Last update: Oct 2026

Cost of Living Comparison Between Ames, IA and Monterrey

For one person, living is cheaper in Monterrey: $1,608 a month against $2,142 in Ames, IA, rent and utilities included – about $6,400 less a year. Other living expenses account for most of the difference.

Ames, IA
🇺🇸 United States
$2,142
/mo nomad
Monterrey
🇲🇽 Mexico
$1,608
/mo nomad
Monthly Cost of Living

How much you'll spend in Ames, IA and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ames, IA and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,142 in Ames, IA versus $1,608 in Monterrey.

  • Ames, IA $2,142
  • Monterrey $1,608

Estimated couple costs with rent: $3,242 in Ames, IA versus $2,521 in Monterrey.

  • Ames, IA $3,242
  • Monterrey $2,521

Monthly costs for a family of three with rent: $4,342 in Ames, IA versus $3,433 in Monterrey.

  • Ames, IA $4,342
  • Monterrey $3,433

Living in Ames, IA is roughly 33% more expensive than in Monterrey, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Ames, IA 59% above, Monterrey 19% above.

Currency
🍽 Eating Out
Ames, IA
Monterrey
Difference
Meal at Budget Restaurant
$18.13 $18.13
$13.85 MX$256
30.90%
Three-Course Dinner for Two, Mid-Range
$52.0 $52.0
$49.70 MX$918
4.67%
Fast Food Meal (McDonalds, etc)
$12.18 $12.18
$11.05 MX$204
10.23%
Cappuccino
$4.87 $4.87
$4.09 MX$75.6
19.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.60 $2.60
$1.68 MX$30.97
54.76%
Water (0.33 liter bottle)
$2.25 $2.25
$1.03 MX$18.98
118.45%
Local Beer (0.5 liter draught)
$4.05 $4.05
$2.40 MX$44.28
68.75%
Imported Beer (0.33 liter bottle)
$6.81 $6.81
$4.35 MX$80.3
56.55%
🛒 Groceries & Markets
Ames, IA
Monterrey
Difference
Milk (1 liter)
$0.89 $0.89
$1.92 MX$35.55
-53.65%
White Bread (500g)
$3.55 $3.55
$2.94 MX$54.2
20.75%
Rice (white) (1kg)
$3.26 $3.26
$1.88 MX$34.66
73.40%
Eggs
$3.34 $3.34
$2.55 MX$47.06
30.98%
Local Cheese (1kg)
$10.08 $10.08
$11.84 MX$219
-14.86%
Chicken Fillets (1kg)
$13.62 $13.62
$9.36 MX$173
45.51%
Beef Round Steak (1kg)
$19.05 $19.05
$13.10 MX$242
45.42%
Apples (1kg)
$5.88 $5.88
$3.38 MX$62.5
73.96%
Banana (1kg)
$1.82 $1.82
$1.52 MX$28.13
19.74%
Oranges (1kg)
$6.69 $6.69
$2.19 MX$40.51
205.48%
Tomato (1kg)
$5.22 $5.22
$2.36 MX$43.63
121.19%
Potato (1kg)
$4.54 $4.54
$2.26 MX$41.76
100.88%
Onion (1kg)
$4.07 $4.07
$2.73 MX$50.5
49.08%
Lettuce (1 head)
$2.32 $2.32
$1.52 MX$28.17
52.63%
Water (1.5 liter bottle)
$2.44 $2.44
$1.24 MX$22.90
96.77%
Cigarettes 20 Pack (Marlboro, Camel)
$13.03 $13.03
$4.75 MX$87.8
174.32%
Wine (Bottle)
$16.11 $16.11
$13.66 MX$252
17.94%
Local Beer (0.5 liter bottle)
$2.87 $2.87
$1.89 MX$34.95
51.85%
Imported Beer (0.33 liter bottle)
$4.98 $4.98
$2.99 MX$55.2
66.56%
🚌 Getting Around
Ames, IA
Monterrey
Difference
One-way Ticket (Public Transport)
$0.99 $0.99
$0.85 MX$15.78
16.47%
Public Transport Monthly Pass (Regular Price)
$35.57 $35.57
$30.95 MX$572
14.93%
Taxi Start (Normal Tariff)
$5.09 $5.09
$1.68 MX$30.98
202.98%
Taxi (Normal Tariff) (1km)
$1.69 $1.69
$1.13 MX$20.87
49.56%
Taxi 1hour Waiting (Normal Tariff)
$24.13 $24.13
$11.15 MX$206
116.41%
Gasoline (1 liter)
$0.96 $0.96
$1.56 MX$28.91
-38.46%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7K $24.7K
$21.4K MX$395.8K
15.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.1K $25.1K
$25.1K MX$463.2K
0.03%
🧾 Monthly Utilities & Internet
Ames, IA
Monterrey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$176 $176
$119 MX$2,206
47.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$54.3 $54.3
$26.21 MX$484
107.25%
Internet (50+ Mbps, Unlimited Data)
$71.2 $71.2
$26.78 MX$495
165.76%
🎉 Sport & Entertainment
Ames, IA
Monterrey
Difference
Gym Membership (Monthly)
$69.0 $69.0
$31.03 MX$573
122.40%
Tennis Court (1 Hour on Weekend)
$19.74 $19.74
$21.43 MX$396
-7.89%
Cinema Ticket
$15.97 $15.97
$5.29 MX$97.7
201.89%
🧸 Childcare & Education
Ames, IA
Monterrey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,370 $1,370
$691 MX$12.8K
98.18%
International Primary School, 1 Child (Yearly)
$36.1K $36.1K
$11.5K MX$212.1K
214.92%
👕👟 Clothing & Footwear
Ames, IA
Monterrey
Difference
Jeans (Levis 501 Or Similar)
$58.4 $58.4
$72.3 MX$1,335
-19.17%
Summer Dress (H&M, Zara, etc)
$44.68 $44.68
$42.72 MX$789
4.59%
Sport Shoes (Adidas, Nike)
$90.1 $90.1
$110 MX$2,024
-17.71%
Men's Leather Business Shoes
$105 $105
$117 MX$2,158
-10.43%
🏠 Accommodation & Living
Ames, IA
Monterrey
Difference
1-bedroom Apartment, City Center (Monthly)
$1,005 $1,005
$970 MX$17.9K
3.68%
1-bedroom Apartment, Outside City Center (Monthly)
$822 $822
$664 MX$12.3K
23.87%
3-bedroom Apartment, City Center (Monthly)
$1,860 $1,860
$1,857 MX$34.3K
0.18%
3-bedroom Apartment, Outside City Center (Monthly)
$1,505 $1,505
$1,287 MX$23.8K
16.87%
Buy Apartment in City Center (m2)
$2,432 $2,432
$4,162 MX$76.9K
-41.56%
Buy Apartment Outside City Center (m2)
$2,185 $2,185
$2,349 MX$43.4K
-7.00%
💵 Salaries & Financials
Ames, IA
Monterrey
Difference
Average Monthly Net Salary (After Tax)
$3,597 $3,597
$1,146 MX$21.2K
213.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.41
11.79
-45.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ames, IA: October 11, 2026

