Cost of Living Comparison Between Amsterdam and Amersfoort Cost of Living Comparison Between Amsterdam and Amersfoort

Monthly Cost of Living

Monthly costs for one person with rent: $3,476 in Amsterdam versus $2,842 in Amersfoort.

Estimated couple costs with rent: $5,057 in Amsterdam versus $3,900 in Amersfoort.

Monthly costs for a family of three with rent: $6,639 in Amsterdam versus $4,957 in Amersfoort.

Living in Amsterdam is roughly 22% more expensive than in Amersfoort, driven mainly by Eating Out.

Both cities are pricier than the global median: Amsterdam 160% above, Amersfoort 113% above.

Meal at Budget Restaurant

$23.49 €20.55

$20.57 €18.00

14.20%

Three-Course Dinner for Two, Mid-Range

$112 €97.8

$80.9 €70.8

38.21%

Fast Food Meal (McDonalds, etc)

$15.07 €13.19

$13.46 €11.77

11.96%

Cappuccino

$4.73 €4.14

$3.78 €3.31

25.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.45 €3.02

$3.85 €3.37

-10.39%

Water (0.33 liter bottle)

$3.17 €2.77

$3.21 €2.81

-1.25%

Local Beer (0.5 liter draught)

$6.78 €5.93

$6.34 €5.54

6.94%

Imported Beer (0.33 liter bottle)

$7.14 €6.25

$5.26 €4.60

35.74%

Milk (1 liter)

$1.48 €1.29

$1.26 €1.11

17.46%

White Bread (500g)

$2.47 €2.16

$2.43 €2.12

1.65%

Rice (white) (1kg)

$2.62 €2.29

$3.12 €2.73

-16.03%

Eggs

$5.39 €4.71

$4.74 €4.14

13.71%

Local Cheese (1kg)

$14.78 €12.93

$13.64 €11.93

8.36%

Chicken Fillets (1kg)

$14.29 €12.50

$16.17 €14.15

-11.63%

Beef Round Steak (1kg)

$16.63 €14.55

$17.46 €15.28

-4.75%

Apples (1kg)

$2.93 €2.56

$2.31 €2.02

26.84%

Banana (1kg)

$2.58 €2.26

$2.50 €2.19

3.20%

Oranges (1kg)

$2.19 €1.92

$1.95 €1.70

12.31%

Tomato (1kg)

$4.68 €4.10

$3.83 €3.35

22.19%

Potato (1kg)

$2.01 €1.76

$2.15 €1.88

-6.51%

Onion (1kg)

$2.05 €1.79

$2.21 €1.93

-7.24%

Lettuce (1 head)

$1.30 €1.14

$1.26 €1.10

3.17%

Water (1.5 liter bottle)

$1.23 €1.07

$1.13 €0.98

8.85%

Cigarettes 20 Pack (Marlboro, Camel)

$14.37 €12.57

$13.83 €12.10

3.90%

Wine (Bottle)

$8.03 €7.02

$7.06 €6.17

13.74%

Local Beer (0.5 liter bottle)

$1.68 €1.47

$1.46 €1.28

15.07%

Imported Beer (0.33 liter bottle)

$3.02 €2.64

$2.83 €2.47

6.71%

One-way Ticket (Public Transport)

$4.02 €3.51

$6.30 €5.51

-36.19%

Public Transport Monthly Pass (Regular Price)

$118 €103

$121 €106

-2.38%

Taxi Start (Normal Tariff)

$4.76 €4.16

$3.62 €3.17

31.49%

Taxi (Normal Tariff) (1km)

$3.00 €2.63

$2.50 €2.19

20.00%

Taxi 1hour Waiting (Normal Tariff)

$65.1 €57.0

$26.95 €23.58

141.67%

Gasoline (1 liter)

$2.32 €2.03

$2.21 €1.93

4.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.3K €37.9K

$34.7K €30.4K

24.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K €33.9K

$35.4K €31.0K

9.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$306 €268

$287 €251

6.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.54 €18.84

$26.21 €22.93

-17.82%

Internet (50+ Mbps, Unlimited Data)

$51.4 €44.95

$52.2 €45.67

-1.57%

Gym Membership (Monthly)

$62.4 €54.6

$40.69 €35.60

53.45%

Tennis Court (1 Hour on Weekend)

$38.70 €33.85

$30.92 €27.05

25.16%

Cinema Ticket

$17.20 €15.05

$16.27 €14.24

5.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,848 €2,492

$2,151 €1,882

32.42%

International Primary School, 1 Child (Yearly)

$21.2K €18.5K

$6,273 €5,488

237.75%

Jeans (Levis 501 Or Similar)

$102 €89.4

$108 €94.5

-5.37%

Summer Dress (H&M, Zara, etc)

$48.88 €42.77

$53.2 €46.57

-8.17%

Sport Shoes (Adidas, Nike)

$126 €111

$101 €88.6

24.94%

Men's Leather Business Shoes

$137 €120

$119 €104

15.37%

1-bedroom Apartment, City Center (Monthly)

$2,362 €2,067

$1,588 €1,390

48.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,995 €1,745

$1,334 €1,167

49.50%

3-bedroom Apartment, City Center (Monthly)

$4,197 €3,672

$2,151 €1,882

95.16%

3-bedroom Apartment, Outside City Center (Monthly)

$3,107 €2,719

$1,803 €1,578

72.32%

Buy Apartment in City Center (m2)

$10.7K €9,366

$6,380 €5,582

67.79%

Buy Apartment Outside City Center (m2)

$7,066 €6,182

$5,456 €4,773

29.51%

Average Monthly Net Salary (After Tax)

$4,465 €3,906

$3,922 €3,431

13.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.02

4.39

-8.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amsterdam: July 11, 2026

Last update for Amersfoort: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,362 in Amsterdam and $1,588 in Amersfoort. Housing cost is often the main lever when comparing two cities.

Amsterdam pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $112 in Amsterdam vs $81.0 in Amersfoort for a mid-range dinner for two. Groceries echo the gap at $360 vs $352 per month, with Amersfoort cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Amsterdam vs Amersfoort: Cost of Living - Frequently Asked Questions

Amersfoort is cheaper overall, especially in Eating Out, Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 22% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 14% higher in Amsterdam, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,362 in Amsterdam versus $1,588 in Amersfoort. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Amersfoort – a meal for two runs $81.0 versus $112 in Amsterdam. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,476 per month in Amsterdam versus $2,842 in Amersfoort – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Amersfoort is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Amersfoort is more practical. Housing and childcare are both notably cheaper than in Amsterdam, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Amsterdam and Amersfoort are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Amersfoort gentler on the wallet – expenses run 22% less than in Amsterdam. Beyond cost, consider language, visa policies, and how big the international community is in each city.