Cost of Living Comparison Between Amsterdam and Amersfoort Cost of Living Comparison Between Amsterdam and Amersfoort

Monthly Cost of Living

Monthly costs for one person with rent: $3,543 in Amsterdam versus $2,838 in Amersfoort.

Estimated couple costs with rent: $5,055 in Amsterdam versus $3,919 in Amersfoort.

Monthly costs for a family of three with rent: $6,567 in Amsterdam versus $5,000 in Amersfoort.

Living in Amsterdam is roughly 25% more expensive than Amersfoort, driven mainly by Eating Out.

Both cities are pricier than the global median: Amsterdam 164% above, Amersfoort 112% above.

Meal at Budget Restaurant

$22.95 €19.77

$21.09 €18.16

8.82%

Three-Course Dinner for Two, Mid-Range

$109 €94.0

$80.3 €69.2

35.86%

Fast Food Meal (McDonalds, etc)

$14.93 €12.86

$13.14 €11.32

13.62%

Cappuccino

$4.98 €4.29

$3.82 €3.29

30.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.38 €2.91

$3.96 €3.41

-14.65%

Water (0.33 liter bottle)

$3.29 €2.84

$3.11 €2.67

5.79%

Local Beer (0.5 liter draught)

$6.91 €5.95

$6.53 €5.62

5.82%

Imported Beer (0.33 liter bottle)

$6.88 €5.93

$5.22 €4.50

31.80%

Milk (1 liter)

$1.47 €1.26

$1.23 €1.06

19.51%

White Bread (500g)

$2.45 €2.11

$2.49 €2.15

-1.61%

Rice (white) (1kg)

$2.59 €2.23

$3.06 €2.64

-15.36%

Eggs

$5.30 €4.57

$4.75 €4.09

11.58%

Local Cheese (1kg)

$14.77 €12.72

$13.50 €11.63

9.41%

Chicken Fillets (1kg)

$14.48 €12.47

$16.51 €14.22

-12.30%

Beef Round Steak (1kg)

$16.57 €14.27

$17.18 €14.79

-3.55%

Apples (1kg)

$2.82 €2.43

$2.41 €2.07

17.01%

Banana (1kg)

$2.55 €2.20

$2.55 €2.19

Oranges (1kg)

$2.20 €1.90

$1.96 €1.69

12.24%

Tomato (1kg)

$4.88 €4.20

$3.68 €3.16

32.61%

Potato (1kg)

$2.04 €1.75

$2.15 €1.85

-5.12%

Onion (1kg)

$2.09 €1.80

$2.13 €1.83

-1.88%

Lettuce (1 head)

$1.36 €1.17

$1.28 €1.10

6.25%

Water (1.5 liter bottle)

$1.16 €1.00

$1.12 €0.97

3.57%

Cigarettes 20 Pack (Marlboro, Camel)

$14.36 €12.37

$13.69 €11.79

4.89%

Wine (Bottle)

$7.52 €6.47

$7.06 €6.08

6.52%

Local Beer (0.5 liter bottle)

$1.76 €1.51

$1.40 €1.21

25.71%

Imported Beer (0.33 liter bottle)

$3.08 €2.65

$2.69 €2.32

14.50%

One-way Ticket (Public Transport)

$3.90 €3.36

$6.29 €5.41

-38.00%

Public Transport Monthly Pass (Regular Price)

$118 €102

$121 €104

-2.74%

Taxi Start (Normal Tariff)

$4.77 €4.11

$3.76 €3.23

26.86%

Taxi (Normal Tariff) (1km)

$3.02 €2.60

$2.52 €2.17

19.84%

Taxi 1hour Waiting (Normal Tariff)

$65.2 €56.1

$26.82 €23.10

142.92%

Gasoline (1 liter)

$2.29 €1.97

$2.27 €1.95

0.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.5K €37.4K

$35.1K €30.2K

24.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €33.3K

$35.5K €30.6K

8.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$304 €262

$292 €252

3.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.92 €18.87

$26.14 €22.51

-16.14%

Internet (50+ Mbps, Unlimited Data)

$52.1 €44.87

$51.8 €44.64

0.52%

Gym Membership (Monthly)

$63.6 €54.7

$40.56 €34.92

56.71%

Tennis Court (1 Hour on Weekend)

$39.68 €34.17

$31.31 €26.97

26.73%

Cinema Ticket

$17.14 €14.76

$15.95 €13.73

7.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,862 €2,464

$2,191 €1,887

30.59%

International Primary School, 1 Child (Yearly)

$21.0K €18.1K

$6,183 €5,324

239.64%

Jeans (Levis 501 Or Similar)

$102 €87.6

$108 €93.0

-5.83%

Summer Dress (H&M, Zara, etc)

$49.40 €42.54

$52.7 €45.40

-6.30%

Sport Shoes (Adidas, Nike)

$122 €105

$103 €88.9

18.25%

Men's Leather Business Shoes

$137 €118

$117 €101

17.35%

1-bedroom Apartment, City Center (Monthly)

$2,380 €2,049

$1,636 €1,409

45.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,959 €1,687

$1,358 €1,169

44.27%

3-bedroom Apartment, City Center (Monthly)

$4,236 €3,647

$2,151 €1,852

96.95%

3-bedroom Apartment, Outside City Center (Monthly)

$3,031 €2,610

$1,795 €1,545

68.90%

Buy Apartment in City Center (m2)

$11.1K €9,579

$6,476 €5,577

71.77%

Buy Apartment Outside City Center (m2)

$7,621 €6,563

$5,435 €4,680

40.24%

Average Monthly Net Salary (After Tax)

$4,906 €4,225

$4,037 €3,476

21.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.02

4.39

-8.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amsterdam: June 1, 2026

Last update for Amersfoort: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,380 in Amsterdam and $1,636 in Amersfoort. Housing cost is often the main lever when comparing two cities.

Amsterdam pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $109 in Amsterdam vs $80.0 in Amersfoort for a mid-range dinner for two. Groceries echo the gap at $359 vs $352 per month, with Amersfoort cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Amsterdam vs Amersfoort: Cost of Living - Frequently Asked Questions

Amersfoort is cheaper overall, especially in Eating Out, Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 25% gap adds up to real monthly savings that compound significantly over time.

Amsterdam pays 22% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,380 in Amsterdam versus $1,636 in Amersfoort. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Amersfoort – a meal for two runs $80.0 versus $109 in Amsterdam. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,543 per month in Amsterdam versus $2,838 in Amersfoort – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Amersfoort is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Amersfoort is more practical. Housing and childcare are both notably cheaper than in Amsterdam, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Amsterdam and Amersfoort are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Amersfoort gentler on the wallet – expenses run 25% less than in Amsterdam. Beyond cost, consider language, visa policies, and how big the international community is in each city.