Last update for Monterrey: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ames, IA
$822
Monterrey
$664 19.3% $158
Groceries & Markets
Ames, IA
$436
Monterrey
$310 28.9% $126
Monthly Utilities & Internet
Ames, IA
$302
Monterrey
$172 42.9% $129
Eating Out
Ames, IA
$293
Monterrey
$225 23.5% $69
Clothing & Footwear
Ames, IA
$134
Monterrey
$154 14.6% $20
Sport & Entertainment
Ames, IA
$101
Monterrey
$42 58.8% $59
Getting Around
Ames, IA
$53
Monterrey
$42 21.5% $11

Cost Breakdown

A one-bedroom apartment in the center runs $1,005 in Ames, IA and $970 in Monterrey. Housing cost is often the main lever when comparing two cities.

Ames, IA pays 214% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $52.0 in Ames, IA vs $50.0 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $436 vs $310 per month, with Monterrey cheaper across the board.

Good to know
🇺🇸 Ames, IA
🇲🇽 Monterrey
🕒 Local time
12:36 12:36 PM
11:36 11:36 AM
1 h behind Ames, IA
🌤 Weather
👥 Population
66,427
1,142,994
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 18, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Ames, IA Monterrey 1,920 km ≈ 3 h nonstop flight
From you
  • Ames, IA
  • Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ames, IA vs Monterrey: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ames, IA or Monterrey?
Monterrey wins on cost – living expenses run 33% lower than in Ames, IA. Housing and daily spending are where you'll feel the difference most, making Monterrey the obvious pick if budget is a priority.
Are salaries higher in Ames, IA or in Monterrey?
Average pay runs 214% higher in Ames, IA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Ames, IA compared to Monterrey?
Rent for a central apartment: $1,005 in Ames, IA versus $970 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ames, IA compared to Monterrey?
A monthly transit pass in Monterrey runs roughly 15% less than in Ames, IA. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Ames, IA and in Monterrey?
Childcare runs $1,370 in Ames, IA versus $691 in Monterrey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $3,000/month in Ames, IA or in Monterrey?
At $1,608 in Monterrey versus $2,142 in Ames, IA, a $3,000 budget is realistic in Monterrey but tight or insufficient in Ames, IA. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.
Which city is better for digital nomads, Ames, IA or Monterrey?
Both work as nomad bases, but Monterrey delivers better value – similar infrastructure at $1,608 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Monterrey hard to pass up.
Which city is more affordable for expats?
Expats usually find Monterrey gentler on the wallet – expenses run 33% less than in Ames, IA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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