Last update: Oct 2026

Cost of Living Comparison Between Amsterdam and Amersfoort

For one person, living is cheaper in Amersfoort: $2,685 a month against $3,465 in Amsterdam, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

168

Cost of Living Index in Amsterdam
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Amsterdam Living Index
131

Cost of Living Index in Amersfoort
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Amersfoort Living Index

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Amsterdam

🇳🇱 Netherlands

$3,465

/mo nomad

Amersfoort

🇳🇱 Netherlands

$2,685

/mo nomad

Monthly Cost of Living

How much you'll spend in Amsterdam and in Amersfoort

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Amsterdam and in Amersfoort actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,465 in Amsterdam versus $2,685 in Amersfoort.

Amsterdam $3,465
Amersfoort $2,685

Estimated couple costs with rent: $4,929 in Amsterdam versus $3,737 in Amersfoort.

Amsterdam $4,929
Amersfoort $3,737

Monthly costs for a family of three with rent: $6,393 in Amsterdam versus $4,790 in Amersfoort.

Amsterdam $6,393
Amersfoort $4,790

Living in Amsterdam is roughly 29% more expensive than in Amersfoort, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Amsterdam 157% above, Amersfoort 99% above.

Meal at Budget Restaurant

$22.10 €19.66

$23.73 €21.11

-6.87%

Three-Course Dinner for Two, Mid-Range

$90.0 €80.0

$79.1 €70.3

13.80%

Fast Food Meal (McDonalds, etc)

$15.32 €13.63

$10.92 €9.71

40.29%

Cappuccino

$4.58 €4.07

$3.84 €3.42

19.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.70 €3.29

$3.81 €3.39

-2.89%

Water (0.33 liter bottle)

$2.98 €2.65

$3.31 €2.95

-9.97%

Local Beer (0.5 liter draught)

$7.38 €6.56

$6.76 €6.02

9.17%

Imported Beer (0.33 liter bottle)

$5.73 €5.10

$4.92 €4.38

16.46%

Milk (1 liter)

$1.57 €1.40

$1.18 €1.05

33.05%

White Bread (500g)

$2.30 €2.04

$1.76 €1.57

30.68%

Rice (white) (1kg)

$2.51 €2.23

$2.81 €2.50

-10.68%

Eggs

$5.07 €4.51

$4.21 €3.74

20.43%

Local Cheese (1kg)

$16.73 €14.88

$14.13 €12.57

18.40%

Chicken Fillets (1kg)

$13.11 €11.66

$13.27 €11.80

-1.21%

Beef Round Steak (1kg)

$22.79 €20.28

$16.39 €14.58

39.05%

Apples (1kg)

$2.73 €2.43

$2.25 €2.00

21.33%

Banana (1kg)

$2.76 €2.46

$2.13 €1.90

29.58%

Oranges (1kg)

$2.74 €2.44

$1.87 €1.67

46.52%

Tomato (1kg)

$3.78 €3.37

$3.70 €3.29

2.16%

Potato (1kg)

$2.38 €2.11

$1.79 €1.59

32.96%

Onion (1kg)

$1.61 €1.43

$1.77 €1.58

-9.04%

Lettuce (1 head)

$1.46 €1.30

$1.23 €1.10

18.70%

Water (1.5 liter bottle)

$1.77 €1.58

$0.77 €0.69

129.87%

Cigarettes 20 Pack (Marlboro, Camel)

$14.52 €12.92

$12.68 €11.28

14.51%

Wine (Bottle)

$9.10 €8.09

$7.01 €6.23

29.81%

Local Beer (0.5 liter bottle)

$1.79 €1.59

$1.46 €1.30

22.60%

Imported Beer (0.33 liter bottle)

$2.43 €2.16

$2.72 €2.42

-10.66%

One-way Ticket (Public Transport)

$3.69 €3.29

$4.59 €4.09

-19.61%

Public Transport Monthly Pass (Regular Price)

$112 €100

$89.3 €79.5

25.91%

Taxi Start (Normal Tariff)

$4.51 €4.01

$5.68 €5.06

-20.60%

Taxi (Normal Tariff) (1km)

$3.44 €3.06

$2.73 €2.43

26.01%

Taxi 1hour Waiting (Normal Tariff)

