Last update: Oct 2026

Cost of Living Comparison Between Amersfoort and Amsterdam

For one person, living is cheaper in Amersfoort: $2,685 a month against $3,465 in Amsterdam, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

Amersfoort
🇳🇱 Netherlands
$2,685
/mo nomad
Amsterdam
🇳🇱 Netherlands
$3,465
/mo nomad
Monthly Cost of Living

How much you'll spend in Amersfoort and in Amsterdam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Amersfoort and in Amsterdam actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,685 in Amersfoort versus $3,465 in Amsterdam.

  • Amersfoort $2,685
  • Amsterdam $3,465

Estimated couple costs with rent: $3,737 in Amersfoort versus $4,929 in Amsterdam.

  • Amersfoort $3,737
  • Amsterdam $4,929

Monthly costs for a family of three with rent: $4,790 in Amersfoort versus $6,393 in Amsterdam.

  • Amersfoort $4,790
  • Amsterdam $6,393

Living in Amersfoort costs roughly 23% less than in Amsterdam, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Amersfoort 99% above, Amsterdam 157% above.

Currency
🍽 Eating Out
Amersfoort
Amsterdam
Difference
Meal at Budget Restaurant
$23.73 €21.11
$22.10 €19.66
7.38%
Three-Course Dinner for Two, Mid-Range
$79.1 €70.3
$90.0 €80.0
-12.13%
Fast Food Meal (McDonalds, etc)
$10.92 €9.71
$15.32 €13.63
-28.72%
Cappuccino
$3.84 €3.42
$4.58 €4.07
-16.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.81 €3.39
$3.70 €3.29
2.97%
Water (0.33 liter bottle)
$3.31 €2.95
$2.98 €2.65
11.07%
Local Beer (0.5 liter draught)
$6.76 €6.02
$7.38 €6.56
-8.40%
Imported Beer (0.33 liter bottle)
$4.92 €4.38
$5.73 €5.10
-14.14%
🛒 Groceries & Markets
Amersfoort
Amsterdam
Difference
Milk (1 liter)
$1.18 €1.05
$1.57 €1.40
-24.84%
White Bread (500g)
$1.76 €1.57
$2.30 €2.04
-23.48%
Rice (white) (1kg)
$2.81 €2.50
$2.51 €2.23
11.95%
Eggs
$4.21 €3.74
$5.07 €4.51
-16.96%
Local Cheese (1kg)
$14.13 €12.57
$16.73 €14.88
-15.54%
Chicken Fillets (1kg)
$13.27 €11.80
$13.11 €11.66
1.22%
Beef Round Steak (1kg)
$16.39 €14.58
$22.79 €20.28
-28.08%
Apples (1kg)
$2.25 €2.00
$2.73 €2.43
-17.58%
Banana (1kg)
$2.13 €1.90
$2.76 €2.46
-22.83%
Oranges (1kg)
$1.87 €1.67
$2.74 €2.44
-31.75%
Tomato (1kg)
$3.70 €3.29
$3.78 €3.37
-2.12%
Potato (1kg)
$1.79 €1.59
$2.38 €2.11
-24.79%
Onion (1kg)
$1.77 €1.58
$1.61 €1.43
9.94%
Lettuce (1 head)
$1.23 €1.10
$1.46 €1.30
-15.75%
Water (1.5 liter bottle)
$0.77 €0.69
$1.77 €1.58
-56.50%
Cigarettes 20 Pack (Marlboro, Camel)
$12.68 €11.28
$14.52 €12.92
-12.67%
Wine (Bottle)
$7.01 €6.23
$9.10 €8.09
-22.97%
Local Beer (0.5 liter bottle)
$1.46 €1.30
$1.79 €1.59
-18.44%
Imported Beer (0.33 liter bottle)
$2.72 €2.42
$2.43 €2.16
11.93%
🚌 Getting Around
Amersfoort
Amsterdam
Difference
One-way Ticket (Public Transport)
$4.59 €4.09
$3.69 €3.29
24.39%
Public Transport Monthly Pass (Regular Price)
$89.3 €79.5
$112 €100
-20.58%
Taxi Start (Normal Tariff)
$5.68 €5.06
$4.51 €4.01
25.94%
Taxi (Normal Tariff) (1km)
$2.73 €2.43
$3.44 €3.06
-20.64%
Taxi 1hour Waiting (Normal Tariff)
$28.12 €25.01
$39.71 €35.32
-29.19%
Gasoline (1 liter)
$2.24 €2.00
$2.63 €2.34
-14.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.9K €29.2K
$41.3K €36.7K
-20.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.7K €32.7K
$39.4K €35.1K
-6.80%
🧾 Monthly Utilities & Internet
Amersfoort
Amsterdam
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$254 €226
$295 €262
-13.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.12 €23.23
$22.26 €19.80
17.34%
Internet (50+ Mbps, Unlimited Data)
$47.77 €42.49
$51.1 €45.46
-6.53%
🎉 Sport & Entertainment
Amersfoort
Amsterdam
Difference
Gym Membership (Monthly)
$38.07 €33.87
$59.9 €53.3
-36.45%
Tennis Court (1 Hour on Weekend)
$30.78 €27.38
$35.44 €31.52
-13.15%
Cinema Ticket
$15.43 €13.72
$16.82 €14.96
-8.26%
🧸 Childcare & Education
Amersfoort
Amsterdam
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,006 €1,784
$2,826 €2,513
-29.02%
International Primary School, 1 Child (Yearly)
$4,680 €4,163
$17.1K €15.2K
-72.68%
👕👟 Clothing & Footwear
Amersfoort
Amsterdam
Difference
Jeans (Levis 501 Or Similar)
$96.7 €86.0
$92.5 €82.3
4.54%
Summer Dress (H&M, Zara, etc)
$50.3 €44.70
$41.61 €37.01
20.76%
Sport Shoes (Adidas, Nike)
$111 €98.8
$97.6 €86.9
13.81%
Men's Leather Business Shoes
$184 €163
$132 €117
39.10%
🏠 Accommodation & Living
Amersfoort
Amsterdam
Difference
1-bedroom Apartment, City Center (Monthly)
$1,591 €1,416
$2,575 €2,290
-38.19%
1-bedroom Apartment, Outside City Center (Monthly)
$1,306 €1,162
$1,955 €1,739
-33.19%
3-bedroom Apartment, City Center (Monthly)
$2,020 €1,797
$3,997 €3,555
-49.45%
3-bedroom Apartment, Outside City Center (Monthly)
$1,732 €1,540
$3,053 €2,716
-43.28%
Buy Apartment in City Center (m2)
$6,419 €5,709
$10.4K €9,222
-38.09%
Buy Apartment Outside City Center (m2)
$5,276 €4,693
$6,494 €5,776
-18.76%
💵 Salaries & Financials
Amersfoort
Amsterdam
Difference
Average Monthly Net Salary (After Tax)
$3,996 €3,555
$4,692 €4,174
-14.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.92
3.27
19.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amersfoort: October 11, 2026

