD 1,565
$1.56 Rp 26.4K
-23.08%
Oranges (1kg)
$1.05 IQD 1,369
$2.69 Rp 45.6K
-60.97%
Tomato (1kg)
$0.68 IQD 895
$2.34 Rp 39.6K
-70.94%
Potato (1kg)
$0.70 IQD 917
$2.00 Rp 33.9K
-65.00%
Onion (1kg)
$0.63 IQD 830
$2.31 Rp 39.1K
-72.73%
Lettuce (1 head)
$0.61 IQD 798
$1.01 Rp 17.2K
-39.60%
Water (1.5 liter bottle)
$0.37 IQD 479
$0.73 Rp 12.3K
-49.32%
Cigarettes 20 Pack (Marlboro, Camel)
$1.56 IQD 2,038
$3.31 Rp 56.2K
-52.87%
Wine (Bottle)
$13.77 IQD 18.0K
$25.14 Rp 426.0K
-45.23%
Local Beer (0.5 liter bottle)
$1.77 IQD 2,312
$2.90 Rp 49.1K
-38.97%
Imported Beer (0.33 liter bottle)
$2.18 IQD 2,847
$2.77 Rp 47.0K
-21.30%
🚌 Getting Around
An Najaf
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.39 IQD 511
$0.27 Rp 4,546
44.44%
Public Transport Monthly Pass (Regular Price)
$34.43 IQD 45.0K
$8.26 Rp 139.9K
316.83%
Taxi Start (Normal Tariff)
$1.95 IQD 2,548
$0.45 Rp 7,667
333.33%
Taxi (Normal Tariff) (1km)
$1.53 IQD 2,007
$0.42 Rp 7,159
264.29%
Taxi 1hour Waiting (Normal Tariff)
$4.98 IQD 6,513
$6.26 Rp 106.0K
-20.45%
Gasoline (1 liter)
$0.45 IQD 587
$0.86 Rp 14.7K
-47.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.6K IQD 15.1M
$25.9K Rp 438.7M
-55.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.6K IQD 25.7M
$31.9K Rp 540.4M
-38.48%
🧾 Monthly Utilities & Internet
An Najaf
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$58.7 IQD 76.8K
$80.8 Rp 1.4M
-27.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.60 IQD 29.6K
$3.98 Rp 67.4K
467.84%
Internet (50+ Mbps, Unlimited Data)
$33.93 IQD 44.4K
$23.55 Rp 399.0K
44.08%
🎉 Sport & Entertainment
An Najaf
Ubud, Bali
Difference
Gym Membership (Monthly)
$28.92 IQD 37.8K
$97.3 Rp 1.6M
-70.27%
Tennis Court (1 Hour on Weekend)
$14.87 IQD 19.5K
$6.42 Rp 108.8K
131.62%
Cinema Ticket
$7.52 IQD 9,833
$4.16 Rp 70.6K
80.77%
🧸 Childcare & Education
An Najaf
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$167 IQD 219.1K
$294 Rp 5.0M
-43.06%
International Primary School, 1 Child (Yearly)
$924 IQD 1.2M
$6,548 Rp 110.9M
-85.89%
👕👟 Clothing & Footwear
An Najaf
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$16.28 IQD 21.3K
$54.2 Rp 917.8K
-69.95%
Summer Dress (H&M, Zara, etc)
$25.46 IQD 33.3K
$37.95 Rp 643.0K
-32.91%
Sport Shoes (Adidas, Nike)
$64.9 IQD 85.0K
$88.1 Rp 1.5M
-26.29%
Men's Leather Business Shoes
$43.66 IQD 57.1K
$78.1 Rp 1.3M
-44.10%
🏠 Accommodation & Living
An Najaf
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$241 IQD 315.9K
$995 Rp 16.9M
-75.74%
1-bedroom Apartment, Outside City Center (Monthly)
$136 IQD 177.7K
$668 Rp 11.3M
-79.66%
3-bedroom Apartment, City Center (Monthly)
$380 IQD 497.3K
$3,391 Rp 57.5M
-88.79%
3-bedroom Apartment, Outside City Center (Monthly)
$151 IQD 197.8K
$2,080 Rp 35.2M
-92.73%
Buy Apartment in City Center (m2)
$1,250 IQD 1.6M
$3,037 Rp 51.5M
-58.83%
Buy Apartment Outside City Center (m2)
$491 IQD 642.7K
$2,378 Rp 40.3M
-79.35%
💵 Salaries & Financials
An Najaf
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$742 IQD 970.9K
$180 Rp 3.0M
313.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for An Najaf: March 1, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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