$39.71 €35.32

$28.12 €25.01

41.22%

Gasoline (1 liter)

$2.63 €2.34

$2.24 €2.00

17.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.3K €36.7K

$32.9K €29.2K

25.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.4K €35.1K

$36.7K €32.7K

7.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 €262

$254 €226

16.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.26 €19.80

$26.12 €23.23

-14.78%

Internet (50+ Mbps, Unlimited Data)

$51.1 €45.46

$47.77 €42.49

6.99%

Gym Membership (Monthly)

$59.9 €53.3

$38.07 €33.87

57.37%

Tennis Court (1 Hour on Weekend)

$35.44 €31.52

$30.78 €27.38

15.14%

Cinema Ticket

$16.82 €14.96

$15.43 €13.72

9.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,826 €2,513

$2,006 €1,784

40.89%

International Primary School, 1 Child (Yearly)

$17.1K €15.2K

$4,680 €4,163

266.03%

Jeans (Levis 501 Or Similar)

$92.5 €82.3

$96.7 €86.0

-4.34%

Summer Dress (H&M, Zara, etc)

$41.61 €37.01

$50.3 €44.70

-17.19%

Sport Shoes (Adidas, Nike)

$97.6 €86.9

$111 €98.8

-12.13%

Men's Leather Business Shoes

$132 €117

$184 €163

-28.11%

1-bedroom Apartment, City Center (Monthly)

$2,575 €2,290

$1,591 €1,416

61.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,955 €1,739

$1,306 €1,162

49.67%

3-bedroom Apartment, City Center (Monthly)

$3,997 €3,555

$2,020 €1,797

97.83%

3-bedroom Apartment, Outside City Center (Monthly)

$3,053 €2,716

$1,732 €1,540

76.30%

Buy Apartment in City Center (m2)

$10.4K €9,222

$6,419 €5,709

61.52%

Buy Apartment Outside City Center (m2)

$6,494 €5,776

$5,276 €4,693

23.09%

Average Monthly Net Salary (After Tax)

$4,692 €4,174

$3,996 €3,555

17.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.27

3.92

-16.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amsterdam: October 12, 2026

Last update for Amersfoort: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Amsterdam

$2K 56.4%

Amersfoort

$1.3K 48.7% 33.2% $649

Groceries & Markets

Amsterdam

$383 11%

Amersfoort

$315 11.7% 17.6% $67

Monthly Utilities & Internet

Amsterdam

$368 10.6%

Amersfoort

$328 12.2% 10.9% $40

Eating Out

Amsterdam

$353 10.2%

Amersfoort

$341 12.7% 3.4% $12

Clothing & Footwear

Amsterdam

$164 4.7%

Amersfoort

$199 7.4% 21.4% $35

Getting Around

Amsterdam

$149 4.3%

Amersfoort

$127 4.7% 14.7% $22

Sport & Entertainment

Amsterdam

$94 2.7%

Amersfoort

$69 2.6% 26.3% $25

Cost Breakdown

A one-bedroom apartment in the center runs $2,575 in Amsterdam and $1,591 in Amersfoort. Housing cost is often the main lever when comparing two cities.

Amsterdam pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $90.0 in Amsterdam vs $79.0 in Amersfoort for a mid-range dinner for two. Groceries echo the gap at $383 vs $315 per month, with Amersfoort cheaper across the board.

Good to know

🇳🇱 Amsterdam

🇳🇱 Amersfoort

🕒 Local time

07:44 7:44 AM

Same time as Amsterdam

🌤 Weather

👥 Population

881,933 Capital

160,759

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Amsterdam Amersfoort 42 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Amsterdam vs Amersfoort: Cost of Living - Frequently Asked Questions

Amersfoort is cheaper overall, especially in groceries, eating out, and transport. The 29% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 17% higher in Amsterdam, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,575 in Amsterdam versus $1,591 in Amersfoort. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Amersfoort – a meal for two runs $79.0 versus $90.0 in Amsterdam. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,465 per month in Amsterdam versus $2,685 in Amersfoort – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Amersfoort is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Amersfoort is more practical. Housing and childcare are both notably cheaper than in Amsterdam, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Amsterdam and Amersfoort are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Amersfoort gentler on the wallet – expenses run 29% less than in Amsterdam. Beyond cost, consider language, visa policies, and how big the international community is in each city.