Last update for Amsterdam: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Amersfoort
$1.3K
Amsterdam
$2K 49.7% $649
Eating Out
Amersfoort
$341
Amsterdam
$353 3.5% $12
Monthly Utilities & Internet
Amersfoort
$328
Amsterdam
$368 12.3% $40
Groceries & Markets
Amersfoort
$315
Amsterdam
$383 21.4% $67
Clothing & Footwear
Amersfoort
$199
Amsterdam
$164 17.6% $35
Getting Around
Amersfoort
$127
Amsterdam
$149 17.3% $22
Sport & Entertainment
Amersfoort
$69
Amsterdam
$94 35.7% $25

Cost Breakdown

A one-bedroom apartment in the center runs $1,591 in Amersfoort and $2,575 in Amsterdam. Housing cost is often the main lever when comparing two cities.

Amsterdam pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Amersfoort vs $90.0 in Amsterdam for a mid-range dinner for two. Groceries echo the gap at $315 vs $383 per month, with Amersfoort cheaper across the board.

Good to know
🇳🇱 Amersfoort
🇳🇱 Amsterdam
🕒 Local time
07:01 7:01 AM
07:01 7:01 AM
Same time as Amersfoort
🌤 Weather
👥 Population
160,759
881,933 Capital
💱 Currency
Euro EUR €
Euro EUR €
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Amersfoort Amsterdam 42 km
From you
  • Amersfoort
  • Amsterdam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Amersfoort vs Amsterdam: Cost of Living - Frequently Asked Questions
Is Amsterdam cheaper than Amersfoort?
Amersfoort is cheaper overall, especially in eating out, groceries, and transport. The 29% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Amersfoort or Amsterdam?
On paper, salaries run 17% lower in Amsterdam. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Amersfoort and Amsterdam?
Rent for a central apartment: $1,591 in Amersfoort versus $2,575 in Amsterdam. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Amersfoort or in Amsterdam?
Dining out is cheaper in Amersfoort – a meal for two runs $79.0 versus $90.0 in Amsterdam. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Amersfoort and in Amsterdam?
All in, you'll spend $2,685 per month in Amersfoort versus $3,465 in Amsterdam – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $2,500 enough to cover costs in Amersfoort or in Amsterdam?
Both cities are expensive relative to $2,500. Amersfoort is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Is Amersfoort or Amsterdam more family-friendly?
For families, Amersfoort is more practical. Housing and childcare are both notably cheaper than in Amsterdam, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Amersfoort or Amsterdam?
Safety-wise, Amersfoort and Amsterdam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Amersfoort gentler on the wallet – expenses run 29% less than in Amsterdam. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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